Last update: Oct 2026

Cost of Living Comparison Between Shivamogga and Rawalpindi

For one person, living is cheaper in Shivamogga: $345 a month against $504 in Rawalpindi, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

17

Cost of Living Index in Shivamogga
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Shivamogga Living Index
24

Cost of Living Index in Rawalpindi
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Rawalpindi Living Index

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Shivamogga

🇮🇳 India

$345

/mo nomad

Rawalpindi

🇵🇰 Pakistan

$504

/mo nomad

Monthly Cost of Living

How much you'll spend in Shivamogga and in Rawalpindi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shivamogga and in Rawalpindi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $345 in Shivamogga versus $504 in Rawalpindi.

Shivamogga $345
Rawalpindi $504

Estimated couple costs with rent: $568 in Shivamogga versus $787 in Rawalpindi.

Shivamogga $568
Rawalpindi $787

Monthly costs for a family of three with rent: $791 in Shivamogga versus $1,069 in Rawalpindi.

Shivamogga $791
Rawalpindi $1,069

Living in Shivamogga costs roughly 32% less than in Rawalpindi, and outside of rent the biggest gap is in utilities.

Both cities sit below the global median: Shivamogga 75% lower, Rawalpindi 63% lower.

Meal at Budget Restaurant

$2.40 ₹228

$2.11 PKR 584

13.74%

Three-Course Dinner for Two, Mid-Range

$13.83 ₹1,313

$16.10 PKR 4,450

-14.10%

Fast Food Meal (McDonalds, etc)

$4.67 ₹443

$6.07 PKR 1,678

-23.06%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.78 PKR 491

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.48 PKR 962

Cappuccino

$0.97 ₹92.1

$2.01 PKR 555

-51.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹36.84

$0.40 PKR 111

-2.50%

Water (0.33 liter bottle)

$0.18 ₹17.48

$0.23 PKR 63.1

-21.74%

Local Beer (0.5 liter draught)

$1.13 ₹107

Imported Beer (0.33 liter bottle)

$2.59 ₹246

Milk (1 liter)

$0.51 ₹48.04

$0.87 PKR 240

-41.38%

White Bread (500g)

$0.42 ₹39.98

$0.59 PKR 162

-28.81%

Rice (white) (1kg)

$0.70 ₹66.4

$1.21 PKR 336

-42.15%

Eggs

$0.91 ₹86.5

$1.10 PKR 303

-17.27%

Local Cheese (1kg)

$4.04 ₹384

$6.25 PKR 1,728

-35.36%

Chicken Fillets (1kg)

$2.94 ₹279

$3.55 PKR 982

-17.18%

Beef Round Steak (1kg)

$4.94 PKR 1,365

Apples (1kg)

$1.75 ₹166

$1.20 PKR 332

45.83%

Banana (1kg)

$0.62 ₹58.6

$0.87 PKR 241

-28.74%

Oranges (1kg)

$0.48 ₹45.89

$1.21 PKR 336

-60.33%

Tomato (1kg)

$0.35 ₹33.48

$0.52 PKR 145

-32.69%

Potato (1kg)

$0.31 ₹29.24

$0.39 PKR 107

-20.51%

Onion (1kg)

$0.41 ₹39.34

$0.46 PKR 127

-10.87%

Lettuce (1 head)

$0.22 ₹20.93

$0.31 PKR 87.1

-29.03%

Water (1.5 liter bottle)

$0.30 ₹28.82

$0.40 PKR 110

-25.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$16.44 PKR 4,546

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.16 PKR 321

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.41 PKR 666

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 ₹486

$2.04 PKR 564

150.98%

Wine (Bottle)

$6.85 ₹650

Local Beer (0.5 liter bottle)

$0.84 ₹79.8

Imported Beer (0.33 liter bottle)

$2.93 ₹278

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.83 ₹458

One-way Ticket (Public Transport)

$0.15 ₹14.48

$0.19 PKR 53.8

-21.05%

Public Transport Monthly Pass (Regular Price)

$10.06 PKR 2,780

Taxi Start (Normal Tariff)

$1.07 ₹102

$0.87 PKR 240

22.99%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.78

$0.35 PKR 95.5

-11.43%

Taxi 1hour Waiting (Normal Tariff)

$1.50 ₹142

$3.11 PKR 859

-51.77%

Gasoline (1 liter)

