😐A single person spends $1,266 per month in Playa del Carmen vs $925 in St.James, rent included.
😐A couple spends around $2,279 per month in Playa del Carmen vs $1,586 in St.James, rent included.
😐A family of three spends $3,292 per month in Playa del Carmen vs $2,247 in St.James, rent included.
😐Playa del Carmen costs about 37% more than St.James, driven mainly by Groceries & Markets.
📊Both Playa del Carmen and St.James are more affordable than the global median – Playa del Carmen7% lower, St.James32% lower.
Currency
🍽 Eating Out
Playa del Carmen
St.James
Difference
Meal at Budget Restaurant
$11.60MX$200
$10.49TTD 70.6
10.58%
Three-Course Dinner for Two, Mid-Range
$47.11MX$812
$87.5TTD 589
-46.18%
Fast Food Meal(McDonalds, etc)
$11.88MX$205
$9.07TTD 61.0
30.98%
Cappuccino
$3.98MX$68.6
$3.69TTD 24.83
7.86%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.43MX$24.60
$1.00TTD 6.75
43.00%
Water(0.33 liter bottle)
$0.82MX$14.22
$0.76TTD 5.11
7.89%
Local Beer(0.5 liter draught)
$3.19MX$55.0
$2.27TTD 15.27
40.53%
Imported Beer(0.33 liter bottle)
$6.79MX$117
$3.60TTD 24.21
88.61%
🛒 Groceries & Markets
Playa del Carmen
St.James
Difference
Milk(1 liter)
$1.68MX$28.89
$2.51TTD 16.90
-33.07%
White Bread(500g)
$2.20MX$37.88
$2.48TTD 16.67
-11.29%
Rice(white)(1kg)
$1.71MX$29.45
$2.85TTD 19.17
-40.00%
Eggs
$2.74MX$47.26
$4.30TTD 28.92
-36.28%
Local Cheese(1kg)
$9.58MX$165
$6.50TTD 43.73
47.38%
Chicken Fillets(1kg)
$9.01MX$155
$9.97TTD 67.1
-9.63%
Beef Round Steak(1kg)
$12.81MX$221
$11.64TTD 78.3
10.05%
Apples(1kg)
$2.89MX$49.81
$5.60TTD 37.69
-48.39%
Banana(1kg)
$1.50MX$25.81
$3.12TTD 20.99
-51.92%
Oranges(1kg)
$2.15MX$37.03
$3.72TTD 25.01
-42.20%
Tomato(1kg)
$2.26MX$38.96
$4.17TTD 28.04
-45.80%
Potato(1kg)
$1.98MX$34.15
$2.21TTD 14.88
-10.41%
Onion(1kg)
$1.99MX$34.30
$1.93TTD 13.00
3.11%
Lettuce(1 head)
$1.23MX$21.28
$1.84TTD 12.37
-33.15%
Water(1.5 liter bottle)
$1.20MX$20.63
$1.34TTD 9.01
-10.45%
Cigarettes 20 Pack(Marlboro, Camel)
$4.55MX$78.5
$6.02TTD 40.50
-24.42%
Wine(Bottle)
$10.37MX$179
$18.94TTD 127
-45.25%
Local Beer(0.5 liter bottle)
$1.62MX$27.91
$2.21TTD 14.88
-26.70%
Imported Beer(0.33 liter bottle)
$2.88MX$49.67
$2.99TTD 20.10
-3.68%
🚌 Getting Around
Playa del Carmen
St.James
Difference
One-way Ticket(Public Transport)
$0.60MX$10.35
-
-
Public Transport Monthly Pass(Regular Price)
$28.80MX$497
-
-
Taxi Start(Normal Tariff)
$5.39MX$92.9
$1.05TTD 7.07
413.33%
Taxi(Normal Tariff)(1km)
$3.73MX$64.3
$1.24TTD 8.34
200.81%
Taxi 1hour Waiting(Normal Tariff)
$5.77MX$99.5
$14.61TTD 98.3
-60.51%
Gasoline(1 liter)
$1.54MX$26.48
$1.17TTD 7.85
31.62%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.5KMX$388.8K
$37.5KTTD 252.2K
-39.83%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1KMX$449.3K
$40.4KTTD 271.7K
-35.48%
🧾 Monthly Utilities & Internet
Playa del Carmen
St.James
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$91.4MX$1,576
$91.7TTD 617
-0.37%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.20MX$435
$52.6TTD 354
-52.08%
Internet(50+ Mbps, Unlimited Data)
$31.24MX$539
$56.1TTD 377
-44.30%
🎉 Sport & Entertainment
Playa del Carmen
St.James
Difference
Gym Membership(Monthly)
$67.2MX$1,159
-
-
Tennis Court(1 Hour on Weekend)
$29.11MX$502
-
-
Cinema Ticket
$4.86MX$83.8
$8.90TTD 59.9
-45.39%
🧸 Childcare & Education
Playa del Carmen
St.James
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$224MX$3,856
$404TTD 2,716
-44.60%
International Primary School, 1 Child(Yearly)
$4,229MX$72.9K
$10.8KTTD 72.7K
-60.87%
👕👟 Clothing & Footwear
Playa del Carmen
St.James
Difference
Jeans(Levis 501 Or Similar)
$47.10MX$812
$54.3TTD 365
-13.26%
Summer Dress(H&M, Zara, etc)
$44.29MX$764
$52.0TTD 350
-14.84%
Sport Shoes(Adidas, Nike)
$80.1MX$1,381
$146TTD 985
-45.28%
Men's Leather Business Shoes
$92.7MX$1,598
$103TTD 691
-9.82%
🏠 Accommodation & Living
Playa del Carmen
St.James
Difference
1-bedroom Apartment, City Center(Monthly)
$1,063MX$18.3K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$390MX$6,728
-
-
3-bedroom Apartment, City Center(Monthly)
$2,149MX$37.1K
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,272MX$21.9K
-
-
Buy Apartment in City Center(m2)
$4,001MX$69.0K
-
-
Buy Apartment Outside City Center(m2)
$6,502MX$112.1K
-
-
💵 Salaries & Financials
Playa del Carmen
St.James
Difference
Average Monthly Net Salary(After Tax)
$758MX$13.1K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.45
5.75
99.13%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: September 12, 2026
Last update for St.James: September 13, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $47.00 in Playa del Carmen versus $88.0 in St.James. Monthly groceries follow the same trend: $276 vs $354 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs St.James: Cost of Living - Frequently Asked Questions
Is St.James cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 37%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,899 per month in Playa del Carmen and $1,387 in St.James. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Playa del Carmen and in St.James?
Monthly expenses with rent come to $1,266 in Playa del Carmen and $925 in St.James. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $224 per month in Playa del Carmen and $404 in St.James. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for living in Playa del Carmen or in St.James?
A $2,000 monthly budget goes further in St.James, where all-in costs run around $925, than in Playa del Carmen at $1,266. In St.James it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or St.James more family-friendly?
Families tend to lean toward St.James – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with St.James. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared