Last update: Oct 2026

Cost of Living Comparison Between Nagasaki and Somerset, NJ

For one person, living is cheaper in Nagasaki: $1,287 a month against $3,962 in Somerset, NJ, rent and utilities included – about $32,100 less a year. Rent and utilities account for most of the difference.

Nagasaki, Japan
Somerset, NJ, United States
Nagasaki
🇯🇵 Japan
$1,287
/mo nomad
Somerset, NJ
🇺🇸 United States
$3,962
/mo nomad
Monthly Cost of Living

How much you'll spend in Nagasaki and in Somerset, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nagasaki and in Somerset, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,287 in Nagasaki versus $3,962 in Somerset, NJ.

  • Nagasaki $1,287
  • Somerset, NJ $3,962

Estimated couple costs with rent: $1,907 in Nagasaki versus $4,428 in Somerset, NJ.

  • Nagasaki $1,907
  • Somerset, NJ $4,428

Monthly costs for a family of three with rent: $2,527 in Nagasaki versus $4,895 in Somerset, NJ.

  • Nagasaki $2,527
  • Somerset, NJ $4,895

Living in Nagasaki costs roughly 68% less than in Somerset, NJ, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Nagasaki is 5% below, Somerset, NJ is 191% above.

Currency
🍽 Eating Out
Nagasaki
Somerset, NJ
Difference
Meal at Budget Restaurant
$5.03 ¥792
$17.73 $17.73
-71.63%
Three-Course Dinner for Two, Mid-Range
$19.07 ¥3,004
$39.35 $39.35
-51.54%
Fast Food Meal (McDonalds, etc)
$5.10 ¥803
$7.91 $7.91
-35.52%
Cappuccino
$3.63 ¥572
$5.03 $5.03
-27.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.04 ¥164
$1.96 $1.96
-46.94%
Water (0.33 liter bottle)
$0.76 ¥120
$1.54 $1.54
-50.65%
Local Beer (0.5 liter draught)
$2.16 ¥341
$8.18 $8.18
-73.59%
Imported Beer (0.33 liter bottle)
$2.26 ¥355
$6.96 $6.96
-67.53%
🛒 Groceries & Markets
Nagasaki
Somerset, NJ
Difference
Milk (1 liter)
$1.55 ¥245
$1.26 $1.26
23.02%
White Bread (500g)
$1.84 ¥290
$4.47 $4.47
-58.84%
Rice (white) (1kg)
$6.21 ¥979
$5.95 $5.95
4.37%
Eggs
$2.03 ¥320
$2.05 $2.05
-0.98%
Local Cheese (1kg)
$9.36 ¥1,475
$13.03 $13.03
-28.17%
Chicken Fillets (1kg)
$3.21 ¥506
$10.40 $10.40
-69.13%
Beef Round Steak (1kg)
$19.33 ¥3,045
$20.19 $20.19
-4.26%
Apples (1kg)
$3.56 ¥561
$5.94 $5.94
-40.07%
Banana (1kg)
$1.83 ¥288
$3.48 $3.48
-47.41%
Oranges (1kg)
$2.88 ¥453
$4.22 $4.22
-31.75%
Tomato (1kg)
$3.26 ¥514
$5.43 $5.43
-39.96%
Potato (1kg)
$2.24 ¥353
$3.12 $3.12
-28.21%
Onion (1kg)
$2.65 ¥417
$3.06 $3.06
-13.40%
Lettuce (1 head)
$1.04 ¥163
$2.45 $2.45
-57.55%
Water (1.5 liter bottle)
$0.97 ¥152
$3.05 $3.05
-68.20%
Cigarettes 20 Pack (Marlboro, Camel)
$3.87 ¥609
$15.01 $15.01
-74.22%
Wine (Bottle)
$6.50 ¥1,024
$14.77 $14.77
-55.99%
Local Beer (0.5 liter bottle)
$1.71 ¥269
$1.85 $1.85
-7.57%
Imported Beer (0.33 liter bottle)
$1.85 ¥291
$3.47 $3.47
-46.69%
🚌 Getting Around
Nagasaki
Somerset, NJ
Difference
One-way Ticket (Public Transport)
$1.27 ¥200
$2.06 $2.06
-38.35%
Public Transport Monthly Pass (Regular Price)
$56.4 ¥8,888
$67.2 $67.2
-16.04%
Taxi Start (Normal Tariff)
$4.12 ¥649
$2.92 $2.92
41.10%
Taxi (Normal Tariff) (1km)
$2.40 ¥378
$2.21 $2.21
8.60%
Taxi 1hour Waiting (Normal Tariff)
$17.66 ¥2,782
$41.53 $41.53
-57.48%
Gasoline (1 liter)
$1.08 ¥170
$1.09 $1.09
-0.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.8K ¥3.6M
$27.9K $27.9K
-18.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$15.5K ¥2.4M
$26.3K $26.3K
-41.28%
🧾 Monthly Utilities & Internet
Nagasaki
Somerset, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$215 ¥33.8K
$169 $169
26.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.77 ¥3,902
$51.7 $51.7
-52.09%
Internet (50+ Mbps, Unlimited Data)
$33.03 ¥5,203
$50.5 $50.5
-34.56%
🎉 Sport & Entertainment
Nagasaki
Somerset, NJ
Difference
Gym Membership (Monthly)
$52.3 ¥8,242
$40.94 $40.94
27.82%
Cinema Ticket
$12.66 ¥1,995
$20.65 $20.65
-38.69%
🧸 Childcare & Education
Nagasaki
Somerset, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$706 ¥111.2K
$2,040 $2,040
-65.39%
International Primary School, 1 Child (Yearly)
$12.4K ¥2.0M
$15.7K $15.7K
-20.82%
👕👟 Clothing & Footwear
Nagasaki
Somerset, NJ
Difference
Jeans (Levis 501 Or Similar)
$48.40 ¥7,624
$49.81 $49.81
-2.83%
Summer Dress (H&M, Zara, etc)
$25.87 ¥4,075
$40.80 $40.80
-36.59%
Sport Shoes (Adidas, Nike)
$67.7 ¥10.7K
$85.8 $85.8
-21.09%
Men's Leather Business Shoes
$46.74 ¥7,363
$104 $104
-55.23%
🏠 Accommodation & Living
Nagasaki
Somerset, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$550 ¥86.6K
$1,581 $1,581
-65.20%
1-bedroom Apartment, Outside City Center (Monthly)
$374 ¥58.9K
$2,655 $2,655
-85.91%
3-bedroom Apartment, City Center (Monthly)
$1,085 ¥170.9K
$2,533 $2,533
-57.15%
3-bedroom Apartment, Outside City Center (Monthly)
$743 ¥117.0K
$2,142 $2,142
-65.33%
Buy Apartment in City Center (m2)
$4,205 ¥662.3K
$2,682 $2,682
56.77%
Buy Apartment Outside City Center (m2)
$2,287 ¥360.3K
$2,400 $2,400
-4.72%
💵 Salaries & Financials
Nagasaki
Somerset, NJ
Difference
20-Year Fixed Mortgage Interest Rate (Annual %)
1.97
6.8
-71.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nagasaki: October 25, 2026