$1.08 ₹102

$1.24 PKR 342

-12.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$19.3K PKR 5.3M

-40.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.2K ₹2.8M

$23.6K PKR 6.5M

23.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.84 ₹1,978

$115 PKR 31.7K

-81.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.49 ₹236

$5.61 PKR 1,550

-55.61%

Internet (50+ Mbps, Unlimited Data)

$8.02 ₹761

$18.35 PKR 5,073

-56.29%

Gym Membership (Monthly)

$7.50 ₹712

$12.01 PKR 3,319

-37.55%

Tennis Court (1 Hour on Weekend)

$2.14 ₹203

$7.28 PKR 2,014

-70.60%

Cinema Ticket

$2.36 ₹224

$4.25 PKR 1,174

-44.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$112 ₹10.6K

$48.77 PKR 13.5K

129.71%

International Primary School, 1 Child (Yearly)

$1,691 ₹160.5K

$1,056 PKR 292.0K

60.04%

Jeans (Levis 501 Or Similar)

$31.82 ₹3,021

$17.54 PKR 4,848

81.41%

Summer Dress (H&M, Zara, etc)

$35.64 ₹3,383

$32.61 PKR 9,014

9.29%

Sport Shoes (Adidas, Nike)

$60.0 ₹5,692

$93.6 PKR 25.9K

-35.98%

Men's Leather Business Shoes

$27.71 ₹2,631

$35.98 PKR 9,947

-22.98%

1-bedroom Apartment, City Center (Monthly)

$160 ₹15.1K

$183 PKR 50.5K

-12.76%

1-bedroom Apartment, Outside City Center (Monthly)

$81.9 ₹7,777

$87.2 PKR 24.1K

-6.04%

3-bedroom Apartment, City Center (Monthly)

$311 ₹29.5K

$396 PKR 109.4K

-21.42%

3-bedroom Apartment, Outside City Center (Monthly)

$193 ₹18.3K

$221 PKR 61.2K

-12.75%

Buy Apartment in City Center (m2)

$1,007 PKR 278.4K

Buy Apartment Outside City Center (m2)

$434 PKR 120.1K

Average Monthly Net Salary (After Tax)

$335 ₹31.8K

$174 PKR 48.0K

93.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.12

22.81

-60.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shivamogga: October 26, 2026

Last update for Rawalpindi: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Shivamogga

$89 25.7%

Rawalpindi

$102 20.2% 14.9% $13

Accommodation & Living

Shivamogga

$82 23.7%

Rawalpindi

$87 17.3% 6.4% $5.3

Clothing & Footwear

Shivamogga

$70 20.2%

Rawalpindi

$81 16% 15.9% $11

Eating Out

Shivamogga

$58 16.8%

Rawalpindi

$62 12.2% 6.4% $3.7

Monthly Utilities & Internet

Shivamogga

$31 9.1%

Rawalpindi

$139 27.5% 342% $107

Sport & Entertainment

Shivamogga

$12 3.5%

Rawalpindi

$21 4.1% 67.9% $8.3

Getting Around

Shivamogga

$3.3 * 0.9%

Rawalpindi

$13 2.7% 313% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $160 in Shivamogga and $183 in Rawalpindi. Housing cost is often the main lever when comparing two cities.

Shivamogga pays 93% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14 in Shivamogga vs $16 in Rawalpindi for a mid-range dinner for two. Groceries echo the gap at $89 vs $102 per month, with Shivamogga cheaper across the board.

Good to know

🇮🇳 Shivamogga

🇵🇰 Rawalpindi

🕒 Local time

10:55 10:55 AM

10:25 10:25 AM

30 min behind Shivamogga

🌤 Weather

👥 Population

400,000

2,098,231

💱 Currency

Indian Rupee INR ₹

Pakistani Rupee PKR ₨

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.41 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.23 EUR

Exchange rates and currency converter

PKR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 31, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.41 EUR).

Pakistani Rupee exchange rates as of October 31, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 310 PKR (1,000 PKR = 3.23 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Shivamogga Rawalpindi 2,200 km ≈ 3 h 15 min nonstop flight

From you

Shivamogga
Rawalpindi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shivamogga vs Rawalpindi: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $345 in Shivamogga and $504 in Rawalpindi, so Shivamogga is about 32% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 93% higher in Shivamogga, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $160 in Shivamogga versus $183 in Rawalpindi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $112 in Shivamogga versus $49 in Rawalpindi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Shivamogga – a meal for two runs $14 versus $16 in Rawalpindi. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Shivamogga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.