Cost of Living Comparison Between Siargao and Baguio Cost of Living Comparison Between Siargao and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $778 in Siargao versus $763 in Baguio.

Estimated couple costs with rent: $1,212 in Siargao versus $1,175 in Baguio.

Monthly costs for a family of three with rent: $1,645 in Siargao versus $1,586 in Baguio.

Living in Siargao is roughly 2% more expensive than in Baguio, driven mainly by Groceries & Markets.

Both cities sit below the global median: Siargao 44% lower, Baguio 45% lower.

Meal at Budget Restaurant

$3.62 ₱226

$3.95 ₱246

-8.35%

Three-Course Dinner for Two, Mid-Range

$19.51 ₱1,217

$16.48 ₱1,027

18.39%

Fast Food Meal (McDonalds, etc)

$3.29 ₱205

$2.88 ₱179

14.24%

Cappuccino

$2.60 ₱162

$1.77 ₱110

46.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 ₱51.5

$0.61 ₱37.75

36.07%

Water (0.33 liter bottle)

$0.37 ₱23.06

$0.32 ₱19.83

15.62%

Local Beer (0.5 liter draught)

$1.29 ₱80.4

$0.98 ₱60.9

31.63%

Imported Beer (0.33 liter bottle)

$2.11 ₱131

$1.56 ₱97.5

35.26%

Milk (1 liter)

$1.92 ₱120

$1.69 ₱105

13.61%

White Bread (500g)

$1.23 ₱76.6

$1.16 ₱72.2

6.03%

Rice (white) (1kg)

$0.96 ₱60.0

$1.02 ₱63.6

-5.88%

Eggs

$2.05 ₱128

$2.07 ₱129

-0.97%

Local Cheese (1kg)

$8.26 ₱515

$5.15 ₱321

60.39%

Chicken Fillets (1kg)

$4.34 ₱271

$3.40 ₱212

27.65%

Beef Round Steak (1kg)

$7.82 ₱487

$8.09 ₱504

-3.34%

Apples (1kg)

$2.87 ₱179

$2.31 ₱144

24.24%

Banana (1kg)

$1.56 ₱97.2

$1.57 ₱97.6

-0.64%

Oranges (1kg)

$2.58 ₱161

$2.41 ₱150

7.05%

Tomato (1kg)

$1.62 ₱101

$1.07 ₱66.6

51.40%

Potato (1kg)

$2.25 ₱140

$1.76 ₱110

27.84%

Onion (1kg)

$2.62 ₱163

$1.77 ₱110

48.02%

Lettuce (1 head)

$1.07 ₱66.5

$0.62 ₱38.69

72.58%

Water (1.5 liter bottle)

$0.76 ₱47.59

$0.53 ₱33.07

43.40%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱178

$2.87 ₱179

-0.35%

Wine (Bottle)

$6.64 ₱414

$9.02 ₱562

-26.39%

Local Beer (0.5 liter bottle)

$1.16 ₱72.6

$0.96 ₱59.8

20.83%

Imported Beer (0.33 liter bottle)

$2.06 ₱129

$2.10 ₱131

-1.90%

One-way Ticket (Public Transport)

$0.26 ₱16.01

$0.25 ₱15.63

4.00%

Public Transport Monthly Pass (Regular Price)

$11.32 ₱706

$12.99 ₱810

-12.86%

Taxi Start (Normal Tariff)

$0.83 ₱51.8

$0.84 ₱52.2

-1.19%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.72

$0.25 ₱15.61

-12.00%

Taxi 1hour Waiting (Normal Tariff)

$2.17 ₱135

$1.97 ₱123

10.15%

Gasoline (1 liter)

$1.14 ₱71.1

$1.15 ₱71.8

-0.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K ₱1.7M

$21.0K ₱1.3M

26.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K ₱1.3M

$19.6K ₱1.2M

4.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 ₱6,908

$139 ₱8,662

-20.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.32 ₱2,078

$17.39 ₱1,085

91.60%

Internet (50+ Mbps, Unlimited Data)

$27.25 ₱1,699

$23.64 ₱1,474

15.27%

Gym Membership (Monthly)

$33.44 ₱2,085

$21.34 ₱1,331

56.70%

Tennis Court (1 Hour on Weekend)

$4.46 ₱278

$5.20 ₱324

-14.23%

Cinema Ticket

$5.95 ₱371

$5.10 ₱318

16.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$154 ₱9,620

$134 ₱8,351

15.20%

International Primary School, 1 Child (Yearly)

$4,282 ₱267.0K

$10.6K ₱658.6K

-59.46%

Jeans (Levis 501 Or Similar)

$44.89 ₱2,799

$28.47 ₱1,775

57.67%

Summer Dress (H&M, Zara, etc)

$27.03 ₱1,686

$19.81 ₱1,235

36.45%

Sport Shoes (Adidas, Nike)

$75.4 ₱4,700

$70.8 ₱4,415

6.45%

Men's Leather Business Shoes

$52.2 ₱3,254

$56.6 ₱3,529

-7.79%

1-bedroom Apartment, City Center (Monthly)

$265 ₱16.5K

$411 ₱25.6K

-35.38%

1-bedroom Apartment, Outside City Center (Monthly)

$173 ₱10.8K

$198 ₱12.3K

-12.44%

3-bedroom Apartment, City Center (Monthly)

$597 ₱37.2K

$849 ₱52.9K

-29.68%

3-bedroom Apartment, Outside City Center (Monthly)

$391 ₱24.4K

$465 ₱29.0K

-15.94%

Buy Apartment in City Center (m2)

$2,360 ₱147.2K

$2,662 ₱166.0K

-11.35%

Buy Apartment Outside City Center (m2)

$1,019 ₱63.6K

$900 ₱56.1K

13.26%

Average Monthly Net Salary (After Tax)

$179 ₱11.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

6.75

-1.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Siargao: September 5, 2026

Last update for Baguio: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $265 in Siargao and $411 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $20.00 in Siargao vs $16.00 in Baguio for a mid-range dinner for two. Groceries echo the gap at $204 vs $178 per month, with Baguio cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Siargao vs Baguio: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 2% lower than in Siargao. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.

You'd need roughly $1,167 in Siargao and $1,144 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $265 in Siargao versus $411 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $778 per month in Siargao versus $763 in Baguio – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Baguio runs roughly 15% less than in Siargao. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Baguio gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Siargao and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baguio gentler on the wallet – expenses run 2% less than in Siargao. Beyond cost, consider language, visa policies, and how big the international community is in each city.