Cost of Living Comparison Between Bangalore and Shivamogga Cost of Living Comparison Between Bangalore and Shivamogga

Monthly Cost of Living

Monthly costs for one person with rent: $560 in Bangalore versus $353 in Shivamogga.

Estimated couple costs with rent: $935 in Bangalore versus $571 in Shivamogga.

Monthly costs for a family of three with rent: $1,310 in Bangalore versus $790 in Shivamogga.

Living in Bangalore is roughly 59% more expensive than in Shivamogga, driven mainly by Groceries & Markets.

Both cities sit below the global median: Bangalore 59% lower, Shivamogga 74% lower.

Meal at Budget Restaurant

$3.06 ₹293

$2.66 ₹254

15.04%

Three-Course Dinner for Two, Mid-Range

$18.38 ₹1,756

$13.32 ₹1,273

37.99%

Fast Food Meal (McDonalds, etc)

$4.74 ₹453

$4.68 ₹447

1.28%

Cappuccino

$2.35 ₹225

$1.20 ₹114

95.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₹40.72

$0.36 ₹34.05

19.44%

Water (0.33 liter bottle)

$0.17 ₹16.34

$0.18 ₹17.61

-5.56%

Local Beer (0.5 liter draught)

$2.27 ₹217

$1.14 ₹108

99.12%

Imported Beer (0.33 liter bottle)

$3.74 ₹357

$2.59 ₹248

44.40%

Milk (1 liter)

$0.63 ₹60.4

$0.49 ₹47.23

28.57%

White Bread (500g)

$0.54 ₹51.4

$0.41 ₹39.30

31.71%

Rice (white) (1kg)

$0.74 ₹70.9

$0.66 ₹62.7

12.12%

Eggs

$1.06 ₹102

$0.88 ₹84.2

20.45%

Local Cheese (1kg)

$6.24 ₹597

$3.90 ₹372

60.00%

Chicken Fillets (1kg)

$3.66 ₹350

$2.83 ₹270

29.33%

Apples (1kg)

$2.80 ₹267

$1.68 ₹161

66.67%

Banana (1kg)

$0.76 ₹72.2

$0.62 ₹58.8

22.58%

Oranges (1kg)

$1.18 ₹112

$0.46 ₹43.66

156.52%

Tomato (1kg)

$0.39 ₹37.66

$0.38 ₹36.43

2.63%

Potato (1kg)

$0.35 ₹33.88

$0.30 ₹28.50

16.67%

Onion (1kg)

$0.39 ₹37.38

$0.39 ₹36.95

Lettuce (1 head)

$0.42 ₹39.81

$0.20 ₹19.06

110.00%

Water (1.5 liter bottle)

$0.31 ₹29.54

$0.30 ₹29.02

3.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.75 ₹454

$5.04 ₹482

-5.75%

Wine (Bottle)

$9.24 ₹882

$6.81 ₹650

35.68%

Local Beer (0.5 liter bottle)

$1.95 ₹186

$0.89 ₹85.1

119.10%

Imported Beer (0.33 liter bottle)

$2.86 ₹273

$2.78 ₹266

2.88%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.69 ₹639

$4.86 ₹464

37.65%

One-way Ticket (Public Transport)

$0.51 ₹48.49

$0.14 ₹13.35

264.29%

Public Transport Monthly Pass (Regular Price)

$15.34 ₹1,466

Taxi Start (Normal Tariff)

$1.02 ₹97.3

$1.02 ₹97.2

Taxi (Normal Tariff) (1km)

$0.32 ₹30.96

$0.31 ₹29.17

3.23%

Taxi 1hour Waiting (Normal Tariff)

$2.14 ₹204

$1.45 ₹138

47.59%

Gasoline (1 liter)

$1.13 ₹108

$1.10 ₹105

2.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.8K ₹1.1M

$12.3K ₹1.2M

-4.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₹1.8M

$29.5K ₹2.8M

-35.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.05 ₹2,871

$21.23 ₹2,029

41.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.13 ₹394

$2.47 ₹236

67.21%

Internet (50+ Mbps, Unlimited Data)

$10.27 ₹981

$7.71 ₹736

33.20%

Gym Membership (Monthly)

$17.70 ₹1,692

$7.51 ₹717

135.69%

Tennis Court (1 Hour on Weekend)

$5.95 ₹569

$2.14 ₹205

178.04%

Cinema Ticket

$4.46 ₹426

$2.28 ₹218

95.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$104 ₹9,953

$110 ₹10.5K

-5.20%

International Primary School, 1 Child (Yearly)

$3,063 ₹292.6K

$1,704 ₹162.8K

79.78%

Jeans (Levis 501 Or Similar)

$34.00 ₹3,249

$32.68 ₹3,122

4.04%

Summer Dress (H&M, Zara, etc)

$29.25 ₹2,794

$34.57 ₹3,303

-15.39%

Sport Shoes (Adidas, Nike)

$51.3 ₹4,900

$58.0 ₹5,540

-11.55%

Men's Leather Business Shoes

$39.08 ₹3,734

$27.38 ₹2,616

42.73%

1-bedroom Apartment, City Center (Monthly)

$319 ₹30.4K

$159 ₹15.2K

100.27%

1-bedroom Apartment, Outside City Center (Monthly)

$178 ₹17.0K

$81.6 ₹7,793

118.74%

3-bedroom Apartment, City Center (Monthly)

$821 ₹78.4K

$317 ₹30.3K

159.10%

3-bedroom Apartment, Outside City Center (Monthly)

$499 ₹47.7K

$192 ₹18.3K

160.07%

Buy Apartment in City Center (m2)

$1,879 ₹179.5K

Buy Apartment Outside City Center (m2)

$1,043 ₹99.6K

Average Monthly Net Salary (After Tax)

$853 ₹81.5K

$340 ₹32.4K

151.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.52

9.12

-6.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangalore: September 15, 2026

Last update for Shivamogga: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $319 in Bangalore and $159 in Shivamogga. Housing cost is often the main lever when comparing two cities.

Bangalore pays 151% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $18.00 in Bangalore vs $13.00 in Shivamogga for a mid-range dinner for two. Groceries echo the gap at $122 vs $87.0 per month, with Shivamogga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangalore vs Shivamogga: Cost of Living - Frequently Asked Questions

Shivamogga wins on cost – living expenses run 59% lower than in Bangalore. Housing and daily spending are where you'll feel the difference most, making Shivamogga the obvious pick if budget is a priority.

Average pay runs 151% higher in Bangalore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $319 in Bangalore versus $159 in Shivamogga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 41% higher in Bangalore. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $560 per month in Bangalore versus $353 in Shivamogga – a 59% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Shivamogga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Shivamogga delivers better value – similar infrastructure at $353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Shivamogga hard to pass up.

Safety-wise, Bangalore and Shivamogga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shivamogga gentler on the wallet – expenses run 59% less than in Bangalore. Beyond cost, consider language, visa policies, and how big the international community is in each city.