Last update: Oct 2026

Cost of Living Comparison Between Siargao and Ubud, Bali

For one person, living is cheaper in Siargao: $783 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Siargao
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Siargao Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Siargao

🇵🇭 Philippines

$783

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Siargao and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Siargao and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $783 per month in Siargao vs $1,349 in Ubud, Bali, rent included.

Siargao $783
Ubud, Bali $1,349

A couple spends around $1,222 per month in Siargao vs $2,305 in Ubud, Bali, rent included.

Siargao $1,222
Ubud, Bali $2,305

A family of three spends $1,660 per month in Siargao vs $3,261 in Ubud, Bali, rent included.

Siargao $1,660
Ubud, Bali $3,261

Siargao is about 42% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.66 ₱233

$3.32 Rp 60.2K

10.24%

Three-Course Dinner for Two, Mid-Range

$19.68 ₱1,254

$35.64 Rp 645.8K

-44.78%

Fast Food Meal (McDonalds, etc)

$3.32 ₱211

$5.53 Rp 100.3K

-39.96%

Cappuccino

$2.50 ₱160

$2.72 Rp 49.3K

-8.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 ₱52.7

$1.70 Rp 30.8K

-51.18%

Water (0.33 liter bottle)

$0.40 ₱25.28

$0.76 Rp 13.8K

-47.37%

Local Beer (0.5 liter draught)

$1.29 ₱81.9

$2.65 Rp 48.1K

-51.32%

Imported Beer (0.33 liter bottle)

$2.16 ₱138

$4.38 Rp 79.4K

-50.68%

Milk (1 liter)

$1.92 ₱122

$1.49 Rp 27.0K

28.86%

White Bread (500g)

$1.26 ₱80.2

$2.28 Rp 41.2K

-44.74%

Rice (white) (1kg)

$0.93 ₱59.5

$1.19 Rp 21.6K

-21.85%

Eggs

$2.05 ₱131

$2.04 Rp 36.9K

0.49%

Local Cheese (1kg)

$8.11 ₱517

$17.70 Rp 320.8K

-54.18%

Chicken Fillets (1kg)

$4.26 ₱272

$3.96 Rp 71.8K

7.58%

Beef Round Steak (1kg)

$7.51 ₱478

$12.19 Rp 220.9K

-38.39%

Apples (1kg)

$2.90 ₱185

$3.66 Rp 66.2K

-20.77%

Banana (1kg)

$1.52 ₱97.2

$1.52 Rp 27.5K

Oranges (1kg)

$2.59 ₱165

$2.23 Rp 40.4K

16.14%

Tomato (1kg)

$1.57 ₱99.9

$1.97 Rp 35.7K

-20.30%

Potato (1kg)

$2.19 ₱140

$1.85 Rp 33.5K

18.38%

Onion (1kg)

$2.59 ₱165

$2.42 Rp 43.9K

7.02%

Lettuce (1 head)

$1.08 ₱68.6

$0.99 Rp 17.9K

9.09%

Water (1.5 liter bottle)

$0.72 ₱45.99

$0.51 Rp 9,303

41.18%

Cigarettes 20 Pack (Marlboro, Camel)

$2.80 ₱179

$2.22 Rp 40.3K

26.13%

Wine (Bottle)

$6.94 ₱442

$22.24 Rp 403.0K

-68.79%

Local Beer (0.5 liter bottle)

$1.16 ₱73.7

$2.26 Rp 41.0K

-48.67%

Imported Beer (0.33 liter bottle)

$2.03 ₱129

$2.97 Rp 53.8K

-31.65%

One-way Ticket (Public Transport)

$0.26 ₱16.42

$0.25 Rp 4,548

4.00%

Public Transport Monthly Pass (Regular Price)

$11.37 ₱724

$7.82 Rp 141.8K

45.40%

Taxi Start (Normal Tariff)

$0.78 ₱49.63

$0.44 Rp 7,964

77.27%

Taxi (Normal Tariff) (1km)

$0.24 ₱15.37

$0.43 Rp 7,793

-44.19%

Taxi 1hour Waiting (Normal Tariff)

$2.09 ₱133

$5.41 Rp 98.0K

-61.37%

Gasoline (1 liter)

