Cost of Living Comparison Between Rawalpindi and Shivamogga Cost of Living Comparison Between Rawalpindi and Shivamogga

Monthly Cost of Living

Monthly costs for one person with rent: $427 in Rawalpindi versus $367 in Shivamogga.

Estimated couple costs with rent: $665 in Rawalpindi versus $594 in Shivamogga.

Monthly costs for a family of three with rent: $902 in Rawalpindi versus $820 in Shivamogga.

Living in Rawalpindi is roughly 16% more expensive than Shivamogga, driven mainly by Eating Out.

Both cities sit below the global median: Rawalpindi 68% lower, Shivamogga 73% lower.

Meal at Budget Restaurant

$1.75 PKR 485

$3.15 ₹300

-44.44%

Three-Course Dinner for Two, Mid-Range

$14.18 PKR 3,942

$15.08 ₹1,434

-5.97%

Fast Food Meal (McDonalds, etc)

$5.18 PKR 1,441

$5.09 ₹484

1.77%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.56 PKR 435

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.42 PKR 951

Cappuccino

$1.67 PKR 464

$1.28 ₹122

30.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 PKR 95.4

$0.36 ₹33.76

-5.56%

Water (0.33 liter bottle)

$0.21 PKR 58.1

$0.21 ₹19.96

Local Beer (0.5 liter draught)

$1.26 ₹119

Imported Beer (0.33 liter bottle)

$2.88 ₹274

Milk (1 liter)

$0.80 PKR 221

$0.56 ₹53.7

42.86%

White Bread (500g)

$0.56 PKR 156

$0.50 ₹47.81

12.00%

Rice (white) (1kg)

$1.29 PKR 358

$0.79 ₹74.7

63.29%

Eggs

$1.17 PKR 326

$0.83 ₹78.9

40.96%

Local Cheese (1kg)

$6.08 PKR 1,690

$4.39 ₹417

38.50%

Chicken Fillets (1kg)

$3.33 PKR 926

$3.22 ₹306

3.42%

Beef Round Steak (1kg)

$4.52 PKR 1,256

Apples (1kg)

$0.99 PKR 275

$2.16 ₹205

-54.17%

Banana (1kg)

$0.64 PKR 178

$0.71 ₹67.7

-9.86%

Oranges (1kg)

$0.92 PKR 256

$0.55 ₹51.9

67.27%

Tomato (1kg)

$0.51 PKR 141

$0.40 ₹37.60

27.50%

Potato (1kg)

$0.36 PKR 100

$0.39 ₹36.94

-7.69%

Onion (1kg)

$0.49 PKR 136

$0.43 ₹41.22

13.95%

Lettuce (1 head)

$0.24 PKR 66.7

$0.24 ₹22.89

Water (1.5 liter bottle)

$0.40 PKR 110

$0.43 ₹40.53

-6.98%

Bottle of Non-Alcoholic Wine (Mid-Range)

$16.38 PKR 4,554

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.02 PKR 285

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.28 PKR 635

Cigarettes 20 Pack (Marlboro, Camel)

$1.90 PKR 530

$3.39 ₹322

-43.95%

Wine (Bottle)

$6.68 ₹635

Local Beer (0.5 liter bottle)

$0.99 ₹94.0

Imported Beer (0.33 liter bottle)

$1.76 ₹167

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.44 ₹423

One-way Ticket (Public Transport)

$0.20 PKR 55.9

$0.28 ₹26.45

-28.57%

Public Transport Monthly Pass (Regular Price)

$9.52 PKR 2,646

$8.54 ₹812

11.48%

Taxi Start (Normal Tariff)

$0.84 PKR 234

$1.18 ₹112

-28.81%

Taxi (Normal Tariff) (1km)

$0.33 PKR 91.0

Taxi 1hour Waiting (Normal Tariff)

$3.07 PKR 854

$2.30 ₹219

33.48%

Gasoline (1 liter)

$0.91 PKR 254

$1.19 ₹113

-23.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K PKR 4.9M

$11.4K ₹1.1M

53.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K PKR 6.4M

$31.6K ₹3.0M

-27.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 PKR 27.9K

$23.61 ₹2,245

324.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.12 PKR 1,146

$1.99 ₹190

107.04%

Internet (50+ Mbps, Unlimited Data)

$16.38 PKR 4,555

$8.91 ₹847

83.84%

Gym Membership (Monthly)

$10.15 PKR 2,821

$8.10 ₹771

25.31%

Tennis Court (1 Hour on Weekend)

$7.73 PKR 2,150

$7.10 ₹675

8.87%

Cinema Ticket

$3.61 PKR 1,005

$2.45 ₹233

47.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$40.70 PKR 11.3K

$50.5 ₹4,799

-19.36%

International Primary School, 1 Child (Yearly)

$965 PKR 268.4K

$1,873 ₹178.1K

-48.46%

Jeans (Levis 501 Or Similar)

$11.77 PKR 3,273

$33.35 ₹3,171

-64.71%

Summer Dress (H&M, Zara, etc)

$18.65 PKR 5,184

$28.54 ₹2,714

-34.65%

Sport Shoes (Adidas, Nike)

$89.8 PKR 25.0K

$50.6 ₹4,809

77.60%

Men's Leather Business Shoes

$28.17 PKR 7,832

$24.01 ₹2,283

17.33%

1-bedroom Apartment, City Center (Monthly)

$133 PKR 37.0K

$125 ₹11.9K

6.39%

1-bedroom Apartment, Outside City Center (Monthly)

$65.5 PKR 18.2K

$86.6 ₹8,232

-24.30%

3-bedroom Apartment, City Center (Monthly)

$333 PKR 92.6K

$279 ₹26.6K

19.20%

3-bedroom Apartment, Outside City Center (Monthly)

$172 PKR 47.9K

$178 ₹16.9K

-3.14%

Buy Apartment in City Center (m2)

$1,130 PKR 314.2K

Buy Apartment Outside City Center (m2)

$511 PKR 142.1K

Average Monthly Net Salary (After Tax)

$173 PKR 48.2K

$342 ₹32.5K

-49.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.17

8.47

138.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rawalpindi: June 6, 2026

Last update for Shivamogga: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $133 in Rawalpindi and $125 in Shivamogga. Housing cost is often the main lever when comparing two cities.

Shivamogga pays 97% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Rawalpindi vs $15.00 in Shivamogga for a mid-range dinner for two. Groceries echo the gap at $95.0 vs $96.0 per month, with Rawalpindi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rawalpindi vs Shivamogga: Cost of Living - Frequently Asked Questions

Rawalpindi and Shivamogga differ by about 16% in total monthly costs ($427 vs $367 including rent). Shivamogga is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Shivamogga earns 97% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $133 in Rawalpindi versus $125 in Shivamogga. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Shivamogga – a meal for two runs $15.00 versus $14.00 in Rawalpindi. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $427 per month in Rawalpindi versus $367 in Shivamogga – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Shivamogga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Rawalpindi and Shivamogga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shivamogga gentler on the wallet – expenses run 16% less than in Rawalpindi. Beyond cost, consider language, visa policies, and how big the international community is in each city.