Last update: Oct 2026

Cost of Living Comparison Between Si Racha and Cebu

For one person, living is cheaper in Cebu: $918 a month against $991 in Si Racha, rent and utilities included – about $880 less a year. The total is higher in Si Racha despite lower rent and utilities.

48

Cost of Living Index in Si Racha
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Si Racha Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Si Racha

🇹🇭 Thailand

$991

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Si Racha and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Si Racha and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $991 in Si Racha versus $918 in Cebu.

Si Racha $991
Cebu $918

Estimated couple costs with rent: $1,629 in Si Racha versus $1,409 in Cebu.

Si Racha $1,629
Cebu $1,409

Monthly costs for a family of three with rent: $2,266 in Si Racha versus $1,900 in Cebu.

Si Racha $2,266
Cebu $1,900

Living in Si Racha is roughly 8% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Si Racha 27% lower, Cebu 32% lower.

Meal at Budget Restaurant

$3.03 ฿101

$3.09 ₱194

-1.94%

Three-Course Dinner for Two, Mid-Range

$36.17 ฿1,209

$24.22 ₱1,525

49.34%

Fast Food Meal (McDonalds, etc)

$6.92 ฿231

$3.92 ₱247

76.53%

Cappuccino

$2.77 ฿92.7

$2.51 ₱158

10.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.33

$1.59 ₱100

-59.75%

Water (0.33 liter bottle)

$0.30 ฿9.98

$0.53 ₱33.43

-43.40%

Local Beer (0.5 liter draught)

$2.35 ฿78.4

$1.78 ₱112

32.02%

Imported Beer (0.33 liter bottle)

$2.65 ฿88.6

$2.17 ₱137

22.12%

Milk (1 liter)

$1.78 ฿59.4

$1.92 ₱121

-7.29%

White Bread (500g)

$1.47 ฿49.23

$1.36 ₱85.4

8.09%

Rice (white) (1kg)

$1.33 ฿44.55

$1.01 ₱63.5

31.68%

Eggs

$2.14 ฿71.5

$2.03 ₱128

5.42%

Local Cheese (1kg)

$15.56 ฿520

$9.86 ₱621

57.81%

Chicken Fillets (1kg)

$2.60 ฿86.8

$4.39 ₱277

-40.77%

Beef Round Steak (1kg)

$10.12 ฿338

$7.60 ₱479

33.16%

Apples (1kg)

$3.49 ฿117

$3.30 ₱208

5.76%

Banana (1kg)

$1.19 ฿39.87

$1.39 ₱87.8

-14.39%

Oranges (1kg)

$1.84 ฿61.5

$2.33 ₱147

-21.03%

Tomato (1kg)

$1.97 ฿65.8

$1.50 ₱94.3

31.33%

Potato (1kg)

$1.19 ฿39.88

$2.36 ₱149

-49.58%

Onion (1kg)

$1.08 ฿35.95

$1.90 ₱119

-43.16%

Lettuce (1 head)

$1.21 ฿40.49

$1.19 ₱74.9

1.68%

Water (1.5 liter bottle)

$0.47 ฿15.74

$0.63 ₱39.71

-25.40%

Cigarettes 20 Pack (Marlboro, Camel)

$4.21 ฿141

$3.00 ₱189

40.33%

Wine (Bottle)

$15.06 ฿503

$6.03 ₱379

149.75%

Local Beer (0.5 liter bottle)

$1.69 ฿56.3

$1.23 ₱77.7

37.40%

Imported Beer (0.33 liter bottle)

$2.98 ฿99.6

$1.75 ₱110

70.29%

One-way Ticket (Public Transport)

$0.93 ฿31.07

$0.25 ₱15.86

272.00%

Public Transport Monthly Pass (Regular Price)

$35.08 ฿1,173

$12.64 ₱796

177.53%

Taxi Start (Normal Tariff)

$1.07 ฿35.63

$0.77 ₱48.62

38.96%

Taxi (Normal Tariff) (1km)

$1.11 ฿37.22

$0.23 ₱14.53

382.61%

Taxi 1hour Waiting (Normal Tariff)

