๐A single person spends $1,287 per month in Playa del Carmen vs $777 in Siargao, rent included.
๐A couple spends around $2,184 per month in Playa del Carmen vs $1,219 in Siargao, rent included.
๐A family of three spends $3,082 per month in Playa del Carmen vs $1,662 in Siargao, rent included.
๐Playa del Carmen costs about 66% more than Siargao, driven mainly by Eating Out.
๐Both Playa del Carmen and Siargao are more affordable than the global median โ Playa del Carmen4% lower, Siargao42% lower.
Currency
๐ฝ Eating Out
Playa del Carmen
Siargao
Difference
Meal at Budget Restaurant
$11.94MX$208
$3.62โฑ220
229.83%
Three-Course Dinner for Two, Mid-Range
$42.75MX$743
$19.32โฑ1,174
121.27%
Fast Food Meal(McDonalds, etc)
$10.59MX$184
$3.25โฑ197
225.85%
Cappuccino
$3.62MX$63.0
$2.50โฑ152
44.80%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.47MX$25.51
$0.79โฑ47.88
86.08%
Water(0.33 liter bottle)
$0.94MX$16.39
$0.39โฑ23.87
141.03%
Local Beer(0.5 liter draught)
$3.09MX$53.8
$1.24โฑ75.3
149.19%
Imported Beer(0.33 liter bottle)
$4.46MX$77.5
$2.15โฑ131
107.44%
๐ Groceries & Markets
Playa del Carmen
Siargao
Difference
Milk(1 liter)
$1.43MX$24.77
$1.83โฑ111
-21.86%
White Bread(500g)
$1.88MX$32.75
$1.25โฑ76.3
50.40%
Rice(white)(1kg)
$1.63MX$28.31
$1.03โฑ62.4
58.25%
Eggs
$2.64MX$45.94
$2.08โฑ127
26.92%
Local Cheese(1kg)
$8.21MX$143
$7.94โฑ483
3.40%
Chicken Fillets(1kg)
$8.29MX$144
$4.28โฑ260
93.69%
Beef Round Steak(1kg)
$11.10MX$193
$7.76โฑ471
43.04%
Apples(1kg)
$2.65MX$46.08
$2.85โฑ173
-7.02%
Banana(1kg)
$1.50MX$26.08
$1.55โฑ94.3
-3.23%
Oranges(1kg)
$1.99MX$34.55
$2.61โฑ159
-23.75%
Tomato(1kg)
$2.08MX$36.09
$1.55โฑ94.4
34.19%
Potato(1kg)
$1.79MX$31.08
$2.32โฑ141
-22.84%
Onion(1kg)
$2.18MX$37.83
$2.58โฑ157
-15.50%
Lettuce(1 head)
$1.08MX$18.71
$1.07โฑ64.8
0.93%
Water(1.5 liter bottle)
$1.04MX$18.02
$0.75โฑ45.82
38.67%
Cigarettes 20 Pack(Marlboro, Camel)
$3.97MX$69.0
$2.90โฑ176
36.90%
Wine(Bottle)
$10.20MX$177
$6.65โฑ404
53.38%
Local Beer(0.5 liter bottle)
$1.73MX$30.01
$1.15โฑ70.0
50.43%
Imported Beer(0.33 liter bottle)
$2.50MX$43.41
$2.03โฑ124
23.15%
๐ Getting Around
Playa del Carmen
Siargao
Difference
One-way Ticket(Public Transport)
$0.52MX$9.01
$0.28โฑ17.08
85.71%
Public Transport Monthly Pass(Regular Price)
$26.97MX$469
-
-
Taxi Start(Normal Tariff)
$3.14MX$54.6
$0.81โฑ49.29
287.65%
Taxi(Normal Tariff)(1km)
$2.40MX$41.75
$0.24โฑ14.66
900.00%
Taxi 1hour Waiting(Normal Tariff)
$3.09MX$53.6
$2.09โฑ127
47.85%
Gasoline(1 liter)
$1.27MX$22.13
$1.11โฑ67.5
14.41%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.9KMX$536.7K
$26.9Kโฑ1.6M
14.60%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3KMX$405.2K
$20.8Kโฑ1.3M
12.01%
๐งพ Monthly Utilities & Internet
Playa del Carmen
Siargao
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.0MX$1,425
$112โฑ6,832
-27.05%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.45MX$390
$32.29โฑ1,962
-30.47%
Internet(50+ Mbps, Unlimited Data)
$29.66MX$515
$27.94โฑ1,698
6.16%
๐ Sport & Entertainment
Playa del Carmen
Siargao
Difference
