Cost of Living Comparison Between Playa del Carmen and St.James Cost of Living Comparison Between Playa del Carmen and St.James

Monthly Cost of Living

A single person spends $1,266 per month in Playa del Carmen vs $925 in St.James, rent included.

A couple spends around $2,279 per month in Playa del Carmen vs $1,586 in St.James, rent included.

A family of three spends $3,292 per month in Playa del Carmen vs $2,247 in St.James, rent included.

Playa del Carmen costs about 37% more than St.James, driven mainly by Groceries & Markets.

Both Playa del Carmen and St.James are more affordable than the global median – Playa del Carmen 7% lower, St.James 32% lower.

Currency
🍽 Eating Out
Playa del Carmen
St.James
Difference
Meal at Budget Restaurant
$11.60 MX$200
$10.49 TTD 70.6
10.58%
Three-Course Dinner for Two, Mid-Range
$47.11 MX$812
$87.5 TTD 589
-46.18%
Fast Food Meal (McDonalds, etc)
$11.88 MX$205
$9.07 TTD 61.0
30.98%
Cappuccino
$3.98 MX$68.6
$3.69 TTD 24.83
7.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.43 MX$24.60
$1.00 TTD 6.75
43.00%
Water (0.33 liter bottle)
$0.82 MX$14.22
$0.76 TTD 5.11
7.89%
Local Beer (0.5 liter draught)
$3.19 MX$55.0
$2.27 TTD 15.27
40.53%
Imported Beer (0.33 liter bottle)
$6.79 MX$117
$3.60 TTD 24.21
88.61%
🛒 Groceries & Markets
Playa del Carmen
St.James
Difference
Milk (1 liter)
$1.68 MX$28.89
$2.51 TTD 16.90
-33.07%
White Bread (500g)
$2.20 MX$37.88
$2.48 TTD 16.67
-11.29%
Rice (white) (1kg)
$1.71 MX$29.45
$2.85 TTD 19.17
-40.00%
Eggs
$2.74 MX$47.26
$4.30 TTD 28.92
-36.28%
Local Cheese (1kg)
$9.58 MX$165
$6.50 TTD 43.73
47.38%
Chicken Fillets (1kg)
$9.01 MX$155
$9.97 TTD 67.1
-9.63%
Beef Round Steak (1kg)
$12.81 MX$221
$11.64 TTD 78.3
10.05%
Apples (1kg)
$2.89 MX$49.81
$5.60 TTD 37.69
-48.39%
Banana (1kg)
$1.50 MX$25.81
$3.12 TTD 20.99
-51.92%
Oranges (1kg)
$2.15 MX$37.03
$3.72 TTD 25.01
-42.20%
Tomato (1kg)
$2.26 MX$38.96
$4.17 TTD 28.04
-45.80%
Potato (1kg)
$1.98 MX$34.15
$2.21 TTD 14.88
-10.41%
Onion (1kg)
$1.99 MX$34.30
$1.93 TTD 13.00
3.11%
Lettuce (1 head)
$1.23 MX$21.28
$1.84 TTD 12.37
-33.15%
Water (1.5 liter bottle)
$1.20 MX$20.63
$1.34 TTD 9.01
-10.45%
Cigarettes 20 Pack (Marlboro, Camel)
$4.55 MX$78.5
$6.02 TTD 40.50
-24.42%
Wine (Bottle)
$10.37 MX$179
$18.94 TTD 127
-45.25%
Local Beer (0.5 liter bottle)
$1.62 MX$27.91
$2.21 TTD 14.88
-26.70%
Imported Beer (0.33 liter bottle)
$2.88 MX$49.67
$2.99 TTD 20.10
-3.68%
🚌 Getting Around
Playa del Carmen
St.James
Difference
One-way Ticket (Public Transport)
$0.60 MX$10.35
-
-
Public Transport Monthly Pass (Regular Price)
$28.80 MX$497
-
-
Taxi Start (Normal Tariff)
$5.39 MX$92.9
$1.05 TTD 7.07
413.33%
Taxi (Normal Tariff) (1km)
$3.73 MX$64.3
$1.24 TTD 8.34
200.81%
Taxi 1hour Waiting (Normal Tariff)
$5.77 MX$99.5
$14.61 TTD 98.3
-60.51%
Gasoline (1 liter)
$1.54 MX$26.48
$1.17 TTD 7.85
31.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.5K MX$388.8K
$37.5K TTD 252.2K
-39.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K MX$449.3K
$40.4K TTD 271.7K
-35.48%
🧾 Monthly Utilities & Internet
Playa del Carmen
St.James
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$91.4 MX$1,576
$91.7 TTD 617
-0.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.20 MX$435
$52.6 TTD 354
-52.08%
Internet (50+ Mbps, Unlimited Data)
$31.24 MX$539
$56.1 TTD 377
-44.30%
🎉 Sport & Entertainment
Playa del Carmen
St.James
Difference
Gym Membership (Monthly)
$67.2 MX$1,159
-
-
Tennis Court (1 Hour on Weekend)
$29.11 MX$502
-
-
Cinema Ticket
$4.86 MX$83.8
$8.90 TTD 59.9
-45.39%
🧸 Childcare & Education
Playa del Carmen
St.James
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$224 MX$3,856
$404 TTD 2,716
-44.60%
International Primary School, 1 Child (Yearly)
$4,229 MX$72.9K
$10.8K TTD 72.7K
-60.87%
👕👟 Clothing & Footwear
Playa del Carmen
St.James
Difference
Jeans (Levis 501 Or Similar)
$47.10 MX$812
$54.3 TTD 365
-13.26%
Summer Dress (H&M, Zara, etc)
$44.29 MX$764
$52.0 TTD 350
-14.84%
Sport Shoes (Adidas, Nike)
$80.1 MX$1,381
$146 TTD 985
-45.28%
Men's Leather Business Shoes
$92.7 MX$1,598
$103 TTD 691
-9.82%
🏠 Accommodation & Living
Playa del Carmen
St.James
Difference
1-bedroom Apartment, City Center (Monthly)
$1,063 MX$18.3K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$390 MX$6,728
-
-
3-bedroom Apartment, City Center (Monthly)
$2,149 MX$37.1K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,272 MX$21.9K
-
-
Buy Apartment in City Center (m2)
$4,001 MX$69.0K
-
-
Buy Apartment Outside City Center (m2)
$6,502 MX$112.1K
-
-
💵 Salaries & Financials
Playa del Carmen
St.James
Difference
Average Monthly Net Salary (After Tax)
$758 MX$13.1K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
5.75
99.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: September 12, 2026

Last update for St.James: September 13, 2026

Cost Breakdown

A mid-range dinner for two costs $47.00 in Playa del Carmen versus $88.0 in St.James. Monthly groceries follow the same trend: $276 vs $354 – making Playa del Carmen the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs St.James: Cost of Living - Frequently Asked Questions
Is St.James cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 37%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,899 per month in Playa del Carmen and $1,387 in St.James. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Playa del Carmen and in St.James?
Monthly expenses with rent come to $1,266 in Playa del Carmen and $925 in St.James. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $224 per month in Playa del Carmen and $404 in St.James. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for living in Playa del Carmen or in St.James?
A $2,000 monthly budget goes further in St.James, where all-in costs run around $925, than in Playa del Carmen at $1,266. In St.James it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or St.James more family-friendly?
Families tend to lean toward St.James – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with St.James. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.

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