Last update: Oct 2026

Cost of Living Comparison Between Shivamogga and Kalyani

For one person, living is cheaper in Kalyani: $317 a month against $345 in Shivamogga, rent and utilities included – about $340 less a year. Higher rent and utilities in Shivamogga outweigh lower spending on other living expenses.

17

Cost of Living Index in Shivamogga
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Shivamogga Living Index
15

Cost of Living Index in Kalyani
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Kalyani Living Index

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Shivamogga

🇮🇳 India

$345

/mo nomad

Kalyani

🇮🇳 India

$317

/mo nomad

Monthly Cost of Living

How much you'll spend in Shivamogga and in Kalyani

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shivamogga and in Kalyani actually costs, broken down by who's living it.

Monthly costs for one person with rent: $345 in Shivamogga versus $317 in Kalyani.

Shivamogga $345
Kalyani $317

Estimated couple costs with rent: $568 in Shivamogga versus $497 in Kalyani.

Shivamogga $568
Kalyani $497

Monthly costs for a family of three with rent: $791 in Shivamogga versus $677 in Kalyani.

Shivamogga $791
Kalyani $677

Living in Shivamogga is roughly 9% more expensive than in Kalyani, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Shivamogga 75% lower, Kalyani 77% lower.

Meal at Budget Restaurant

$2.40 ₹228

$2.16 ₹205

11.11%

Three-Course Dinner for Two, Mid-Range

$13.83 ₹1,313

$14.16 ₹1,344

-2.33%

Fast Food Meal (McDonalds, etc)

$4.67 ₹443

$4.14 ₹393

12.80%

Cappuccino

$0.97 ₹92.1

$1.70 ₹161

-42.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹36.84

$0.42 ₹39.47

-7.14%

Water (0.33 liter bottle)

$0.18 ₹17.48

$0.13 ₹12.74

38.46%

Local Beer (0.5 liter draught)

$1.13 ₹107

$1.93 ₹183

-41.45%

Imported Beer (0.33 liter bottle)

$2.59 ₹246

$3.12 ₹296

-16.99%

Milk (1 liter)

$0.51 ₹48.04

$0.65 ₹61.9

-21.54%

White Bread (500g)

$0.42 ₹39.98

$0.48 ₹45.19

-12.50%

Rice (white) (1kg)

$0.70 ₹66.4

$0.55 ₹52.1

27.27%

Eggs

$0.91 ₹86.5

$0.94 ₹88.9

-3.19%

Local Cheese (1kg)

$4.04 ₹384

$5.47 ₹519

-26.14%

Chicken Fillets (1kg)

$2.94 ₹279

$2.50 ₹237

17.60%

Apples (1kg)

$1.75 ₹166

$2.49 ₹236

-29.72%

Banana (1kg)

$0.62 ₹58.6

$0.51 ₹48.05

21.57%

Oranges (1kg)

$0.48 ₹45.89

$0.61 ₹58.2

-21.31%

Tomato (1kg)

$0.35 ₹33.48

$0.56 ₹53.2

-37.50%

Potato (1kg)

$0.31 ₹29.24

$0.27 ₹25.41

14.81%

Onion (1kg)

$0.41 ₹39.34

$0.43 ₹40.87

-4.65%

Lettuce (1 head)

$0.22 ₹20.93

$0.31 ₹29.24

-29.03%

Water (1.5 liter bottle)

$0.30 ₹28.82

$0.25 ₹23.56

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 ₹486

$3.58 ₹340

43.02%

Wine (Bottle)

$6.85 ₹650

$7.84 ₹744

-12.63%

Local Beer (0.5 liter bottle)

$0.84 ₹79.8

$1.49 ₹141

-43.62%

Imported Beer (0.33 liter bottle)

$2.93 ₹278

$2.71 ₹257

8.12%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.83 ₹458

$7.09 ₹673

-31.88%

One-way Ticket (Public Transport)

$0.15 ₹14.48

$0.15 ₹14.68

Public Transport Monthly Pass (Regular Price)

$2.58 ₹245

Taxi Start (Normal Tariff)

$1.07 ₹102

$0.83 ₹78.7

28.92%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.78

$0.10 ₹9.91

210.00%

Taxi 1hour Waiting (Normal Tariff)

$1.50 ₹142

$1.61 ₹153

-6.83%

Gasoline (1 liter)

$1.08 ₹102

$1.11 ₹105

-2.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K ₹1.1M

$13.0K ₹1.2M

-12.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.2K ₹2.8M

$22.8K ₹2.2M

28.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.84 ₹1,978

$53.7 ₹5,097

-61.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.49 ₹236

$3.19 ₹303

-21.94%

Internet (50+ Mbps, Unlimited Data)

$8.02 ₹761

$4.35 ₹413

84.37%

Gym Membership (Monthly)

$7.50 ₹712

$8.77 ₹832

-14.48%

Tennis Court (1 Hour on Weekend)

$2.14 ₹203

Cinema Ticket

$2.36 ₹224

$2.30 ₹219

2.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$112 ₹10.6K

$19.00 ₹1,804

489.63%

International Primary School, 1 Child (Yearly)

$1,691 ₹160.5K

$779 ₹73.9K

117.10%

Jeans (Levis 501 Or Similar)

$31.82 ₹3,021

$15.50 ₹1,471

105.29%

Summer Dress (H&M, Zara, etc)

$35.64 ₹3,383

$25.95 ₹2,463

37.34%

Sport Shoes (Adidas, Nike)

$60.0 ₹5,692

$35.60 ₹3,380

68.40%

Men's Leather Business Shoes

$27.71 ₹2,631

$29.30 ₹2,781

-5.43%

1-bedroom Apartment, City Center (Monthly)

$160 ₹15.1K

$50.2 ₹4,768

217.60%

1-bedroom Apartment, Outside City Center (Monthly)

$81.9 ₹7,777

$20.67 ₹1,963

296.32%

3-bedroom Apartment, City Center (Monthly)

$311 ₹29.5K

$146 ₹13.9K

113.16%

3-bedroom Apartment, Outside City Center (Monthly)

$193 ₹18.3K

$48.11 ₹4,567

301.27%

Average Monthly Net Salary (After Tax)

$335 ₹31.8K

$304 ₹28.9K

10.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.12

7.5

21.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shivamogga: October 26, 2026

Last update for Kalyani: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Shivamogga

$89 25.7%

Kalyani

$101 31.9% 14.1% $13

Accommodation & Living

Shivamogga

$82 23.7%

Kalyani

$21 6.5% 74.8% $61

Clothing & Footwear

Shivamogga

$70 20.2%

Kalyani

$48 15.1% 31.4% $22

Eating Out

Shivamogga

$58 16.8%

Kalyani

$68 21.5% 17.6% $10

Monthly Utilities & Internet

Shivamogga

$31 9.1%

Kalyani

$61 19.3% 95.3% $30

Sport & Entertainment

Shivamogga

$12 3.5%

Kalyani

$13 4.2% 9.5% $1.2

Getting Around

Shivamogga

$3.3 * 0.9%

Kalyani

$4.6 1.4% 40% $1.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $160 in Shivamogga and $50 in Kalyani. Housing cost is often the main lever when comparing two cities.

Shivamogga pays 10% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $14 in Shivamogga vs $14 in Kalyani for a mid-range dinner for two. Groceries echo the gap at $89 vs $101 per month, with Shivamogga cheaper across the board.

Good to know

🇮🇳 Shivamogga

🇮🇳 Kalyani

🕒 Local time

21:00 9:00 PM

Same time as Shivamogga

🌤 Weather

👥 Population

400,000

100,600

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.42 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.42 EUR

Exchange rates and currency converter

On the map

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Between locations

Shivamogga Kalyani 1,690 km ≈ 2 h 30 min nonstop flight

From you

Shivamogga
Kalyani

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shivamogga vs Kalyani: Cost of Living - Frequently Asked Questions

Kalyani is about 8% cheaper overall, especially in clothing and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 10% higher in Shivamogga, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $160 in Shivamogga versus $50 in Kalyani. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Shivamogga pay roughly 12% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Childcare runs $112 in Shivamogga versus $19 in Kalyani. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,000 a month, though Kalyani gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Shivamogga and Kalyani are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Kalyani wins on affordability, Shivamogga on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.