$1.14 ₱72.6

$0.82 Rp 14.9K

39.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K ₱1.7M

$23.8K Rp 432.0M

11.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K ₱1.3M

$31.7K Rp 575.3M

-36.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 ₱7,127

$79.1 Rp 1.4M

41.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.27 ₱2,056

$6.45 Rp 116.8K

400.31%

Internet (50+ Mbps, Unlimited Data)

$27.58 ₱1,757

$18.58 Rp 336.7K

48.44%

Gym Membership (Monthly)

$33.95 ₱2,163

$49.48 Rp 896.7K

-31.39%

Tennis Court (1 Hour on Weekend)

$4.50 ₱287

$17.65 Rp 319.8K

-74.50%

Cinema Ticket

$5.98 ₱381

$4.27 Rp 77.4K

40.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$151 ₱9,623

$491 Rp 8.9M

-69.21%

International Primary School, 1 Child (Yearly)

$4,239 ₱270.1K

$5,674 Rp 102.8M

-25.29%

Jeans (Levis 501 Or Similar)

$45.52 ₱2,901

$44.64 Rp 808.9K

1.97%

Summer Dress (H&M, Zara, etc)

$26.51 ₱1,689

$34.95 Rp 633.4K

-24.15%

Sport Shoes (Adidas, Nike)

$76.5 ₱4,871

$79.9 Rp 1.4M

-4.32%

Men's Leather Business Shoes

$54.2 ₱3,451

$79.4 Rp 1.4M

-31.81%

1-bedroom Apartment, City Center (Monthly)

$263 ₱16.8K

$1,125 Rp 20.4M

-76.58%

1-bedroom Apartment, Outside City Center (Monthly)

$173 ₱11.0K

$671 Rp 12.2M

-74.21%

3-bedroom Apartment, City Center (Monthly)

$580 ₱37.0K

$3,565 Rp 64.6M

-83.72%

3-bedroom Apartment, Outside City Center (Monthly)

$387 ₱24.6K

$1,723 Rp 31.2M

-77.57%

Buy Apartment in City Center (m2)

$2,322 ₱148.0K

$2,732 Rp 49.5M

-14.99%

Buy Apartment Outside City Center (m2)

$1,123 ₱71.5K

$2,284 Rp 41.4M

-50.85%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

13.78

-51.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Siargao: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Siargao

$202 25.8%

Ubud, Bali

$288 21.4% 42.7% $86

Accommodation & Living

Siargao

$173 22.1%

Ubud, Bali

$672 49.8% 288% $498

Monthly Utilities & Internet

Siargao

$172 21.9%

Ubud, Bali

$104 7.7% 39.4% $68

Clothing & Footwear

Siargao

$91 11.6%

Ubud, Bali

$108 8% 17.9% $16

Eating Out

Siargao

$85 10.8%

Ubud, Bali

$108 8% 26.8% $23

Sport & Entertainment

Siargao

$46 5.9%

Ubud, Bali

$58 4.3% 26.4% $12

Getting Around

Siargao

$14 1.8%

Ubud, Bali

$11 0.9% 20.6% $3

Cost Breakdown

A central one-bedroom costs $263 in Siargao versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $20 in Siargao versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $202 vs $288 – making Siargao the more affordable choice for daily food spending.

Good to know

🇵🇭 Siargao

🇮🇩 Ubud, Bali

🕒 Local time

07:38 7:38 AM

Same time as Siargao

🌤 Weather

👥 Population

150,000

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 1, 2026: 1 USD = 63.72 PHP (100 PHP = 1.57 USD). 1 EUR = 71.15 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Siargao Ubud, Bali 2,370 km ≈ 3 h 30 min nonstop flight

From you

Siargao
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Siargao vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 72%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,175 per month in Siargao and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Siargao, especially for central apartments: a one-bedroom in the center costs $263 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $20 in Siargao and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $783 in Siargao and $1,349 in Ubud, Bali. That makes Siargao about 42% cheaper.

A $1,000 monthly budget goes further in Siargao, where all-in costs run around $783, than in Ubud, Bali at $1,349. In Siargao it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Siargao – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.