Cost of Living Comparison Between Kalyani and Shivamogga Cost of Living Comparison Between Kalyani and Shivamogga

Monthly Cost of Living

Monthly costs for one person with rent: $394 in Kalyani versus $371 in Shivamogga.

Estimated couple costs with rent: $625 in Kalyani versus $606 in Shivamogga.

Monthly costs for a family of three with rent: $856 in Kalyani versus $841 in Shivamogga.

Living in Kalyani is roughly 6% more expensive than Shivamogga, driven mainly by Groceries & Markets.

Both cities sit below the global median: Kalyani 71% lower, Shivamogga 72% lower.

Meal at Budget Restaurant

$3.13 ₹297

$3.29 ₹311

-4.86%

Three-Course Dinner for Two, Mid-Range

$11.67 ₹1,104

$15.24 ₹1,442

-23.43%

Fast Food Meal (McDonalds, etc)

$5.05 ₹478

$5.18 ₹490

-2.51%

Cappuccino

$1.78 ₹169

$1.33 ₹126

33.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.24 ₹22.83

$0.35 ₹33.56

-31.43%

Water (0.33 liter bottle)

$0.14 ₹13.45

$0.23 ₹21.79

-39.13%

Local Beer (0.5 liter draught)

$1.71 ₹162

$1.26 ₹119

35.71%

Imported Beer (0.33 liter bottle)

$2.99 ₹283

Milk (1 liter)

$0.72 ₹68.3

$0.54 ₹50.7

33.33%

White Bread (500g)

$0.43 ₹40.71

$0.47 ₹44.39

-8.51%

Rice (white) (1kg)

$0.67 ₹63.6

$0.74 ₹70.5

-9.46%

Eggs

$0.86 ₹81.8

$0.84 ₹79.8

2.38%

Local Cheese (1kg)

$5.53 ₹523

$4.40 ₹417

25.68%

Chicken Fillets (1kg)

$2.83 ₹268

$3.18 ₹301

-11.01%

Apples (1kg)

$2.42 ₹229

$2.12 ₹200

14.15%

Banana (1kg)

$0.55 ₹52.2

$0.69 ₹64.9

-20.29%

Oranges (1kg)

$0.73 ₹68.6

$0.54 ₹51.5

35.19%

Tomato (1kg)

$0.60 ₹56.8

$0.42 ₹40.10

42.86%

Potato (1kg)

$0.35 ₹33.37

$0.42 ₹39.56

-16.67%

Onion (1kg)

$0.53 ₹49.95

$0.47 ₹44.07

12.77%

Lettuce (1 head)

$0.41 ₹39.06

$0.24 ₹22.85

70.83%

Water (1.5 liter bottle)

$0.28 ₹26.07

$0.42 ₹39.75

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.11 ₹295

$3.59 ₹339

-13.37%

Wine (Bottle)

$8.61 ₹815

$6.74 ₹638

27.74%

Local Beer (0.5 liter bottle)

$1.42 ₹134

$0.98 ₹92.9

44.90%

Imported Beer (0.33 liter bottle)

$2.41 ₹228

$1.77 ₹167

36.16%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.63 ₹722

$4.56 ₹432

67.32%

One-way Ticket (Public Transport)

$0.30 ₹28.54

$0.28 ₹26.26

7.14%

Public Transport Monthly Pass (Regular Price)

$8.64 ₹818

$8.61 ₹814

0.35%

Taxi Start (Normal Tariff)

$0.60 ₹56.6

$1.18 ₹111

-49.15%

Taxi (Normal Tariff) (1km)

$0.10 ₹9.19

Taxi 1hour Waiting (Normal Tariff)

$2.01 ₹190

$2.38 ₹225

-15.55%

Gasoline (1 liter)

$1.26 ₹119

$1.15 ₹109

9.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.8K ₹1.5M

$11.4K ₹1.1M

38.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.0K ₹2.2M

$32.8K ₹3.1M

-29.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.66 ₹3,942

$23.55 ₹2,228

76.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.45 ₹326

$1.96 ₹186

76.02%

Internet (50+ Mbps, Unlimited Data)

$5.05 ₹478

$8.50 ₹804

-40.59%

Gym Membership (Monthly)

$9.32 ₹882

$8.31 ₹786

12.15%

Tennis Court (1 Hour on Weekend)

$6.97 ₹659

$6.86 ₹649

1.60%

Cinema Ticket

$2.70 ₹255

$2.37 ₹224

13.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$21.14 ₹2,000

$51.8 ₹4,900

-59.18%

International Primary School, 1 Child (Yearly)

$859 ₹81.3K

$1,916 ₹181.3K

-55.15%

Jeans (Levis 501 Or Similar)

$17.03 ₹1,611

$33.58 ₹3,178

-49.29%

Summer Dress (H&M, Zara, etc)

$29.77 ₹2,817

$28.68 ₹2,713

3.80%

Sport Shoes (Adidas, Nike)

$38.32 ₹3,626

$52.0 ₹4,922

-26.32%

Men's Leather Business Shoes

$31.31 ₹2,963

$23.65 ₹2,237

32.39%

1-bedroom Apartment, City Center (Monthly)

$125 ₹11.9K

$122 ₹11.5K

2.91%

1-bedroom Apartment, Outside City Center (Monthly)

$75.5 ₹7,141

$86.0 ₹8,134

-12.21%

3-bedroom Apartment, City Center (Monthly)

$272 ₹25.7K

$273 ₹25.8K

-0.27%

3-bedroom Apartment, Outside City Center (Monthly)

$180 ₹17.0K

$178 ₹16.8K

1.08%

Buy Apartment in City Center (m2)

$861 ₹81.5K

Buy Apartment Outside City Center (m2)

$550 ₹52.1K

Average Monthly Net Salary (After Tax)

$305 ₹28.8K

$422 ₹39.9K

-27.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

8.47

-11.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kalyani: April 27, 2026

Last update for Shivamogga: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $125 in Kalyani and $122 in Shivamogga. Housing cost is often the main lever when comparing two cities.

Shivamogga pays 38% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12 in Kalyani vs $15 in Shivamogga. Groceries flip the comparison at $106 vs $95, with Shivamogga cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kalyani vs Shivamogga: Cost of Living - Frequently Asked Questions

Shivamogga is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Getting Around. The 6% gap adds up to real monthly savings that compound significantly over time.

On paper, Shivamogga earns 38% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $125 in Kalyani versus $122 in Shivamogga. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Shivamogga – a meal for two runs $15.00 versus $12.00 in Kalyani. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $394 per month in Kalyani versus $371 in Shivamogga – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Shivamogga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kalyani and Shivamogga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shivamogga gentler on the wallet – expenses run 6% less than in Kalyani. Beyond cost, consider language, visa policies, and how big the international community is in each city.