Last update: Oct 2026

Cost of Living Comparison Between Rawalpindi and Shivamogga

For one person, living is cheaper in Shivamogga: $345 a month against $504 in Rawalpindi, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Rawalpindi
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Rawalpindi Living Index
17

Cost of Living Index in Shivamogga
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Shivamogga Living Index

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Rawalpindi

🇵🇰 Pakistan

$504

/mo nomad

Shivamogga

🇮🇳 India

$345

/mo nomad

Monthly Cost of Living

How much you'll spend in Rawalpindi and in Shivamogga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rawalpindi and in Shivamogga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $504 in Rawalpindi versus $345 in Shivamogga.

Rawalpindi $504
Shivamogga $345

Estimated couple costs with rent: $787 in Rawalpindi versus $568 in Shivamogga.

Rawalpindi $787
Shivamogga $568

Monthly costs for a family of three with rent: $1,069 in Rawalpindi versus $791 in Shivamogga.

Rawalpindi $1,069
Shivamogga $791

Living in Rawalpindi is roughly 46% more expensive than in Shivamogga, and outside of rent the biggest gap is in utilities.

Both cities sit below the global median: Rawalpindi 63% lower, Shivamogga 75% lower.

Meal at Budget Restaurant

$2.11 PKR 584

$2.40 ₹228

-12.08%

Three-Course Dinner for Two, Mid-Range

$16.10 PKR 4,450

$13.83 ₹1,313

16.41%

Fast Food Meal (McDonalds, etc)

$6.07 PKR 1,678

$4.67 ₹443

29.98%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.78 PKR 491

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.48 PKR 962

Cappuccino

$2.01 PKR 555

$0.97 ₹92.1

107.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$0.39 ₹36.84

2.56%

Water (0.33 liter bottle)

$0.23 PKR 63.1

$0.18 ₹17.48

27.78%

Local Beer (0.5 liter draught)

$1.13 ₹107

Imported Beer (0.33 liter bottle)

$2.59 ₹246

Milk (1 liter)

$0.87 PKR 240

$0.51 ₹48.04

70.59%

White Bread (500g)

$0.59 PKR 162

$0.42 ₹39.98

40.48%

Rice (white) (1kg)

$1.21 PKR 336

$0.70 ₹66.4

72.86%

Eggs

$1.10 PKR 303

$0.91 ₹86.5

20.88%

Local Cheese (1kg)

$6.25 PKR 1,728

$4.04 ₹384

54.70%

Chicken Fillets (1kg)

$3.55 PKR 982

$2.94 ₹279

20.75%

Beef Round Steak (1kg)

$4.94 PKR 1,365

Apples (1kg)

$1.20 PKR 332

$1.75 ₹166

-31.43%

Banana (1kg)

$0.87 PKR 241

$0.62 ₹58.6

40.32%

Oranges (1kg)

$1.21 PKR 336

$0.48 ₹45.89

152.08%

Tomato (1kg)

$0.52 PKR 145

$0.35 ₹33.48

48.57%

Potato (1kg)

$0.39 PKR 107

$0.31 ₹29.24

25.81%

Onion (1kg)

$0.46 PKR 127

$0.41 ₹39.34

12.20%

Lettuce (1 head)

$0.31 PKR 87.1

$0.22 ₹20.93

40.91%

Water (1.5 liter bottle)

$0.40 PKR 110

$0.30 ₹28.82

33.33%

Bottle of Non-Alcoholic Wine (Mid-Range)

$16.44 PKR 4,546

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.16 PKR 321

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.41 PKR 666

Cigarettes 20 Pack (Marlboro, Camel)

$2.04 PKR 564

$5.12 ₹486

-60.16%

Wine (Bottle)

$6.85 ₹650

Local Beer (0.5 liter bottle)

$0.84 ₹79.8

Imported Beer (0.33 liter bottle)

$2.93 ₹278

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.83 ₹458

One-way Ticket (Public Transport)

$0.19 PKR 53.8

$0.15 ₹14.48

26.67%

Public Transport Monthly Pass (Regular Price)

$10.06 PKR 2,780

Taxi Start (Normal Tariff)

$0.87 PKR 240

$1.07 ₹102

-18.69%

Taxi (Normal Tariff) (1km)

$0.35 PKR 95.5

$0.31 ₹29.78

12.90%

Taxi 1hour Waiting (Normal Tariff)

$3.11 PKR 859

$1.50 ₹142

107.33%

Gasoline (1 liter)

