Last update: Oct 2026

Cost of Living Comparison Between Siargao and Playa del Carmen

For one person, living is cheaper in Siargao: $783 a month against $1,204 in Playa del Carmen, rent and utilities included – about $5,100 less a year. Other living expenses account for most of the difference.

Siargao, Philippines
Playa del Carmen, Mexico
Siargao
🇵🇭 Philippines
$783
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Monthly Cost of Living

How much you'll spend in Siargao and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Siargao and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $783 per month in Siargao vs $1,204 in Playa del Carmen, rent included.

  • Siargao $783
  • Playa del Carmen $1,204

A couple spends around $1,222 per month in Siargao vs $2,082 in Playa del Carmen, rent included.

  • Siargao $1,222
  • Playa del Carmen $2,082

A family of three spends $1,660 per month in Siargao vs $2,959 in Playa del Carmen, rent included.

  • Siargao $1,660
  • Playa del Carmen $2,959

Siargao is about 35% cheaper than Playa del Carmen, and outside of rent the biggest gap is in eating out.

Both Siargao and Playa del Carmen are more affordable than the global median – Siargao 42% lower, Playa del Carmen 12% lower.

Currency
🍽 Eating Out
Siargao
Playa del Carmen
Difference
Meal at Budget Restaurant
$3.66 ₱233
$10.92 MX$205
-66.48%
Three-Course Dinner for Two, Mid-Range
$19.68 ₱1,253
$43.37 MX$815
-54.62%
Fast Food Meal (McDonalds, etc)
$3.32 ₱211
$11.78 MX$221
-71.82%
Cappuccino
$2.50 ₱160
$3.81 MX$71.6
-34.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.83 ₱52.7
$1.28 MX$24.10
-35.16%
Water (0.33 liter bottle)
$0.40 ₱25.27
$0.78 MX$14.71
-48.72%
Local Beer (0.5 liter draught)
$1.29 ₱81.9
$3.17 MX$59.5
-59.31%
Imported Beer (0.33 liter bottle)
$2.16 ₱137
$4.93 MX$92.7
-56.19%
🛒 Groceries & Markets
Siargao
Playa del Carmen
Difference
Milk (1 liter)
$1.92 ₱122
$1.41 MX$26.43
36.17%
White Bread (500g)
$1.26 ₱80.2
$2.22 MX$41.66
-43.24%
Rice (white) (1kg)
$0.93 ₱59.5
$1.42 MX$26.64
-34.51%
Eggs
$2.05 ₱131
$2.52 MX$47.41
-18.65%
Local Cheese (1kg)
$8.11 ₱517
$7.26 MX$137
11.71%
Chicken Fillets (1kg)
$4.26 ₱272
$7.70 MX$145
-44.68%
Beef Round Steak (1kg)
$7.51 ₱478
$12.69 MX$239
-40.82%
Apples (1kg)
$2.90 ₱185
$2.78 MX$52.3
4.32%
Banana (1kg)
$1.52 ₱97.1
$1.37 MX$25.71
10.95%
Oranges (1kg)
$2.59 ₱165
$2.55 MX$47.94
1.57%
Tomato (1kg)
$1.57 ₱99.8
$2.12 MX$39.90
-25.94%
Potato (1kg)
$2.19 ₱140
$1.94 MX$36.43
12.89%
Onion (1kg)
$2.59 ₱165
$1.89 MX$35.44
37.04%
Lettuce (1 head)
$1.08 ₱68.6
$1.15 MX$21.55
-6.09%
Water (1.5 liter bottle)
$0.72 ₱45.97
$1.18 MX$22.16
-38.98%
Cigarettes 20 Pack (Marlboro, Camel)
$2.80 ₱179
$4.30 MX$80.7
-34.88%
Wine (Bottle)
$6.94 ₱442
$9.95 MX$187
-30.25%
Local Beer (0.5 liter bottle)
$1.16 ₱73.6
$1.58 MX$29.76
-26.58%
Imported Beer (0.33 liter bottle)
$2.03 ₱129
$2.67 MX$50.2
-23.97%
🚌 Getting Around
Siargao
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$0.26 ₱16.42
$0.55 MX$10.40
-52.73%
Public Transport Monthly Pass (Regular Price)
$11.37 ₱724
$26.62 MX$500
-57.29%
Taxi Start (Normal Tariff)
$0.78 ₱49.61
$4.97 MX$93.4
-84.31%
Taxi (Normal Tariff) (1km)
$0.24 ₱15.37
$3.33 MX$62.6
-92.79%
Taxi 1hour Waiting (Normal Tariff)
$2.09 ₱133
$5.36 MX$101
-61.01%
Gasoline (1 liter)
$1.14 ₱72.5
$1.44 MX$27.14
-20.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K ₱1.7M
$20.7K MX$388.4K
28.90%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K ₱1.3M
$23.5K MX$441.0K
-13.50%
🧾 Monthly Utilities & Internet
Siargao
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$112 ₱7,124
$84.8 MX$1,594
31.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.27 ₱2,056
$23.41 MX$440
37.85%
Internet (50+ Mbps, Unlimited Data)
$27.58 ₱1,757
$28.66 MX$539
-3.77%
🎉 Sport & Entertainment
Siargao
Playa del Carmen
Difference
Gym Membership (Monthly)
$33.95 ₱2,162
$57.1 MX$1,072
-40.49%
Tennis Court (1 Hour on Weekend)
$4.50 ₱287
$28.91 MX$543
-84.43%
Cinema Ticket
$5.98 ₱381
$5.14 MX$96.6
16.34%
🧸 Childcare & Education
Siargao
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$151 ₱9,619
$207 MX$3,882
-26.89%
International Primary School, 1 Child (Yearly)
$4,239 ₱270.0K
$3,927 MX$73.8K
7.94%
👕👟 Clothing & Footwear
Siargao
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$45.52 ₱2,899
$43.35 MX$815
5.01%
Summer Dress (H&M, Zara, etc)
$26.51 ₱1,689
$41.44 MX$779
-36.03%
Sport Shoes (Adidas, Nike)
$76.5 ₱4,869
$74.2 MX$1,394
3.03%
Men's Leather Business Shoes
$54.2 ₱3,450
$89.3 MX$1,677
-39.32%
🏠 Accommodation & Living
Siargao
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$263 ₱16.8K
$980 MX$18.4K
-73.10%
1-bedroom Apartment, Outside City Center (Monthly)
$173 ₱11.0K
$381 MX$7,157
-54.52%
3-bedroom Apartment, City Center (Monthly)
$580 ₱37.0K
$1,708 MX$32.1K
-66.02%
3-bedroom Apartment, Outside City Center (Monthly)
$387 ₱24.6K
$1,075 MX$20.2K
-64.05%
Buy Apartment in City Center (m2)
$2,322 ₱147.9K
$3,943 MX$74.1K
-41.10%
Buy Apartment Outside City Center (m2)
$1,123 ₱71.5K
$6,158 MX$115.7K
-81.77%
💵 Salaries & Financials
Siargao
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
-
$735 MX$13.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
11.45
-41.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Siargao: October 25, 2026

