Last update: Oct 2026

Cost of Living Comparison Between St Francis Bay and Austin, TX

For one person, living is cheaper in St Francis Bay: $1,022 a month against $2,663 in Austin, TX, rent and utilities included – about $19,700 less a year. Rent and utilities account for most of the difference.

50

Cost of Living Index in St Francis Bay
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St Francis Bay Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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St Francis Bay

🇿🇦 South Africa

$1,022

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in St Francis Bay and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St Francis Bay and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,022 in St Francis Bay versus $2,663 in Austin, TX.

St Francis Bay $1,022
Austin, TX $2,663

Estimated couple costs with rent: $1,650 in St Francis Bay versus $4,133 in Austin, TX.

St Francis Bay $1,650
Austin, TX $4,133

Monthly costs for a family of three with rent: $2,278 in St Francis Bay versus $5,603 in Austin, TX.

St Francis Bay $2,278
Austin, TX $5,603

Living in St Francis Bay costs roughly 62% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: St Francis Bay is 24% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$10.85 R 179

$20.77 $20.77

-47.76%

Three-Course Dinner for Two, Mid-Range

$42.05 R 693

$84.6 $84.6

-50.29%

Fast Food Meal (McDonalds, etc)

$3.65 R 60.2

$12.32 $12.32

-70.37%

Cappuccino

$2.14 R 35.18

$5.63 $5.63

-61.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.02 R 16.76

$3.72 $3.72

-72.58%

Water (0.33 liter bottle)

$0.73 R 11.98

$2.50 $2.50

-70.80%

Local Beer (0.5 liter draught)

$2.13 R 35.13

$8.05 $8.05

-73.54%

Imported Beer (0.33 liter bottle)

$1.84 R 30.36

$9.01 $9.01

-79.58%

Milk (1 liter)

$0.86 R 14.25

$1.12 $1.12

-23.21%

White Bread (500g)

$1.01 R 16.58

$3.75 $3.75

-73.07%

Rice (white) (1kg)

$1.43 R 23.56

$3.26 $3.26

-56.13%

Eggs

$2.66 R 43.89

$4.17 $4.17

-36.21%

Local Cheese (1kg)

$7.39 R 122

$12.90 $12.90

-42.71%

Chicken Fillets (1kg)

$5.33 R 87.9

$14.16 $14.16

-62.36%

Beef Round Steak (1kg)

$8.26 R 136

$16.22 $16.22

-49.08%

Apples (1kg)

$2.08 R 34.25

$4.33 $4.33

-51.96%

Banana (1kg)

$1.46 R 24.04

$1.46 $1.46

Oranges (1kg)

$1.67 R 27.59

$4.51 $4.51

-62.97%

Tomato (1kg)

$1.79 R 29.48

$4.34 $4.34

-58.76%

Potato (1kg)

$1.65 R 27.26

$2.58 $2.58

-36.05%

Onion (1kg)

$1.38 R 22.70

$2.35 $2.35

-41.28%

Lettuce (1 head)

$1.22 R 20.15

$1.78 $1.78

-31.46%

Water (1.5 liter bottle)

$0.98 R 16.17

$2.22 $2.22

-55.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 R 52.4

$9.88 $9.88

-67.81%

Wine (Bottle)

$4.80 R 79.1

$15.08 $15.08

-68.17%

Local Beer (0.5 liter bottle)

$1.26 R 20.73

$2.92 $2.92

-56.85%

Imported Beer (0.33 liter bottle)

$1.73 R 28.44

$3.46 $3.46

-50.00%

One-way Ticket (Public Transport)

$1.48 R 24.34

$1.49 $1.49

-0.67%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$0.57 R 9.45

$2.73 $2.73

-79.12%

Taxi (Normal Tariff) (1km)

$0.49 R 8.13

$1.66 $1.66

-70.48%

Taxi 1hour Waiting (Normal Tariff)

$8.19 R 135

$35.30 $35.30

-76.80%

Gasoline (1 liter)

$1.36 R 22.46

$0.95 $0.95

43.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.3K R 334.8K

$36.0K $36.0K

-43.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.7K R 554.7K

$27.1K $27.1K

24.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.0 R 988

$229 $229

-73.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.08 R 562

$59.4 $59.4

-42.62%

Internet (50+ Mbps, Unlimited Data)