$1.24 PKR 342

$1.08 ₹102

14.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.3K PKR 5.3M

$11.4K ₹1.1M

68.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K PKR 6.5M

$29.2K ₹2.8M

-19.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 PKR 31.7K

$20.84 ₹1,978

450.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.61 PKR 1,550

$2.49 ₹236

125.30%

Internet (50+ Mbps, Unlimited Data)

$18.35 PKR 5,073

$8.02 ₹761

128.80%

Gym Membership (Monthly)

$12.01 PKR 3,319

$7.50 ₹712

60.13%

Tennis Court (1 Hour on Weekend)

$7.28 PKR 2,014

$2.14 ₹203

240.19%

Cinema Ticket

$4.25 PKR 1,174

$2.36 ₹224

80.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$48.77 PKR 13.5K

$112 ₹10.6K

-56.47%

International Primary School, 1 Child (Yearly)

$1,056 PKR 292.0K

$1,691 ₹160.5K

-37.51%

Jeans (Levis 501 Or Similar)

$17.54 PKR 4,848

$31.82 ₹3,021

-44.88%

Summer Dress (H&M, Zara, etc)

$32.61 PKR 9,014

$35.64 ₹3,383

-8.50%

Sport Shoes (Adidas, Nike)

$93.6 PKR 25.9K

$60.0 ₹5,692

56.20%

Men's Leather Business Shoes

$35.98 PKR 9,947

$27.71 ₹2,631

29.84%

1-bedroom Apartment, City Center (Monthly)

$183 PKR 50.5K

$160 ₹15.1K

14.62%

1-bedroom Apartment, Outside City Center (Monthly)

$87.2 PKR 24.1K

$81.9 ₹7,777

6.43%

3-bedroom Apartment, City Center (Monthly)

$396 PKR 109.4K

$311 ₹29.5K

27.27%

3-bedroom Apartment, Outside City Center (Monthly)

$221 PKR 61.2K

$193 ₹18.3K

14.61%

Buy Apartment in City Center (m2)

$1,007 PKR 278.4K

Buy Apartment Outside City Center (m2)

$434 PKR 120.1K

Average Monthly Net Salary (After Tax)

$174 PKR 48.0K

$335 ₹31.8K

-48.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.81

9.12

150.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rawalpindi: October 24, 2026

Last update for Shivamogga: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Rawalpindi

$139 27.5%

Shivamogga

$31 9.1% 77.4% $107

Groceries & Markets

Rawalpindi

$102 20.2%

Shivamogga

$89 25.7% 13% $13

Accommodation & Living

Rawalpindi

$87 17.3%

Shivamogga

$82 23.7% 6% $5.3

Clothing & Footwear

Rawalpindi

$81 16%

Shivamogga

$70 20.2% 13.7% $11

Eating Out

Rawalpindi

$62 12.2%

Shivamogga

$58 16.8% 6.1% $3.7

Sport & Entertainment

Rawalpindi

$21 4.1%

Shivamogga

$12 3.5% 40.4% $8.3

Getting Around

Rawalpindi

$13 2.7%

Shivamogga

$3.3 * 0.9% 75.8% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $183 in Rawalpindi and $160 in Shivamogga. Housing cost is often the main lever when comparing two cities.

Shivamogga pays 93% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16 in Rawalpindi vs $14 in Shivamogga for a mid-range dinner for two. Groceries echo the gap at $102 vs $89 per month, with Shivamogga cheaper across the board.

Good to know

🇵🇰 Rawalpindi

🇮🇳 Shivamogga

🕒 Local time

12:17 12:17 PM

12:47 12:47 PM

30 min ahead of Rawalpindi

🌤 Weather

👥 Population

2,098,231

400,000

💱 Currency

Pakistani Rupee PKR ₨

Indian Rupee INR ₹

📈 Exchange rate

1,000 PKR = 3.62 USD

1,000 PKR = 3.23 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.41 EUR

Exchange rates and currency converter

INR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 31, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 310 PKR (1,000 PKR = 3.23 EUR).

Indian Rupee exchange rates as of October 31, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.41 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Rawalpindi Shivamogga 2,200 km ≈ 3 h 15 min nonstop flight

From you

Rawalpindi
Shivamogga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rawalpindi vs Shivamogga: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $504 in Rawalpindi and $345 in Shivamogga, so Shivamogga is about 32% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 48% lower in Rawalpindi. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $183 in Rawalpindi versus $160 in Shivamogga. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $49 in Rawalpindi versus $112 in Shivamogga. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Shivamogga – a meal for two runs $14 versus $16 in Rawalpindi. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Shivamogga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.