Last update: Nov 2026

Cost of Living Comparison Between St.James and Montreal

For one person, living is cheaper in St.James: $921 a month against $2,067 in Montreal, rent and utilities included – about $13,800 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in St.James
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St.James Living Index
100

Cost of Living Index in Montreal
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Montreal Living Index

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St.James

🇹🇹 Trinidad And Tobago

$921

/mo nomad

Montreal

🇨🇦 Canada

$2,067

/mo nomad

Monthly Cost of Living

How much you'll spend in St.James and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St.James and in Montreal actually costs, broken down by who's living it.

A single person spends $921 per month in St.James vs $2,067 in Montreal, rent included.

St.James $921
Montreal $2,067

A couple spends around $1,598 per month in St.James vs $3,179 in Montreal, rent included.

St.James $1,598
Montreal $3,179

A family of three spends $2,275 per month in St.James vs $4,291 in Montreal, rent included.

St.James $2,275
Montreal $4,291

St.James is about 55% cheaper than Montreal, and outside of rent the biggest gap is in eating out.

St.James sits 32% below the global median, while Montreal is 53% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.22 TTD 67.9

$18.89 CA$26.48

-45.90%

Three-Course Dinner for Two, Mid-Range

$87.6 TTD 582

$72.6 CA$102

20.67%

Fast Food Meal (McDonalds, etc)

$8.85 TTD 58.8

$10.79 CA$15.13

-17.98%

Cappuccino

$3.71 TTD 24.63

$3.98 CA$5.58

-6.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 TTD 7.30

$2.02 CA$2.83

-45.54%

Water (0.33 liter bottle)

$0.71 TTD 4.70

$1.63 CA$2.29

-56.44%

Local Beer (0.5 liter draught)

$2.18 TTD 14.45

$6.32 CA$8.86

-65.51%

Imported Beer (0.33 liter bottle)

$3.60 TTD 23.90

$7.06 CA$9.90

-49.01%

Milk (1 liter)

$2.49 TTD 16.53

$2.33 CA$3.27

6.87%

White Bread (500g)

$2.49 TTD 16.53

$3.25 CA$4.55

-23.38%

Rice (white) (1kg)

$2.92 TTD 19.40

$3.26 CA$4.58

-10.43%

Eggs

$4.45 TTD 29.55

$3.48 CA$4.87

27.87%

Local Cheese (1kg)

$6.64 TTD 44.09

$13.73 CA$19.25

-51.64%

Chicken Fillets (1kg)

$10.08 TTD 67.0

$11.48 CA$16.09

-12.20%

Beef Round Steak (1kg)

$11.66 TTD 77.5

$14.26 CA$19.99

-18.23%

Apples (1kg)

$5.69 TTD 37.80

$3.52 CA$4.94

61.65%

Banana (1kg)

$3.12 TTD 20.72

$1.46 CA$2.04

113.70%

Oranges (1kg)

$3.75 TTD 24.93

$3.41 CA$4.78

9.97%

Tomato (1kg)

$4.42 TTD 29.35

$3.20 CA$4.49

38.12%

Potato (1kg)

$2.13 TTD 14.18

$1.94 CA$2.71

9.79%

Onion (1kg)

$1.94 TTD 12.87

$1.78 CA$2.50

8.99%

Lettuce (1 head)

$1.83 TTD 12.16

$2.52 CA$3.53

-27.38%

Water (1.5 liter bottle)

$1.35 TTD 8.98

$1.58 CA$2.22

-14.56%

Cigarettes 20 Pack (Marlboro, Camel)

$5.85 TTD 38.86

$11.51 CA$16.13

-49.17%

Wine (Bottle)

$19.15 TTD 127

$10.57 CA$14.82

81.17%

Local Beer (0.5 liter bottle)

$2.34 TTD 15.51

$2.35 CA$3.29

-0.43%

Imported Beer (0.33 liter bottle)

$3.04 TTD 20.20

$2.90 CA$4.06

4.83%

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$1.01 TTD 6.72

$3.17 CA$4.45

-68.14%

Taxi (Normal Tariff) (1km)

$1.45 TTD 9.61

$1.49 CA$2.09

-2.68%

Taxi 1hour Waiting (Normal Tariff)

