Last update: Oct 2026

Cost of Living Comparison Between St.James and Playa del Carmen

For one person, living is cheaper in St.James: $917 a month against $1,204 in Playa del Carmen, rent and utilities included – about $3,400 less a year. Higher rent and utilities in Playa del Carmen outweigh lower spending on other living expenses.

St.James, Trinidad And Tobago
Playa del Carmen, Mexico
St.James
🇹🇹 Trinidad And Tobago
$917
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Monthly Cost of Living

How much you'll spend in St.James and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St.James and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $917 per month in St.James vs $1,204 in Playa del Carmen, rent included.

  • St.James $917
  • Playa del Carmen $1,204

A couple spends around $1,593 per month in St.James vs $2,082 in Playa del Carmen, rent included.

  • St.James $1,593
  • Playa del Carmen $2,082

A family of three spends $2,270 per month in St.James vs $2,959 in Playa del Carmen, rent included.

  • St.James $2,270
  • Playa del Carmen $2,959

St.James is about 24% cheaper than Playa del Carmen, and outside of rent the biggest gap is in leisure.

Both St.James and Playa del Carmen are more affordable than the global median – St.James 33% lower, Playa del Carmen 12% lower.

Currency
🍽 Eating Out
St.James
Playa del Carmen
Difference
Meal at Budget Restaurant
$10.13 TTD 68.0
$10.92 MX$205
-7.23%
Three-Course Dinner for Two, Mid-Range
$88.4 TTD 593
$43.37 MX$814
103.74%
Fast Food Meal (McDonalds, etc)
$9.03 TTD 60.6
$11.78 MX$221
-23.34%
Cappuccino
$3.65 TTD 24.49
$3.81 MX$71.5
-4.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.99 TTD 6.67
$1.28 MX$24.07
-22.66%
Water (0.33 liter bottle)
$0.77 TTD 5.15
$0.78 MX$14.70
-1.28%
Local Beer (0.5 liter draught)
$2.25 TTD 15.06
$3.17 MX$59.5
-29.02%
Imported Beer (0.33 liter bottle)
$3.67 TTD 24.62
$4.93 MX$92.7
-25.56%
🛒 Groceries & Markets
St.James
Playa del Carmen
Difference
Milk (1 liter)
$2.51 TTD 16.85
$1.41 MX$26.40
78.01%
White Bread (500g)
$2.48 TTD 16.67
$2.22 MX$41.62
11.71%
Rice (white) (1kg)
$2.80 TTD 18.82
$1.42 MX$26.61
97.18%
Eggs
$4.43 TTD 29.73
$2.52 MX$47.36
75.79%
Local Cheese (1kg)
$6.57 TTD 44.06
$7.26 MX$136
-9.50%
Chicken Fillets (1kg)
$9.90 TTD 66.4
$7.70 MX$144
28.57%
Beef Round Steak (1kg)
$11.79 TTD 79.1
$12.69 MX$238
-7.09%
Apples (1kg)
$5.66 TTD 37.97
$2.78 MX$52.3
103.60%
Banana (1kg)
$2.97 TTD 19.90
$1.37 MX$25.68
116.79%
Oranges (1kg)
$3.75 TTD 25.19
$2.55 MX$47.89
47.06%
Tomato (1kg)
$4.28 TTD 28.70
$2.12 MX$39.86
101.89%
Potato (1kg)
$2.21 TTD 14.84
$1.94 MX$36.39
13.92%
Onion (1kg)
$1.87 TTD 12.54
$1.89 MX$35.41
-1.06%
Lettuce (1 head)
$1.91 TTD 12.84
$1.15 MX$21.53
66.09%
Water (1.5 liter bottle)
$1.35 TTD 9.08
$1.18 MX$22.13
14.41%
Cigarettes 20 Pack (Marlboro, Camel)
$5.73 TTD 38.48
$4.30 MX$80.6
33.26%
Wine (Bottle)
$19.28 TTD 129
$9.95 MX$187
93.77%
Local Beer (0.5 liter bottle)
$2.21 TTD 14.82
$1.58 MX$29.73
39.87%
Imported Beer (0.33 liter bottle)
$3.00 TTD 20.13
$2.67 MX$50.1
12.36%
🚌 Getting Around
St.James
Playa del Carmen
Difference
One-way Ticket (Public Transport)
-
$0.55 MX$10.39
-
Public Transport Monthly Pass (Regular Price)
-
$26.62 MX$500
-
Taxi Start (Normal Tariff)
$1.01 TTD 6.78
$4.97 MX$93.3
-79.68%
Taxi (Normal Tariff) (1km)
$1.23 TTD 8.26
$3.33 MX$62.5
-63.06%
Taxi 1hour Waiting (Normal Tariff)
$14.65 TTD 98.3
$5.36 MX$101
173.32%
Gasoline (1 liter)
$1.17 TTD 7.83
$1.44 MX$27.11
-18.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.2K TTD 249.9K
$20.7K MX$388.0K
80.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.7K TTD 273.4K
$23.5K MX$440.5K
73.66%
🧾 Monthly Utilities & Internet
St.James
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$90.2 TTD 605
$84.8 MX$1,592
6.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$50.9 TTD 341
$23.41 MX$439
117.39%
Internet (50+ Mbps, Unlimited Data)
$56.0 TTD 376
$28.66 MX$538
95.39%
🎉 Sport & Entertainment
St.James
Playa del Carmen
Difference
Gym Membership (Monthly)
-
$57.1 MX$1,071
-
Tennis Court (1 Hour on Weekend)
-
$28.91 MX$543
-
Cinema Ticket
$9.06 TTD 60.8
$5.14 MX$96.5
76.26%
🧸 Childcare & Education
St.James
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$398 TTD 2,669
$207 MX$3,878
92.60%
International Primary School, 1 Child (Yearly)
$10.9K TTD 73.1K
$3,927 MX$73.7K
177.51%
👕👟 Clothing & Footwear
St.James
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$54.3 TTD 364
$43.35 MX$814
25.31%
Summer Dress (H&M, Zara, etc)
$51.3 TTD 344
$41.44 MX$778
23.79%
Sport Shoes (Adidas, Nike)
$148 TTD 996
$74.2 MX$1,393
99.96%
Men's Leather Business Shoes
$103 TTD 693
$89.3 MX$1,676
15.80%
🏠 Accommodation & Living
St.James
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
-
$980 MX$18.4K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$381 MX$7,150
-
3-bedroom Apartment, City Center (Monthly)
-
$1,708 MX$32.1K
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,075 MX$20.2K
-
Buy Apartment in City Center (m2)
-
$3,943 MX$74.0K
-
Buy Apartment Outside City Center (m2)
-
$6,158 MX$115.6K
-
💵 Salaries & Financials
St.James
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
-
$735 MX$13.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.75
11.45
-49.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St.James: October 24, 2026

