Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Siargao

For one person, living is cheaper in Siargao: $783 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
38

Cost of Living Index in Siargao
Learn more

Siargao Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Siargao

🇵🇭 Philippines

$783

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Siargao

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Siargao actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $783 in Siargao, rent included.

Ubud, Bali $1,349
Siargao $783

A couple spends around $2,305 per month in Ubud, Bali vs $1,222 in Siargao, rent included.

Ubud, Bali $2,305
Siargao $1,222

A family of three spends $3,261 per month in Ubud, Bali vs $1,660 in Siargao, rent included.

Ubud, Bali $3,261
Siargao $1,660

Ubud, Bali costs about 72% more than Siargao, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$3.66 ₱233

-9.29%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$19.68 ₱1,254

81.10%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$3.32 ₱211

66.57%

Cappuccino

$2.72 Rp 49.3K

$2.50 ₱160

8.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.83 ₱52.7

104.82%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.40 ₱25.28

90.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.29 ₱81.9

105.43%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$2.16 ₱138

102.78%

Milk (1 liter)

$1.49 Rp 27.0K

$1.92 ₱122

-22.40%

White Bread (500g)

$2.28 Rp 41.2K

$1.26 ₱80.2

80.95%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.93 ₱59.5

27.96%

Eggs

$2.04 Rp 36.9K

$2.05 ₱131

-0.49%

Local Cheese (1kg)

$17.70 Rp 320.8K

$8.11 ₱517

118.25%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$4.26 ₱272

-7.04%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$7.51 ₱478

62.32%

Apples (1kg)

$3.66 Rp 66.2K

$2.90 ₱185

26.21%

Banana (1kg)

$1.52 Rp 27.5K

$1.52 ₱97.2

Oranges (1kg)

$2.23 Rp 40.4K

$2.59 ₱165

-13.90%

Tomato (1kg)

$1.97 Rp 35.7K

$1.57 ₱99.9

25.48%

Potato (1kg)

$1.85 Rp 33.5K

$2.19 ₱140

-15.53%

Onion (1kg)

$2.42 Rp 43.9K

$2.59 ₱165

-6.56%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.08 ₱68.6

-8.33%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.72 ₱45.99

-29.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.80 ₱179

-20.71%

Wine (Bottle)

$22.24 Rp 403.0K

$6.94 ₱442

220.46%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.16 ₱73.7

94.83%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.03 ₱129

46.31%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.26 ₱16.42

-3.85%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$11.37 ₱724

-31.22%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$0.78 ₱49.63

-43.59%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.24 ₱15.37

79.17%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$2.09 ₱133

158.85%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.14 ₱72.6

-28.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$26.6K ₱1.7M

-10.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$20.3K ₱1.3M

56.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$112 ₱7,127

-29.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$32.27 ₱2,056

-80.01%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$27.58 ₱1,757

-32.63%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$33.95 ₱2,163

45.74%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$4.50 ₱287

292.22%

Cinema Ticket

$4.27 Rp 77.4K

$5.98 ₱381

-28.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$151 ₱9,623

224.82%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$4,239 ₱270.1K

33.85%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$45.52 ₱2,901

-1.93%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$26.51 ₱1,689

31.84%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$76.5 ₱4,871

4.51%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$54.2 ₱3,451

46.64%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$263 ₱16.8K

326.90%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$173 ₱11.0K

287.67%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$580 ₱37.0K

514.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$387 ₱24.6K

345.82%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,322 ₱148.0K

17.63%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,123 ₱71.5K

103.47%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.67

106.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Siargao: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Siargao

$173 22.1% 74.2% $498

Groceries & Markets

Ubud, Bali

$288 21.4%

Siargao

$202 25.8% 29.9% $86

Eating Out

Ubud, Bali

$108 8%

Siargao

$85 10.8% 21.2% $23

Clothing & Footwear

Ubud, Bali

$108 8%

Siargao

$91 11.6% 15.2% $16

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Siargao

$172 21.9% 65% $68

Sport & Entertainment

Ubud, Bali

$58 4.3%

Siargao

$46 5.9% 20.9% $12

Getting Around

Ubud, Bali

$11 0.9%

Siargao

$14 1.8% 25.9% $3

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $263 in Siargao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $20 in Siargao. Monthly groceries follow the same trend: $288 vs $202 – making Siargao the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Siargao

🕒 Local time

06:33 6:33 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

150,000

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of November 1, 2026: 1 USD = 63.72 PHP (100 PHP = 1.57 USD). 1 EUR = 71.15 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Siargao 2,370 km ≈ 3 h 30 min nonstop flight

From you

Ubud, Bali
Siargao

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Siargao: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 72%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,175 in Siargao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Siargao, especially for central apartments: a one-bedroom in the center costs $263 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $20 in Siargao. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $783 in Siargao. That makes Siargao about 42% cheaper.

A $1,000 monthly budget goes further in Siargao, where all-in costs run around $783, than in Ubud, Bali at $1,349. In Siargao it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Siargao – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.