Cost of Living Comparison Between Shivamogga and Rawalpindi Cost of Living Comparison Between Shivamogga and Rawalpindi

Monthly Cost of Living

Monthly costs for one person with rent: $377 in Shivamogga versus $431 in Rawalpindi.

Estimated couple costs with rent: $603 in Shivamogga versus $665 in Rawalpindi.

Monthly costs for a family of three with rent: $828 in Shivamogga versus $899 in Rawalpindi.

Living in Shivamogga costs roughly 12% less than in Rawalpindi, driven mainly by Eating Out.

Both cities sit below the global median: Shivamogga 72% lower, Rawalpindi 68% lower.

Meal at Budget Restaurant

$3.21 ₹306

$1.79 PKR 497

79.33%

Three-Course Dinner for Two, Mid-Range

$15.38 ₹1,467

$14.27 PKR 3,959

7.78%

Fast Food Meal (McDonalds, etc)

$5.19 ₹495

$5.26 PKR 1,460

-1.33%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.60 PKR 445

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.42 PKR 950

Cappuccino

$1.32 ₹126

$1.66 PKR 460

-20.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.35 ₹33.84

$0.34 PKR 95.5

2.94%

Water (0.33 liter bottle)

$0.23 ₹22.00

$0.21 PKR 58.0

9.52%

Local Beer (0.5 liter draught)

$1.31 ₹125

Imported Beer (0.33 liter bottle)

$2.83 ₹270

Milk (1 liter)

$0.56 ₹53.8

$0.79 PKR 219

-29.11%

White Bread (500g)

$0.49 ₹46.75

$0.56 PKR 156

-12.50%

Rice (white) (1kg)

$0.79 ₹75.7

$1.30 PKR 361

-39.23%

Eggs

$0.84 ₹80.0

$1.14 PKR 316

-26.32%

Local Cheese (1kg)

$4.44 ₹424

$5.98 PKR 1,660

-25.75%

Chicken Fillets (1kg)

$3.10 ₹296

$3.26 PKR 906

-4.91%

Beef Round Steak (1kg)

$4.47 PKR 1,240

Apples (1kg)

$2.16 ₹206

$1.02 PKR 283

111.76%

Banana (1kg)

$0.73 ₹69.5

$0.63 PKR 175

15.87%

Oranges (1kg)

$0.50 ₹47.74

$0.84 PKR 233

-40.48%

Tomato (1kg)

$0.42 ₹40.44

$0.50 PKR 139

-16.00%

Potato (1kg)

$0.41 ₹39.14

$0.37 PKR 102

10.81%

Onion (1kg)

$0.46 ₹43.98

$0.52 PKR 144

-11.54%

Lettuce (1 head)

$0.24 ₹22.98

$0.26 PKR 72.8

-7.69%

Water (1.5 liter bottle)

$0.43 ₹40.95

$0.40 PKR 110

7.50%

Bottle of Non-Alcoholic Wine (Mid-Range)

$15.96 PKR 4,429

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.02 PKR 284

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.37 PKR 658

Cigarettes 20 Pack (Marlboro, Camel)

$3.43 ₹327

$1.92 PKR 533

78.65%

Wine (Bottle)

$6.73 ₹642

Local Beer (0.5 liter bottle)

$0.95 ₹90.6

Imported Beer (0.33 liter bottle)

$1.73 ₹165

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.47 ₹426

One-way Ticket (Public Transport)

$0.30 ₹28.83

$0.20 PKR 56.6

50.00%

Public Transport Monthly Pass (Regular Price)

$8.92 ₹850

$9.59 PKR 2,663

-6.99%

Taxi Start (Normal Tariff)

$1.14 ₹108

$0.85 PKR 235

34.12%

Taxi (Normal Tariff) (1km)

$0.32 PKR 90.0

Taxi 1hour Waiting (Normal Tariff)

$2.30 ₹220

$3.09 PKR 858

-25.57%

Gasoline (1 liter)

$1.14 ₹109

$0.95 PKR 264

20.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.2K ₹1.1M

$17.5K PKR 4.9M

-36.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.0K ₹3.0M

$22.9K PKR 6.4M

39.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.10 ₹2,203

$101 PKR 28.0K

-77.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$1.93 ₹184

$3.96 PKR 1,100

-51.26%

Internet (50+ Mbps, Unlimited Data)

$8.93 ₹852

$16.35 PKR 4,537

-45.38%

Gym Membership (Monthly)

$8.19 ₹781

$9.86 PKR 2,736

-16.94%

Tennis Court (1 Hour on Weekend)

$6.96 ₹664

$7.42 PKR 2,060

-6.20%

Cinema Ticket

$2.49 ₹238

$3.57 PKR 990

-30.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.3 ₹4,989

$40.97 PKR 11.4K

27.65%

International Primary School, 1 Child (Yearly)

$1,937 ₹184.7K

$963 PKR 267.2K

101.19%

Jeans (Levis 501 Or Similar)

$33.31 ₹3,177

$11.74 PKR 3,258

183.73%

Summer Dress (H&M, Zara, etc)

$28.75 ₹2,742

$18.96 PKR 5,263

51.64%

Sport Shoes (Adidas, Nike)

$50.3 ₹4,794

$89.7 PKR 24.9K

-43.96%

Men's Leather Business Shoes

$24.25 ₹2,313

$29.12 PKR 8,081

-16.72%

1-bedroom Apartment, City Center (Monthly)

$122 ₹11.7K

$133 PKR 36.9K

-8.02%

1-bedroom Apartment, Outside City Center (Monthly)

$86.0 ₹8,201

$66.5 PKR 18.5K

29.27%

3-bedroom Apartment, City Center (Monthly)

$276 ₹26.4K

$334 PKR 92.8K

-17.33%

3-bedroom Apartment, Outside City Center (Monthly)

$180 ₹17.2K

$173 PKR 48.1K

4.02%

Buy Apartment in City Center (m2)

$1,133 PKR 314.6K

Buy Apartment Outside City Center (m2)

$510 PKR 141.6K

Average Monthly Net Salary (After Tax)

$344 ₹32.8K

$176 PKR 48.7K

96.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.47

20.17

-58.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shivamogga: July 27, 2026

Last update for Rawalpindi: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $122 in Shivamogga and $133 in Rawalpindi. Housing cost is often the main lever when comparing two cities.

Shivamogga pays 96% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $15.00 in Shivamogga vs $14.00 in Rawalpindi for a mid-range dinner for two. Groceries echo the gap at $95.0 vs $94.0 per month, with Rawalpindi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shivamogga vs Rawalpindi: Cost of Living - Frequently Asked Questions

Shivamogga and Rawalpindi differ by about 14% in total monthly costs ($377 vs $431 including rent). Shivamogga is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 96% higher in Shivamogga, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $122 in Shivamogga versus $133 in Rawalpindi. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Shivamogga – a meal for two runs $15.00 versus $14.00 in Rawalpindi. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $377 per month in Shivamogga versus $431 in Rawalpindi – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Shivamogga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Shivamogga and Rawalpindi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shivamogga gentler on the wallet – expenses run 14% less than in Rawalpindi. Beyond cost, consider language, visa policies, and how big the international community is in each city.