Cost of Living Comparison Between Rawalpindi and Shivamogga Cost of Living Comparison Between Rawalpindi and Shivamogga

Monthly Cost of Living

Monthly costs for one person with rent: $423 in Rawalpindi versus $371 in Shivamogga.

Estimated couple costs with rent: $670 in Rawalpindi versus $606 in Shivamogga.

Monthly costs for a family of three with rent: $917 in Rawalpindi versus $841 in Shivamogga.

Living in Rawalpindi is roughly 14% more expensive than Shivamogga, driven mainly by Eating Out.

Both cities sit below the global median: Rawalpindi 68% lower, Shivamogga 72% lower.

Meal at Budget Restaurant

$1.75 PKR 488

$3.29 ₹311

-46.81%

Three-Course Dinner for Two, Mid-Range

$14.30 PKR 3,990

$15.24 ₹1,442

-6.17%

Fast Food Meal (McDonalds, etc)

$5.38 PKR 1,503

$5.18 ₹490

3.86%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.63 PKR 455

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.53 PKR 986

Cappuccino

$1.71 PKR 477

$1.33 ₹126

28.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.31 PKR 87.9

$0.35 ₹33.56

-11.43%

Water (0.33 liter bottle)

$0.21 PKR 58.4

$0.23 ₹21.79

-8.70%

Local Beer (0.5 liter draught)

$1.26 ₹119

Imported Beer (0.33 liter bottle)

$2.99 ₹283

Milk (1 liter)

$0.85 PKR 238

$0.54 ₹50.7

57.41%

White Bread (500g)

$0.52 PKR 144

$0.47 ₹44.39

10.64%

Rice (white) (1kg)

$1.29 PKR 360

$0.74 ₹70.5

74.32%

Eggs

$1.18 PKR 329

$0.84 ₹79.8

40.48%

Local Cheese (1kg)

$6.18 PKR 1,726

$4.40 ₹417

40.45%

Chicken Fillets (1kg)

$3.44 PKR 960

$3.18 ₹301

8.18%

Beef Round Steak (1kg)

$4.46 PKR 1,246

Apples (1kg)

$1.00 PKR 280

$2.12 ₹200

-52.83%

Banana (1kg)

$0.64 PKR 177

$0.69 ₹64.9

-7.25%

Oranges (1kg)

$0.86 PKR 239

$0.54 ₹51.5

59.26%

Tomato (1kg)

$0.48 PKR 134

$0.42 ₹40.10

14.29%

Potato (1kg)

$0.36 PKR 101

$0.42 ₹39.56

-14.29%

Onion (1kg)

$0.49 PKR 136

$0.47 ₹44.07

4.26%

Lettuce (1 head)

$0.24 PKR 66.4

$0.24 ₹22.85

Water (1.5 liter bottle)

$0.36 PKR 101

$0.42 ₹39.75

-14.29%

Bottle of Non-Alcoholic Wine (Mid-Range)

$15.92 PKR 4,443

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.99 PKR 278

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.30 PKR 643

Cigarettes 20 Pack (Marlboro, Camel)

$1.94 PKR 541

$3.59 ₹339

-45.96%

Wine (Bottle)

$6.74 ₹638

Local Beer (0.5 liter bottle)

$0.98 ₹92.9

Imported Beer (0.33 liter bottle)

$1.77 ₹167

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.56 ₹432

One-way Ticket (Public Transport)

$0.18 PKR 50.8

$0.28 ₹26.26

-35.71%

Public Transport Monthly Pass (Regular Price)

$9.95 PKR 2,777

$8.61 ₹814

15.56%

Taxi Start (Normal Tariff)

$0.84 PKR 234

$1.18 ₹111

-28.81%

Taxi (Normal Tariff) (1km)

$0.35 PKR 98.3

Taxi 1hour Waiting (Normal Tariff)

$3.07 PKR 857

$2.38 ₹225

28.99%

Gasoline (1 liter)

$0.97 PKR 271

$1.15 ₹109

-15.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.6K PKR 4.9M

$11.4K ₹1.1M

53.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K PKR 6.5M

$32.8K ₹3.1M

-29.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 PKR 28.7K

$23.55 ₹2,228

336.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 PKR 1,102

$1.96 ₹186

101.53%

Internet (50+ Mbps, Unlimited Data)

$16.31 PKR 4,551

$8.50 ₹804

91.88%

Gym Membership (Monthly)

$9.99 PKR 2,788

$8.31 ₹786

20.22%

Tennis Court (1 Hour on Weekend)

$7.52 PKR 2,100

$6.86 ₹649

9.62%

Cinema Ticket

$3.64 PKR 1,016

$2.37 ₹224

53.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$39.91 PKR 11.1K

$51.8 ₹4,900

-22.94%

International Primary School, 1 Child (Yearly)

$953 PKR 266.0K

$1,916 ₹181.3K

-50.25%

Jeans (Levis 501 Or Similar)

$11.64 PKR 3,250

$33.58 ₹3,178

-65.34%

Summer Dress (H&M, Zara, etc)

$18.40 PKR 5,137

$28.68 ₹2,713

-35.84%

Sport Shoes (Adidas, Nike)

$88.8 PKR 24.8K

$52.0 ₹4,922

70.72%

Men's Leather Business Shoes

$28.47 PKR 7,947

$23.65 ₹2,237

20.38%

1-bedroom Apartment, City Center (Monthly)

$130 PKR 36.3K

$122 ₹11.5K

6.68%

1-bedroom Apartment, Outside City Center (Monthly)

$64.5 PKR 18.0K

$86.0 ₹8,134

-24.94%

3-bedroom Apartment, City Center (Monthly)

$327 PKR 91.3K

$273 ₹25.8K

20.04%

3-bedroom Apartment, Outside City Center (Monthly)

$174 PKR 48.5K

$178 ₹16.8K

-2.34%

Buy Apartment in City Center (m2)

$1,159 PKR 323.4K

Buy Apartment Outside City Center (m2)

$522 PKR 145.6K

Average Monthly Net Salary (After Tax)

$174 PKR 48.4K

$422 ₹39.9K

-58.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.17

8.47

138.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rawalpindi: April 27, 2026

Last update for Shivamogga: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $130 in Rawalpindi and $122 in Shivamogga. Housing cost is often the main lever when comparing two cities.

Shivamogga pays 143% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14 in Rawalpindi vs $15 in Shivamogga for a mid-range dinner for two. Groceries echo the gap at $95 vs $95 per month, with Rawalpindi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rawalpindi vs Shivamogga: Cost of Living - Frequently Asked Questions

Rawalpindi and Shivamogga differ by about 14% in total monthly costs ($423 vs $371 including rent). Shivamogga is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Shivamogga earns 143% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $130 in Rawalpindi versus $122 in Shivamogga. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Shivamogga – a meal for two runs $15.00 versus $14.00 in Rawalpindi. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $423 per month in Rawalpindi versus $371 in Shivamogga – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Shivamogga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Rawalpindi and Shivamogga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shivamogga gentler on the wallet – expenses run 14% less than in Rawalpindi. Beyond cost, consider language, visa policies, and how big the international community is in each city.