Last update: Oct 2026

Cost of Living Comparison Between Somerset, NJ and Ulcinj

For one person, living is cheaper in Ulcinj: $1,200 a month against $3,865 in Somerset, NJ, rent and utilities included – about $32,000 less a year. Rent and utilities account for most of the difference.

189

Cost of Living Index in Somerset, NJ
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Somerset, NJ Living Index
60

Cost of Living Index in Ulcinj
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Ulcinj Living Index

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Somerset, NJ

🇺🇸 United States

$3,865

/mo nomad

Ulcinj

🇲🇪 Montenegro

$1,200

/mo nomad

Monthly Cost of Living

How much you'll spend in Somerset, NJ and in Ulcinj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Somerset, NJ and in Ulcinj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,865 in Somerset, NJ versus $1,200 in Ulcinj.

Somerset, NJ $3,865
Ulcinj $1,200

Estimated couple costs with rent: $4,297 in Somerset, NJ versus $1,919 in Ulcinj.

Somerset, NJ $4,297
Ulcinj $1,919

Monthly costs for a family of three with rent: $4,728 in Somerset, NJ versus $2,639 in Ulcinj.

Somerset, NJ $4,728
Ulcinj $2,639

Living in Somerset, NJ is roughly 222% more expensive than in Ulcinj, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Somerset, NJ is 186% above, Ulcinj is 11% below.

Meal at Budget Restaurant

$18.26 $18.26

$11.29 €10.05

61.74%

Three-Course Dinner for Two, Mid-Range

$39.28 $39.28

$35.99 €32.01

9.14%

Fast Food Meal (McDonalds, etc)

$8.16 $8.16

$7.93 €7.05

2.90%

Cappuccino

$4.89 $4.89

$2.19 €1.95

123.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 $1.96

$2.17 €1.93

-9.68%

Water (0.33 liter bottle)

$1.47 $1.47

$1.62 €1.44

-9.26%

Local Beer (0.5 liter draught)

$7.84 $7.84

$2.29 €2.04

242.36%

Imported Beer (0.33 liter bottle)

$7.13 $7.13

$3.45 €3.07

106.67%

Milk (1 liter)

$1.32 $1.32

$1.15 €1.02

14.78%

White Bread (500g)

$4.38 $4.38

$0.65 €0.58

573.85%

Rice (white) (1kg)

$6.12 $6.12

$2.80 €2.49

118.57%

Eggs

$2.02 $2.02

$1.88 €1.68

7.45%

Local Cheese (1kg)

$13.28 $13.28

$9.09 €8.09

46.09%

Chicken Fillets (1kg)

$10.19 $10.19

$7.16 €6.37

42.32%

Beef Round Steak (1kg)

$19.45 $19.45

$12.51 €11.13

55.48%

Apples (1kg)

$6.07 $6.07

$1.34 €1.19

352.99%

Banana (1kg)

$3.49 $3.49

$1.54 €1.37

126.62%

Oranges (1kg)

$4.32 $4.32

$0.96 €0.85

350.00%

Tomato (1kg)

$5.43 $5.43

$1.15 €1.02

372.17%

Potato (1kg)

$3.04 $3.04

$0.75 €0.67

305.33%

Onion (1kg)

$3.04 $3.04

$1.25 €1.11

143.20%

Lettuce (1 head)

$2.43 $2.43

$1.47 €1.31

65.31%

Water (1.5 liter bottle)

$2.97 $2.97

$0.86 €0.77

245.35%

Cigarettes 20 Pack (Marlboro, Camel)

$17.39 $17.39

$4.02 €3.57

332.59%

Wine (Bottle)

$15.25 $15.25

$4.35 €3.87

250.57%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$1.29 €1.15

37.98%

Imported Beer (0.33 liter bottle)

$3.52 $3.52

$1.70 €1.52

107.06%

One-way Ticket (Public Transport)

$1.95 $1.95

$1.48 €1.31

31.76%

Public Transport Monthly Pass (Regular Price)

$40.75 €36.25

Taxi Start (Normal Tariff)

$2.94 $2.94

$1.14 €1.01

157.89%

Taxi (Normal Tariff) (1km)

