Last update: Oct 2026

Cost of Living Comparison Between Bangalore and Shivamogga

For one person, living is cheaper in Shivamogga: $345 a month against $562 in Bangalore, rent and utilities included – about $2,600 less a year. Rent and utilities account for about half of the difference.

27

Cost of Living Index in Bangalore
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Bangalore Living Index
17

Cost of Living Index in Shivamogga
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Shivamogga Living Index

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Bangalore

🇮🇳 India

$562

/mo nomad

Shivamogga

🇮🇳 India

$345

/mo nomad

Monthly Cost of Living

How much you'll spend in Bangalore and in Shivamogga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bangalore and in Shivamogga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $562 in Bangalore versus $345 in Shivamogga.

Bangalore $562
Shivamogga $345

Estimated couple costs with rent: $949 in Bangalore versus $568 in Shivamogga.

Bangalore $949
Shivamogga $568

Monthly costs for a family of three with rent: $1,336 in Bangalore versus $791 in Shivamogga.

Bangalore $1,336
Shivamogga $791

Living in Bangalore is roughly 63% more expensive than in Shivamogga, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Bangalore 59% lower, Shivamogga 75% lower.

Meal at Budget Restaurant

$3.20 ₹303

$2.40 ₹228

33.33%

Three-Course Dinner for Two, Mid-Range

$18.12 ₹1,720

$13.83 ₹1,313

31.02%

Fast Food Meal (McDonalds, etc)

$4.66 ₹442

$4.67 ₹443

-0.21%

Cappuccino

$2.33 ₹221

$0.97 ₹92.1

140.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 ₹41.73

$0.39 ₹36.84

12.82%

Water (0.33 liter bottle)

$0.14 ₹13.28

$0.18 ₹17.48

-22.22%

Local Beer (0.5 liter draught)

$2.38 ₹225

$1.13 ₹107

110.62%

Imported Beer (0.33 liter bottle)

$3.63 ₹345

$2.59 ₹246

40.15%

Milk (1 liter)

$0.65 ₹62.0

$0.51 ₹48.04

27.45%

White Bread (500g)

$0.58 ₹55.0

$0.42 ₹39.98

38.10%

Rice (white) (1kg)

$0.77 ₹73.2

$0.70 ₹66.4

10.00%

Eggs

$1.09 ₹103

$0.91 ₹86.5

19.78%

Local Cheese (1kg)

$6.35 ₹603

$4.04 ₹384

57.18%

Chicken Fillets (1kg)

$3.81 ₹362

$2.94 ₹279

29.59%

Apples (1kg)

$2.80 ₹266

$1.75 ₹166

60.00%

Banana (1kg)

$0.76 ₹72.2

$0.62 ₹58.6

22.58%

Oranges (1kg)

$1.26 ₹119

$0.48 ₹45.89

162.50%

Tomato (1kg)

$0.42 ₹39.80

$0.35 ₹33.48

20.00%

Potato (1kg)

$0.36 ₹34.10

$0.31 ₹29.24

16.13%

Onion (1kg)

$0.40 ₹37.58

$0.41 ₹39.34

-2.44%

Lettuce (1 head)

$0.39 ₹37.44

$0.22 ₹20.93

77.27%

Water (1.5 liter bottle)

$0.30 ₹28.07

$0.30 ₹28.82

Cigarettes 20 Pack (Marlboro, Camel)

$4.65 ₹442

$5.12 ₹486

-9.18%

Wine (Bottle)

$9.06 ₹860

$6.85 ₹650

32.26%

Local Beer (0.5 liter bottle)

$1.89 ₹180

$0.84 ₹79.8

125.00%

Imported Beer (0.33 liter bottle)

$2.99 ₹284

$2.93 ₹278

2.05%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.52 ₹619

$4.83 ₹458

34.99%

One-way Ticket (Public Transport)

$0.54 ₹51.4

$0.15 ₹14.48

260.00%

Public Transport Monthly Pass (Regular Price)

$12.52 ₹1,189

Taxi Start (Normal Tariff)

$1.07 ₹101

$1.07 ₹102

Taxi (Normal Tariff) (1km)

$0.30 ₹28.58

$0.31 ₹29.78

-3.23%

Taxi 1hour Waiting (Normal Tariff)