Last update for Playa del Carmen: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Siargao
$202
Playa del Carmen
$255 26% $53
Accommodation & Living
Siargao
$173
Playa del Carmen
$381 120% $208
Monthly Utilities & Internet
Siargao
$172
Playa del Carmen
$137 20.3% $35
Clothing & Footwear
Siargao
$91
Playa del Carmen
$112 22.5% $21
Eating Out
Siargao
$85
Playa del Carmen
$202 138% $117
Sport & Entertainment
Siargao
$46
Playa del Carmen
$67 46.6% $21
Getting Around
Siargao
$14
Playa del Carmen
$50 251% $36

Cost Breakdown

A central one-bedroom costs $263 in Siargao versus $980 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $20 in Siargao versus $43 in Playa del Carmen. Monthly groceries follow the same trend: $202 vs $255 – making Siargao the more affordable choice for daily food spending.

Good to know
🇵🇭 Siargao
🇲🇽 Playa del Carmen
🕒 Local time
09:15 9:15 AM
20:15 8:15 PM
13 h behind Siargao
🌤 Weather
👥 Population
150,000
149,923
💱 Currency
Exchange rates and currency converter

MXN, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 2, 2026: 1 USD = 63.69 PHP (100 PHP = 1.57 USD). 1 EUR = 71.12 PHP (100 PHP = 1.41 EUR).

Mexican Peso exchange rates as of November 2, 2026: 1 USD = 18.79 MXN (100 MXN = 5.32 USD). 1 EUR = 20.98 MXN (100 MXN = 4.77 EUR).

On the map
Between locations
  • Siargao Playa del Carmen 15,050 km ≈ 19 h nonstop flight
From you
  • Siargao
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Siargao vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Siargao cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 54%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,175 per month in Siargao and $1,806 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Siargao, especially for central apartments: a one-bedroom in the center costs $263 there versus $980 in Playa del Carmen.
What are total monthly expenses in Siargao and in Playa del Carmen?
Monthly expenses with rent come to $783 in Siargao and $1,204 in Playa del Carmen. That makes Siargao about 35% cheaper.
Which city has cheaper public transport?
Public transport costs about 57% less in Siargao. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for living in Siargao or in Playa del Carmen?
A $1,000 monthly budget goes further in Siargao, where all-in costs run around $783, than in Playa del Carmen at $1,204. In Siargao it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Siargao or Playa del Carmen more family-friendly?
Families tend to lean toward Siargao – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is easier to live in as a foreigner?
For expats, Siargao is the easier option financially – housing and daily costs are lower, and overall it costs about 35% less, which matters a lot on a fixed budget or early-career salary.

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