Last update: Oct 2026

Cost of Living Comparison Between Somerset, NJ and Nagasaki

For one person, living is cheaper in Nagasaki: $1,287 a month against $3,962 in Somerset, NJ, rent and utilities included – about $32,100 less a year. Rent and utilities account for most of the difference.

190

Cost of Living Index in Somerset, NJ
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Somerset, NJ Living Index
60

Cost of Living Index in Nagasaki
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Nagasaki Living Index

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Somerset, NJ

🇺🇸 United States

$3,962

/mo nomad

Nagasaki

🇯🇵 Japan

$1,287

/mo nomad

Monthly Cost of Living

How much you'll spend in Somerset, NJ and in Nagasaki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Somerset, NJ and in Nagasaki actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,962 in Somerset, NJ versus $1,287 in Nagasaki.

Somerset, NJ $3,962
Nagasaki $1,287

Estimated couple costs with rent: $4,428 in Somerset, NJ versus $1,907 in Nagasaki.

Somerset, NJ $4,428
Nagasaki $1,907

Monthly costs for a family of three with rent: $4,895 in Somerset, NJ versus $2,527 in Nagasaki.

Somerset, NJ $4,895
Nagasaki $2,527

Living in Somerset, NJ is roughly 208% more expensive than in Nagasaki, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Somerset, NJ is 191% above, Nagasaki is 5% below.

Meal at Budget Restaurant

$17.73 $17.73

$5.03 ¥793

252.49%

Three-Course Dinner for Two, Mid-Range

$39.35 $39.35

$19.07 ¥3,007

106.35%

Fast Food Meal (McDonalds, etc)

$7.91 $7.91

$5.10 ¥803

55.10%

Cappuccino

$5.03 $5.03

$3.63 ¥572

38.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 $1.96

$1.04 ¥164

88.46%

Water (0.33 liter bottle)

$1.54 $1.54

$0.76 ¥120

102.63%

Local Beer (0.5 liter draught)

$8.18 $8.18

$2.16 ¥341

278.70%

Imported Beer (0.33 liter bottle)

$6.96 $6.96

$2.26 ¥356

207.96%

Milk (1 liter)

$1.26 $1.26

$1.55 ¥245

-18.71%

White Bread (500g)

$4.47 $4.47

$1.84 ¥291

142.93%

Rice (white) (1kg)

$5.95 $5.95

$6.21 ¥980

-4.19%

Eggs

$2.05 $2.05

$2.03 ¥321

0.99%

Local Cheese (1kg)

$13.03 $13.03

$9.36 ¥1,477

39.21%

Chicken Fillets (1kg)

$10.40 $10.40

$3.21 ¥506

223.99%

Beef Round Steak (1kg)

$20.19 $20.19

$19.33 ¥3,048

4.45%

Apples (1kg)

$5.94 $5.94

$3.56 ¥561

66.85%

Banana (1kg)

$3.48 $3.48

$1.83 ¥288

90.16%

Oranges (1kg)

$4.22 $4.22

$2.88 ¥454

46.53%

Tomato (1kg)

$5.43 $5.43

$3.26 ¥514

66.56%

Potato (1kg)

$3.12 $3.12

$2.24 ¥353

39.29%

Onion (1kg)

$3.06 $3.06

$2.65 ¥418

15.47%

Lettuce (1 head)

$2.45 $2.45

$1.04 ¥163

135.58%

Water (1.5 liter bottle)

$3.05 $3.05

$0.97 ¥153

214.43%

Cigarettes 20 Pack (Marlboro, Camel)

$15.01 $15.01

$3.87 ¥609

287.86%

Wine (Bottle)

$14.77 $14.77

$6.50 ¥1,025

127.23%

Local Beer (0.5 liter bottle)

$1.85 $1.85

$1.71 ¥269

8.19%

Imported Beer (0.33 liter bottle)

$3.47 $3.47

$1.85 ¥292

87.57%

One-way Ticket (Public Transport)

$2.06 $2.06

$1.27 ¥200

62.20%

Public Transport Monthly Pass (Regular Price)

$67.2 $67.2

$56.4 ¥8,898

19.10%

Taxi Start (Normal Tariff)

$2.92 $2.92

$4.12 ¥649

-29.13%

Taxi (Normal Tariff) (1km)

$2.21 $2.21

$2.40 ¥378

-7.92%

Taxi 1hour Waiting (Normal Tariff)

$41.53 $41.53

$17.66 ¥2,785

135.16%

Gasoline (1 liter)

