Last update: Oct 2026

Cost of Living Comparison Between Siargao and Baguio

For one person, living is cheaper in Baguio: $737 a month against $783 in Siargao, rent and utilities included – about $550 less a year. The total is higher in Siargao despite lower rent and utilities.

38

Cost of Living Index in Siargao
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Siargao Living Index
36

Cost of Living Index in Baguio
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Baguio Living Index

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Siargao

🇵🇭 Philippines

$783

/mo nomad

Baguio

🇵🇭 Philippines

$737

/mo nomad

Monthly Cost of Living

How much you'll spend in Siargao and in Baguio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Siargao and in Baguio actually costs, broken down by who's living it.

Monthly costs for one person with rent: $783 in Siargao versus $737 in Baguio.

Siargao $783
Baguio $737

Estimated couple costs with rent: $1,222 in Siargao versus $1,148 in Baguio.

Siargao $1,222
Baguio $1,148

Monthly costs for a family of three with rent: $1,660 in Siargao versus $1,558 in Baguio.

Siargao $1,660
Baguio $1,558

Living in Siargao is roughly 6% more expensive than in Baguio, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Siargao 42% lower, Baguio 46% lower.

Meal at Budget Restaurant

$3.66 ₱233

$3.92 ₱251

-6.63%

Three-Course Dinner for Two, Mid-Range

$19.68 ₱1,256

$16.66 ₱1,064

18.13%

Fast Food Meal (McDonalds, etc)

$3.32 ₱212

$2.73 ₱174

21.61%

Cappuccino

$2.50 ₱160

$1.80 ₱115

38.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 ₱52.8

$0.55 ₱35.18

50.91%

Water (0.33 liter bottle)

$0.40 ₱25.33

$0.33 ₱21.26

21.21%

Local Beer (0.5 liter draught)

$1.29 ₱82.1

$0.99 ₱63.5

30.30%

Imported Beer (0.33 liter bottle)

$2.16 ₱138

$1.54 ₱98.1

40.26%

Milk (1 liter)

$1.92 ₱122

$1.59 ₱101

20.75%

White Bread (500g)

$1.26 ₱80.4

$1.14 ₱73.1

10.53%

Rice (white) (1kg)

$0.93 ₱59.7

$0.97 ₱61.7

-4.12%

Eggs

$2.05 ₱131

$1.99 ₱127

3.02%

Local Cheese (1kg)

$8.11 ₱518

$5.11 ₱326

58.71%

Chicken Fillets (1kg)

$4.26 ₱272

$3.27 ₱209

30.28%

Beef Round Steak (1kg)

$7.51 ₱479

$7.63 ₱487

-1.57%

Apples (1kg)

$2.90 ₱185

$2.19 ₱140

32.42%

Banana (1kg)

$1.52 ₱97.4

$1.55 ₱99.3

-1.94%

Oranges (1kg)

$2.59 ₱165

$2.26 ₱144

14.60%

Tomato (1kg)

$1.57 ₱100

$1.02 ₱65.0

53.92%

Potato (1kg)

$2.19 ₱140

$1.73 ₱110

26.59%

Onion (1kg)

$2.59 ₱165

$1.69 ₱108

53.25%

Lettuce (1 head)

$1.08 ₱68.8

$0.65 ₱41.21

66.15%

Water (1.5 liter bottle)

$0.72 ₱46.08

$0.51 ₱32.72

41.18%

Cigarettes 20 Pack (Marlboro, Camel)

$2.80 ₱179

$2.94 ₱188

-4.76%

Wine (Bottle)

$6.94 ₱443

$8.50 ₱543

-18.35%

Local Beer (0.5 liter bottle)

$1.16 ₱73.8

$0.95 ₱60.4

22.11%

Imported Beer (0.33 liter bottle)

$2.03 ₱130

$2.05 ₱131

-0.98%

One-way Ticket (Public Transport)

$0.26 ₱16.46

$0.22 ₱14.04

18.18%

Public Transport Monthly Pass (Regular Price)

$11.37 ₱726

$12.90 ₱824

-11.86%

Taxi Start (Normal Tariff)

$0.78 ₱49.73

$0.81 ₱51.8

-3.70%

Taxi (Normal Tariff) (1km)

