๐Monthly costs for one person with rent: $371 in Shivamogga versus $576 in Bangalore.
๐Estimated couple costs with rent: $606 in Shivamogga versus $947 in Bangalore.
๐Monthly costs for a family of three with rent: $841 in Shivamogga versus $1,318 in Bangalore.
๐Living in Shivamogga costs roughly 36% less than in Bangalore, driven mainly by Groceries & Markets.
๐Both cities sit below the global median: Shivamogga72% lower, Bangalore57% lower.
Currency
๐ฝ Eating Out
Shivamogga
Bangalore
Difference
Meal at Budget Restaurant
$3.29โน311
$3.46โน328
-4.91%
Three-Course Dinner for Two, Mid-Range
$15.24โน1,442
$17.42โน1,648
-12.51%
Fast Food Meal(McDonalds, etc)
$5.18โน490
$4.00โน379
29.50%
Cappuccino
$1.33โน126
$2.32โน220
-42.67%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.35โน33.56
$0.43โน40.36
-18.60%
Water(0.33 liter bottle)
$0.23โน21.79
$0.16โน15.31
43.75%
Local Beer(0.5 liter draught)
$1.26โน119
$2.29โน217
-44.98%
Imported Beer(0.33 liter bottle)
$2.99โน283
$4.14โน392
-27.78%
๐ Groceries & Markets
Shivamogga
Bangalore
Difference
Milk(1 liter)
$0.54โน50.7
$0.61โน57.8
-11.48%
White Bread(500g)
$0.47โน44.39
$0.57โน54.1
-17.54%
Rice(white)(1kg)
$0.74โน70.5
$0.82โน77.6
-9.76%
Eggs
$0.84โน79.8
$1.00โน94.5
-16.00%
Local Cheese(1kg)
$4.40โน417
$7.44โน704
-40.86%
Chicken Fillets(1kg)
$3.18โน301
$3.91โน370
-18.67%
Apples(1kg)
$2.12โน200
$2.61โน247
-18.77%
Banana(1kg)
$0.69โน64.9
$0.76โน72.1
-9.21%
Oranges(1kg)
$0.54โน51.5
$1.10โน104
-50.91%
Tomato(1kg)
$0.42โน40.10
$0.41โน38.68
2.44%
Potato(1kg)
$0.42โน39.56
$0.48โน45.02
-12.50%
Onion(1kg)
$0.47โน44.07
$0.50โน47.65
-6.00%
Lettuce(1 head)
$0.24โน22.85
$0.48โน45.36
-50.00%
Water(1.5 liter bottle)
$0.42โน39.75
$0.35โน33.22
20.00%
Cigarettes 20 Pack(Marlboro, Camel)
$3.59โน339
$4.13โน391
-13.08%
Wine(Bottle)
$6.74โน638
$10.46โน989
-35.56%
Local Beer(0.5 liter bottle)
$0.98โน92.9
$2.07โน196
-52.66%
Imported Beer(0.33 liter bottle)
$1.77โน167
$3.30โน312
-46.36%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$4.56โน432
$7.54โน714
-39.52%
๐ Getting Around
Shivamogga
Bangalore
Difference
One-way Ticket(Public Transport)
$0.28โน26.26
$0.61โน57.3
-54.10%
Public Transport Monthly Pass(Regular Price)
$8.61โน814
$14.28โน1,351
-39.71%
Taxi Start(Normal Tariff)
$1.18โน111
$1.14โน108
3.51%
Taxi(Normal Tariff)(1km)
-
$0.36โน33.77
-
Taxi 1hour Waiting(Normal Tariff)
$2.38โน225
$2.28โน216
4.39%
Gasoline(1 liter)
$1.15โน109
$1.22โน116
-5.74%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.4Kโน1.1M
$14.1Kโน1.3M
-19.12%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8Kโน3.1M
$24.3Kโน2.3M
34.92%
๐งพ Monthly Utilities & Internet
Shivamogga
Bangalore
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$23.55โน2,228
$35.03โน3,315
-32.77%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$1.96โน186
$5.19โน491
-62.24%
Internet(50+ Mbps, Unlimited Data)
$8.50โน804
$10.70โน1,012
-20.56%
๐ Sport & Entertainment
Shivamogga
Bangalore
Difference
Gym Membership(Monthly)
$8.31โน786
$18.18โน1,720
-54.29%
Tennis Court(1 Hour on Weekend)
$6.86โน649
$6.06โน573
13.20%
Cinema Ticket
$2.37โน224
$4.69โน443
-49.47%
๐งธ Childcare & Education
Shivamogga
Bangalore
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$51.8โน4,900
