Last update: Oct 2026

Cost of Living Comparison Between Kalyani and Shivamogga

For one person, living is cheaper in Kalyani: $317 a month against $345 in Shivamogga, rent and utilities included – about $340 less a year. Higher rent and utilities in Shivamogga outweigh lower spending on other living expenses.

15

Cost of Living Index in Kalyani
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Kalyani Living Index
17

Cost of Living Index in Shivamogga
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Shivamogga Living Index

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Kalyani

🇮🇳 India

$317

/mo nomad

Shivamogga

🇮🇳 India

$345

/mo nomad

Monthly Cost of Living

How much you'll spend in Kalyani and in Shivamogga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kalyani and in Shivamogga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $317 in Kalyani versus $345 in Shivamogga.

Kalyani $317
Shivamogga $345

Estimated couple costs with rent: $497 in Kalyani versus $568 in Shivamogga.

Kalyani $497
Shivamogga $568

Monthly costs for a family of three with rent: $677 in Kalyani versus $791 in Shivamogga.

Kalyani $677
Shivamogga $791

Living in Kalyani costs roughly 8% less than in Shivamogga, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Kalyani 77% lower, Shivamogga 75% lower.

Meal at Budget Restaurant

$2.16 ₹205

$2.40 ₹228

-10.00%

Three-Course Dinner for Two, Mid-Range

$14.16 ₹1,344

$13.83 ₹1,313

2.39%

Fast Food Meal (McDonalds, etc)

$4.14 ₹393

$4.67 ₹443

-11.35%

Cappuccino

$1.70 ₹161

$0.97 ₹92.1

75.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₹39.47

$0.39 ₹36.84

7.69%

Water (0.33 liter bottle)

$0.13 ₹12.74

$0.18 ₹17.48

-27.78%

Local Beer (0.5 liter draught)

$1.93 ₹183

$1.13 ₹107

70.80%

Imported Beer (0.33 liter bottle)

$3.12 ₹296

$2.59 ₹246

20.46%

Milk (1 liter)

$0.65 ₹61.9

$0.51 ₹48.04

27.45%

White Bread (500g)

$0.48 ₹45.19

$0.42 ₹39.98

14.29%

Rice (white) (1kg)

$0.55 ₹52.1

$0.70 ₹66.4

-21.43%

Eggs

$0.94 ₹88.9

$0.91 ₹86.5

3.30%

Local Cheese (1kg)

$5.47 ₹519

$4.04 ₹384

35.40%

Chicken Fillets (1kg)

$2.50 ₹237

$2.94 ₹279

-14.97%

Apples (1kg)

$2.49 ₹236

$1.75 ₹166

42.29%

Banana (1kg)

$0.51 ₹48.05

$0.62 ₹58.6

-17.74%

Oranges (1kg)

$0.61 ₹58.2

$0.48 ₹45.89

27.08%

Tomato (1kg)

$0.56 ₹53.2

$0.35 ₹33.48

60.00%

Potato (1kg)

$0.27 ₹25.41

$0.31 ₹29.24

-12.90%

Onion (1kg)

$0.43 ₹40.87

$0.41 ₹39.34

4.88%

Lettuce (1 head)

$0.31 ₹29.24

$0.22 ₹20.93

40.91%

Water (1.5 liter bottle)

$0.25 ₹23.56

$0.30 ₹28.82

-16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.58 ₹340

$5.12 ₹486

-30.08%

Wine (Bottle)

$7.84 ₹744

$6.85 ₹650

14.45%

Local Beer (0.5 liter bottle)

$1.49 ₹141

$0.84 ₹79.8

77.38%

Imported Beer (0.33 liter bottle)

$2.71 ₹257

$2.93 ₹278

-7.51%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.09 ₹673

$4.83 ₹458

46.79%

One-way Ticket (Public Transport)

$0.15 ₹14.68

$0.15 ₹14.48

Public Transport Monthly Pass (Regular Price)

$2.58 ₹245

Taxi Start (Normal Tariff)

$0.83 ₹78.7

$1.07 ₹102

-22.43%

Taxi (Normal Tariff) (1km)

