Cost of Living Comparison Between Ubud, Bali and Siargao Cost of Living Comparison Between Ubud, Bali and Siargao

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $787 in Siargao, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,212 in Siargao, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,637 in Siargao, rent included.

Ubud, Bali costs about 77% more than Siargao, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Siargao is 41% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$3.49 ₱214

2.29%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$19.60 ₱1,200

64.90%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$3.32 ₱203

50.90%

Cappuccino

$2.82 Rp 51.0K

$2.65 ₱162

6.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.82 ₱50.2

64.63%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.37 ₱22.40

97.30%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.29 ₱79.3

127.13%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.15 ₱132

83.26%

Milk (1 liter)

$1.78 Rp 32.1K

$1.92 ₱117

-7.29%

White Bread (500g)

$2.45 Rp 44.2K

$1.26 ₱77.1

94.44%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.01 ₱62.0

13.86%

Eggs

$2.41 Rp 43.6K

$2.06 ₱126

16.99%

Local Cheese (1kg)

$14.33 Rp 258.7K

$8.18 ₱501

75.18%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$4.13 ₱253

1.45%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$7.93 ₱486

52.08%

Apples (1kg)

$3.64 Rp 65.7K

$2.87 ₱176

26.83%

Banana (1kg)

$1.57 Rp 28.3K

$1.56 ₱95.3

0.64%

Oranges (1kg)

$2.79 Rp 50.3K

$2.58 ₱158

8.14%

Tomato (1kg)

$2.24 Rp 40.5K

$1.55 ₱94.7

44.52%

Potato (1kg)

$1.98 Rp 35.7K

$2.20 ₱134

-10.00%

Onion (1kg)

$2.28 Rp 41.1K

$2.54 ₱156

-10.24%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.11 ₱68.0

-5.41%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.77 ₱47.40

2.60%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$2.88 ₱176

10.76%

Wine (Bottle)

$23.49 Rp 424.1K

$6.82 ₱418

244.43%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.19 ₱73.0

143.70%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.96 ₱120

40.82%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.26 ₱15.76

3.85%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.84 ₱51.3

-46.43%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.22 ₱13.45

109.09%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$2.10 ₱129

189.05%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.10 ₱67.2

-21.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$26.5K ₱1.6M

0.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$20.3K ₱1.2M

60.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$115 ₱7,010

-31.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$33.42 ₱2,046

-87.76%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$27.94 ₱1,710

-14.64%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$34.02 ₱2,082

190.36%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$4.56 ₱279

39.25%

Cinema Ticket

$4.01 Rp 72.3K

$6.04 ₱370

-33.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$150 ₱9,167

98.48%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$4,291 ₱262.7K

53.85%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$45.86 ₱2,807

16.51%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$26.08 ₱1,597

46.13%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$74.2 ₱4,542

19.47%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$52.1 ₱3,190

47.01%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$262 ₱16.1K

288.51%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$177 ₱10.8K

285.20%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$595 ₱36.4K

482.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$390 ₱23.9K

436.11%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,351 ₱143.9K

16.06%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$936 ₱57.3K

145.19%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.67

99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Siargao: July 25, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $262 in Siargao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $20.00 in Siargao. Monthly groceries follow the same trend: $298 vs $204 – making Siargao the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Siargao: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 77%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,181 in Siargao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Siargao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $20.00 in Siargao. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 46% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Siargao, where all-in costs run around $787, than in Ubud, Bali at $1,392. In Siargao it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Siargao – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Siargao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.