Cost of Living Comparison Between Shivamogga and Kalyani Cost of Living Comparison Between Shivamogga and Kalyani

Monthly Cost of Living

Monthly costs for one person with rent: $367 in Shivamogga versus $390 in Kalyani.

Estimated couple costs with rent: $594 in Shivamogga versus $615 in Kalyani.

Monthly costs for a family of three with rent: $820 in Shivamogga versus $840 in Kalyani.

Living in Shivamogga costs roughly 6% less than in Kalyani, driven mainly by Groceries & Markets.

Both cities sit below the global median: Shivamogga 73% lower, Kalyani 71% lower.

Meal at Budget Restaurant

$3.15 ₹300

$3.14 ₹298

0.32%

Three-Course Dinner for Two, Mid-Range

$15.08 ₹1,434

$11.69 ₹1,112

29.00%

Fast Food Meal (McDonalds, etc)

$5.09 ₹484

$4.80 ₹457

6.04%

Cappuccino

$1.28 ₹122

$1.78 ₹169

-28.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₹33.76

$0.22 ₹20.86

63.64%

Water (0.33 liter bottle)

$0.21 ₹19.96

$0.16 ₹15.01

31.25%

Local Beer (0.5 liter draught)

$1.26 ₹119

$1.77 ₹169

-28.81%

Imported Beer (0.33 liter bottle)

$2.88 ₹274

$2.83 ₹269

1.77%

Milk (1 liter)

$0.56 ₹53.7

$0.72 ₹68.5

-22.22%

White Bread (500g)

$0.50 ₹47.81

$0.43 ₹40.62

16.28%

Rice (white) (1kg)

$0.79 ₹74.7

$0.69 ₹65.4

14.49%

Eggs

$0.83 ₹78.9

$0.86 ₹81.4

-3.49%

Local Cheese (1kg)

$4.39 ₹417

$5.27 ₹501

-16.70%

Chicken Fillets (1kg)

$3.22 ₹306

$2.92 ₹278

10.27%

Apples (1kg)

$2.16 ₹205

$2.54 ₹241

-14.96%

Banana (1kg)

$0.71 ₹67.7

$0.57 ₹54.0

24.56%

Oranges (1kg)

$0.55 ₹51.9

$0.71 ₹67.6

-22.54%

Tomato (1kg)

$0.40 ₹37.60

$0.66 ₹62.4

-39.39%

Potato (1kg)

$0.39 ₹36.94

$0.36 ₹33.95

8.33%

Onion (1kg)

$0.43 ₹41.22

$0.53 ₹50.0

-18.87%

Lettuce (1 head)

$0.24 ₹22.89

$0.44 ₹42.05

-45.45%

Water (1.5 liter bottle)

$0.43 ₹40.53

$0.30 ₹28.74

43.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.39 ₹322

$3.26 ₹310

3.99%

Wine (Bottle)

$6.68 ₹635

$7.87 ₹748

-15.12%

Local Beer (0.5 liter bottle)

$0.99 ₹94.0

$1.43 ₹136

-30.77%

Imported Beer (0.33 liter bottle)

$1.76 ₹167

$2.39 ₹228

-26.36%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.44 ₹423

$7.27 ₹691

-38.93%

One-way Ticket (Public Transport)

$0.28 ₹26.45

$0.28 ₹26.30

Public Transport Monthly Pass (Regular Price)

$8.54 ₹812

$8.88 ₹845

-3.83%

Taxi Start (Normal Tariff)

$1.18 ₹112

$0.59 ₹56.2

100.00%

Taxi (Normal Tariff) (1km)

$0.11 ₹10.11

Taxi 1hour Waiting (Normal Tariff)

$2.30 ₹219

$2.08 ₹198

10.58%

Gasoline (1 liter)

$1.19 ₹113

$1.25 ₹119

-4.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$15.8K ₹1.5M

-28.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.6K ₹3.0M

$23.0K ₹2.2M

36.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.61 ₹2,245

$41.27 ₹3,924

-42.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$1.99 ₹190

$3.41 ₹324

-41.64%

Internet (50+ Mbps, Unlimited Data)

$8.91 ₹847

$4.83 ₹460

84.47%

Gym Membership (Monthly)

$8.10 ₹771

$9.49 ₹903

-14.65%

Tennis Court (1 Hour on Weekend)

$7.10 ₹675

$6.87 ₹653

3.35%

Cinema Ticket

$2.45 ₹233

$2.63 ₹250

-6.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$50.5 ₹4,799

$21.01 ₹1,998

140.22%

International Primary School, 1 Child (Yearly)

$1,873 ₹178.1K

$859 ₹81.7K

117.94%

Jeans (Levis 501 Or Similar)

$33.35 ₹3,171

$16.60 ₹1,579

100.90%

Summer Dress (H&M, Zara, etc)

$28.54 ₹2,714

$30.74 ₹2,924

-7.16%

Sport Shoes (Adidas, Nike)

$50.6 ₹4,809

$39.53 ₹3,759

27.93%

Men's Leather Business Shoes

$24.01 ₹2,283

$30.93 ₹2,942

-22.37%

1-bedroom Apartment, City Center (Monthly)

$125 ₹11.9K

$122 ₹11.6K

2.20%

1-bedroom Apartment, Outside City Center (Monthly)

$86.6 ₹8,232

$76.6 ₹7,287

12.97%

3-bedroom Apartment, City Center (Monthly)

$279 ₹26.6K

$275 ₹26.1K

1.72%

3-bedroom Apartment, Outside City Center (Monthly)

$178 ₹16.9K

$183 ₹17.4K

-3.05%

Buy Apartment in City Center (m2)

$1,017 ₹96.8K

Buy Apartment Outside City Center (m2)

$555 ₹52.7K

Average Monthly Net Salary (After Tax)

$342 ₹32.5K

$299 ₹28.4K

14.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.47

7.5

12.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shivamogga: June 7, 2026

Last update for Kalyani: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $125 in Shivamogga and $122 in Kalyani. Housing cost is often the main lever when comparing two cities.

Shivamogga pays 14% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $15.00 in Shivamogga vs $12.00 in Kalyani. Groceries flip the comparison at $96.0 vs $105, with Shivamogga cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shivamogga vs Kalyani: Cost of Living - Frequently Asked Questions

Shivamogga is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Getting Around. The 6% gap adds up to real monthly savings that compound significantly over time.

Shivamogga pays 14% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $125 in Shivamogga versus $122 in Kalyani. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Shivamogga – a meal for two runs $15.00 versus $12.00 in Kalyani. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $367 per month in Shivamogga versus $390 in Kalyani – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Shivamogga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Shivamogga and Kalyani are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shivamogga gentler on the wallet – expenses run 6% less than in Kalyani. Beyond cost, consider language, visa policies, and how big the international community is in each city.