Cost of Living Comparison Between Somerset, NJ and Nagasaki Cost of Living Comparison Between Somerset, NJ and Nagasaki

Monthly Cost of Living

Monthly costs for one person with rent: $3,839 in Somerset, NJ versus $1,218 in Nagasaki.

Estimated couple costs with rent: $4,292 in Somerset, NJ versus $1,844 in Nagasaki.

Monthly costs for a family of three with rent: $4,746 in Somerset, NJ versus $2,470 in Nagasaki.

Living in Somerset, NJ is roughly 215% more expensive than in Nagasaki, driven mainly by Eating Out.

The two cities straddle the global median: Somerset, NJ is 181% above, Nagasaki is 11% below.

Meal at Budget Restaurant

$17.86 $17.86

$5.21 ¥813

242.80%

Three-Course Dinner for Two, Mid-Range

$40.58 $40.58

$19.09 ¥2,979

112.57%

Fast Food Meal (McDonalds, etc)

$7.98 $7.98

$5.08 ¥792

57.09%

Cappuccino

$5.14 $5.14

$3.41 ¥532

50.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 $2.03

$1.02 ¥159

99.02%

Water (0.33 liter bottle)

$1.53 $1.53

$0.65 ¥101

135.38%

Local Beer (0.5 liter draught)

$8.16 $8.16

$2.23 ¥347

265.92%

Imported Beer (0.33 liter bottle)

$7.13 $7.13

$2.33 ¥363

206.01%

Milk (1 liter)

$1.26 $1.26

$1.57 ¥245

-19.75%

White Bread (500g)

$4.42 $4.42

$1.97 ¥307

124.37%

Rice (white) (1kg)

$6.17 $6.17

$6.30 ¥982

-2.06%

Eggs

$1.96 $1.96

$2.15 ¥335

-8.84%

Local Cheese (1kg)

$12.96 $12.96

$9.77 ¥1,524

32.65%

Chicken Fillets (1kg)

$10.26 $10.26

$3.21 ¥501

219.63%

Beef Round Steak (1kg)

$19.71 $19.71

$19.61 ¥3,059

0.51%

Apples (1kg)

$6.06 $6.06

$3.70 ¥577

63.78%

Banana (1kg)

$3.64 $3.64

$1.84 ¥286

97.83%

Oranges (1kg)

$4.35 $4.35

$3.00 ¥467

45.00%

Tomato (1kg)

$5.30 $5.30

$3.34 ¥522

58.68%

Potato (1kg)

$3.12 $3.12

$2.30 ¥358

35.65%

Onion (1kg)

$3.00 $3.00

$2.56 ¥399

17.19%

Lettuce (1 head)

$2.55 $2.55

$1.11 ¥173

129.73%

Water (1.5 liter bottle)

$2.96 $2.96

$1.01 ¥158

193.07%

Cigarettes 20 Pack (Marlboro, Camel)

$17.64 $17.64

$4.05 ¥633

335.56%

Wine (Bottle)

$15.15 $15.15

$6.36 ¥993

138.21%

Local Beer (0.5 liter bottle)

$1.82 $1.82

$1.78 ¥277

2.25%

Imported Beer (0.33 liter bottle)

$3.60 $3.60

$1.94 ¥303

85.57%

One-way Ticket (Public Transport)

$1.95 $1.95

$1.35 ¥210

44.44%

Public Transport Monthly Pass (Regular Price)

$58.5 ¥9,125

Taxi Start (Normal Tariff)

$3.02 $3.02

$3.96 ¥618

-23.74%

Taxi (Normal Tariff) (1km)

$2.23 $2.23

$2.09 ¥326

6.70%

Taxi 1hour Waiting (Normal Tariff)

$42.13 $42.13

$18.67 ¥2,912

125.66%

Gasoline (1 liter)

$1.04 $1.04

$1.13 ¥176

-7.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$22.4K ¥3.5M

57.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$17.9K ¥2.8M

38.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 $171

$195 ¥30.4K

-12.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.2 $50.2

$25.63 ¥3,999

95.75%

Internet (50+ Mbps, Unlimited Data)

$50.9 $50.9

$34.84 ¥5,437

46.21%

Gym Membership (Monthly)

$40.94 $40.94

$48.26 ¥7,531

-15.17%

Cinema Ticket

$20.61 $20.61

$11.25 ¥1,756

83.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,995 $1,995

$130 ¥20.3K

1435.37%

International Primary School, 1 Child (Yearly)

$16.2K $16.2K

$12.4K ¥1.9M

30.92%

Jeans (Levis 501 Or Similar)

$51.0 $51.0

$38.36 ¥5,986

32.92%

Summer Dress (H&M, Zara, etc)

$40.86 $40.86

$24.70 ¥3,854

65.43%

Sport Shoes (Adidas, Nike)

$87.6 $87.6

$61.0 ¥9,522

43.49%

Men's Leather Business Shoes

$101 $101

$48.40 ¥7,552

108.93%

1-bedroom Apartment, City Center (Monthly)

$1,567 $1,567

$506 ¥78.9K

209.72%

1-bedroom Apartment, Outside City Center (Monthly)

$2,622 $2,622

$312 ¥48.7K

739.31%

3-bedroom Apartment, City Center (Monthly)

$2,515 $2,515

$1,033 ¥161.1K

143.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 $2,096

$776 ¥121.1K

170.04%

Buy Apartment in City Center (m2)

$2,742 $2,742

$3,749 ¥584.9K

-26.86%

Buy Apartment Outside City Center (m2)

$2,373 $2,373

$1,816 ¥283.4K

30.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

1.85

239.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, NJ: September 13, 2026

Last update for Nagasaki: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,567 in Somerset, NJ and $506 in Nagasaki. Housing cost is often the main lever when comparing two cities.

Dining out: $41.00 in Somerset, NJ vs $19.00 in Nagasaki for a mid-range dinner for two. Groceries echo the gap at $442 vs $286 per month, with Nagasaki cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Somerset, NJ vs Nagasaki: Cost of Living - Frequently Asked Questions

Nagasaki is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment. The 215% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,758 in Somerset, NJ and $1,827 in Nagasaki to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,567 in Somerset, NJ versus $506 in Nagasaki. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 55% higher in Somerset, NJ. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,839 per month in Somerset, NJ versus $1,218 in Nagasaki – a 215% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,218 in Nagasaki versus $3,839 in Somerset, NJ, a $1,500 budget is realistic in Nagasaki but tight or insufficient in Somerset, NJ. The gap between the two cities makes Nagasaki the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Somerset, NJ and Nagasaki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nagasaki gentler on the wallet – expenses run 215% less than in Somerset, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.