Last update for Somerset, NJ: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Nagasaki
$374
Somerset, NJ
$2.7K 610% $2.3K
Groceries & Markets
Nagasaki
$279
Somerset, NJ
$443 59% $164
Monthly Utilities & Internet
Nagasaki
$272
Somerset, NJ
$272 0.3% $0.8
Eating Out
Nagasaki
$122
Somerset, NJ
$295 142% $173
Clothing & Footwear
Nagasaki
$85
Somerset, NJ
$126 48.8% $41
Getting Around
Nagasaki
$78
Somerset, NJ
$89 15.2% $12
Sport & Entertainment
Nagasaki
$78
Somerset, NJ
$82 5.9% $4.6

Cost Breakdown

A one-bedroom apartment in the center runs $550 in Nagasaki and $1,581 in Somerset, NJ. Housing cost is often the main lever when comparing two cities.

Dining out: $19 in Nagasaki vs $39 in Somerset, NJ for a mid-range dinner for two. Groceries echo the gap at $279 vs $443 per month, with Nagasaki cheaper across the board.

Good to know
🇯🇵 Nagasaki
🇺🇸 Somerset, NJ
🕒 Local time
02:35 2:35 AM
12:35 12:35 PM
14 h behind Nagasaki
🌤 Weather
👥 Population
409,118
11,924
💱 Currency
Exchange rates and currency converter

USD, EUR to JPY – Japanese Yen Converter

Japanese Yen exchange rates as of November 1, 2026: 1 USD = 158 JPY (1,000 JPY = 6.35 USD). 1 EUR = 176 JPY (1,000 JPY = 5.69 EUR).

United States Dollar exchange rates as of November 1, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • Nagasaki Somerset, NJ 11,490 km ≈ 15 h nonstop flight
From you
  • Nagasaki
  • Somerset, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nagasaki vs Somerset, NJ: Cost of Living - Frequently Asked Questions
Is Nagasaki cheaper than Somerset, NJ?
Nagasaki is about 68% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $1,931 in Nagasaki and $5,943 in Somerset, NJ to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Nagasaki and Somerset, NJ?
Rent for a central apartment: $550 in Nagasaki versus $1,581 in Somerset, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Nagasaki and in Somerset, NJ?
Supermarket bills run roughly 59% higher in Somerset, NJ. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Nagasaki or in Somerset, NJ?
Dining out is cheaper in Nagasaki – a meal for two runs $19 versus $39 in Somerset, NJ. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Nagasaki or in Somerset, NJ?
At $1,287 in Nagasaki versus $3,962 in Somerset, NJ, a $1,500 budget is realistic in Nagasaki but tight or insufficient in Somerset, NJ. The gap between the two cities makes Nagasaki the clear choice for anyone on this budget.
Is it better to live in Nagasaki or in Somerset, NJ?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Nagasaki or Somerset, NJ?
Safety-wise, Nagasaki and Somerset, NJ are both considered safe, so it’s unlikely to be the deciding factor between them.
Which city is easier to live in as a foreigner?
Expats usually find Nagasaki gentler on the wallet – expenses run 68% less than in Somerset, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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