$2.23 $2.23

$1.14 €1.02

95.61%

Taxi 1hour Waiting (Normal Tariff)

$41.34 $41.34

$16.70 €14.85

147.54%

Gasoline (1 liter)

$1.10 $1.10

$1.57 €1.40

-29.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$32.3K €28.7K

11.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$21.0K €18.6K

20.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 $173

$131 €116

32.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.0 $50.0

$12.95 €11.52

286.10%

Internet (50+ Mbps, Unlimited Data)

$49.14 $49.14

$25.21 €22.42

94.92%

Gym Membership (Monthly)

$40.91 $40.91

$22.26 €19.80

83.78%

Tennis Court (1 Hour on Weekend)

$14.56 €12.95

Cinema Ticket

$20.32 $20.32

$7.85 €6.98

158.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,016 $2,016

$453 €403

345.48%

International Primary School, 1 Child (Yearly)

$16.3K $16.3K

$6,812 €6,059

139.17%

Jeans (Levis 501 Or Similar)

$50.2 $50.2

$82.9 €73.7

-39.43%

Summer Dress (H&M, Zara, etc)

$40.93 $40.93

$33.67 €29.95

21.56%

Sport Shoes (Adidas, Nike)

$85.3 $85.3

$72.4 €64.4

17.76%

Men's Leather Business Shoes

$104 $104

$93.1 €82.8

11.51%

1-bedroom Apartment, City Center (Monthly)

$1,599 $1,599

$721 €641

121.86%

1-bedroom Apartment, Outside City Center (Monthly)

$2,626 $2,626

$436 €388

502.12%

3-bedroom Apartment, City Center (Monthly)

$2,527 $2,527

$1,462 €1,300

72.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,114 $2,114

$973 €865

117.32%

Buy Apartment in City Center (m2)

$2,767 $2,767

$3,319 €2,952

-16.64%

Buy Apartment Outside City Center (m2)

$2,399 $2,399

$2,321 €2,065

3.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

36.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, NJ: October 11, 2026

Last update for Ulcinj: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Somerset, NJ

$2.6K 67.9%

Ulcinj

$436 36.4% 83.4% $2.2K

Groceries & Markets

Somerset, NJ

$441 11.4%

Ulcinj

$202 16.9% 54.2% $239

Eating Out

Somerset, NJ

$296 7.7%

Ulcinj

$174 14.5% 41.3% $122

Monthly Utilities & Internet

Somerset, NJ

$272 7%

Ulcinj

$169 14.1% 37.9% $103

Clothing & Footwear

Somerset, NJ

$126 3.3%

Ulcinj

$127 10.6% 0.7% $0.8

Sport & Entertainment

Somerset, NJ

$82 2.1%

Ulcinj

$38 3.2% 53.5% $44

Getting Around

Somerset, NJ

$22 * 0.6%

Ulcinj

$54 4.5% 145% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,599 in Somerset, NJ and $721 in Ulcinj. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Somerset, NJ vs $36.00 in Ulcinj for a mid-range dinner for two. Groceries echo the gap at $441 vs $202 per month, with Ulcinj cheaper across the board.

Good to know

🇺🇸 Somerset, NJ

🇲🇪 Ulcinj

🕒 Local time

01:07 1:07 AM

07:07 7:07 AM

6 h ahead of Somerset, NJ

🌤 Weather

👥 Population

11,924

10,707

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Somerset, NJ Ulcinj 7,400 km ≈ 10 h nonstop flight

From you

Somerset, NJ
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Somerset, NJ vs Ulcinj: Cost of Living - Frequently Asked Questions

Ulcinj is cheaper overall, especially in groceries, eating out, and utilities. The 222% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,798 in Somerset, NJ and $1,800 in Ulcinj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,599 in Somerset, NJ versus $721 in Ulcinj. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 118% higher in Somerset, NJ. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,865 per month in Somerset, NJ versus $1,200 in Ulcinj – a 222% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,200 in Ulcinj versus $3,865 in Somerset, NJ, a $1,500 budget is realistic in Ulcinj but tight or insufficient in Somerset, NJ. The gap between the two cities makes Ulcinj the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Somerset, NJ and Ulcinj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ulcinj gentler on the wallet – expenses run 222% less than in Somerset, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.