Last update: Nov 2026

Cost of Living Comparison Between Shivamogga and Bali

For one person, living is cheaper in Shivamogga: $347 a month against $1,187 in Bali, rent and utilities included – about $10,100 less a year. Rent and utilities account for most of the difference.

Shivamogga, India
Bali, Indonesia
Shivamogga
🇮🇳 India
$347
/mo nomad
Bali
🇮🇩 Indonesia
$1,187
/mo nomad
Monthly Cost of Living

How much you'll spend in Shivamogga and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shivamogga and in Bali actually costs, broken down by who's living it.

A single person spends $347 per month in Shivamogga vs $1,187 in Bali, rent included.

  • Shivamogga $347
  • Bali $1,187

A couple spends around $573 per month in Shivamogga vs $2,004 in Bali, rent included.

  • Shivamogga $573
  • Bali $2,004

A family of three spends $798 per month in Shivamogga vs $2,822 in Bali, rent included.

  • Shivamogga $798
  • Bali $2,822

Shivamogga is about 71% cheaper than Bali, and outside of rent the biggest gap is in groceries.

Both Shivamogga and Bali are more affordable than the global median – Shivamogga 74% lower, Bali 12% lower.

Currency
🍽 Eating Out
Shivamogga
Bali
Difference
Meal at Budget Restaurant
$2.34 ₹220
$2.80 Rp 50.7K
-16.43%
Three-Course Dinner for Two, Mid-Range
$13.55 ₹1,273
$28.85 Rp 522.3K
-53.03%
Fast Food Meal (McDonalds, etc)
$4.82 ₹452
$4.76 Rp 86.2K
1.26%
Cappuccino
$0.98 ₹91.8
$2.23 Rp 40.4K
-56.05%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.38 ₹36.03
$1.30 Rp 23.5K
-70.77%
Water (0.33 liter bottle)
$0.20 ₹18.56
$0.56 Rp 10.2K
-64.29%
Local Beer (0.5 liter draught)
$1.18 ₹111
$2.23 Rp 40.5K
-47.09%
Imported Beer (0.33 liter bottle)
$2.66 ₹250
$3.55 Rp 64.3K
-25.07%
🛒 Groceries & Markets
Shivamogga
Bali
Difference
Milk (1 liter)
$0.49 ₹46.42
$1.41 Rp 25.4K
-65.25%
White Bread (500g)
$0.42 ₹39.70
$2.18 Rp 39.5K
-80.73%
Rice (white) (1kg)
$0.73 ₹68.6
$1.05 Rp 18.9K
-30.48%
Eggs
$0.85 ₹80.0
$1.92 Rp 34.8K
-55.73%
Local Cheese (1kg)
$4.87 ₹458
$14.84 Rp 268.7K
-67.18%
Chicken Fillets (1kg)
$2.99 ₹281
$3.86 Rp 69.9K
-22.54%
Beef Round Steak (1kg)
-
$10.69 Rp 193.4K
-
Apples (1kg)
$1.78 ₹167
$3.34 Rp 60.4K
-46.71%
Banana (1kg)
$0.64 ₹60.5
$1.46 Rp 26.4K
-56.16%
Oranges (1kg)
$0.46 ₹43.21
$2.22 Rp 40.3K
-79.28%
Tomato (1kg)
$0.38 ₹35.80
$1.80 Rp 32.7K
-78.89%
Potato (1kg)
$0.34 ₹31.50
$1.72 Rp 31.1K
-80.23%
Onion (1kg)
$0.38 ₹35.83
$2.23 Rp 40.3K
-82.96%
Lettuce (1 head)
$0.22 ₹20.66
$0.92 Rp 16.6K
-76.09%
Water (1.5 liter bottle)
$0.30 ₹28.39
$0.46 Rp 8,333
-34.78%
Cigarettes 20 Pack (Marlboro, Camel)
$5.20 ₹488
$2.06 Rp 37.2K
152.43%
Wine (Bottle)
$6.67 ₹627
$20.38 Rp 368.9K
-67.27%
Local Beer (0.5 liter bottle)
$0.83 ₹78.3
$2.16 Rp 39.2K
-61.57%
Imported Beer (0.33 liter bottle)
$2.91 ₹273
$2.85 Rp 51.6K
2.11%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$4.85 ₹456
-
-
🚌 Getting Around
Shivamogga
Bali
Difference
One-way Ticket (Public Transport)
$0.18 ₹16.74
$0.25 Rp 4,544
-28.00%
Public Transport Monthly Pass (Regular Price)
-
$8.68 Rp 157.2K
-
Taxi Start (Normal Tariff)
$3.12 ₹293
$0.44 Rp 7,980
609.09%
Taxi (Normal Tariff) (1km)
$0.28 ₹26.49
$0.43 Rp 7,789
-34.88%
Taxi 1hour Waiting (Normal Tariff)
$1.50 ₹141
$5.38 Rp 97.5K
-72.12%
Gasoline (1 liter)
$1.13 ₹106
$0.85 Rp 15.4K
32.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.1K ₹1.0M
$23.7K Rp 429.8M
-53.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.5K ₹2.8M
$32.9K Rp 594.7M
-10.22%
🧾 Monthly Utilities & Internet
Shivamogga
Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$20.83 ₹1,956
$76.7 Rp 1.4M
-72.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$2.62 ₹246
$6.33 Rp 114.5K
-58.61%
Internet (50+ Mbps, Unlimited Data)
$7.48 ₹702
$18.93 Rp 342.7K
-60.49%
🎉 Sport & Entertainment
Shivamogga
Bali
Difference
Gym Membership (Monthly)
$6.21 ₹583
$41.65 Rp 754.0K
-85.09%
Tennis Court (1 Hour on Weekend)
$2.09 ₹197
$14.78 Rp 267.5K
-85.86%
Cinema Ticket
$2.28 ₹214
$3.58 Rp 64.8K
-36.31%
🧸 Childcare & Education
Shivamogga
Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$111 ₹10.4K
$437 Rp 7.9M
-74.61%
International Primary School, 1 Child (Yearly)
$3,228 ₹303.1K
$11.0K Rp 199.8M
-70.75%
👕👟 Clothing & Footwear
Shivamogga
Bali
Difference
Jeans (Levis 501 Or Similar)
$32.23 ₹3,027
$43.09 Rp 780.0K
-25.20%
Summer Dress (H&M, Zara, etc)
$34.64 ₹3,253
$33.51 Rp 606.6K
3.37%
Sport Shoes (Adidas, Nike)
$59.0 ₹5,538
$75.0 Rp 1.4M
-21.39%
Men's Leather Business Shoes
$28.05 ₹2,634
$73.9 Rp 1.3M
-62.02%
🏠 Accommodation & