Last update: Oct 2026

Cost of Living Comparison Between Cebu and Si Racha

For one person, living is cheaper in Cebu: $934 a month against $987 in Si Racha, rent and utilities included – about $640 less a year. The total is higher in Si Racha despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
48

Cost of Living Index in Si Racha
Learn more

Si Racha Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Si Racha

🇹🇭 Thailand

$987

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Si Racha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Si Racha actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $987 in Si Racha.

Cebu $934
Si Racha $987

Estimated couple costs with rent: $1,423 in Cebu versus $1,612 in Si Racha.

Cebu $1,423
Si Racha $1,612

Monthly costs for a family of three with rent: $1,913 in Cebu versus $2,237 in Si Racha.

Cebu $1,913
Si Racha $2,237

Living in Cebu costs roughly 5% less than in Si Racha, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 31% lower, Si Racha 27% lower.

Meal at Budget Restaurant

$3.79 ₱242

$2.96 ฿99.9

28.04%

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,486

$36.14 ฿1,220

-35.45%

Fast Food Meal (McDonalds, etc)

$3.94 ₱251

$6.38 ฿215

-38.24%

Cappuccino

$2.54 ₱162

$2.68 ฿90.5

-5.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱99.9

$0.63 ฿21.23

149.21%

Water (0.33 liter bottle)

$0.47 ₱29.73

$0.29 ฿9.70

62.07%

Local Beer (0.5 liter draught)

$1.77 ₱112

$2.26 ฿76.3

-21.68%

Imported Beer (0.33 liter bottle)

$2.22 ₱141

$2.63 ฿88.7

-15.59%

Milk (1 liter)

$1.90 ₱121

$1.80 ฿60.8

5.56%

White Bread (500g)

$1.36 ₱86.9

$1.43 ฿48.17

-4.90%

Rice (white) (1kg)

$0.94 ₱59.6

$1.41 ฿47.50

-33.33%

Eggs

$1.99 ₱127

$2.23 ฿75.2

-10.76%

Local Cheese (1kg)

$9.70 ₱618

$15.36 ฿518

-36.85%

Chicken Fillets (1kg)

$4.32 ₱275

$2.56 ฿86.3

68.75%

Beef Round Steak (1kg)

$7.51 ₱478

$9.96 ฿336

-24.60%

Apples (1kg)

$3.31 ₱211

$3.38 ฿114

-2.07%

Banana (1kg)

$1.37 ₱87.2

$1.27 ฿42.74

7.87%

Oranges (1kg)

$2.34 ₱149

$1.86 ฿62.8

25.81%

Tomato (1kg)

$1.49 ₱95.1

$1.95 ฿65.9

-23.59%

Potato (1kg)

$2.30 ₱146

$1.24 ฿41.91

85.48%

Onion (1kg)

$1.87 ₱119

$1.09 ฿36.71

71.56%

Lettuce (1 head)

$1.10 ₱70.1

$1.23 ฿41.43

-10.57%

Water (1.5 liter bottle)

$0.63 ₱40.23

$0.48 ฿16.14

31.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱182

$4.44 ฿150

-35.59%

Wine (Bottle)

$6.08 ₱388

$15.15 ฿511

-59.87%

Local Beer (0.5 liter bottle)

$1.27 ₱81.2

$1.70 ฿57.3

-25.29%

Imported Beer (0.33 liter bottle)

$1.72 ₱109

$2.91 ฿98.3

-40.89%

One-way Ticket (Public Transport)

$0.22 ₱13.94

$0.87 ฿29.34

-74.71%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱786

$35.64 ฿1,203

-65.38%

Taxi Start (Normal Tariff)

$0.74 ₱47.38

$1.05 ฿35.59

-29.52%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.04

$1.08 ฿36.29

-79.63%

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱272

$3.67 ฿124

16.62%

Gasoline (1 liter)

$1.31 ₱83.4

$1.37 ฿46.30

-4.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$31.0K ฿1.0M

-32.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$26.5K ฿893.8K

-28.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,542

$106 ฿3,587

11.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 ₱1,004

$11.58 ฿391

36.10%

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,804

$19.32 ฿652

46.64%

Gym Membership (Monthly)

$32.94 ₱2,098

$46.43 ฿1,567

-29.05%

Tennis Court (1 Hour on Weekend)

$6.49 ₱413

$13.49 ฿455

-51.89%

Cinema Ticket

$5.45 ₱347

$7.69 ฿260

-29.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$579 ฿19.6K

-52.42%

International Primary School, 1 Child (Yearly)

$7,789 ₱496.1K

$14.6K ฿492.6K

-46.63%

Jeans (Levis 501 Or Similar)

$48.18 ₱3,069

$50.1 ฿1,690

-3.76%

Summer Dress (H&M, Zara, etc)

$24.47 ₱1,559

$29.74 ฿1,004

-17.72%

Sport Shoes (Adidas, Nike)

$75.3 ₱4,795

$94.9 ฿3,203

-20.69%

Men's Leather Business Shoes

$58.0 ₱3,695

$74.9 ฿2,526

-22.48%

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.4K

$452 ฿15.3K

5.59%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.5K

$296 ฿10.0K

8.57%

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.3K

$1,161 ฿39.2K

-17.06%

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱39.9K

$704 ฿23.8K

-11.17%

Buy Apartment in City Center (m2)

$4,551 ₱289.9K

$1,931 ฿65.2K

135.74%

Buy Apartment Outside City Center (m2)

$3,028 ₱192.9K

$1,469 ฿49.6K

106.08%

Average Monthly Net Salary (After Tax)

$333 ₱21.2K

$1,058 ฿35.7K

-68.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.25

37.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Si Racha: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.5%

Si Racha

$296 30% 7.9% $25

Groceries & Markets

Cebu

$204 21.8%

Si Racha

$238 24.2% 17% $35

Monthly Utilities & Internet

Cebu

$163 17.4%

Si Racha

$137 13.9% 15.6% $25

Eating Out

Cebu

$94 10.1%

Si Racha

$95 9.7% 1.2% $1.1

Clothing & Footwear

Cebu

$93 9.9%

Si Racha

$112 11.4% 21.2% $20

Sport & Entertainment

Cebu

$44 4.7%

Si Racha

$62 6.3% 41% $18

Getting Around

Cebu

$15 1.6%

Si Racha

$46 4.6% 203% $30

Cost Breakdown

A one-bedroom apartment in the center runs $477 in Cebu and $452 in Si Racha. Housing cost is often the main lever when comparing two cities.

Si Racha pays about 3.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $23 in Cebu vs $36 in Si Racha for a mid-range dinner for two. Groceries echo the gap at $204 vs $238 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇹🇭 Si Racha

🕒 Local time

10:33 10:33 AM

09:33 9:33 AM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

19,444

💱 Currency

Philippine Peso PHP ₱

Thai Baht THB ฿

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 2, 2026: 1 USD = 63.69 PHP (100 PHP = 1.57 USD). 1 EUR = 71.12 PHP (100 PHP = 1.41 EUR).

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.68 THB (100 THB = 2.65 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Si Racha 2,520 km ≈ 3 h 45 min nonstop flight

From you

Cebu
Si Racha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Si Racha: Cost of Living - Frequently Asked Questions

Cebu is about 5% cheaper overall, especially in groceries, transport, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 69% lower in Cebu. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $477 in Cebu versus $452 in Si Racha. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $934 per month in Cebu versus $987 in Si Racha – Cebu is about 5% cheaper, which adds up to real savings over time.

A monthly transit pass in Cebu runs roughly 65% less than in Si Racha. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Si Racha are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Cebu wins on affordability, Si Racha on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.