$114โน10.8K
-54.76%
International Primary School, 1 Child(Yearly)
$1,916โน181.3K
$3,285โน310.8K
-41.68%
๐๐ Clothing & Footwear
Shivamogga
Bangalore
Difference
Jeans(Levis 501 Or Similar)
$33.58โน3,178
$28.11โน2,660
19.46%
Summer Dress(H&M, Zara, etc)
$28.68โน2,713
$30.30โน2,867
-5.35%
Sport Shoes(Adidas, Nike)
$52.0โน4,922
$54.0โน5,113
-3.74%
Men's Leather Business Shoes
$23.65โน2,237
$40.14โน3,798
-41.08%
๐ Accommodation & Living
Shivamogga
Bangalore
Difference
1-bedroom Apartment, City Center(Monthly)
$122โน11.5K
$306โน28.9K
-60.17%
1-bedroom Apartment, Outside City Center(Monthly)
$86.0โน8,134
$180โน17.0K
-52.25%
3-bedroom Apartment, City Center(Monthly)
$273โน25.8K
$819โน77.5K
-66.73%
3-bedroom Apartment, Outside City Center(Monthly)
$178โน16.8K
$477โน45.1K
-62.66%
Buy Apartment in City Center(m2)
-
$1,796โน169.9K
-
Buy Apartment Outside City Center(m2)
-
$926โน87.6K
-
๐ต Salaries & Financials
Shivamogga
Bangalore
Difference
Average Monthly Net Salary(After Tax)
$422โน39.9K
$931โน88.1K
-54.65%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.47
9.19
-7.83%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Shivamogga: April 28, 2026
Last update for Bangalore: April 26, 2026
Cost Breakdown
๐ A one-bedroom apartment in the center runs $122 in Shivamogga and $306 in Bangalore. Housing cost is often the main lever when comparing two cities.
๐ฐBangalore pays 120% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
๐Dining out: $15 in Shivamogga vs $17 in Bangalore for a mid-range dinner for two. Groceries echo the gap at $95 vs $131 per month, with Shivamogga cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Shivamogga vs Bangalore: Cost of Living - Frequently Asked Questions
Which city is more expensive, Shivamogga or Bangalore?
Shivamogga wins on cost โ living expenses run 55% lower than in Bangalore. Housing and daily spending are where you'll feel the difference most, making Shivamogga the obvious pick if budget is a priority.
Are salaries higher in Shivamogga or Bangalore?
On paper, Bangalore earns 120% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Shivamogga vs Bangalore?
Rent for a central apartment: $122 in Shivamogga versus $306 in Bangalore. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Shivamogga vs Bangalore?
A monthly transit pass in Shivamogga runs roughly 66% less than in Bangalore. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Shivamogga and Bangalore?
Childcare runs $51.8 in Shivamogga versus $114 in Bangalore. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $800/month in Shivamogga or Bangalore?
Either city works on $800 a month, though Shivamogga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Shivamogga or Bangalore?
Both work as nomad bases, but Shivamogga delivers better value โ similar infrastructure at $371 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Shivamogga hard to pass up.
How safe is Shivamogga compared to Bangalore?
Safety-wise, Shivamogga and Bangalore are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Shivamogga gentler on the wallet โ expenses run 55% less than in Bangalore. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Shivamogga vs other spots: cost of living compared