😐A single person spends $1,266 per month in Playa del Carmen vs $802 in Siargao, rent included.
😐A couple spends around $2,279 per month in Playa del Carmen vs $1,248 in Siargao, rent included.
😐A family of three spends $3,292 per month in Playa del Carmen vs $1,693 in Siargao, rent included.
😐Playa del Carmen costs about 58% more than Siargao, driven mainly by Eating Out.
📊Both Playa del Carmen and Siargao are more affordable than the global median – Playa del Carmen7% lower, Siargao41% lower.
Currency
🍽 Eating Out
Playa del Carmen
Siargao
Difference
Meal at Budget Restaurant
$11.60MX$200
$3.65₱229
217.81%
Three-Course Dinner for Two, Mid-Range
$47.11MX$812
$19.43₱1,218
142.46%
Fast Food Meal(McDonalds, etc)
$11.88MX$205
$3.28₱206
262.20%
Cappuccino
$3.98MX$68.6
$2.64₱166
50.76%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.43MX$24.60
$0.76₱47.94
88.16%
Water(0.33 liter bottle)
$0.82MX$14.22
$0.40₱24.90
105.00%
Local Beer(0.5 liter draught)
$3.19MX$55.0
$1.29₱80.7
147.29%
Imported Beer(0.33 liter bottle)
$6.79MX$117
$2.17₱136
212.90%
🛒 Groceries & Markets
Playa del Carmen
Siargao
Difference
Milk(1 liter)
$1.68MX$28.89
$1.82₱114
-7.69%
White Bread(500g)
$2.20MX$37.88
$1.27₱79.5
73.23%
Rice(white)(1kg)
$1.71MX$29.45
$1.03₱64.4
66.02%
Eggs
$2.74MX$47.26
$2.07₱130
32.37%
Local Cheese(1kg)
$9.58MX$165
$8.04₱504
19.15%
Chicken Fillets(1kg)
$9.01MX$155
$4.14₱260
117.63%
Beef Round Steak(1kg)
$12.81MX$221
$7.53₱472
70.12%
Apples(1kg)
$2.89MX$49.81
$2.85₱179
1.40%
Banana(1kg)
$1.50MX$25.81
$1.52₱95.0
-1.32%
Oranges(1kg)
$2.15MX$37.03
$2.72₱171
-20.96%
Tomato(1kg)
$2.26MX$38.96
$1.55₱97.5
45.81%
Potato(1kg)
$1.98MX$34.15
$2.21₱139
-10.41%
Onion(1kg)
$1.99MX$34.30
$2.62₱165
-24.05%
Lettuce(1 head)
$1.23MX$21.28
$1.11₱69.8
10.81%
Water(1.5 liter bottle)
$1.20MX$20.63
$0.76₱47.90
57.89%
Cigarettes 20 Pack(Marlboro, Camel)
$4.55MX$78.5
$2.92₱183
55.82%
Wine(Bottle)
$10.37MX$179
$7.00₱439
48.14%
Local Beer(0.5 liter bottle)
$1.62MX$27.91
$1.21₱76.0
33.88%
Imported Beer(0.33 liter bottle)
$2.88MX$49.67
$2.03₱127
41.87%
🚌 Getting Around
Playa del Carmen
Siargao
Difference
One-way Ticket(Public Transport)
$0.60MX$10.35
$0.26₱16.18
130.77%
Public Transport Monthly Pass(Regular Price)
$28.80MX$497
$11.51₱722
150.22%
Taxi Start(Normal Tariff)
$5.39MX$92.9
$0.83₱52.0
549.40%
Taxi(Normal Tariff)(1km)
$3.73MX$64.3
$0.22₱13.73
1595.45%
Taxi 1hour Waiting(Normal Tariff)
$5.77MX$99.5
$2.15₱135
168.37%
Gasoline(1 liter)
$1.54MX$26.48
$1.10₱69.2
40.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.5KMX$388.8K
$26.2K₱1.6M
-14.01%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1KMX$449.3K
$20.8K₱1.3M
25.41%
🧾 Monthly Utilities & Internet
Playa del Carmen
Siargao
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$91.4MX$1,576
$111₱6,966
-17.72%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.20MX$435
$33.42₱2,096
-24.60%
Internet(50+ Mbps, Unlimited Data)
$31.24MX$539
$27.75₱1,741
12.58%
🎉 Sport & Entertainment
Playa del Carmen
Siargao
Difference
Gym Membership(Monthly)
$67.2MX$1,159
$33.34₱2,091
101.56%
Tennis Court(1 Hour on Weekend)
$29.11MX$502
$4.37₱274
566.13%
Cinema Ticket
$4.86MX$83.8
$5.76₱362
-15.62%
🧸 Childcare & Education
Playa del Carmen
Siargao
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$224MX$3,856
$154₱9,688
44.78%
International Primary School, 1 Child(Yearly)
$4,229MX$72.9K
$4,282₱268.6K
-1.25%
👕👟 Clothing & Footwear
Playa del Carmen
Siargao
Difference
Jeans(Levis 501 Or Similar)
$47.10MX$812
$46.52₱2,918
1.25%
Summer Dress(H&M, Zara, etc)
$44.29MX$764
$26.88₱1,686
64.77%
Sport Shoes(Adidas, Nike)
$80.1MX$1,381
$74.4₱4,664
7.73%
Men's Leather Business Shoes
$92.7MX$1,598
$52.4₱3,286
76.90%
🏠 Accommodation & Living
Playa del Carmen
Siargao
Difference
1-bedroom Apartment, City Center(Monthly)
$1,063MX$18.3K
$263₱16.5K
303.81%
1-bedroom Apartment, Outside City Center(Monthly)
$390MX$6,728
$178₱11.2K
119.40%
3-bedroom Apartment, City Center(Monthly)
$2,149MX$37.1K
$577₱36.2K
272.77%
3-bedroom Apartment, Outside City Center(Monthly)
$1,272MX$21.9K
$393₱24.6K
223.71%
Buy Apartment in City Center(m2)
$4,001MX$69.0K
$2,350₱147.4K
70.29%
Buy Apartment Outside City Center(m2)
$6,502MX$112.1K
$1,028₱64.5K
532.35%
💵 Salaries & Financials
Playa del Carmen
Siargao
Difference
Average Monthly Net Salary(After Tax)
$758MX$13.1K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.45
6.67
71.66%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: September 12, 2026
Last update for Siargao: September 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,063 in Playa del Carmen versus $263 in Siargao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $47.00 in Playa del Carmen versus $19.00 in Siargao. Monthly groceries follow the same trend: $276 vs $202 – making Siargao the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Siargao: Cost of Living - Frequently Asked Questions
Is Siargao cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 58%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,899 per month in Playa del Carmen and $1,204 in Siargao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Siargao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen and in Siargao?
Monthly expenses with rent come to $1,266 in Playa del Carmen and $802 in Siargao. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 150% less in Siargao. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Playa del Carmen or in Siargao?
A $1,500 monthly budget goes further in Siargao, where all-in costs run around $802, than in Playa del Carmen at $1,266. In Siargao it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Siargao more family-friendly?
Families tend to lean toward Siargao – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Siargao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared