🙂A single person spends $914 per month in St.James vs $1,260 in Playa del Carmen, rent included.
🙂A couple spends around $1,615 per month in St.James vs $2,125 in Playa del Carmen, rent included.
🙂A family of three spends $2,317 per month in St.James vs $2,990 in Playa del Carmen, rent included.
🙂St.James is about 28% cheaper than Playa del Carmen, driven mainly by Groceries & Markets.
📊Both St.James and Playa del Carmen are more affordable than the global median – St.James31% lower, Playa del Carmen5% lower.
Currency
🍽 Eating Out
St.James
Playa del Carmen
Difference
Meal at Budget Restaurant
$10.37TTD 69.7
$11.72MX$203
-11.52%
Three-Course Dinner for Two, Mid-Range
$89.0TTD 598
$41.89MX$725
112.49%
Fast Food Meal(McDonalds, etc)
$7.52TTD 50.5
$10.51MX$182
-28.45%
Cappuccino
$3.64TTD 24.41
$3.59MX$62.0
1.39%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.05TTD 7.02
$1.51MX$26.10
-30.46%
Water(0.33 liter bottle)
$0.78TTD 5.26
$0.92MX$15.83
-15.22%
Local Beer(0.5 liter draught)
$1.81TTD 12.13
$2.96MX$51.2
-38.85%
Imported Beer(0.33 liter bottle)
$3.17TTD 21.30
$4.41MX$76.3
-28.12%
🛒 Groceries & Markets
St.James
Playa del Carmen
Difference
Milk(1 liter)
$2.69TTD 18.06
$1.40MX$24.16
92.14%
White Bread(500g)
$2.81TTD 18.85
$1.88MX$32.60
49.47%
Rice(white)(1kg)
$2.62TTD 17.59
$1.56MX$26.97
67.95%
Eggs
$5.04TTD 33.86
$2.61MX$45.14
93.10%
Local Cheese(1kg)
$8.02TTD 53.8
$8.32MX$144
-3.61%
Chicken Fillets(1kg)
$10.23TTD 68.7
$8.35MX$145
22.51%
Beef Round Steak(1kg)
$14.14TTD 95.0
$10.86MX$188
30.20%
Apples(1kg)
$5.94TTD 39.87
$2.71MX$46.93
119.19%
Banana(1kg)
$2.62TTD 17.59
$1.51MX$26.04
73.51%
Oranges(1kg)
$4.43TTD 29.76
$1.87MX$32.41
136.90%
Tomato(1kg)
$4.80TTD 32.26
$2.19MX$37.89
119.18%
Potato(1kg)
$1.44TTD 9.64
$1.86MX$32.14
-22.58%
Onion(1kg)
$1.72TTD 11.57
$2.23MX$38.59
-22.87%
Lettuce(1 head)
$1.91TTD 12.82
$1.07MX$18.48
78.50%
Water(1.5 liter bottle)
$1.40TTD 9.37
$1.09MX$18.79
28.44%
Cigarettes 20 Pack(Marlboro, Camel)
$5.85TTD 39.31
$4.19MX$72.4
39.62%
Wine(Bottle)
$19.42TTD 130
$10.43MX$180
86.19%
Local Beer(0.5 liter bottle)
$2.20TTD 14.77
$1.66MX$28.68
32.53%
Imported Beer(0.33 liter bottle)
$2.72TTD 18.28
$2.61MX$45.19
4.21%
🚌 Getting Around
St.James
Playa del Carmen
Difference
One-way Ticket(Public Transport)
-
$0.54MX$9.37
-
Public Transport Monthly Pass(Regular Price)
-
$26.16MX$453
-
Taxi Start(Normal Tariff)
$1.02TTD 6.84
$3.08MX$53.3
-66.88%
Taxi(Normal Tariff)(1km)
$1.28TTD 8.63
$2.40MX$41.61
-46.67%
Taxi 1hour Waiting(Normal Tariff)
$15.00TTD 101
$3.13MX$54.1
379.23%
Gasoline(1 liter)
$1.09TTD 7.32
$1.31MX$22.69
-16.79%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.0KTTD 228.3K
$29.8KMX$515.7K
14.08%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.6KTTD 259.4K
$23.3KMX$403.5K
65.62%
🧾 Monthly Utilities & Internet
St.James
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.3TTD 532
$81.3MX$1,406
-2.49%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$46.15TTD 310
$22.56MX$390
104.57%
Internet(50+ Mbps, Unlimited Data)
$62.4TTD 419
$30.05MX$520
107.79%
🎉 Sport & Entertainment
St.James
Playa del Carmen
Difference
Gym Membership(Monthly)
-
$52.9MX$915
-
Tennis Court(1 Hour on Weekend)
-
$18.39MX$318
-
Cinema Ticket
$10.11TTD 67.9
$4.92MX$85.1
105.49%
🧸 Childcare & Education
St.James
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$325TTD 2,184
$201MX$3,474
62.00%
International Primary School, 1 Child(Yearly)
$7,329TTD 49.2K
$5,175MX$89.5K
41.64%
👕👟 Clothing & Footwear
St.James
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$58.9TTD 395
$35.92MX$622
63.92%
Summer Dress(H&M, Zara, etc)
$37.85TTD 254
$40.13MX$694
-5.68%
Sport Shoes(Adidas, Nike)
$144TTD 965
$79.7MX$1,379
80.33%
Men's Leather Business Shoes
$129TTD 867
$86.5MX$1,496
49.32%
🏠 Accommodation & Living
St.James
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
-
$978MX$16.9K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$470MX$8,140
-
3-bedroom Apartment, City Center(Monthly)
-
$1,651MX$28.6K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$1,203MX$20.8K
-
Buy Apartment in City Center(m2)
-
$3,953MX$68.4K
-
Buy Apartment Outside City Center(m2)
-
$6,607MX$114.3K
-
💵 Salaries & Financials
St.James
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
-
$677MX$11.7K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.38
11.42
-52.89%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for St.James: July 27, 2026
Last update for Playa del Carmen: July 27, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $89.0 in St.James versus $42.00 in Playa del Carmen. Monthly groceries follow the same trend: $378 vs $252 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St.James vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than St.James?
Yes – Playa del Carmen is pricier by about 38%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,370 per month in St.James and $1,890 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in St.James and in Playa del Carmen?
Monthly expenses with rent come to $914 in St.James and $1,260 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $325 per month in St.James and $201 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for living in St.James or in Playa del Carmen?
A $2,000 monthly budget goes further in St.James, where all-in costs run around $914, than in Playa del Carmen at $1,260. In St.James it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is St.James or Playa del Carmen more family-friendly?
Families tend to lean toward St.James – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with St.James. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.