🙂A single person spends $924 per month in St.James vs $1,271 in Playa del Carmen, rent included.
🙂A couple spends around $1,643 per month in St.James vs $2,126 in Playa del Carmen, rent included.
🙂A family of three spends $2,361 per month in St.James vs $2,980 in Playa del Carmen, rent included.
🙂St.James is about 27% cheaper than Playa del Carmen, driven mainly by Groceries & Markets.
📊Both St.James and Playa del Carmen are more affordable than the global median – St.James31% lower, Playa del Carmen5% lower.
Currency
🍽 Eating Out
St.James
Playa del Carmen
Difference
Meal at Budget Restaurant
$10.18TTD 68.8
$11.87MX$204
-14.24%
Three-Course Dinner for Two, Mid-Range
$87.1TTD 589
$42.90MX$736
102.96%
Fast Food Meal(McDonalds, etc)
$7.49TTD 50.6
$10.65MX$183
-29.67%
Cappuccino
$3.61TTD 24.42
$3.45MX$59.2
4.64%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.08TTD 7.31
$1.50MX$25.81
-28.00%
Water(0.33 liter bottle)
$0.79TTD 5.32
$0.95MX$16.28
-16.84%
Local Beer(0.5 liter draught)
$1.81TTD 12.21
$3.03MX$51.9
-40.26%
Imported Beer(0.33 liter bottle)
$3.07TTD 20.74
$4.61MX$79.1
-33.41%
🛒 Groceries & Markets
St.James
Playa del Carmen
Difference
Milk(1 liter)
$2.76TTD 18.68
$1.38MX$23.61
100.00%
White Bread(500g)
$2.81TTD 18.97
$1.85MX$31.70
51.89%
Rice(white)(1kg)
$2.68TTD 18.12
$1.61MX$27.65
66.46%
Eggs
$5.08TTD 34.33
$2.59MX$44.51
96.14%
Local Cheese(1kg)
$7.81TTD 52.8
$8.26MX$142
-5.45%
Chicken Fillets(1kg)
$10.52TTD 71.1
$8.37MX$144
25.69%
Beef Round Steak(1kg)
$14.18TTD 95.9
$10.66MX$183
33.02%
Apples(1kg)
$5.96TTD 40.28
$2.63MX$45.12
126.62%
Banana(1kg)
$2.49TTD 16.81
$1.49MX$25.53
67.11%
Oranges(1kg)
$4.22TTD 28.55
$1.92MX$32.94
119.79%
Tomato(1kg)
$4.62TTD 31.26
$2.09MX$35.81
121.05%
Potato(1kg)
$1.50TTD 10.15
$1.86MX$31.88
-19.35%
Onion(1kg)
$1.67TTD 11.27
$2.26MX$38.81
-26.11%
Lettuce(1 head)
$1.94TTD 13.11
$1.06MX$18.23
83.02%
Water(1.5 liter bottle)
$1.41TTD 9.53
$1.09MX$18.67
29.36%
Cigarettes 20 Pack(Marlboro, Camel)
$5.86TTD 39.62
$4.15MX$71.2
41.20%
Wine(Bottle)
$18.70TTD 126
$10.39MX$178
79.98%
Local Beer(0.5 liter bottle)
$2.17TTD 14.68
$1.72MX$29.59
26.16%
Imported Beer(0.33 liter bottle)
$2.84TTD 19.18
$2.61MX$44.85
8.81%
🚌 Getting Around
St.James
Playa del Carmen
Difference
One-way Ticket(Public Transport)
-
$0.54MX$9.30
-
Public Transport Monthly Pass(Regular Price)
-
$26.94MX$462
-
Taxi Start(Normal Tariff)
$1.05TTD 7.13
$3.13MX$53.7
-66.45%
Taxi(Normal Tariff)(1km)
$1.28TTD 8.64
$2.51MX$43.09
-49.00%
Taxi 1hour Waiting(Normal Tariff)
$15.03TTD 102
$3.15MX$54.1
377.14%
Gasoline(1 liter)
$1.11TTD 7.50
$1.27MX$21.88
-12.60%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.3KTTD 225.5K
$30.4KMX$521.3K
9.80%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.0KTTD 263.6K
$23.6KMX$404.5K
65.45%
🧾 Monthly Utilities & Internet
St.James
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.3TTD 549
$83.0MX$1,425
-2.11%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$46.23TTD 313
$22.71MX$390
103.57%
Internet(50+ Mbps, Unlimited Data)
$60.6TTD 410
$29.46MX$506
105.67%
🎉 Sport & Entertainment
St.James
Playa del Carmen
Difference
Gym Membership(Monthly)
-
$51.0MX$875
-
Tennis Court(1 Hour on Weekend)
-
$18.33MX$315
-
Cinema Ticket
$10.28TTD 69.5
$4.93MX$84.5
108.52%
🧸 Childcare & Education
St.James
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$329TTD 2,224
$197MX$3,386
66.71%
International Primary School, 1 Child(Yearly)
$7,199TTD 48.7K
$5,280MX$90.6K
36.36%
👕👟 Clothing & Footwear
St.James
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$60.2TTD 407
$36.90MX$633
63.09%
Summer Dress(H&M, Zara, etc)
$38.56TTD 261
$39.89MX$685
-3.33%
Sport Shoes(Adidas, Nike)
$145TTD 981
$80.0MX$1,373
81.36%
Men's Leather Business Shoes
$130TTD 876
$89.5MX$1,536
44.77%
🏠 Accommodation & Living
St.James
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
-
$956MX$16.4K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$477MX$8,189
-
3-bedroom Apartment, City Center(Monthly)
-
$1,646MX$28.3K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$1,225MX$21.0K
-
Buy Apartment in City Center(m2)
-
$3,918MX$67.2K
-
Buy Apartment Outside City Center(m2)
-
$6,459MX$110.9K
-
💵 Salaries & Financials
St.James
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
-
$667MX$11.4K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.38
11.42
-52.89%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for St.James: June 8, 2026
Last update for Playa del Carmen: June 7, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $87.0 in St.James versus $43.00 in Playa del Carmen. Monthly groceries follow the same trend: $376 vs $250 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St.James vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than St.James?
Yes – Playa del Carmen is pricier by about 37%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,386 per month in St.James and $1,906 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in St.James vs Playa del Carmen?
Monthly expenses with rent come to $924 in St.James and $1,271 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $329 per month in St.James and $197 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for St.James or Playa del Carmen?
A $2,000 monthly budget goes further in St.James, where all-in costs run around $924, than in Playa del Carmen at $1,271. In St.James it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is St.James or Playa del Carmen more family-friendly?
Families tend to lean toward St.James – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with St.James. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.