Cost of Living Comparison Between Ubud, Bali and Siargao Cost of Living Comparison Between Ubud, Bali and Siargao

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $802 in Siargao, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,248 in Siargao, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,693 in Siargao, rent included.

Ubud, Bali costs about 70% more than Siargao, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Siargao is 41% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$3.65 ₱229

-5.75%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$19.43 ₱1,218

86.88%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$3.28 ₱206

74.09%

Cappuccino

$2.67 Rp 47.3K

$2.64 ₱166

1.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.76 ₱47.94

130.26%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.40 ₱24.90

117.50%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.29 ₱80.7

128.68%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.17 ₱136

108.29%

Milk (1 liter)

$1.62 Rp 28.7K

$1.82 ₱114

-10.99%

White Bread (500g)

$2.33 Rp 41.3K

$1.27 ₱79.5

83.46%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.03 ₱64.4

7.77%

Eggs

$2.20 Rp 39.0K

$2.07 ₱130

6.28%

Local Cheese (1kg)

$17.69 Rp 313.3K

$8.04 ₱504

120.02%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$4.14 ₱260

-0.97%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$7.53 ₱472

61.75%

Apples (1kg)

$3.71 Rp 65.6K

$2.85 ₱179

30.18%

Banana (1kg)

$1.59 Rp 28.1K

$1.52 ₱95.0

4.61%

Oranges (1kg)

$2.28 Rp 40.4K

$2.72 ₱171

-16.18%

Tomato (1kg)

$1.95 Rp 34.6K

$1.55 ₱97.5

25.81%

Potato (1kg)

$1.91 Rp 33.7K

$2.21 ₱139

-13.57%

Onion (1kg)

$2.33 Rp 41.3K

$2.62 ₱165

-11.07%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.11 ₱69.8

-9.01%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.76 ₱47.90

-27.63%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.92 ₱183

-23.63%

Wine (Bottle)

$23.07 Rp 408.6K

$7.00 ₱439

229.57%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.21 ₱76.0

100.00%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.03 ₱127

47.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.26 ₱16.18

3.85%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$11.51 ₱722

-21.98%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.83 ₱52.0

-42.17%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.22 ₱13.73

95.45%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$2.15 ₱135

162.33%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.10 ₱69.2

-27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$26.2K ₱1.6M

-4.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$20.8K ₱1.3M

52.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$111 ₱6,966

-26.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$33.42 ₱2,096

-80.58%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$27.75 ₱1,741

-32.36%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$33.34 ₱2,091

70.58%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$4.37 ₱274

328.60%

Cinema Ticket

$4.54 Rp 80.4K

$5.76 ₱362

-21.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$154 ₱9,688

211.19%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$4,282 ₱268.6K

33.36%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$46.52 ₱2,918

-2.15%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$26.88 ₱1,686

33.48%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$74.4 ₱4,664

8.11%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$52.4 ₱3,286

50.19%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$263 ₱16.5K

323.57%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$178 ₱11.2K

292.25%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$577 ₱36.2K

530.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$393 ₱24.6K

342.08%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,350 ₱147.4K

18.49%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,028 ₱64.5K

122.69%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.67

106.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Siargao: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $263 in Siargao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $19.00 in Siargao. Monthly groceries follow the same trend: $295 vs $202 – making Siargao the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Siargao: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 70%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,204 in Siargao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Siargao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $19.00 in Siargao. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $802 in Siargao. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Siargao, where all-in costs run around $802, than in Ubud, Bali at $1,368. In Siargao it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Siargao – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Siargao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.