$41.40 R 682

$69.9 $69.9

-40.78%

Gym Membership (Monthly)

$31.46 R 518

$57.2 $57.2

-45.04%

Tennis Court (1 Hour on Weekend)

$10.79 R 178

$16.33 $16.33

-33.93%

Cinema Ticket

$9.04 R 149

$14.28 $14.28

-36.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$180 R 2,961

$1,506 $1,506

-88.07%

International Primary School, 1 Child (Yearly)

$6,149 R 101.3K

$21.5K $21.5K

-71.34%

Jeans (Levis 501 Or Similar)

$71.5 R 1,178

$52.8 $52.8

35.39%

Summer Dress (H&M, Zara, etc)

$37.62 R 620

$43.82 $43.82

-14.15%

Sport Shoes (Adidas, Nike)

$110 R 1,812

$84.8 $84.8

29.76%

Men's Leather Business Shoes

$97.9 R 1,613

$103 $103

-4.98%

1-bedroom Apartment, City Center (Monthly)

$398 R 6,561

$1,907 $1,907

-79.12%

1-bedroom Apartment, Outside City Center (Monthly)

$353 R 5,823

$1,274 $1,274

-72.26%

3-bedroom Apartment, City Center (Monthly)

$716 R 11.8K

$3,664 $3,664

-80.46%

3-bedroom Apartment, Outside City Center (Monthly)

$715 R 11.8K

$2,538 $2,538

-71.84%

Buy Apartment in City Center (m2)

$870 R 14.3K

$7,614 $7,614

-88.57%

Buy Apartment Outside City Center (m2)

$665 R 11.0K

$3,157 $3,157

-78.94%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

11.94

6.79

75.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Francis Bay: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St Francis Bay

$353 34.6%

Austin, TX

$1.3K 47.8% 261% $921

Groceries & Markets

St Francis Bay

$187 18.3%

Austin, TX

$405 15.2% 116% $217

Eating Out

St Francis Bay

$145 14.2%

Austin, TX

$354 13.3% 145% $209

Clothing & Footwear

St Francis Bay

$143 14%

Austin, TX

$128 4.8% 10.3% $15

Monthly Utilities & Internet

St Francis Bay

$135 13.3%

Austin, TX

$358 13.5% 165% $223

Sport & Entertainment

St Francis Bay

$50 4.9%

Austin, TX

$86 3.2% 73.2% $36

Getting Around

St Francis Bay

$9 * 0.9%

Austin, TX

$59 2.2% 556% $50

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $398 in St Francis Bay and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $42.00 in St Francis Bay vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $187 vs $405 per month, with St Francis Bay cheaper across the board.

Good to know

🇿🇦 St Francis Bay

🇺🇸 Austin, TX

🕒 Local time

09:49 9:49 AM

02:49 2:49 AM

7 h behind St Francis Bay

🌤 Weather

👥 Population

5,910

974,447

💱 Currency

South African Rand ZAR R

United States Dollar USD $

📈 Exchange rate

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to ZAR – South African Rand Converter

🇺🇸 United States Dollar ($)

🇿🇦 South African Rand (R)

South African Rand exchange rates as of October 18, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to ZAR in detail →

On the map

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Between locations

St Francis Bay Austin, TX 14,670 km ≈ 19 h nonstop flight

From you

St Francis Bay
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Francis Bay vs Austin, TX: Cost of Living - Frequently Asked Questions

St Francis Bay wins on cost – living expenses run 161% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making St Francis Bay the obvious pick if budget is a priority.

You'd need roughly $1,533 in St Francis Bay and $3,995 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $398 in St Francis Bay versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $180 in St Francis Bay versus $1,506 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in St Francis Bay – a meal for two runs $42.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,022 in St Francis Bay versus $2,663 in Austin, TX, a $2,000 budget is realistic in St Francis Bay but tight or insufficient in Austin, TX. The gap between the two cities makes St Francis Bay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, St Francis Bay and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find St Francis Bay gentler on the wallet – expenses run 161% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.