Last update: Oct 2026

Cost of Living Comparison Between Somerset, NJ and Seattle, WA

For one person, living costs are similar in Somerset, NJ and in Seattle, WA: $3,962 and $3,785 a month, rent and utilities included.

Somerset, NJ, United States
Seattle, WA, United States
Somerset, NJ
🇺🇸 United States
$3,962
/mo nomad
Seattle, WA
🇺🇸 United States
$3,785
/mo nomad
Monthly Cost of Living

How much you'll spend in Somerset, NJ and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Somerset, NJ and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,962 in Somerset, NJ versus $3,785 in Seattle, WA.

  • Somerset, NJ $3,962
  • Seattle, WA $3,785

Estimated couple costs with rent: $4,428 in Somerset, NJ versus $5,688 in Seattle, WA.

  • Somerset, NJ $4,428
  • Seattle, WA $5,688

Monthly costs for a family of three with rent: $4,895 in Somerset, NJ versus $7,592 in Seattle, WA.

  • Somerset, NJ $4,895
  • Seattle, WA $7,592

Living in Somerset, NJ is roughly 5% more expensive than in Seattle, WA.

Both cities are pricier than the global median: Somerset, NJ 191% above, Seattle, WA 178% above.

Currency
🍽 Eating Out
Somerset, NJ
Seattle, WA
Difference
Meal at Budget Restaurant
$17.73 $17.73
$25.30 $25.30
-29.92%
Three-Course Dinner for Two, Mid-Range
$39.35 $39.35
$101 $101
-61.00%
Fast Food Meal (McDonalds, etc)
$7.91 $7.91
$14.76 $14.76
-46.41%
Cappuccino
$5.03 $5.03
$6.50 $6.50
-22.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.96 $1.96
$3.21 $3.21
-38.94%
Water (0.33 liter bottle)
$1.54 $1.54
$3.14 $3.14
-50.96%
Local Beer (0.5 liter draught)
$8.18 $8.18
$7.97 $7.97
2.63%
Imported Beer (0.33 liter bottle)
$6.96 $6.96
$8.13 $8.13
-14.39%
🛒 Groceries & Markets
Somerset, NJ
Seattle, WA
Difference
Milk (1 liter)
$1.26 $1.26
$1.17 $1.17
7.69%
White Bread (500g)
$4.47 $4.47
$5.30 $5.30
-15.66%
Rice (white) (1kg)
$5.95 $5.95
$6.40 $6.40
-7.03%
Eggs
$2.05 $2.05
$5.06 $5.06
-59.49%
Local Cheese (1kg)
$13.03 $13.03
$18.71 $18.71
-30.36%
Chicken Fillets (1kg)
$10.40 $10.40
$18.72 $18.72
-44.44%
Beef Round Steak (1kg)
$20.19 $20.19
$22.88 $22.88
-11.76%
Apples (1kg)
$5.94 $5.94
$6.06 $6.06
-1.98%
Banana (1kg)
$3.48 $3.48
$1.95 $1.95
78.46%
Oranges (1kg)
$4.22 $4.22
$5.51 $5.51
-23.41%
Tomato (1kg)
$5.43 $5.43
$6.52 $6.52
-16.72%
Potato (1kg)
$3.12 $3.12
$3.49 $3.49
-10.60%
Onion (1kg)
$3.06 $3.06
$3.29 $3.29
-6.99%
Lettuce (1 head)
$2.45 $2.45
$2.80 $2.80
-12.50%
Water (1.5 liter bottle)
$3.05 $3.05
$2.58 $2.58
18.22%
Cigarettes 20 Pack (Marlboro, Camel)
$15.01 $15.01
$12.49 $12.49
20.18%
Wine (Bottle)
$14.77 $14.77
$14.87 $14.87
-0.67%
Local Beer (0.5 liter bottle)
$1.85 $1.85
$4.19 $4.19
-55.85%
Imported Beer (0.33 liter bottle)
$3.47 $3.47
$5.80 $5.80
-40.17%
🚌 Getting Around
Somerset, NJ
Seattle, WA
Difference
One-way Ticket (Public Transport)
$2.06 $2.06
$3.05 $3.05
-32.46%
Public Transport Monthly Pass (Regular Price)
$67.2 $67.2
$106 $106
-36.56%
Taxi Start (Normal Tariff)
$2.92 $2.92
$2.58 $2.58
13.18%
Taxi (Normal Tariff) (1km)
$2.21 $2.21
$1.64 $1.64
34.76%
Taxi 1hour Waiting (Normal Tariff)
$41.53 $41.53
$30.12 $30.12
37.88%
Gasoline (1 liter)
$1.09 $1.09
$1.41 $1.41
-22.70%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9K $27.9K
$36.8K $36.8K
-24.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$26.6K $26.6K
-0.96%
🧾 Monthly Utilities & Internet
Somerset, NJ
Seattle, WA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$169 $169
$308 $308
-44.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.7 $51.7
$69.2 $69.2
-25.26%
Internet (50+ Mbps, Unlimited Data)
$50.5 $50.5
$86.1 $86.1
-41.35%
🎉 Sport & Entertainment
Somerset, NJ
Seattle, WA
Difference
Gym Membership (Monthly)
$40.94 $40.94
$76.5 $76.5
-46.45%
Tennis Court (1 Hour on Weekend)
-
$35.50 $35.50
-
Cinema Ticket
$20.65 $20.65
$18.02 $18.02
14.59%
🧸 Childcare & Education
Somerset, NJ
Seattle, WA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,040 $2,040
$2,746 $2,746
-25.71%
International Primary School, 1 Child (Yearly)
$15.7K $15.7K
$30.6K $30.6K
-48.66%
👕👟 Clothing & Footwear
Somerset, NJ
Seattle, WA
Difference
Jeans (Levis 501 Or Similar)
$49.81 $49.81
$79.2 $79.2
-37.07%
Summer Dress (H&M, Zara, etc)
$40.80 $40.80
$54.3 $54.3
-24.88%
Sport Shoes (Adidas, Nike)
$85.8 $85.8
$127 $127
-32.32%
Men's Leather Business Shoes
$104 $104
$159 $159
-34.33%
🏠 Accommodation & Living
Somerset, NJ
Seattle, WA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,581 $1,581
$2,508 $2,508
-36.99%
1-bedroom Apartment, Outside City Center (Monthly)
$2,655 $2,655
$1,938 $1,938
36.94%
3-bedroom Apartment, City Center (Monthly)
$2,533 $2,533
$5,117 $5,117
-50.51%
3-bedroom Apartment, Outside City Center (Monthly)
$2,142 $2,142
$3,542 $3,542
-39.51%
Buy Apartment in City Center (m2)
$2,682 $2,682
$7,374 $7,374
-63.63%
Buy Apartment Outside City Center (m2)
$2,400 $2,400
$5,002 $5,002
-52.01%
💵 Salaries & Financials
Somerset, NJ
Seattle, WA
Difference
Average Monthly Net Salary (After Tax)
-
$6,470 $6,470
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.8
6.89
-1.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, NJ: October 24, 2026