$0.10 ₹9.91

$0.31 ₹29.78

-67.74%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$1.50 ₹142

7.33%

Gasoline (1 liter)

$1.11 ₹105

$1.08 ₹102

2.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.0K ₹1.2M

$11.4K ₹1.1M

13.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₹2.2M

$29.2K ₹2.8M

-22.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$53.7 ₹5,097

$20.84 ₹1,978

157.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.19 ₹303

$2.49 ₹236

28.11%

Internet (50+ Mbps, Unlimited Data)

$4.35 ₹413

$8.02 ₹761

-45.76%

Gym Membership (Monthly)

$8.77 ₹832

$7.50 ₹712

16.93%

Tennis Court (1 Hour on Weekend)

$2.14 ₹203

Cinema Ticket

$2.30 ₹219

$2.36 ₹224

-2.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$19.00 ₹1,804

$112 ₹10.6K

-83.04%

International Primary School, 1 Child (Yearly)

$779 ₹73.9K

$1,691 ₹160.5K

-53.94%

Jeans (Levis 501 Or Similar)

$15.50 ₹1,471

$31.82 ₹3,021

-51.29%

Summer Dress (H&M, Zara, etc)

$25.95 ₹2,463

$35.64 ₹3,383

-27.19%

Sport Shoes (Adidas, Nike)

$35.60 ₹3,380

$60.0 ₹5,692

-40.62%

Men's Leather Business Shoes

$29.30 ₹2,781

$27.71 ₹2,631

5.74%

1-bedroom Apartment, City Center (Monthly)

$50.2 ₹4,768

$160 ₹15.1K

-68.51%

1-bedroom Apartment, Outside City Center (Monthly)

$20.67 ₹1,963

$81.9 ₹7,777

-74.77%

3-bedroom Apartment, City Center (Monthly)

$146 ₹13.9K

$311 ₹29.5K

-53.09%

3-bedroom Apartment, Outside City Center (Monthly)

$48.11 ₹4,567

$193 ₹18.3K

-75.08%

Average Monthly Net Salary (After Tax)

$304 ₹28.9K

$335 ₹31.8K

-9.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

9.12

-17.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kalyani: October 25, 2026

Last update for Shivamogga: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kalyani

$101 31.9%

Shivamogga

$89 25.7% 12.4% $13

Eating Out

Kalyani

$68 21.5%

Shivamogga

$58 16.8% 15% $10

Monthly Utilities & Internet

Kalyani

$61 19.3%

Shivamogga

$31 9.1% 48.8% $30

Clothing & Footwear

Kalyani

$48 15.1%

Shivamogga

$70 20.2% 45.9% $22

Accommodation & Living

Kalyani

$21 6.5%

Shivamogga

$82 23.7% 296% $61

Sport & Entertainment

Kalyani

$13 4.2%

Shivamogga

$12 3.5% 8.7% $1.2

Getting Around

Kalyani

$4.6 1.4%

Shivamogga

$3.3 * 0.9% 28.6% $1.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $50 in Kalyani and $160 in Shivamogga. Housing cost is often the main lever when comparing two cities.

Shivamogga pays 10% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $14 in Kalyani vs $14 in Shivamogga. Groceries flip the comparison at $101 vs $89, with Shivamogga cheaper for home cooking.

Good to know

🇮🇳 Kalyani

🇮🇳 Shivamogga

🕒 Local time

12:47 12:47 PM

Same time as Kalyani

🌤 Weather

👥 Population

100,600

400,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.41 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Kalyani Shivamogga 1,690 km ≈ 2 h 30 min nonstop flight

From you

Kalyani
Shivamogga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kalyani vs Shivamogga: Cost of Living - Frequently Asked Questions

Kalyani is about 8% cheaper overall, especially in clothing and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 9% lower in Kalyani. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $50 in Kalyani versus $160 in Shivamogga. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Shivamogga pay roughly 12% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Childcare runs $19 in Kalyani versus $112 in Shivamogga. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,000 a month, though Kalyani gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kalyani and Shivamogga are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Kalyani wins on affordability, Shivamogga on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.