Gym Membership(Monthly)
$51.9MX$901
$34.37โฑ2,089
50.92%
Tennis Court(1 Hour on Weekend)
$18.67MX$324
$4.36โฑ265
328.21%
Cinema Ticket
$4.97MX$86.4
$6.00โฑ365
-17.17%
๐งธ Childcare & Education
Playa del Carmen
Siargao
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$198MX$3,438
$154โฑ9,374
28.23%
International Primary School, 1 Child(Yearly)
$5,273MX$91.6K
$4,321โฑ262.6K
22.04%
๐๐ Clothing & Footwear
Playa del Carmen
Siargao
Difference
Jeans(Levis 501 Or Similar)
$36.34MX$632
$46.59โฑ2,831
-22.00%
Summer Dress(H&M, Zara, etc)
$40.05MX$696
$26.07โฑ1,584
53.62%
Sport Shoes(Adidas, Nike)
$79.9MX$1,388
$75.4โฑ4,582
5.96%
Men's Leather Business Shoes
$88.9MX$1,545
$53.7โฑ3,260
65.67%
๐ Accommodation & Living
Playa del Carmen
Siargao
Difference
1-bedroom Apartment, City Center(Monthly)
$963MX$16.7K
$262โฑ15.9K
267.09%
1-bedroom Apartment, Outside City Center(Monthly)
$465MX$8,077
$176โฑ10.7K
164.03%
3-bedroom Apartment, City Center(Monthly)
$1,596MX$27.7K
$577โฑ35.1K
176.69%
3-bedroom Apartment, Outside City Center(Monthly)
$1,209MX$21.0K
$393โฑ23.9K
207.46%
Buy Apartment in City Center(m2)
$3,942MX$68.5K
$2,335โฑ141.9K
68.78%
Buy Apartment Outside City Center(m2)
$6,448MX$112.1K
$829โฑ50.4K
678.15%
๐ต Salaries & Financials
Playa del Carmen
Siargao
Difference
Average Monthly Net Salary(After Tax)
$720MX$12.5K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
6.67
71.21%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Playa del Carmen: April 25, 2026
Last update for Siargao: April 26, 2026
Cost Breakdown
๐ A central one-bedroom costs $963 in Playa del Carmen versus $262 in Siargao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
๐A mid-range dinner for two costs $43 in Playa del Carmen versus $19 in Siargao. Monthly groceries follow the same trend: $251 vs $202 โ making Siargao the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Siargao: Cost of Living - Frequently Asked Questions
Is Siargao cheaper than Playa del Carmen?
Yes โ Playa del Carmen is pricier by about 66%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,930 per month in Playa del Carmen and $1,165 in Siargao. That covers rent, food, utilities, transport, and enough left over to feel settled โ not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Siargao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen vs Siargao?
Monthly expenses with rent come to $1,287 in Playa del Carmen and $777 in Siargao. The difference isn't just one category โ it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $198 per month in Playa del Carmen and $154 in Siargao. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Playa del Carmen or Siargao?
A $1,500 monthly budget goes further in Siargao, where all-in costs run around $777, than in Playa del Carmen at $1,287. In Siargao it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Siargao more family-friendly?
Families tend to lean toward Siargao โ lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Siargao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared