😐A single person spends $1,287 per month in Playa del Carmen vs $936 in St.James, rent included.
😐A couple spends around $2,184 per month in Playa del Carmen vs $1,628 in St.James, rent included.
😐A family of three spends $3,082 per month in Playa del Carmen vs $2,320 in St.James, rent included.
😐Playa del Carmen costs about 38% more than St.James, driven mainly by Groceries & Markets.
📊Both Playa del Carmen and St.James are more affordable than the global median – Playa del Carmen4% lower, St.James30% lower.
Currency
🍽 Eating Out
Playa del Carmen
St.James
Difference
Meal at Budget Restaurant
$11.94MX$209
$10.25TTD 69.6
16.49%
Three-Course Dinner for Two, Mid-Range
$42.75MX$748
$89.4TTD 607
-52.17%
Fast Food Meal(McDonalds, etc)
$10.59MX$185
$7.46TTD 50.7
41.96%
Cappuccino
$3.62MX$63.4
$3.67TTD 24.95
-1.36%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.47MX$25.69
$1.09TTD 7.39
34.86%
Water(0.33 liter bottle)
$0.94MX$16.51
$0.82TTD 5.58
14.63%
Local Beer(0.5 liter draught)
$3.09MX$54.1
$1.83TTD 12.41
68.85%
Imported Beer(0.33 liter bottle)
$4.46MX$78.0
$3.04TTD 20.62
46.71%
🛒 Groceries & Markets
Playa del Carmen
St.James
Difference
Milk(1 liter)
$1.43MX$24.94
$2.68TTD 18.19
-46.64%
White Bread(500g)
$1.88MX$32.97
$2.81TTD 19.07
-33.10%
Rice(white)(1kg)
$1.63MX$28.50
$2.58TTD 17.54
-36.82%
Eggs
$2.64MX$46.26
$5.04TTD 34.24
-47.62%
Local Cheese(1kg)
$8.21MX$144
$7.99TTD 54.3
2.75%
Chicken Fillets(1kg)
$8.29MX$145
$10.50TTD 71.3
-21.05%
Beef Round Steak(1kg)
$11.10MX$194
$14.13TTD 95.9
-21.44%
Apples(1kg)
$2.65MX$46.40
$5.85TTD 39.71
-54.70%
Banana(1kg)
$1.50MX$26.26
$2.63TTD 17.83
-42.97%
Oranges(1kg)
$1.99MX$34.79
$4.33TTD 29.43
-54.04%
Tomato(1kg)
$2.08MX$36.33
$4.68TTD 31.80
-55.56%
Potato(1kg)
$1.79MX$31.29
$1.49TTD 10.12
20.13%
Onion(1kg)
$2.18MX$38.09
$1.67TTD 11.32
30.54%
Lettuce(1 head)
$1.08MX$18.84
$1.89TTD 12.82
-42.86%
Water(1.5 liter bottle)
$1.04MX$18.15
$1.40TTD 9.52
-25.71%
Cigarettes 20 Pack(Marlboro, Camel)
$3.97MX$69.5
$5.78TTD 39.26
-31.31%
Wine(Bottle)
$10.20MX$179
$19.31TTD 131
-47.18%
Local Beer(0.5 liter bottle)
$1.73MX$30.22
$2.10TTD 14.25
-17.62%
Imported Beer(0.33 liter bottle)
$2.50MX$43.71
$2.69TTD 18.29
-7.06%
🚌 Getting Around
Playa del Carmen
St.James
Difference
One-way Ticket(Public Transport)
$0.52MX$9.07
-
-
Public Transport Monthly Pass(Regular Price)
$26.97MX$472
-
-
Taxi Start(Normal Tariff)
$3.14MX$55.0
$1.05TTD 7.13
199.05%
Taxi(Normal Tariff)(1km)
$2.40MX$42.04
$1.24TTD 8.41
93.55%
Taxi 1hour Waiting(Normal Tariff)
$3.09MX$54.0
$14.98TTD 102
-79.37%
Gasoline(1 liter)
$1.27MX$22.28
$1.15TTD 7.79
10.43%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.9KMX$540.4K
$34.2KTTD 232.0K
-9.60%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3KMX$408.0K
$39.0KTTD 265.0K
-40.26%
🧾 Monthly Utilities & Internet
Playa del Carmen
St.James
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.0MX$1,435
$80.0TTD 543
2.56%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.45MX$393
$47.03TTD 319
-52.26%
Internet(50+ Mbps, Unlimited Data)
$29.66MX$519
$61.6TTD 418
-51.85%
🎉 Sport & Entertainment
Playa del Carmen
St.James
Difference
Gym Membership(Monthly)
$51.9MX$908
-
-
Tennis Court(1 Hour on Weekend)
$18.67MX$327
-
-
Cinema Ticket
$4.97MX$87.0
$10.01TTD 68.0
-50.35%
🧸 Childcare & Education
Playa del Carmen
St.James
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$198MX$3,462
$321TTD 2,181
-38.41%
International Primary School, 1 Child(Yearly)
$5,273MX$92.3K
$7,320TTD 49.7K
-27.97%
👕👟 Clothing & Footwear
Playa del Carmen
St.James
Difference
Jeans(Levis 501 Or Similar)
$36.34MX$636
$59.9TTD 407
-39.34%
Summer Dress(H&M, Zara, etc)
$40.05MX$701
$37.68TTD 256
6.29%
Sport Shoes(Adidas, Nike)
$79.9MX$1,398
$143TTD 973
-44.28%
Men's Leather Business Shoes
$88.9MX$1,555
$126TTD 857
-29.56%
🏠 Accommodation & Living
Playa del Carmen
St.James
Difference
1-bedroom Apartment, City Center(Monthly)
$963MX$16.9K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$465MX$8,133
-
-
3-bedroom Apartment, City Center(Monthly)
$1,596MX$27.9K
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,209MX$21.2K
-
-
Buy Apartment in City Center(m2)
$3,942MX$69.0K
-
-
Buy Apartment Outside City Center(m2)
$6,448MX$112.8K
-
-
💵 Salaries & Financials
Playa del Carmen
St.James
Difference
Average Monthly Net Salary(After Tax)
$720MX$12.6K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
5.38
112.27%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: April 25, 2026
Last update for St.James: April 26, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $43.00 in Playa del Carmen versus $89.0 in St.James. Monthly groceries follow the same trend: $251 vs $377 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs St.James: Cost of Living - Frequently Asked Questions
Is St.James cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 38%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,930 per month in Playa del Carmen and $1,404 in St.James. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Playa del Carmen vs St.James?
Monthly expenses with rent come to $1,287 in Playa del Carmen and $936 in St.James. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $198 per month in Playa del Carmen and $321 in St.James. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for Playa del Carmen or St.James?
A $2,000 monthly budget goes further in St.James, where all-in costs run around $936, than in Playa del Carmen at $1,287. In St.James it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or St.James more family-friendly?
Families tend to lean toward St.James – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with St.James. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared