🙂A single person spends $925 per month in St.James vs $1,266 in Playa del Carmen, rent included.
🙂A couple spends around $1,586 per month in St.James vs $2,279 in Playa del Carmen, rent included.
🙂A family of three spends $2,247 per month in St.James vs $3,292 in Playa del Carmen, rent included.
🙂St.James is about 27% cheaper than Playa del Carmen, driven mainly by Groceries & Markets.
📊Both St.James and Playa del Carmen are more affordable than the global median – St.James32% lower, Playa del Carmen7% lower.
Currency
🍽 Eating Out
St.James
Playa del Carmen
Difference
Meal at Budget Restaurant
$10.49TTD 70.6
$11.60MX$200
-9.57%
Three-Course Dinner for Two, Mid-Range
$87.5TTD 589
$47.11MX$812
85.80%
Fast Food Meal(McDonalds, etc)
$9.07TTD 61.0
$11.88MX$205
-23.65%
Cappuccino
$3.69TTD 24.83
$3.98MX$68.6
-7.29%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.00TTD 6.75
$1.43MX$24.60
-30.07%
Water(0.33 liter bottle)
$0.76TTD 5.11
$0.82MX$14.22
-7.32%
Local Beer(0.5 liter draught)
$2.27TTD 15.27
$3.19MX$55.0
-28.84%
Imported Beer(0.33 liter bottle)
$3.60TTD 24.21
$6.79MX$117
-46.98%
🛒 Groceries & Markets
St.James
Playa del Carmen
Difference
Milk(1 liter)
$2.51TTD 16.90
$1.68MX$28.89
49.40%
White Bread(500g)
$2.48TTD 16.67
$2.20MX$37.88
12.73%
Rice(white)(1kg)
$2.85TTD 19.17
$1.71MX$29.45
66.67%
Eggs
$4.30TTD 28.92
$2.74MX$47.26
56.93%
Local Cheese(1kg)
$6.50TTD 43.73
$9.58MX$165
-32.15%
Chicken Fillets(1kg)
$9.97TTD 67.1
$9.01MX$155
10.65%
Beef Round Steak(1kg)
$11.64TTD 78.3
$12.81MX$221
-9.13%
Apples(1kg)
$5.60TTD 37.69
$2.89MX$49.81
93.77%
Banana(1kg)
$3.12TTD 20.99
$1.50MX$25.81
108.00%
Oranges(1kg)
$3.72TTD 25.01
$2.15MX$37.03
73.02%
Tomato(1kg)
$4.17TTD 28.04
$2.26MX$38.96
84.51%
Potato(1kg)
$2.21TTD 14.88
$1.98MX$34.15
11.62%
Onion(1kg)
$1.93TTD 13.00
$1.99MX$34.30
-3.02%
Lettuce(1 head)
$1.84TTD 12.37
$1.23MX$21.28
49.59%
Water(1.5 liter bottle)
$1.34TTD 9.01
$1.20MX$20.63
11.67%
Cigarettes 20 Pack(Marlboro, Camel)
$6.02TTD 40.50
$4.55MX$78.5
32.31%
Wine(Bottle)
$18.94TTD 127
$10.37MX$179
82.64%
Local Beer(0.5 liter bottle)
$2.21TTD 14.88
$1.62MX$27.91
36.42%
Imported Beer(0.33 liter bottle)
$2.99TTD 20.10
$2.88MX$49.67
3.82%
🚌 Getting Around
St.James
Playa del Carmen
Difference
One-way Ticket(Public Transport)
-
$0.60MX$10.35
-
Public Transport Monthly Pass(Regular Price)
-
$28.80MX$497
-
Taxi Start(Normal Tariff)
$1.05TTD 7.07
$5.39MX$92.9
-80.52%
Taxi(Normal Tariff)(1km)
$1.24TTD 8.34
$3.73MX$64.3
-66.76%
Taxi 1hour Waiting(Normal Tariff)
$14.61TTD 98.3
$5.77MX$99.5
153.21%
Gasoline(1 liter)
$1.17TTD 7.85
$1.54MX$26.48
-24.03%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.5KTTD 252.2K
$22.5KMX$388.8K
66.21%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.4KTTD 271.7K
$26.1KMX$449.3K
54.99%
🧾 Monthly Utilities & Internet
St.James
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$91.7TTD 617
$91.4MX$1,576
0.37%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$52.6TTD 354
$25.20MX$435
108.69%
Internet(50+ Mbps, Unlimited Data)
$56.1TTD 377
$31.24MX$539
79.55%
🎉 Sport & Entertainment
St.James
Playa del Carmen
Difference
Gym Membership(Monthly)
-
$67.2MX$1,159
-
Tennis Court(1 Hour on Weekend)
-
$29.11MX$502
-
Cinema Ticket
$8.90TTD 59.9
$4.86MX$83.8
83.13%
🧸 Childcare & Education
St.James
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$404TTD 2,716
$224MX$3,856
80.50%
International Primary School, 1 Child(Yearly)
$10.8KTTD 72.7K
$4,229MX$72.9K
155.56%
👕👟 Clothing & Footwear
St.James
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$54.3TTD 365
$47.10MX$812
15.29%
Summer Dress(H&M, Zara, etc)
$52.0TTD 350
$44.29MX$764
17.43%
Sport Shoes(Adidas, Nike)
$146TTD 985
$80.1MX$1,381
82.76%
Men's Leather Business Shoes
$103TTD 691
$92.7MX$1,598
10.89%
🏠 Accommodation & Living
St.James
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
-
$1,063MX$18.3K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$390MX$6,728
-
3-bedroom Apartment, City Center(Monthly)
-
$2,149MX$37.1K
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$1,272MX$21.9K
-
Buy Apartment in City Center(m2)
-
$4,001MX$69.0K
-
Buy Apartment Outside City Center(m2)
-
$6,502MX$112.1K
-
💵 Salaries & Financials
St.James
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
-
$758MX$13.1K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.75
11.45
-49.78%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for St.James: September 13, 2026
Last update for Playa del Carmen: September 12, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $88.0 in St.James versus $47.00 in Playa del Carmen. Monthly groceries follow the same trend: $354 vs $276 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St.James vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than St.James?
Yes – Playa del Carmen is pricier by about 37%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,387 per month in St.James and $1,899 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in St.James and in Playa del Carmen?
Monthly expenses with rent come to $925 in St.James and $1,266 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $404 per month in St.James and $224 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for living in St.James or in Playa del Carmen?
A $2,000 monthly budget goes further in St.James, where all-in costs run around $925, than in Playa del Carmen at $1,266. In St.James it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is St.James or Playa del Carmen more family-friendly?
Families tend to lean toward St.James – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with St.James. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.