Cost of Living Comparison Between Shivamogga and Rawalpindi Cost of Living Comparison Between Shivamogga and Rawalpindi

Monthly Cost of Living

Monthly costs for one person with rent: $353 in Shivamogga versus $495 in Rawalpindi.

Estimated couple costs with rent: $571 in Shivamogga versus $781 in Rawalpindi.

Monthly costs for a family of three with rent: $790 in Shivamogga versus $1,067 in Rawalpindi.

Living in Shivamogga costs roughly 29% less than in Rawalpindi, driven mainly by Groceries & Markets.

Both cities sit below the global median: Shivamogga 74% lower, Rawalpindi 64% lower.

Meal at Budget Restaurant

$2.66 ₹254

$2.05 PKR 569

29.76%

Three-Course Dinner for Two, Mid-Range

$13.32 ₹1,273

$16.07 PKR 4,452

-17.11%

Fast Food Meal (McDonalds, etc)

$4.68 ₹447

$5.84 PKR 1,617

-19.86%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.76 PKR 487

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.50 PKR 971

Cappuccino

$1.20 ₹114

$1.98 PKR 549

-39.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₹34.05

$0.44 PKR 121

-18.18%

Water (0.33 liter bottle)

$0.18 ₹17.61

$0.25 PKR 69.4

-28.00%

Local Beer (0.5 liter draught)

$1.14 ₹108

Imported Beer (0.33 liter bottle)

$2.59 ₹248

Milk (1 liter)

$0.49 ₹47.23

$0.91 PKR 251

-46.15%

White Bread (500g)

$0.41 ₹39.30

$0.54 PKR 151

-24.07%

Rice (white) (1kg)

$0.66 ₹62.7

$1.23 PKR 340

-46.34%

Eggs

$0.88 ₹84.2

$1.11 PKR 308

-20.72%

Local Cheese (1kg)

$3.90 ₹372

$6.32 PKR 1,752

-38.29%

Chicken Fillets (1kg)

$2.83 ₹270

$3.57 PKR 990

-20.73%

Beef Round Steak (1kg)

$5.05 PKR 1,398

Apples (1kg)

$1.68 ₹161

$1.20 PKR 331

40.00%

Banana (1kg)

$0.62 ₹58.8

$0.84 PKR 232

-26.19%

Oranges (1kg)

$0.46 ₹43.66

$1.22 PKR 338

-62.30%

Tomato (1kg)

$0.38 ₹36.43

$0.53 PKR 146

-28.30%

Potato (1kg)

$0.30 ₹28.50

$0.36 PKR 99.5

-16.67%

Onion (1kg)

$0.39 ₹36.95

$0.45 PKR 124

-13.33%

Lettuce (1 head)

$0.20 ₹19.06

$0.31 PKR 84.9

-35.48%

Water (1.5 liter bottle)

$0.30 ₹29.02

$0.43 PKR 118

-30.23%

Bottle of Non-Alcoholic Wine (Mid-Range)

$16.09 PKR 4,458

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.14 PKR 316

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.37 PKR 657

Cigarettes 20 Pack (Marlboro, Camel)

$5.04 ₹482

$1.93 PKR 535

161.14%

Wine (Bottle)

$6.81 ₹650

Local Beer (0.5 liter bottle)

$0.89 ₹85.1

Imported Beer (0.33 liter bottle)

$2.78 ₹266

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.86 ₹464

One-way Ticket (Public Transport)

$0.14 ₹13.35

$0.18 PKR 50.4

-22.22%

Public Transport Monthly Pass (Regular Price)

$9.99 PKR 2,767

Taxi Start (Normal Tariff)

$1.02 ₹97.2

$0.93 PKR 258

9.68%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.17

$0.35 PKR 96.1

-11.43%

Taxi 1hour Waiting (Normal Tariff)

$1.45 ₹138

$3.11 PKR 861

-53.38%

Gasoline (1 liter)

$1.10 ₹105

$1.13 PKR 313

-2.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.3K ₹1.2M

$17.9K PKR 5.0M

-31.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.5K ₹2.8M

$24.1K PKR 6.7M

22.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$21.23 ₹2,029

$113 PKR 31.2K

-81.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.47 ₹236

$5.55 PKR 1,537

-55.50%

Internet (50+ Mbps, Unlimited Data)

$7.71 ₹736

$18.88 PKR 5,229

-59.16%

Gym Membership (Monthly)

$7.51 ₹717

$12.11 PKR 3,353

-37.99%

Tennis Court (1 Hour on Weekend)

$2.14 ₹205

$6.81 PKR 1,886

-68.58%

Cinema Ticket

$2.28 ₹218

$4.26 PKR 1,179

-46.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$110 ₹10.5K

$48.70 PKR 13.5K

125.65%

International Primary School, 1 Child (Yearly)

$1,704 ₹162.8K

$833 PKR 230.7K

104.51%

Jeans (Levis 501 Or Similar)

$32.68 ₹3,122

$20.41 PKR 5,653

60.12%

Summer Dress (H&M, Zara, etc)

$34.57 ₹3,303

$28.85 PKR 7,992

19.83%

Sport Shoes (Adidas, Nike)

$58.0 ₹5,540

$93.7 PKR 26.0K

-38.10%

Men's Leather Business Shoes

$27.38 ₹2,616

$36.19 PKR 10.0K

-24.34%

1-bedroom Apartment, City Center (Monthly)

$159 ₹15.2K

$201 PKR 55.6K

-20.68%

1-bedroom Apartment, Outside City Center (Monthly)

$81.6 ₹7,793

$83.0 PKR 23.0K

-1.77%

3-bedroom Apartment, City Center (Monthly)

$317 ₹30.3K

$428 PKR 118.6K

-25.99%

3-bedroom Apartment, Outside City Center (Monthly)

$192 ₹18.3K

$226 PKR 62.6K

-15.00%

Buy Apartment in City Center (m2)

$1,170 PKR 324.1K

Buy Apartment Outside City Center (m2)

$507 PKR 140.5K

Average Monthly Net Salary (After Tax)

$340 ₹32.4K

$173 PKR 48.0K

95.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.12

22.81

-60.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shivamogga: September 12, 2026

Last update for Rawalpindi: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $159 in Shivamogga and $201 in Rawalpindi. Housing cost is often the main lever when comparing two cities.

Shivamogga pays 96% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Shivamogga vs $16.00 in Rawalpindi for a mid-range dinner for two. Groceries echo the gap at $87.0 vs $103 per month, with Shivamogga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shivamogga vs Rawalpindi: Cost of Living - Frequently Asked Questions

Shivamogga and Rawalpindi differ by about 40% in total monthly costs ($353 vs $495 including rent). Shivamogga is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 96% higher in Shivamogga, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $159 in Shivamogga versus $201 in Rawalpindi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $110 in Shivamogga versus $48.70 in Rawalpindi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Shivamogga – a meal for two runs $13.00 versus $16.00 in Rawalpindi. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Shivamogga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Shivamogga and Rawalpindi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shivamogga gentler on the wallet – expenses run 40% less than in Rawalpindi. Beyond cost, consider language, visa policies, and how big the international community is in each city.