Cost of Living Comparison Between Shivamogga and Mumbai (Bombay) Cost of Living Comparison Between Shivamogga and Mumbai (Bombay)

Monthly Cost of Living

Monthly costs for one person with rent: $371 in Shivamogga versus $765 in Mumbai (Bombay).

Estimated couple costs with rent: $600 in Shivamogga versus $1,268 in Mumbai (Bombay).

Monthly costs for a family of three with rent: $829 in Shivamogga versus $1,770 in Mumbai (Bombay).

Living in Shivamogga costs roughly 51% less than in Mumbai (Bombay), driven mainly by Eating Out.

Both cities sit below the global median: Shivamogga 72% lower, Mumbai (Bombay) 43% lower.

Meal at Budget Restaurant

$3.29 ₹311

$5.37 ₹508

-38.73%

Three-Course Dinner for Two, Mid-Range

$14.88 ₹1,408

$21.77 ₹2,060

-31.65%

Fast Food Meal (McDonalds, etc)

$5.26 ₹497

$4.59 ₹434

14.60%

Cappuccino

$1.34 ₹127

$2.56 ₹242

-47.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹36.49

$0.47 ₹44.20

-17.02%

Water (0.33 liter bottle)

$0.21 ₹19.85

$0.19 ₹18.26

10.53%

Local Beer (0.5 liter draught)

$1.27 ₹120

$2.25 ₹213

-43.56%

Imported Beer (0.33 liter bottle)

$2.96 ₹280

$4.13 ₹391

-28.33%

Milk (1 liter)

$0.53 ₹49.91

$0.74 ₹69.9

-28.38%

White Bread (500g)

$0.46 ₹43.36

$0.48 ₹45.74

-4.17%

Rice (white) (1kg)

$0.74 ₹69.6

$0.79 ₹74.4

-6.33%

Eggs

$0.88 ₹83.3

$1.08 ₹102

-18.52%

Local Cheese (1kg)

$4.47 ₹423

$7.18 ₹679

-37.74%

Chicken Fillets (1kg)

$3.11 ₹294

$3.94 ₹372

-21.07%

Apples (1kg)

$2.04 ₹193

$2.31 ₹218

-11.69%

Banana (1kg)

$0.72 ₹67.8

$0.82 ₹77.4

-12.20%

Oranges (1kg)

$0.54 ₹51.4

$1.30 ₹123

-58.46%

Tomato (1kg)

$0.42 ₹39.92

$0.64 ₹60.5

-34.38%

Potato (1kg)

$0.39 ₹36.55

$0.57 ₹54.1

-31.58%

Onion (1kg)

$0.43 ₹40.59

$0.62 ₹58.9

-30.65%

Lettuce (1 head)

$0.22 ₹20.79

$0.64 ₹60.2

-65.63%

Water (1.5 liter bottle)

$0.42 ₹39.83

$0.35 ₹33.33

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.46 ₹327

$4.21 ₹398

-17.81%

Wine (Bottle)

$7.04 ₹666

$8.22 ₹778

-14.36%

Local Beer (0.5 liter bottle)

$0.95 ₹89.8

$2.10 ₹199

-54.76%

Imported Beer (0.33 liter bottle)

$1.74 ₹164

$3.30 ₹312

-47.27%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.48 ₹424

$7.25 ₹686

-38.21%

One-way Ticket (Public Transport)

$0.28 ₹26.32

$0.22 ₹20.67

27.27%

Public Transport Monthly Pass (Regular Price)

$8.90 ₹842

$4.59 ₹434

93.90%

Taxi Start (Normal Tariff)

$1.18 ₹112

$0.33 ₹31.57

257.58%

Taxi 1hour Waiting (Normal Tariff)

$2.29 ₹217

$1.41 ₹133

62.41%

Gasoline (1 liter)

$1.13 ₹107

$1.18 ₹112

-4.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.6K ₹1.1M

$17.6K ₹1.7M

-34.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.3K ₹3.1M

$24.9K ₹2.4M

29.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.40 ₹2,214

$51.3 ₹4,855

-54.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$1.92 ₹182

$5.05 ₹478

-61.98%

Internet (50+ Mbps, Unlimited Data)

$8.63 ₹816

$9.01 ₹852

-4.22%

Gym Membership (Monthly)

$8.19 ₹774

$22.71 ₹2,149

-63.94%

Tennis Court (1 Hour on Weekend)

$6.82 ₹646

$12.11 ₹1,145

-43.68%

Cinema Ticket

$2.48 ₹235

$4.78 ₹452

-48.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.0 ₹4,920

$119 ₹11.3K

-56.39%

International Primary School, 1 Child (Yearly)

$1,868 ₹176.7K

$3,361 ₹318.0K

-44.43%

Jeans (Levis 501 Or Similar)

$33.11 ₹3,132

$29.66 ₹2,806

11.63%

Summer Dress (H&M, Zara, etc)

$28.51 ₹2,697

$31.13 ₹2,945

-8.42%

Sport Shoes (Adidas, Nike)

$50.9 ₹4,817

$55.4 ₹5,242

-8.10%

Men's Leather Business Shoes

$24.10 ₹2,280

$40.58 ₹3,839

-40.61%

1-bedroom Apartment, City Center (Monthly)

$122 ₹11.5K

$689 ₹65.2K

-82.36%

1-bedroom Apartment, Outside City Center (Monthly)

$87.1 ₹8,238

$354 ₹33.5K

-75.39%

3-bedroom Apartment, City Center (Monthly)

$270 ₹25.5K

$1,843 ₹174.3K

-85.35%

3-bedroom Apartment, Outside City Center (Monthly)

$182 ₹17.2K

$851 ₹80.5K

-78.67%

Buy Apartment in City Center (m2)

$6,359 ₹601.6K

Buy Apartment Outside City Center (m2)

$2,719 ₹257.2K

Average Monthly Net Salary (After Tax)

$349 ₹33.0K

$744 ₹70.4K

-53.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.47

9.22

-8.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shivamogga: June 14, 2026

Last update for Mumbai (Bombay): June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $122 in Shivamogga and $689 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 113% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $15.00 in Shivamogga vs $22.00 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $94.0 vs $129 per month, with Shivamogga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shivamogga vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Shivamogga and Mumbai (Bombay) differ by about 106% in total monthly costs ($371 vs $765 including rent). Shivamogga is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Mumbai (Bombay) earns 113% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $122 in Shivamogga versus $689 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 37% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Shivamogga – a meal for two runs $15.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $371 in Shivamogga versus $765 in Mumbai (Bombay), a $1,000 budget is realistic in Shivamogga but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Shivamogga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Shivamogga and Mumbai (Bombay) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shivamogga gentler on the wallet – expenses run 106% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.