Last update: Oct 2026

Cost of Living Comparison Between Shivamogga and Mumbai (Bombay)

For one person, living is cheaper in Shivamogga: $345 a month against $813 in Mumbai (Bombay), rent and utilities included – about $5,600 less a year. Rent and utilities account for most of the difference.

17

Cost of Living Index in Shivamogga
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Shivamogga Living Index
39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Shivamogga

🇮🇳 India

$345

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Monthly Cost of Living

How much you'll spend in Shivamogga and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shivamogga and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $345 in Shivamogga versus $813 in Mumbai (Bombay).

Shivamogga $345
Mumbai (Bombay) $813

Estimated couple costs with rent: $568 in Shivamogga versus $1,352 in Mumbai (Bombay).

Shivamogga $568
Mumbai (Bombay) $1,352

Monthly costs for a family of three with rent: $791 in Shivamogga versus $1,891 in Mumbai (Bombay).

Shivamogga $791
Mumbai (Bombay) $1,891

Living in Shivamogga costs roughly 58% less than in Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Shivamogga 75% lower, Mumbai (Bombay) 40% lower.

Meal at Budget Restaurant

$2.40 ₹228

$5.35 ₹508

-55.14%

Three-Course Dinner for Two, Mid-Range

$13.83 ₹1,313

$20.87 ₹1,982

-33.73%

Fast Food Meal (McDonalds, etc)

$4.67 ₹443

$4.08 ₹387

14.46%

Cappuccino

$0.97 ₹92.1

$2.78 ₹264

-65.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹36.84

$0.40 ₹38.23

-2.50%

Water (0.33 liter bottle)

$0.18 ₹17.48

$0.15 ₹14.42

20.00%

Local Beer (0.5 liter draught)

$1.13 ₹107

$2.64 ₹251

-57.20%

Imported Beer (0.33 liter bottle)

$2.59 ₹246

$4.25 ₹404

-39.06%

Milk (1 liter)

$0.51 ₹48.04

$0.74 ₹70.5

-31.08%

White Bread (500g)

$0.42 ₹39.98

$0.54 ₹51.3

-22.22%

Rice (white) (1kg)

$0.70 ₹66.4

$0.78 ₹74.1

-10.26%

Eggs

$0.91 ₹86.5

$1.00 ₹95.1

-9.00%

Local Cheese (1kg)

$4.04 ₹384

$5.61 ₹533

-27.99%

Chicken Fillets (1kg)

$2.94 ₹279

$3.58 ₹340

-17.88%

Apples (1kg)

$1.75 ₹166

$2.17 ₹206

-19.35%

Banana (1kg)

$0.62 ₹58.6

$0.69 ₹65.8

-10.14%

Oranges (1kg)

$0.48 ₹45.89

$1.21 ₹114

-60.33%

Tomato (1kg)

$0.35 ₹33.48

$0.49 ₹46.33

-28.57%

Potato (1kg)

$0.31 ₹29.24

$0.33 ₹31.70

-6.06%

Onion (1kg)

$0.41 ₹39.34

$0.37 ₹35.53

10.81%

Lettuce (1 head)

$0.22 ₹20.93

$0.44 ₹41.78

-50.00%

Water (1.5 liter bottle)

$0.30 ₹28.82

$0.31 ₹29.64

-3.23%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 ₹486

$5.00 ₹475

2.40%

Wine (Bottle)

$6.85 ₹650

$8.34 ₹792

-17.87%

Local Beer (0.5 liter bottle)

$0.84 ₹79.8

$1.99 ₹189

-57.79%

Imported Beer (0.33 liter bottle)

$2.93 ₹278

$3.12 ₹296

-6.09%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.83 ₹458

$6.01 ₹570

-19.63%

One-way Ticket (Public Transport)

$0.15 ₹14.48

$0.20 ₹18.95

-25.00%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹655

Taxi Start (Normal Tariff)

$1.07 ₹102

$0.31 ₹29.84

245.16%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.78

$0.31 ₹29.41

Taxi 1hour Waiting (Normal Tariff)

$1.50 ₹142

$1.61 ₹153

-6.83%

Gasoline (1 liter)

