Cost of Living Comparison Between Somerset, NJ and Nagasaki Cost of Living Comparison Between Somerset, NJ and Nagasaki

Monthly Cost of Living

Monthly costs for one person with rent: $4,081 in Somerset, NJ versus $1,188 in Nagasaki.

Estimated couple costs with rent: $4,747 in Somerset, NJ versus $1,929 in Nagasaki.

Monthly costs for a family of three with rent: $5,413 in Somerset, NJ versus $2,669 in Nagasaki.

Living in Somerset, NJ is roughly 243% more expensive than Nagasaki, driven mainly by Groceries & Markets.

The two cities straddle the global median: Somerset, NJ is 205% above, Nagasaki is 11% below.

Meal at Budget Restaurant

$19.76 $19.76

$5.47 ¥875

261.24%

Three-Course Dinner for Two, Mid-Range

$78.5 $78.5

$20.61 ¥3,296

280.88%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$5.57 ¥890

121.18%

Cappuccino

$5.08 $5.08

$3.04 ¥487

67.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 $2.51

$1.04 ¥166

141.35%

Water (0.33 liter bottle)

$2.68 $2.68

$0.77 ¥123

248.05%

Local Beer (0.5 liter draught)

$7.97 $7.97

$2.46 ¥393

223.98%

Imported Beer (0.33 liter bottle)

$9.92 $9.92

$2.36 ¥378

320.34%

Milk (1 liter)

$1.14 $1.14

$1.55 ¥247

-26.45%

White Bread (500g)

$4.15 $4.15

$1.21 ¥194

242.98%

Rice (white) (1kg)

$8.23 $8.23

$4.21 ¥673

95.49%

Eggs

$4.35 $4.35

$2.32 ¥371

87.50%

Local Cheese (1kg)

$17.65 $17.65

$10.37 ¥1,659

70.20%

Chicken Fillets (1kg)

$16.57 $16.57

$3.42 ¥547

384.50%

Beef Round Steak (1kg)

$20.35 $20.35

$20.95 ¥3,352

-2.86%

Apples (1kg)

$7.57 $7.57

$3.21 ¥514

135.83%

Banana (1kg)

$2.42 $2.42

$1.37 ¥219

76.64%

Oranges (1kg)

$5.42 $5.42

$1.42 ¥227

281.69%

Tomato (1kg)

$6.03 $6.03

$5.95 ¥952

1.34%

Potato (1kg)

$2.82 $2.82

$2.74 ¥438

2.92%

Onion (1kg)

$3.63 $3.63

$3.15 ¥505

15.24%

Lettuce (1 head)

$2.48 $2.48

$0.92 ¥148

169.57%

Water (1.5 liter bottle)

$2.58 $2.58

$0.56 ¥90.1

360.71%

Cigarettes 20 Pack (Marlboro, Camel)

$10.93 $10.93

$3.78 ¥604

189.15%

Wine (Bottle)

$15.23 $15.23

$6.39 ¥1,022

138.34%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$1.93 ¥310

-12.95%

Imported Beer (0.33 liter bottle)

$3.70 $3.70

$2.02 ¥323

83.17%

One-way Ticket (Public Transport)

$2.06 $2.06

$0.94 ¥151

119.15%

Public Transport Monthly Pass (Regular Price)

$112 ¥17.9K

Taxi Start (Normal Tariff)

$4.94 $4.94

$4.02 ¥644

22.89%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$2.87 ¥460

-44.25%

Taxi 1hour Waiting (Normal Tariff)

$41.47 $41.47

$19.56 ¥3,129

112.01%

Gasoline (1 liter)

$0.84 $0.84

$1.20 ¥191

-30.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K $30.0K

$22.8K ¥3.7M

31.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$20.2K ¥3.2M

32.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$216 ¥34.5K

-16.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.89 $49.89

$26.68 ¥4,268

86.99%

Internet (50+ Mbps, Unlimited Data)

$55.4 $55.4

$36.16 ¥5,784

53.29%

Gym Membership (Monthly)

$43.58 $43.58

$55.9 ¥8,943

-22.04%

Tennis Court (1 Hour on Weekend)

$13.97 ¥2,235

Cinema Ticket

$15.10 $15.10

$14.04 ¥2,246

7.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,894 $1,894

$262 ¥42.0K

621.82%

International Primary School, 1 Child (Yearly)

$39.6K $39.6K

$13.6K ¥2.2M

192.44%

Jeans (Levis 501 Or Similar)

$67.4 $67.4

$43.72 ¥6,995

54.25%

Summer Dress (H&M, Zara, etc)

$47.15 $47.15

$29.85 ¥4,775

57.96%

Sport Shoes (Adidas, Nike)

$112 $112

$65.1 ¥10.4K

72.90%

Men's Leather Business Shoes

$171 $171

$60.3 ¥9,640

183.31%

1-bedroom Apartment, City Center (Monthly)

$1,618 $1,618

$316 ¥50.6K

411.21%

1-bedroom Apartment, Outside City Center (Monthly)

$2,676 $2,676

$212 ¥33.8K

1164.78%

3-bedroom Apartment, City Center (Monthly)

$2,632 $2,632

$874 ¥139.9K

201.04%

3-bedroom Apartment, Outside City Center (Monthly)

$2,204 $2,204

$656 ¥104.9K

236.08%

Buy Apartment in City Center (m2)

$2,731 $2,731

$4,597 ¥735.4K

-40.59%

Buy Apartment Outside City Center (m2)

$2,339 $2,339

$2,364 ¥378.2K

-1.05%

Average Monthly Net Salary (After Tax)

$5,024 $5,024

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

1.67

285.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, NJ: June 1, 2026

Last update for Nagasaki: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,618 in Somerset, NJ and $316 in Nagasaki. Housing cost is often the main lever when comparing two cities.

Dining out: $78.0 in Somerset, NJ vs $21.00 in Nagasaki for a mid-range dinner for two. Groceries echo the gap at $507 vs $276 per month, with Nagasaki cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Somerset, NJ vs Nagasaki: Cost of Living - Frequently Asked Questions

Nagasaki is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet. The 243% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $6,122 in Somerset, NJ and $1,783 in Nagasaki to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,618 in Somerset, NJ versus $316 in Nagasaki. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 84% higher in Somerset, NJ. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,081 per month in Somerset, NJ versus $1,188 in Nagasaki – a 243% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,188 in Nagasaki versus $4,081 in Somerset, NJ, a $1,500 budget is realistic in Nagasaki but tight or insufficient in Somerset, NJ. The gap between the two cities makes Nagasaki the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Somerset, NJ and Nagasaki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nagasaki gentler on the wallet – expenses run 243% less than in Somerset, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.