$0.24 ₱15.40

$0.24 ₱15.38

Taxi 1hour Waiting (Normal Tariff)

$2.09 ₱133

$1.90 ₱121

10.00%

Gasoline (1 liter)

$1.14 ₱72.7

$1.19 ₱76.2

-4.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K ₱1.7M

$21.3K ₱1.4M

25.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K ₱1.3M

$18.8K ₱1.2M

8.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 ₱7,141

$136 ₱8,677

-17.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.27 ₱2,060

$17.08 ₱1,091

88.93%

Internet (50+ Mbps, Unlimited Data)

$27.58 ₱1,761

$23.01 ₱1,469

19.86%

Gym Membership (Monthly)

$33.95 ₱2,168

$20.76 ₱1,325

63.54%

Tennis Court (1 Hour on Weekend)

$4.50 ₱288

$5.23 ₱334

-13.96%

Cinema Ticket

$5.98 ₱382

$5.03 ₱321

18.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$151 ₱9,642

$132 ₱8,458

13.99%

International Primary School, 1 Child (Yearly)

$4,239 ₱270.6K

$10.6K ₱673.6K

-59.82%

Jeans (Levis 501 Or Similar)

$45.52 ₱2,906

$28.91 ₱1,846

57.45%

Summer Dress (H&M, Zara, etc)

$26.51 ₱1,693

$19.53 ₱1,247

35.74%

Sport Shoes (Adidas, Nike)

$76.5 ₱4,881

$71.5 ₱4,565

6.92%

Men's Leather Business Shoes

$54.2 ₱3,458

$54.9 ₱3,504

-1.33%

1-bedroom Apartment, City Center (Monthly)

$263 ₱16.8K

$393 ₱25.1K

-33.02%

1-bedroom Apartment, Outside City Center (Monthly)

$173 ₱11.1K

$192 ₱12.3K

-9.89%

3-bedroom Apartment, City Center (Monthly)

$580 ₱37.1K

$819 ₱52.3K

-29.15%

3-bedroom Apartment, Outside City Center (Monthly)

$387 ₱24.7K

$463 ₱29.5K

-16.45%

Buy Apartment in City Center (m2)

$2,322 ₱148.3K

$3,156 ₱201.5K

-26.41%

Buy Apartment Outside City Center (m2)

$1,123 ₱71.7K

$1,526 ₱97.4K

-26.43%

Average Monthly Net Salary (After Tax)

$179 ₱11.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

6.75

-1.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Siargao: October 25, 2026

Last update for Baguio: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Siargao

$202 25.8%

Baguio

$171 23.2% 15.3% $31

Accommodation & Living

Siargao

$173 22.1%

Baguio

$192 26.1% 11% $19

Monthly Utilities & Internet

Siargao

$172 21.9%

Baguio

$176 23.9% 2.5% $4.3

Clothing & Footwear

Siargao

$91 11.6%

Baguio

$79 10.7% 13.7% $13

Eating Out

Siargao

$85 10.8%

Baguio

$73 9.9% 14.3% $12

Sport & Entertainment

Siargao

$46 5.9%

Baguio

$31 4.2% 32.8% $15

Getting Around

Siargao

$14 1.8%

Baguio

$16 2.1% 9.9% $1.4

Cost Breakdown

A one-bedroom apartment in the center runs $263 in Siargao and $393 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $20 in Siargao vs $17 in Baguio for a mid-range dinner for two. Groceries echo the gap at $202 vs $171 per month, with Baguio cheaper across the board.

Good to know

🇵🇭 Siargao

🇵🇭 Baguio

🕒 Local time

17:55 5:55 PM

Same time as Siargao

🌤 Weather

👥 Population

150,000

366,358

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Siargao Baguio 940 km ≈ 1 h 45 min nonstop flight

From you

Siargao
Baguio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Siargao vs Baguio: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 6% lower than in Siargao. Housing and daily spending are where you’ll feel the difference most, making Baguio the obvious pick if budget is a priority.

You’d need roughly $1,175 in Siargao and $1,106 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $263 in Siargao versus $393 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $783 per month in Siargao versus $737 in Baguio – Baguio is about 6% cheaper, which adds up to real savings over time.

A monthly transit pass in Siargao runs roughly 12% less than in Baguio. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.