Cost of Living Comparison Between Somerset, NJ and Ulcinj Cost of Living Comparison Between Somerset, NJ and Ulcinj

Monthly Cost of Living

Monthly costs for one person with rent: $4,052 in Somerset, NJ versus $1,379 in Ulcinj.

Estimated couple costs with rent: $4,762 in Somerset, NJ versus $2,078 in Ulcinj.

Monthly costs for a family of three with rent: $5,473 in Somerset, NJ versus $2,777 in Ulcinj.

Living in Somerset, NJ is roughly 194% more expensive than in Ulcinj, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Somerset, NJ 203% above, Ulcinj 3% above.

Meal at Budget Restaurant

$19.63 $19.63

$13.62 €11.91

44.13%

Three-Course Dinner for Two, Mid-Range

$78.4 $78.4

$51.6 €45.17

51.87%

Fast Food Meal (McDonalds, etc)

$12.63 $12.63

$9.38 €8.20

34.65%

Cappuccino

$5.10 $5.10

$2.26 €1.98

125.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 $2.55

$2.16 €1.89

18.06%

Water (0.33 liter bottle)

$2.56 $2.56

$1.42 €1.24

80.28%

Local Beer (0.5 liter draught)

$8.02 $8.02

$2.90 €2.54

176.55%

Imported Beer (0.33 liter bottle)

$9.98 $9.98

$3.10 €2.71

221.94%

Milk (1 liter)

$1.13 $1.13

$1.42 €1.24

-20.42%

White Bread (500g)

$3.99 $3.99

$1.08 €0.95

269.44%

Rice (white) (1kg)

$8.09 $8.09

$1.79 €1.57

351.96%

Eggs

$4.26 $4.26

$3.00 €2.62

42.00%

Local Cheese (1kg)

$17.42 $17.42

$13.43 €11.75

29.71%

Chicken Fillets (1kg)

$16.45 $16.45

$7.29 €6.38

125.65%

Beef Round Steak (1kg)

$20.43 $20.43

$9.44 €8.26

116.42%

Apples (1kg)

$7.55 $7.55

$1.41 €1.23

435.46%

Banana (1kg)

$2.43 $2.43

$2.10 €1.84

15.71%

Oranges (1kg)

$5.31 $5.31

$1.43 €1.25

271.33%

Tomato (1kg)

$6.17 $6.17

$2.78 €2.44

121.94%

Potato (1kg)

$2.70 $2.70

$1.07 €0.94

152.34%

Onion (1kg)

$3.57 $3.57

$1.14 €1.00

213.16%

Lettuce (1 head)

$2.61 $2.61

$2.36 €2.06

10.59%

Water (1.5 liter bottle)

$2.54 $2.54

$1.31 €1.15

93.89%

Cigarettes 20 Pack (Marlboro, Camel)

$10.99 $10.99

$3.78 €3.30

190.74%

Wine (Bottle)

$15.12 $15.12

$4.52 €3.95

234.51%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$1.01 €0.88

74.26%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$1.39 €1.21

167.63%

One-way Ticket (Public Transport)

$2.03 $2.03

$1.41 €1.23

43.97%

Public Transport Monthly Pass (Regular Price)

$38.01 €33.26

Taxi Start (Normal Tariff)

$5.10 $5.10

$1.19 €1.04

328.57%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$0.76 €0.67

109.21%

Taxi 1hour Waiting (Normal Tariff)

$41.55 $41.55

$11.72 €10.26

254.52%

Gasoline (1 liter)

$0.89 $0.89

$1.71 €1.50

-47.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K $29.8K

$33.0K €28.9K

-9.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$29.0K €25.4K

-6.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 $178

$142 €124

25.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.5 $50.5

$18.67 €16.33

170.38%

Internet (50+ Mbps, Unlimited Data)

$55.7 $55.7

$30.49 €26.68

82.55%

Gym Membership (Monthly)

$42.21 $42.21

$22.71 €19.87

85.87%

Tennis Court (1 Hour on Weekend)

$14.11 €12.35

Cinema Ticket

$14.79 $14.79

$3.44 €3.01

329.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,885 $1,885

$258 €226

629.58%

International Primary School, 1 Child (Yearly)

$39.5K $39.5K

$6,281 €5,495

529.61%

Jeans (Levis 501 Or Similar)

$68.3 $68.3

$23.09 €20.20

195.63%

Summer Dress (H&M, Zara, etc)

$47.90 $47.90

$30.40 €26.60

57.57%

Sport Shoes (Adidas, Nike)

$115 $115

$96.3 €84.3

19.69%

Men's Leather Business Shoes

$170 $170

$119 €104

42.48%

1-bedroom Apartment, City Center (Monthly)

$1,605 $1,605

$735 €643

118.37%

1-bedroom Apartment, Outside City Center (Monthly)

$2,648 $2,648

$529 €462

401.07%

3-bedroom Apartment, City Center (Monthly)

$2,600 $2,600

$1,247 €1,091

108.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,197 $2,197

$921 €806

138.44%

Buy Apartment in City Center (m2)

$2,666 $2,666

$3,642 €3,186

-26.78%

Buy Apartment Outside City Center (m2)

$2,360 $2,360

$2,560 €2,240

-7.79%

Average Monthly Net Salary (After Tax)

$4,952 $4,952

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

28.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, NJ: July 12, 2026

Last update for Ulcinj: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,605 in Somerset, NJ and $735 in Ulcinj. Housing cost is often the main lever when comparing two cities.

Dining out: $78.0 in Somerset, NJ vs $52.0 in Ulcinj for a mid-range dinner for two. Groceries echo the gap at $504 vs $236 per month, with Ulcinj cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Somerset, NJ vs Ulcinj: Cost of Living - Frequently Asked Questions

Ulcinj is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment. The 194% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $6,078 in Somerset, NJ and $2,068 in Ulcinj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,605 in Somerset, NJ versus $735 in Ulcinj. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 113% higher in Somerset, NJ. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,052 per month in Somerset, NJ versus $1,379 in Ulcinj – a 194% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,379 in Ulcinj versus $4,052 in Somerset, NJ, a $1,500 budget is realistic in Ulcinj but tight or insufficient in Somerset, NJ. The gap between the two cities makes Ulcinj the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Somerset, NJ and Ulcinj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ulcinj gentler on the wallet – expenses run 194% less than in Somerset, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.