$2.06 ₹195

$1.50 ₹142

37.33%

Gasoline (1 liter)

$1.10 ₹104

$1.08 ₹102

1.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.1K ₹1.1M

$11.4K ₹1.1M

-2.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₹1.8M

$29.2K ₹2.8M

-34.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.15 ₹2,958

$20.84 ₹1,978

49.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.11 ₹390

$2.49 ₹236

65.06%

Internet (50+ Mbps, Unlimited Data)

$10.56 ₹1,002

$8.02 ₹761

31.67%

Gym Membership (Monthly)

$21.90 ₹2,079

$7.50 ₹712

192.00%

Tennis Court (1 Hour on Weekend)

$5.86 ₹557

$2.14 ₹203

173.83%

Cinema Ticket

$4.64 ₹440

$2.36 ₹224

96.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$103 ₹9,732

$112 ₹10.6K

-8.50%

International Primary School, 1 Child (Yearly)

$2,902 ₹275.5K

$1,691 ₹160.5K

71.66%

Jeans (Levis 501 Or Similar)

$32.91 ₹3,124

$31.82 ₹3,021

3.43%

Summer Dress (H&M, Zara, etc)

$30.69 ₹2,913

$35.64 ₹3,383

-13.89%

Sport Shoes (Adidas, Nike)

$56.0 ₹5,319

$60.0 ₹5,692

-6.54%

Men's Leather Business Shoes

$40.75 ₹3,869

$27.71 ₹2,631

47.06%

1-bedroom Apartment, City Center (Monthly)

$312 ₹29.6K

$160 ₹15.1K

95.51%

1-bedroom Apartment, Outside City Center (Monthly)

$182 ₹17.3K

$81.9 ₹7,777

122.38%

3-bedroom Apartment, City Center (Monthly)

$842 ₹80.0K

$311 ₹29.5K

170.78%

3-bedroom Apartment, Outside City Center (Monthly)

$488 ₹46.4K

$193 ₹18.3K

152.96%

Buy Apartment in City Center (m2)

$1,878 ₹178.3K

Buy Apartment Outside City Center (m2)

$1,045 ₹99.2K

Average Monthly Net Salary (After Tax)

$928 ₹88.1K

$335 ₹31.8K

176.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.47

9.12

-7.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangalore: October 25, 2026

Last update for Shivamogga: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bangalore

$182 32.4%

Shivamogga

$82 23.7% 55% $100

Groceries & Markets

Bangalore

$124 22.1%

Shivamogga

$89 25.7% 28.5% $35

Eating Out

Bangalore

$89 15.8%

Shivamogga

$58 16.8% 34.8% $31

Clothing & Footwear

Bangalore

$72 12.9%

Shivamogga

$70 20.2% 3.3% $2.4

Monthly Utilities & Internet

Bangalore

$46 8.2%

Shivamogga

$31 9.1% 31.6% $14

Sport & Entertainment

Bangalore

$31 5.6%

Shivamogga

$12 3.5% 60.8% $19

Getting Around

Bangalore

$17 3.1%

Shivamogga

$3.3 * 0.9% 81.2% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $312 in Bangalore and $160 in Shivamogga. Housing cost is often the main lever when comparing two cities.

Bangalore pays about 2.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $18 in Bangalore vs $14 in Shivamogga for a mid-range dinner for two. Groceries echo the gap at $124 vs $89 per month, with Shivamogga cheaper across the board.

Good to know

🇮🇳 Bangalore

🇮🇳 Shivamogga

🕒 Local time

10:55 10:55 AM

Same time as Bangalore

🌤 Weather

👥 Population

8,495,492

400,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.41 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangalore vs Shivamogga: Cost of Living - Frequently Asked Questions

Shivamogga wins on cost – living expenses run 39% lower than in Bangalore. Housing and daily spending are where you’ll feel the difference most, making Shivamogga the obvious pick if budget is a priority.

Average pay in Bangalore is about 2.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $312 in Bangalore versus $160 in Shivamogga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 40% higher in Bangalore. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $562 per month in Bangalore versus $345 in Shivamogga – Shivamogga is about 39% cheaper, which adds up to real savings over time.

Either city works on $800 a month, though Shivamogga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Shivamogga wins on affordability, Bangalore on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.