Cost of Living Comparison Between Bangalore and Shivamogga Cost of Living Comparison Between Bangalore and Shivamogga

Monthly Cost of Living

Monthly costs for one person with rent: $565 in Bangalore versus $377 in Shivamogga.

Estimated couple costs with rent: $955 in Bangalore versus $603 in Shivamogga.

Monthly costs for a family of three with rent: $1,344 in Bangalore versus $828 in Shivamogga.

Living in Bangalore is roughly 50% more expensive than in Shivamogga, driven mainly by Groceries & Markets.

Both cities sit below the global median: Bangalore 58% lower, Shivamogga 72% lower.

Meal at Budget Restaurant

$3.47 ₹331

$3.21 ₹306

8.10%

Three-Course Dinner for Two, Mid-Range

$17.74 ₹1,692

$15.38 ₹1,467

15.34%

Fast Food Meal (McDonalds, etc)

$4.17 ₹397

$5.19 ₹495

-19.65%

Cappuccino

$2.41 ₹230

$1.32 ₹126

82.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₹40.81

$0.35 ₹33.84

22.86%

Water (0.33 liter bottle)

$0.17 ₹16.59

$0.23 ₹22.00

-26.09%

Local Beer (0.5 liter draught)

$2.29 ₹218

$1.31 ₹125

74.81%

Imported Beer (0.33 liter bottle)

$4.10 ₹392

$2.83 ₹270

44.88%

Milk (1 liter)

$0.64 ₹61.4

$0.56 ₹53.8

14.29%

White Bread (500g)

$0.57 ₹54.8

$0.49 ₹46.75

16.33%

Rice (white) (1kg)

$0.86 ₹81.8

$0.79 ₹75.7

8.86%

Eggs

$1.06 ₹101

$0.84 ₹80.0

26.19%

Local Cheese (1kg)

$7.45 ₹711

$4.44 ₹424

67.79%

Chicken Fillets (1kg)

$3.85 ₹368

$3.10 ₹296

24.19%

Apples (1kg)

$2.57 ₹245

$2.16 ₹206

18.98%

Banana (1kg)

$0.75 ₹71.6

$0.73 ₹69.5

2.74%

Oranges (1kg)

$1.12 ₹107

$0.50 ₹47.74

124.00%

Tomato (1kg)

$0.40 ₹38.27

$0.42 ₹40.44

-4.76%

Potato (1kg)

$0.51 ₹48.47

$0.41 ₹39.14

24.39%

Onion (1kg)

$0.54 ₹51.3

$0.46 ₹43.98

17.39%

Lettuce (1 head)

$0.47 ₹45.18

$0.24 ₹22.98

95.83%

Water (1.5 liter bottle)

$0.36 ₹33.95

$0.43 ₹40.95

-16.28%

Cigarettes 20 Pack (Marlboro, Camel)

$4.09 ₹390

$3.43 ₹327

19.24%

Wine (Bottle)

$10.27 ₹979

$6.73 ₹642

52.60%

Local Beer (0.5 liter bottle)

$2.14 ₹204

$0.95 ₹90.6

125.26%

Imported Beer (0.33 liter bottle)

$3.31 ₹316

$1.73 ₹165

91.33%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.58 ₹723

$4.47 ₹426

69.57%

One-way Ticket (Public Transport)

$0.56 ₹53.2

$0.30 ₹28.83

86.67%

Public Transport Monthly Pass (Regular Price)

$14.75 ₹1,407

$8.92 ₹850

65.36%

Taxi Start (Normal Tariff)

$1.14 ₹109

$1.14 ₹108

Taxi (Normal Tariff) (1km)

$0.33 ₹31.25

Taxi 1hour Waiting (Normal Tariff)

$2.27 ₹216

$2.30 ₹220

-1.30%

Gasoline (1 liter)

$1.19 ₹113

$1.14 ₹109

4.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.7K ₹1.3M

$11.2K ₹1.1M

22.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K ₹2.4M

$32.0K ₹3.0M

-21.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.53 ₹3,294

$23.10 ₹2,203

49.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.91 ₹468

$1.93 ₹184

154.40%

Internet (50+ Mbps, Unlimited Data)

$10.66 ₹1,017

$8.93 ₹852

19.37%

Gym Membership (Monthly)

$18.49 ₹1,764

$8.19 ₹781

125.76%

Tennis Court (1 Hour on Weekend)

$6.06 ₹578

$6.96 ₹664

-12.93%

Cinema Ticket

$4.59 ₹438

$2.49 ₹238

84.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$114 ₹10.9K

$52.3 ₹4,989

118.64%

International Primary School, 1 Child (Yearly)

$3,280 ₹312.8K

$1,937 ₹184.7K

69.35%

Jeans (Levis 501 Or Similar)

$27.62 ₹2,634

$33.31 ₹3,177

-17.08%

Summer Dress (H&M, Zara, etc)

$29.17 ₹2,783

$28.75 ₹2,742

1.46%

Sport Shoes (Adidas, Nike)

$54.6 ₹5,204

$50.3 ₹4,794

8.53%

Men's Leather Business Shoes

$41.10 ₹3,920

$24.25 ₹2,313

69.48%

1-bedroom Apartment, City Center (Monthly)

$308 ₹29.4K

$122 ₹11.7K

151.66%

1-bedroom Apartment, Outside City Center (Monthly)

$179 ₹17.1K

$86.0 ₹8,201

108.64%

3-bedroom Apartment, City Center (Monthly)

$840 ₹80.1K

$276 ₹26.4K

203.85%

3-bedroom Apartment, Outside City Center (Monthly)

$481 ₹45.8K

$180 ₹17.2K

166.50%

Buy Apartment in City Center (m2)

$1,826 ₹174.1K

Buy Apartment Outside City Center (m2)

$994 ₹94.8K

Average Monthly Net Salary (After Tax)

$811 ₹77.4K

$344 ₹32.8K

135.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.19

8.47

8.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangalore: July 28, 2026

Last update for Shivamogga: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $308 in Bangalore and $122 in Shivamogga. Housing cost is often the main lever when comparing two cities.

Bangalore pays 136% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $18.00 in Bangalore vs $15.00 in Shivamogga for a mid-range dinner for two. Groceries echo the gap at $132 vs $95.0 per month, with Shivamogga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangalore vs Shivamogga: Cost of Living - Frequently Asked Questions

Shivamogga wins on cost – living expenses run 50% lower than in Bangalore. Housing and daily spending are where you'll feel the difference most, making Shivamogga the obvious pick if budget is a priority.

Average pay runs 136% higher in Bangalore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $308 in Bangalore versus $122 in Shivamogga. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Shivamogga runs roughly 65% less than in Bangalore. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $114 in Bangalore versus $52.3 in Shivamogga. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $800 a month, though Shivamogga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Shivamogga delivers better value – similar infrastructure at $377 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Shivamogga hard to pass up.

Safety-wise, Bangalore and Shivamogga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shivamogga gentler on the wallet – expenses run 50% less than in Bangalore. Beyond cost, consider language, visa policies, and how big the international community is in each city.