Cost of Living Comparison Between Bangalore and Shivamogga Cost of Living Comparison Between Bangalore and Shivamogga

Monthly Cost of Living

Monthly costs for one person with rent: $576 in Bangalore versus $371 in Shivamogga.

Estimated couple costs with rent: $947 in Bangalore versus $606 in Shivamogga.

Monthly costs for a family of three with rent: $1,318 in Bangalore versus $841 in Shivamogga.

Living in Bangalore is roughly 55% more expensive than Shivamogga, driven mainly by Groceries & Markets.

Both cities sit below the global median: Bangalore 57% lower, Shivamogga 72% lower.

Meal at Budget Restaurant

$3.46 ₹328

$3.29 ₹311

5.17%

Three-Course Dinner for Two, Mid-Range

$17.42 ₹1,648

$15.24 ₹1,442

14.30%

Fast Food Meal (McDonalds, etc)

$4.00 ₹379

$5.18 ₹490

-22.78%

Cappuccino

$2.32 ₹220

$1.33 ₹126

74.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₹40.36

$0.35 ₹33.56

22.86%

Water (0.33 liter bottle)

$0.16 ₹15.31

$0.23 ₹21.79

-30.43%

Local Beer (0.5 liter draught)

$2.29 ₹217

$1.26 ₹119

81.75%

Imported Beer (0.33 liter bottle)

$4.14 ₹392

$2.99 ₹283

38.46%

Milk (1 liter)

$0.61 ₹57.8

$0.54 ₹50.7

12.96%

White Bread (500g)

$0.57 ₹54.1

$0.47 ₹44.39

21.28%

Rice (white) (1kg)

$0.82 ₹77.6

$0.74 ₹70.5

10.81%

Eggs

$1.00 ₹94.5

$0.84 ₹79.8

19.05%

Local Cheese (1kg)

$7.44 ₹704

$4.40 ₹417

69.09%

Chicken Fillets (1kg)

$3.91 ₹370

$3.18 ₹301

22.96%

Apples (1kg)

$2.61 ₹247

$2.12 ₹200

23.11%

Banana (1kg)

$0.76 ₹72.1

$0.69 ₹64.9

10.14%

Oranges (1kg)

$1.10 ₹104

$0.54 ₹51.5

103.70%

Tomato (1kg)

$0.41 ₹38.68

$0.42 ₹40.10

-2.38%

Potato (1kg)

$0.48 ₹45.02

$0.42 ₹39.56

14.29%

Onion (1kg)

$0.50 ₹47.65

$0.47 ₹44.07

6.38%

Lettuce (1 head)

$0.48 ₹45.36

$0.24 ₹22.85

100.00%

Water (1.5 liter bottle)

$0.35 ₹33.22

$0.42 ₹39.75

-16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$4.13 ₹391

$3.59 ₹339

15.04%

Wine (Bottle)

$10.46 ₹989

$6.74 ₹638

55.19%

Local Beer (0.5 liter bottle)

$2.07 ₹196

$0.98 ₹92.9

111.22%

Imported Beer (0.33 liter bottle)

$3.30 ₹312

$1.77 ₹167

86.44%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.54 ₹714

$4.56 ₹432

65.35%

One-way Ticket (Public Transport)

$0.61 ₹57.3

$0.28 ₹26.26

117.86%

Public Transport Monthly Pass (Regular Price)

$14.28 ₹1,351

$8.61 ₹814

65.85%

Taxi Start (Normal Tariff)

$1.14 ₹108

$1.18 ₹111

-3.39%

Taxi (Normal Tariff) (1km)

$0.36 ₹33.77

Taxi 1hour Waiting (Normal Tariff)

$2.28 ₹216

$2.38 ₹225

-4.20%

Gasoline (1 liter)

$1.22 ₹116

$1.15 ₹109

6.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.1K ₹1.3M

$11.4K ₹1.1M

23.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K ₹2.3M

$32.8K ₹3.1M

-25.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$35.03 ₹3,315

$23.55 ₹2,228

48.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.19 ₹491

$1.96 ₹186

164.80%

Internet (50+ Mbps, Unlimited Data)

$10.70 ₹1,012

$8.50 ₹804

25.88%

Gym Membership (Monthly)

$18.18 ₹1,720

$8.31 ₹786

118.77%

Tennis Court (1 Hour on Weekend)

$6.06 ₹573

$6.86 ₹649

-11.66%

Cinema Ticket

$4.69 ₹443

$2.37 ₹224

97.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$114 ₹10.8K

$51.8 ₹4,900

121.05%

International Primary School, 1 Child (Yearly)

$3,285 ₹310.8K

$1,916 ₹181.3K

71.46%

Jeans (Levis 501 Or Similar)

$28.11 ₹2,660

$33.58 ₹3,178

-16.29%

Summer Dress (H&M, Zara, etc)

$30.30 ₹2,867

$28.68 ₹2,713

5.65%

Sport Shoes (Adidas, Nike)

$54.0 ₹5,113

$52.0 ₹4,922

3.88%

Men's Leather Business Shoes

$40.14 ₹3,798

$23.65 ₹2,237

69.73%

1-bedroom Apartment, City Center (Monthly)

$306 ₹28.9K

$122 ₹11.5K

151.05%

1-bedroom Apartment, Outside City Center (Monthly)

$180 ₹17.0K

$86.0 ₹8,134

109.43%

3-bedroom Apartment, City Center (Monthly)

$819 ₹77.5K

$273 ₹25.8K

200.57%

3-bedroom Apartment, Outside City Center (Monthly)

$477 ₹45.1K

$178 ₹16.8K

167.84%

Buy Apartment in City Center (m2)

$1,796 ₹169.9K

Buy Apartment Outside City Center (m2)

$926 ₹87.6K

Average Monthly Net Salary (After Tax)

$931 ₹88.1K

$422 ₹39.9K

120.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.19

8.47

8.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangalore: April 26, 2026

Last update for Shivamogga: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $306 in Bangalore and $122 in Shivamogga. Housing cost is often the main lever when comparing two cities.

Bangalore pays 120% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $17 in Bangalore vs $15 in Shivamogga for a mid-range dinner for two. Groceries echo the gap at $131 vs $95 per month, with Shivamogga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangalore vs Shivamogga: Cost of Living - Frequently Asked Questions

Shivamogga wins on cost – living expenses run 55% lower than in Bangalore. Housing and daily spending are where you'll feel the difference most, making Shivamogga the obvious pick if budget is a priority.

Bangalore pays 120% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $306 in Bangalore versus $122 in Shivamogga. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Shivamogga runs roughly 66% less than in Bangalore. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $114 in Bangalore versus $51.8 in Shivamogga. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $800 a month, though Shivamogga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Shivamogga delivers better value – similar infrastructure at $371 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Shivamogga hard to pass up.

Safety-wise, Bangalore and Shivamogga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shivamogga gentler on the wallet – expenses run 55% less than in Bangalore. Beyond cost, consider language, visa policies, and how big the international community is in each city.