Last update for Playa del Carmen: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
St.James
$356
Playa del Carmen
$255 28.4% $101
Monthly Utilities & Internet
St.James
$197
Playa del Carmen
$137 30.6% $60
Eating Out
St.James
$178
Playa del Carmen
$202 14% $25
Clothing & Footwear
St.James
$161
Playa del Carmen
$112 30.5% $49
Sport & Entertainment
St.James
$18 *
Playa del Carmen
$67 272% $49
Getting Around
St.James
$7.2 *
Playa del Carmen
$50 605% $43
Accommodation & Living
St.James
- *
Playa del Carmen
$381

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $88 in St.James versus $43 in Playa del Carmen. Monthly groceries follow the same trend: $356 vs $255 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇹🇹 St.James
🇲🇽 Playa del Carmen
🕒 Local time
22:04 10:04 PM
21:04 9:04 PM
1 h behind St.James
🌤 Weather
👥 Population
4,342
149,923
Exchange rates and currency converter

MXN, USD, EUR to TTD – Trinidad and Tobago Dollar Converter

Trinidad and Tobago Dollar exchange rates as of November 2, 2026: 1 USD = 6.71 TTD (1 TTD = 0.149 USD). 1 EUR = 7.49 TTD (1 TTD = 0.133 EUR).

Mexican Peso exchange rates as of November 2, 2026: 1 USD = 18.77 MXN (100 MXN = 5.33 USD). 1 EUR = 20.96 MXN (100 MXN = 4.77 EUR).

On the map
Between locations
  • St.James Playa del Carmen 2,950 km ≈ 4 h 15 min nonstop flight
From you
  • St.James
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St.James vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is St.James cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 31%, and outside of rent the gap shows up most in leisure.
What income do you need for each city?
For a comfortable life, plan on about $1,375 per month in St.James and $1,806 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in St.James and in Playa del Carmen?
Monthly expenses with rent come to $917 in St.James and $1,204 in Playa del Carmen. That makes St.James about 24% cheaper.
Which city has cheaper kindergarten?
Kindergarten costs $398 per month in St.James and $207 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,200 a realistic budget for living in St.James or in Playa del Carmen?
A $1,200 monthly budget goes further in St.James, where all-in costs run around $917, than in Playa del Carmen at $1,204. In St.James it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is it better to live in St.James or in Playa del Carmen?
It depends on your priorities. Playa del Carmen has an edge in some lifestyle areas, with costs from $917 in St.James to $1,204 in Playa del Carmen. Climate, culture, job market, and personal taste all factor in.

St.James vs other spots: cost of living compared

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