🙂A single person spends $936 per month in St.James vs $1,287 in Playa del Carmen, rent included.
🙂A couple spends around $1,628 per month in St.James vs $2,184 in Playa del Carmen, rent included.
🙂A family of three spends $2,320 per month in St.James vs $3,082 in Playa del Carmen, rent included.
🙂St.James is about 27% cheaper than Playa del Carmen, driven mainly by Groceries & Markets.
📊Both St.James and Playa del Carmen are more affordable than the global median – St.James30% lower, Playa del Carmen4% lower.
Currency
🍽 Eating Out
St.James
Playa del Carmen
Difference
Meal at Budget Restaurant
$10.25TTD 69.6
$11.94MX$209
-14.15%
Three-Course Dinner for Two, Mid-Range
$89.4TTD 607
$42.75MX$748
109.08%
Fast Food Meal(McDonalds, etc)
$7.46TTD 50.7
$10.59MX$185
-29.56%
Cappuccino
$3.67TTD 24.95
$3.62MX$63.4
1.38%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.09TTD 7.39
$1.47MX$25.69
-25.85%
Water(0.33 liter bottle)
$0.82TTD 5.58
$0.94MX$16.51
-12.77%
Local Beer(0.5 liter draught)
$1.83TTD 12.41
$3.09MX$54.1
-40.78%
Imported Beer(0.33 liter bottle)
$3.04TTD 20.62
$4.46MX$78.0
-31.84%
🛒 Groceries & Markets
St.James
Playa del Carmen
Difference
Milk(1 liter)
$2.68TTD 18.19
$1.43MX$24.94
87.41%
White Bread(500g)
$2.81TTD 19.07
$1.88MX$32.97
49.47%
Rice(white)(1kg)
$2.58TTD 17.54
$1.63MX$28.50
58.28%
Eggs
$5.04TTD 34.24
$2.64MX$46.26
90.91%
Local Cheese(1kg)
$7.99TTD 54.3
$8.21MX$144
-2.68%
Chicken Fillets(1kg)
$10.50TTD 71.3
$8.29MX$145
26.66%
Beef Round Steak(1kg)
$14.13TTD 95.9
$11.10MX$194
27.30%
Apples(1kg)
$5.85TTD 39.71
$2.65MX$46.40
120.75%
Banana(1kg)
$2.63TTD 17.83
$1.50MX$26.26
75.33%
Oranges(1kg)
$4.33TTD 29.43
$1.99MX$34.79
117.59%
Tomato(1kg)
$4.68TTD 31.80
$2.08MX$36.33
125.00%
Potato(1kg)
$1.49TTD 10.12
$1.79MX$31.29
-16.76%
Onion(1kg)
$1.67TTD 11.32
$2.18MX$38.09
-23.39%
Lettuce(1 head)
$1.89TTD 12.82
$1.08MX$18.84
75.00%
Water(1.5 liter bottle)
$1.40TTD 9.52
$1.04MX$18.15
34.62%
Cigarettes 20 Pack(Marlboro, Camel)
$5.78TTD 39.26
$3.97MX$69.5
45.59%
Wine(Bottle)
$19.31TTD 131
$10.20MX$179
89.31%
Local Beer(0.5 liter bottle)
$2.10TTD 14.25
$1.73MX$30.22
21.39%
Imported Beer(0.33 liter bottle)
$2.69TTD 18.29
$2.50MX$43.71
7.60%
🚌 Getting Around
St.James
Playa del Carmen
Difference
One-way Ticket(Public Transport)
-
$0.52MX$9.07
-
Public Transport Monthly Pass(Regular Price)
-
$26.97MX$472
-
Taxi Start(Normal Tariff)
$1.05TTD 7.13
$3.14MX$55.0
-66.56%
Taxi(Normal Tariff)(1km)
$1.24TTD 8.41
$2.40MX$42.04
-48.33%
Taxi 1hour Waiting(Normal Tariff)
$14.98TTD 102
$3.09MX$54.0
384.79%
Gasoline(1 liter)
$1.15TTD 7.79
$1.27MX$22.28
-9.45%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.2KTTD 232.0K
$30.9KMX$540.4K
10.62%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.0KTTD 265.0K
$23.3KMX$408.0K
67.38%
🧾 Monthly Utilities & Internet
St.James
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.0TTD 543
$82.0MX$1,435
-2.50%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$47.03TTD 319
$22.45MX$393
109.49%
Internet(50+ Mbps, Unlimited Data)
$61.6TTD 418
$29.66MX$519
107.69%
🎉 Sport & Entertainment
St.James
Playa del Carmen
Difference
Gym Membership(Monthly)
-
$51.9MX$908
-
Tennis Court(1 Hour on Weekend)
-
$18.67MX$327
-
Cinema Ticket
$10.01TTD 68.0
$4.97MX$87.0
101.41%
🧸 Childcare & Education
St.James
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$321TTD 2,181
$198MX$3,462
62.35%
International Primary School, 1 Child(Yearly)
$7,320TTD 49.7K
$5,273MX$92.3K
38.83%
👕👟 Clothing & Footwear
St.James
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$59.9TTD 407
$36.34MX$636
64.86%
Summer Dress(H&M, Zara, etc)
$37.68TTD 256
$40.05MX$701
-5.92%
Sport Shoes(Adidas, Nike)
$143TTD 973
$79.9MX$1,398
79.46%
Men's Leather Business Shoes
$126TTD 857
$88.9MX$1,555
41.96%
🏠 Accommodation & Living
St.James
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
-
$963MX$16.9K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$465MX$8,133
-
3-bedroom Apartment, City Center(Monthly)
-
$1,596MX$27.9K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$1,209MX$21.2K
-
Buy Apartment in City Center(m2)
-
$3,942MX$69.0K
-
Buy Apartment Outside City Center(m2)
-
$6,448MX$112.8K
-
💵 Salaries & Financials
St.James
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
-
$720MX$12.6K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.38
11.42
-52.89%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for St.James: April 26, 2026
Last update for Playa del Carmen: April 25, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $89.0 in St.James versus $43.00 in Playa del Carmen. Monthly groceries follow the same trend: $377 vs $251 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St.James vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than St.James?
Yes – Playa del Carmen is pricier by about 38%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,404 per month in St.James and $1,930 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in St.James vs Playa del Carmen?
Monthly expenses with rent come to $936 in St.James and $1,287 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $321 per month in St.James and $198 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for St.James or Playa del Carmen?
A $2,000 monthly budget goes further in St.James, where all-in costs run around $936, than in Playa del Carmen at $1,287. In St.James it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is St.James or Playa del Carmen more family-friendly?
Families tend to lean toward St.James – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with St.James. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.