$3.47 ฿116

$4.46 ₱281

-22.20%

Gasoline (1 liter)

$1.38 ฿45.96

$1.31 ₱82.8

5.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K ฿1.0M

$21.2K ₱1.3M

45.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K ฿881.9K

$19.1K ₱1.2M

37.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 ฿3,442

$120 ₱7,569

-14.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.66 ฿390

$14.00 ₱882

-16.71%

Internet (50+ Mbps, Unlimited Data)

$18.99 ฿635

$27.54 ₱1,734

-31.05%

Gym Membership (Monthly)

$47.29 ฿1,580

$32.33 ₱2,035

46.27%

Tennis Court (1 Hour on Weekend)

$14.00 ฿468

$6.65 ₱419

110.53%

Cinema Ticket

$7.53 ฿252

$5.65 ₱356

33.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$575 ฿19.2K

$275 ₱17.3K

108.84%

International Primary School, 1 Child (Yearly)

$14.3K ฿477.3K

$7,918 ₱498.5K

80.38%

Jeans (Levis 501 Or Similar)

$51.2 ฿1,712

$49.33 ₱3,106

3.83%

Summer Dress (H&M, Zara, etc)

$29.13 ฿974

$25.24 ₱1,589

15.41%

Sport Shoes (Adidas, Nike)

$94.9 ฿3,172

$77.0 ₱4,846

23.32%

Men's Leather Business Shoes

$74.7 ฿2,497

$57.2 ₱3,601

30.65%

1-bedroom Apartment, City Center (Monthly)

$453 ฿15.2K

$500 ₱31.5K

-9.21%

1-bedroom Apartment, Outside City Center (Monthly)

$299 ฿9,987

$309 ₱19.4K

-3.23%

3-bedroom Apartment, City Center (Monthly)

$1,353 ฿45.2K

$1,078 ₱67.9K

25.50%

3-bedroom Apartment, Outside City Center (Monthly)

$727 ฿24.3K

$615 ₱38.7K

18.13%

Buy Apartment in City Center (m2)

$1,933 ฿64.6K

$2,886 ₱181.7K

-33.03%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.1K

$1,917 ₱120.7K

-17.11%

Average Monthly Net Salary (After Tax)

$1,022 ฿34.1K

$346 ₱21.8K

195.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.25

7.2

-27.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Si Racha: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Si Racha

$299 30.2%

Cebu

$309 33.6% 3.3% $10

Groceries & Markets

Si Racha

$239 24.1%

Cebu

$206 22.4% 13.9% $33

Monthly Utilities & Internet

Si Racha

$134 13.5%

Cebu

$162 17.6% 21.1% $28

Clothing & Footwear

Si Racha

$112 11.4%

Cebu

$94 10.2% 16.5% $19

Eating Out

Si Racha

$99 10%

Cebu

$88 9.6% 10.9% $11

Sport & Entertainment

Si Racha

$62 6.3%

Cebu

$44 4.8% 30% $19

Getting Around

Si Racha

$45 4.6%

Cebu

$16 1.7% 65.7% $30

Cost Breakdown

A one-bedroom apartment in the center runs $453 in Si Racha and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Si Racha pays 195% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Si Racha vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $239 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇹🇭 Si Racha

🇵🇭 Cebu

🕒 Local time

00:18 12:18 AM

01:18 1:18 AM

1 h ahead of Si Racha

🌤 Weather

👥 Population

19,444

964,169

💱 Currency

Thai Baht THB ฿

Philippine Peso PHP ₱

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 19, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Si Racha Cebu 2,520 km ≈ 3 h 45 min nonstop flight

From you

Si Racha
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Si Racha vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 8% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 195% higher in Si Racha, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $453 in Si Racha versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $991 per month in Si Racha versus $918 in Cebu – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 178% less than in Si Racha. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $991 in Si Racha, a $1,500 budget is realistic in Cebu but tight or insufficient in Si Racha. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Si Racha, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Si Racha and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 8% less than in Si Racha. Beyond cost, consider language, visa policies, and how big the international community is in each city.