Last update for Seattle, WA: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Somerset, NJ
$2.7K
Seattle, WA
$1.9K 27% $716
Groceries & Markets
Somerset, NJ
$443
Seattle, WA
$547 23.4% $104
Eating Out
Somerset, NJ
$295
Seattle, WA
$406 37.8% $112
Monthly Utilities & Internet
Somerset, NJ
$272
Seattle, WA
$463 70.4% $191
Clothing & Footwear
Somerset, NJ
$126
Seattle, WA
$189 49.3% $62
Getting Around
Somerset, NJ
$89
Seattle, WA
$129 44.3% $40
Sport & Entertainment
Somerset, NJ
$82
Seattle, WA
$112 36.8% $30

Cost Breakdown

A one-bedroom apartment in the center runs $1,581 in Somerset, NJ and $2,508 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Dining out: $39 in Somerset, NJ vs $101 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $443 vs $547 per month, with Somerset, NJ cheaper across the board.

Good to know
🇺🇸 Somerset, NJ
🇺🇸 Seattle, WA
🕒 Local time
10:09 10:09 AM
07:09 7:09 AM
3 h behind Somerset, NJ
🌤 Weather
👥 Population
11,924
737,015
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

On the map
Between locations
  • Somerset, NJ Seattle, WA 3,840 km ≈ 5 h nonstop flight
From you
  • Somerset, NJ
  • Seattle, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Somerset, NJ vs Seattle, WA: Cost of Living - Frequently Asked Questions
What income do you need for each city?
You’d need roughly $5,943 in Somerset, NJ and $5,677 in Seattle, WA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Somerset, NJ and Seattle, WA?
Rent for a central apartment: $1,581 in Somerset, NJ versus $2,508 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Somerset, NJ or in Seattle, WA?
Dining out is cheaper in Somerset, NJ – a meal for two runs $39 versus $101 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Somerset, NJ and in Seattle, WA?
All in, you’ll spend $3,962 per month in Somerset, NJ versus $3,785 in Seattle, WA – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $2,500 enough to cover costs in Somerset, NJ or in Seattle, WA?
Both cities are expensive relative to $2,500. Seattle, WA is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Is it better to live in Somerset, NJ or in Seattle, WA?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

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