$1.09 $1.09

$1.08 ¥170

0.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$22.8K ¥3.6M

22.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$15.5K ¥2.4M

70.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 $169

$215 ¥33.8K

-21.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.7 $51.7

$24.77 ¥3,906

108.72%

Internet (50+ Mbps, Unlimited Data)

$50.5 $50.5

$33.03 ¥5,208

52.80%

Gym Membership (Monthly)

$40.94 $40.94

$52.3 ¥8,251

-21.77%

Cinema Ticket

$20.65 $20.65

$12.66 ¥1,997

63.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,040 $2,040

$706 ¥111.3K

188.91%

International Primary School, 1 Child (Yearly)

$15.7K $15.7K

$12.4K ¥2.0M

26.30%

Jeans (Levis 501 Or Similar)

$49.81 $49.81

$48.40 ¥7,632

2.91%

Summer Dress (H&M, Zara, etc)

$40.80 $40.80

$25.87 ¥4,079

57.71%

Sport Shoes (Adidas, Nike)

$85.8 $85.8

$67.7 ¥10.7K

26.72%

Men's Leather Business Shoes

$104 $104

$46.74 ¥7,370

123.34%

1-bedroom Apartment, City Center (Monthly)

$1,581 $1,581

$550 ¥86.7K

187.34%

1-bedroom Apartment, Outside City Center (Monthly)

$2,655 $2,655

$374 ¥59.0K

609.48%

3-bedroom Apartment, City Center (Monthly)

$2,533 $2,533

$1,085 ¥171.1K

133.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,142 $2,142

$743 ¥117.1K

188.41%

Buy Apartment in City Center (m2)

$2,682 $2,682

$4,205 ¥663.0K

-36.21%

Buy Apartment Outside City Center (m2)

$2,400 $2,400

$2,287 ¥360.6K

4.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

1.97

245.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, NJ: October 24, 2026

Last update for Nagasaki: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Somerset, NJ

$2.7K 67%

Nagasaki

$374 29.1% 85.9% $2.3K

Groceries & Markets

Somerset, NJ

$443 11.2%

Nagasaki

$279 21.7% 37.1% $164

Eating Out

Somerset, NJ

$295 7.4%

Nagasaki

$122 9.5% 58.7% $173

Monthly Utilities & Internet

Somerset, NJ

$272 6.9%

Nagasaki

$272 21.2% 0.3% $0.8

Clothing & Footwear

Somerset, NJ

$126 3.2%

Nagasaki

$85 6.6% 32.8% $41

Getting Around

Somerset, NJ

$89 2.3%

Nagasaki

$78 6% 13.2% $12

Sport & Entertainment

Somerset, NJ

$82 2.1%

Nagasaki

$78 6% 5.6% $4.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,581 in Somerset, NJ and $550 in Nagasaki. Housing cost is often the main lever when comparing two cities.

Dining out: $39 in Somerset, NJ vs $19 in Nagasaki for a mid-range dinner for two. Groceries echo the gap at $443 vs $279 per month, with Nagasaki cheaper across the board.

Good to know

🇺🇸 Somerset, NJ

🇯🇵 Nagasaki

🕒 Local time

23:56 11:56 PM

13:56 1:56 PM

14 h ahead of Somerset, NJ

🌤 Weather

👥 Population

11,924

409,118

💱 Currency

United States Dollar USD $

Japanese Yen JPY ¥

📈 Exchange rate

1 USD = 0.896 EUR

1,000 JPY = 6.34 USD

1,000 JPY = 5.68 EUR

Exchange rates and currency converter

JPY, EUR to USD – United States Dollar Converter

🇯🇵 Japanese Yen (¥)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Japanese Yen exchange rates as of November 2, 2026: 1 USD = 158 JPY (1,000 JPY = 6.34 USD). 1 EUR = 176 JPY (1,000 JPY = 5.68 EUR).

JPY to USD in detail →

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Somerset, NJ Nagasaki 11,490 km ≈ 15 h nonstop flight

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Somerset, NJ
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Somerset, NJ vs Nagasaki: Cost of Living - Frequently Asked Questions

Nagasaki is about 68% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $5,943 in Somerset, NJ and $1,931 in Nagasaki to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,581 in Somerset, NJ versus $550 in Nagasaki. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 59% higher in Somerset, NJ. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Nagasaki – a meal for two runs $19 versus $39 in Somerset, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,287 in Nagasaki versus $3,962 in Somerset, NJ, a $1,500 budget is realistic in Nagasaki but tight or insufficient in Somerset, NJ. The gap between the two cities makes Nagasaki the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Somerset, NJ and Nagasaki are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Nagasaki gentler on the wallet – expenses run 68% less than in Somerset, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.