$21.99 TTD 146

$33.49 CA$46.94

-34.34%

Gasoline (1 liter)

$1.18 TTD 7.84

$1.36 CA$1.91

-13.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K TTD 246.0K

$28.0K CA$39.3K

32.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.5K TTD 275.9K

$21.1K CA$29.6K

96.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.0 TTD 598

$77.6 CA$109

16.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.2 TTD 340

$35.63 CA$49.94

43.81%

Internet (50+ Mbps, Unlimited Data)

$56.3 TTD 374

$43.73 CA$61.3

28.72%

Gym Membership (Monthly)

$30.07 CA$42.16

Tennis Court (1 Hour on Weekend)

$19.97 CA$27.99

Cinema Ticket

$8.98 TTD 59.7

$11.27 CA$15.80

-20.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$407 TTD 2,707

$522 CA$732

-21.94%

International Primary School, 1 Child (Yearly)

$16.9K TTD 112.3K

$17.8K CA$24.9K

-5.01%

Jeans (Levis 501 Or Similar)

$54.9 TTD 365

$59.0 CA$82.7

-6.88%

Summer Dress (H&M, Zara, etc)

$50.9 TTD 338

$39.01 CA$54.7

30.45%

Sport Shoes (Adidas, Nike)

$147 TTD 975

$99.8 CA$140

47.09%

Men's Leather Business Shoes

$103 TTD 684

$110 CA$154

-6.04%

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,820

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,360

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,257

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,368

Buy Apartment in City Center (m2)

$5,004 CA$7,014

Buy Apartment Outside City Center (m2)

$3,736 CA$5,237

Average Monthly Net Salary (After Tax)

$2,943 CA$4,125

20-Year Fixed Mortgage Interest Rate (Annual %)

5.75

4.51

27.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St.James: November 3, 2026

Last update for Montreal: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

St.James

$359 39%

Montreal

$357 17.3% 0.4% $1.5

Monthly Utilities & Internet

St.James

$198 21.5%

Montreal

$157 7.6% 20.6% $41

Eating Out

St.James

$178 19.4%

Montreal

$292 14.1% 63.7% $113

Clothing & Footwear

St.James

$160 17.4%

Montreal

$138 6.7% 13.6% $22

Sport & Entertainment

St.James

$18 * 2%

Montreal

$53 2.6% 193% $35

Getting Around

St.James

$8.2 * 0.9%

Montreal

$100 4.8% 1108% $91

Accommodation & Living

St.James

- * 0%

Montreal

$970 47%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $88 in St.James versus $73 in Montreal. Monthly groceries follow the same trend: $359 vs $357 – making Montreal the more affordable choice for daily food spending.

Good to know

🇹🇹 St.James

🇨🇦 Montreal

🕒 Local time

08:22 8:22 AM

07:22 7:22 AM

1 h behind St.James

🌤 Weather

👥 Population

4,342

1,762,949

💱 Currency

Trinidad and Tobago Dollar TTD $

Canadian Dollar CAD $

📈 Exchange rate

1 TTD = 0.151 USD

1 TTD = 0.134 EUR

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

CAD, USD, EUR to TTD – Trinidad and Tobago Dollar Converter

🇺🇸 United States Dollar ($)

🇹🇹 Trinidad and Tobago Dollar ($)

Trinidad and Tobago Dollar exchange rates as of November 6, 2026: 1 USD = 6.64 TTD (1 TTD = 0.151 USD). 1 EUR = 7.46 TTD (1 TTD = 0.134 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

USD to TTD in detail →

On the map

Lowest

Highest

Between locations

St.James Montreal 4,040 km ≈ 6 h nonstop flight

From you

St.James
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St.James vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 124% more than St.James, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,381 per month in St.James and $3,100 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $921 in St.James and $2,067 in Montreal. That makes St.James about 55% cheaper.

A mid-range dinner for two costs $88 in St.James and $73 in Montreal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,200 monthly budget goes further in St.James, where all-in costs run around $921, than in Montreal at $2,067. In St.James it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $921 in St.James to $2,067 in Montreal. Climate, culture, job market, and personal taste all factor in.