$1.08 ₹102

$1.10 ₹105

-1.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$15.6K ₹1.5M

-26.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.2K ₹2.8M

$22.4K ₹2.1M

30.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.84 ₹1,978

$61.9 ₹5,872

-66.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.49 ₹236

$4.52 ₹429

-44.91%

Internet (50+ Mbps, Unlimited Data)

$8.02 ₹761

$8.97 ₹852

-10.59%

Gym Membership (Monthly)

$7.50 ₹712

$37.11 ₹3,524

-79.79%

Tennis Court (1 Hour on Weekend)

$2.14 ₹203

$14.11 ₹1,340

-84.83%

Cinema Ticket

$2.36 ₹224

$5.01 ₹475

-52.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$112 ₹10.6K

$119 ₹11.3K

-5.87%

International Primary School, 1 Child (Yearly)

$1,691 ₹160.5K

$4,948 ₹469.8K

-65.83%

Jeans (Levis 501 Or Similar)

$31.82 ₹3,021

$36.37 ₹3,453

-12.51%

Summer Dress (H&M, Zara, etc)

$35.64 ₹3,383

$38.71 ₹3,675

-7.93%

Sport Shoes (Adidas, Nike)

$60.0 ₹5,692

$54.7 ₹5,196

9.54%

Men's Leather Business Shoes

$27.71 ₹2,631

$48.03 ₹4,560

-42.31%

1-bedroom Apartment, City Center (Monthly)

$160 ₹15.1K

$640 ₹60.7K

-75.07%

1-bedroom Apartment, Outside City Center (Monthly)

$81.9 ₹7,777

$372 ₹35.3K

-77.96%

3-bedroom Apartment, City Center (Monthly)

$311 ₹29.5K

$2,093 ₹198.7K

-85.13%

3-bedroom Apartment, Outside City Center (Monthly)

$193 ₹18.3K

$925 ₹87.8K

-79.12%

Buy Apartment in City Center (m2)

$5,706 ₹541.7K

Buy Apartment Outside City Center (m2)

$2,560 ₹243.0K

Average Monthly Net Salary (After Tax)

$335 ₹31.8K

$757 ₹71.9K

-55.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.12

8.29

10.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shivamogga: October 26, 2026

Last update for Mumbai (Bombay): October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Shivamogga

$89 25.7%

Mumbai (Bombay)

$117 14.4% 32% $28

Accommodation & Living

Shivamogga

$82 23.7%

Mumbai (Bombay)

$372 45.7% 354% $290

Clothing & Footwear

Shivamogga

$70 20.2%

Mumbai (Bombay)

$80 9.8% 14.7% $10

Eating Out

Shivamogga

$58 16.8%

Mumbai (Bombay)

$112 13.8% 93.6% $54

Monthly Utilities & Internet

Shivamogga

$31 9.1%

Mumbai (Bombay)

$75 9.3% 140% $44

Sport & Entertainment

Shivamogga

$12 3.5%

Mumbai (Bombay)

$47 5.8% 286% $35

Getting Around

Shivamogga

$3.3 * 0.9%

Mumbai (Bombay)

$9.6 1.2% 194% $6.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $160 in Shivamogga and $640 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 2.3 times more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14 in Shivamogga vs $21 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $89 vs $117 per month, with Shivamogga cheaper across the board.

Good to know

🇮🇳 Shivamogga

🇮🇳 Mumbai (Bombay)

🕒 Local time

04:51 4:51 AM

Same time as Shivamogga

🌤 Weather

👥 Population

400,000

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.41 EUR

Exchange rates and currency converter

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Between locations

Shivamogga Mumbai (Bombay) 640 km ≈ 1 h 15 min nonstop flight

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Shivamogga
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shivamogga vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $345 in Shivamogga and $813 in Mumbai (Bombay), so Shivamogga is about 58% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 56% lower in Shivamogga. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $160 in Shivamogga versus $640 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $112 in Shivamogga versus $119 in Mumbai (Bombay). Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Shivamogga – a meal for two runs $14 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $345 in Shivamogga versus $813 in Mumbai (Bombay), a $800 budget is realistic in Shivamogga but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Shivamogga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Shivamogga wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.