Cost of Living Comparison Between Somerset, NJ and Nagasaki Cost of Living Comparison Between Somerset, NJ and Nagasaki

Monthly Cost of Living

Monthly costs for one person with rent: $4,052 in Somerset, NJ versus $1,177 in Nagasaki.

Estimated couple costs with rent: $4,762 in Somerset, NJ versus $1,906 in Nagasaki.

Monthly costs for a family of three with rent: $5,473 in Somerset, NJ versus $2,635 in Nagasaki.

Living in Somerset, NJ is roughly 244% more expensive than in Nagasaki, driven mainly by Groceries & Markets.

The two cities straddle the global median: Somerset, NJ is 203% above, Nagasaki is 12% below.

Meal at Budget Restaurant

$19.63 $19.63

$5.39 ¥876

264.19%

Three-Course Dinner for Two, Mid-Range

$78.4 $78.4

$20.75 ¥3,371

277.88%

Fast Food Meal (McDonalds, etc)

$12.63 $12.63

$5.49 ¥893

130.05%

Cappuccino

$5.10 $5.10

$3.14 ¥511

62.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 $2.55

$1.08 ¥176

136.11%

Water (0.33 liter bottle)

$2.56 $2.56

$0.80 ¥131

220.00%

Local Beer (0.5 liter draught)

$8.02 $8.02

$2.47 ¥402

224.70%

Imported Beer (0.33 liter bottle)

$9.98 $9.98

$2.37 ¥386

321.10%

Milk (1 liter)

$1.13 $1.13

$1.56 ¥253

-27.56%

White Bread (500g)

$3.99 $3.99

$1.28 ¥208

211.72%

Rice (white) (1kg)

$8.09 $8.09

$4.27 ¥694

89.46%

Eggs

$4.26 $4.26

$2.21 ¥358

92.76%

Local Cheese (1kg)

$17.42 $17.42

$10.42 ¥1,694

67.18%

Chicken Fillets (1kg)

$16.45 $16.45

$3.50 ¥569

370.00%

Beef Round Steak (1kg)

$20.43 $20.43

$20.42 ¥3,318

0.05%

Apples (1kg)

$7.55 $7.55

$3.04 ¥495

148.36%

Banana (1kg)

$2.43 $2.43

$1.41 ¥228

72.34%

Oranges (1kg)

$5.31 $5.31

$1.37 ¥223

287.59%

Tomato (1kg)

$6.17 $6.17

$5.78 ¥939

6.75%

Potato (1kg)

$2.70 $2.70

$2.70 ¥439

Onion (1kg)

$3.57 $3.57

$3.18 ¥516

12.26%

Lettuce (1 head)

$2.61 $2.61

$0.97 ¥158

169.07%

Water (1.5 liter bottle)

$2.54 $2.54

$0.57 ¥92.1

345.61%

Cigarettes 20 Pack (Marlboro, Camel)

$10.99 $10.99

$3.79 ¥616

189.97%

Wine (Bottle)

$15.12 $15.12

$6.06 ¥984

149.50%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$1.91 ¥311

-7.85%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$2.11 ¥343

76.30%

One-way Ticket (Public Transport)

$2.03 $2.03

$0.94 ¥153

115.96%

Public Transport Monthly Pass (Regular Price)

$112 ¥18.1K

Taxi Start (Normal Tariff)

$5.10 $5.10

$4.18 ¥680

22.01%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$2.88 ¥468

-44.79%

Taxi 1hour Waiting (Normal Tariff)

$41.55 $41.55

$19.28 ¥3,132

115.51%

Gasoline (1 liter)

$0.89 $0.89

$1.20 ¥196

-25.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K $29.8K

$23.2K ¥3.8M

28.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$19.7K ¥3.2M

37.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 $178

$217 ¥35.2K

-18.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.5 $50.5

$27.07 ¥4,399

86.48%

Internet (50+ Mbps, Unlimited Data)

$55.7 $55.7

$35.34 ¥5,742

57.50%

Gym Membership (Monthly)

$42.21 $42.21

$55.2 ¥8,972

-23.56%

Tennis Court (1 Hour on Weekend)

$14.11 ¥2,293

Cinema Ticket

$14.79 $14.79

$14.05 ¥2,282

5.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,885 $1,885

$265 ¥43.0K

612.65%

International Primary School, 1 Child (Yearly)

$39.5K $39.5K

$13.2K ¥2.1M

199.47%

Jeans (Levis 501 Or Similar)

$68.3 $68.3

$43.46 ¥7,062

57.06%

Summer Dress (H&M, Zara, etc)

$47.90 $47.90

$29.65 ¥4,817

61.55%

Sport Shoes (Adidas, Nike)

$115 $115

$67.0 ¥10.9K

71.94%

Men's Leather Business Shoes

$170 $170

$61.3 ¥9,957

176.70%

1-bedroom Apartment, City Center (Monthly)

$1,605 $1,605

$318 ¥51.6K

404.93%

1-bedroom Apartment, Outside City Center (Monthly)

$2,648 $2,648

$208 ¥33.8K

1173.91%

3-bedroom Apartment, City Center (Monthly)

$2,600 $2,600

$855 ¥139.0K

204.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,197 $2,197

$666 ¥108.2K

229.83%

Buy Apartment in City Center (m2)

$2,666 $2,666

$4,312 ¥700.7K

-38.17%

Buy Apartment Outside City Center (m2)

$2,360 $2,360

$2,106 ¥342.2K

12.08%

Average Monthly Net Salary (After Tax)

$4,952 $4,952

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

1.67

285.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, NJ: July 12, 2026

Last update for Nagasaki: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,605 in Somerset, NJ and $318 in Nagasaki. Housing cost is often the main lever when comparing two cities.

Dining out: $78.0 in Somerset, NJ vs $21.00 in Nagasaki for a mid-range dinner for two. Groceries echo the gap at $504 vs $273 per month, with Nagasaki cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Somerset, NJ vs Nagasaki: Cost of Living - Frequently Asked Questions

Nagasaki is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet. The 244% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $6,078 in Somerset, NJ and $1,766 in Nagasaki to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,605 in Somerset, NJ versus $318 in Nagasaki. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 84% higher in Somerset, NJ. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,052 per month in Somerset, NJ versus $1,177 in Nagasaki – a 244% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,177 in Nagasaki versus $4,052 in Somerset, NJ, a $1,500 budget is realistic in Nagasaki but tight or insufficient in Somerset, NJ. The gap between the two cities makes Nagasaki the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Somerset, NJ and Nagasaki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nagasaki gentler on the wallet – expenses run 244% less than in Somerset, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.