😐A single person spends $1,271 per month in Playa del Carmen vs $924 in St.James, rent included.
😐A couple spends around $2,126 per month in Playa del Carmen vs $1,643 in St.James, rent included.
😐A family of three spends $2,980 per month in Playa del Carmen vs $2,361 in St.James, rent included.
😐Playa del Carmen costs about 37% more than St.James, driven mainly by Groceries & Markets.
📊Both Playa del Carmen and St.James are more affordable than the global median – Playa del Carmen5% lower, St.James31% lower.
Currency
🍽 Eating Out
Playa del Carmen
St.James
Difference
Meal at Budget Restaurant
$11.87MX$204
$10.18TTD 68.8
16.60%
Three-Course Dinner for Two, Mid-Range
$42.90MX$736
$87.1TTD 589
-50.73%
Fast Food Meal(McDonalds, etc)
$10.65MX$183
$7.49TTD 50.6
42.19%
Cappuccino
$3.45MX$59.2
$3.61TTD 24.42
-4.43%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.50MX$25.81
$1.08TTD 7.31
38.89%
Water(0.33 liter bottle)
$0.95MX$16.28
$0.79TTD 5.32
20.25%
Local Beer(0.5 liter draught)
$3.03MX$51.9
$1.81TTD 12.21
67.40%
Imported Beer(0.33 liter bottle)
$4.61MX$79.1
$3.07TTD 20.74
50.16%
🛒 Groceries & Markets
Playa del Carmen
St.James
Difference
Milk(1 liter)
$1.38MX$23.61
$2.76TTD 18.68
-50.00%
White Bread(500g)
$1.85MX$31.70
$2.81TTD 18.97
-34.16%
Rice(white)(1kg)
$1.61MX$27.65
$2.68TTD 18.12
-39.93%
Eggs
$2.59MX$44.51
$5.08TTD 34.33
-49.02%
Local Cheese(1kg)
$8.26MX$142
$7.81TTD 52.8
5.76%
Chicken Fillets(1kg)
$8.37MX$144
$10.52TTD 71.1
-20.44%
Beef Round Steak(1kg)
$10.66MX$183
$14.18TTD 95.9
-24.82%
Apples(1kg)
$2.63MX$45.12
$5.96TTD 40.28
-55.87%
Banana(1kg)
$1.49MX$25.53
$2.49TTD 16.81
-40.16%
Oranges(1kg)
$1.92MX$32.94
$4.22TTD 28.55
-54.50%
Tomato(1kg)
$2.09MX$35.81
$4.62TTD 31.26
-54.76%
Potato(1kg)
$1.86MX$31.88
$1.50TTD 10.15
24.00%
Onion(1kg)
$2.26MX$38.81
$1.67TTD 11.27
35.33%
Lettuce(1 head)
$1.06MX$18.23
$1.94TTD 13.11
-45.36%
Water(1.5 liter bottle)
$1.09MX$18.67
$1.41TTD 9.53
-22.70%
Cigarettes 20 Pack(Marlboro, Camel)
$4.15MX$71.2
$5.86TTD 39.62
-29.18%
Wine(Bottle)
$10.39MX$178
$18.70TTD 126
-44.44%
Local Beer(0.5 liter bottle)
$1.72MX$29.59
$2.17TTD 14.68
-20.74%
Imported Beer(0.33 liter bottle)
$2.61MX$44.85
$2.84TTD 19.18
-8.10%
🚌 Getting Around
Playa del Carmen
St.James
Difference
One-way Ticket(Public Transport)
$0.54MX$9.30
-
-
Public Transport Monthly Pass(Regular Price)
$26.94MX$462
-
-
Taxi Start(Normal Tariff)
$3.13MX$53.7
$1.05TTD 7.13
198.10%
Taxi(Normal Tariff)(1km)
$2.51MX$43.09
$1.28TTD 8.64
96.09%
Taxi 1hour Waiting(Normal Tariff)
$3.15MX$54.1
$15.03TTD 102
-79.04%
Gasoline(1 liter)
$1.27MX$21.88
$1.11TTD 7.50
14.41%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4KMX$521.3K
$33.3KTTD 225.5K
-8.93%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.6KMX$404.5K
$39.0KTTD 263.6K
-39.56%
🧾 Monthly Utilities & Internet
Playa del Carmen
St.James
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.0MX$1,425
$81.3TTD 549
2.15%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.71MX$390
$46.23TTD 313
-50.88%
Internet(50+ Mbps, Unlimited Data)
$29.46MX$506
$60.6TTD 410
-51.38%
🎉 Sport & Entertainment
Playa del Carmen
St.James
Difference
Gym Membership(Monthly)
$51.0MX$875
-
-
Tennis Court(1 Hour on Weekend)
$18.33MX$315
-
-
Cinema Ticket
$4.93MX$84.5
$10.28TTD 69.5
-52.04%
🧸 Childcare & Education
Playa del Carmen
St.James
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$197MX$3,386
$329TTD 2,224
-40.02%
International Primary School, 1 Child(Yearly)
$5,280MX$90.6K
$7,199TTD 48.7K
-26.66%
👕👟 Clothing & Footwear
Playa del Carmen
St.James
Difference
Jeans(Levis 501 Or Similar)
$36.90MX$633
$60.2TTD 407
-38.68%
Summer Dress(H&M, Zara, etc)
$39.89MX$685
$38.56TTD 261
3.45%
Sport Shoes(Adidas, Nike)
$80.0MX$1,373
$145TTD 981
-44.86%
Men's Leather Business Shoes
$89.5MX$1,536
$130TTD 876
-30.93%
🏠 Accommodation & Living
Playa del Carmen
St.James
Difference
1-bedroom Apartment, City Center(Monthly)
$956MX$16.4K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$477MX$8,189
-
-
3-bedroom Apartment, City Center(Monthly)
$1,646MX$28.3K
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,225MX$21.0K
-
-
Buy Apartment in City Center(m2)
$3,918MX$67.2K
-
-
Buy Apartment Outside City Center(m2)
$6,459MX$110.9K
-
-
💵 Salaries & Financials
Playa del Carmen
St.James
Difference
Average Monthly Net Salary(After Tax)
$667MX$11.4K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
5.38
112.27%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: June 7, 2026
Last update for St.James: June 8, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $43.00 in Playa del Carmen versus $87.0 in St.James. Monthly groceries follow the same trend: $250 vs $376 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs St.James: Cost of Living - Frequently Asked Questions
Is St.James cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 37%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,906 per month in Playa del Carmen and $1,386 in St.James. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Playa del Carmen vs St.James?
Monthly expenses with rent come to $1,271 in Playa del Carmen and $924 in St.James. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $197 per month in Playa del Carmen and $329 in St.James. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for Playa del Carmen or St.James?
A $2,000 monthly budget goes further in St.James, where all-in costs run around $924, than in Playa del Carmen at $1,271. In St.James it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or St.James more family-friendly?
Families tend to lean toward St.James – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with St.James. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared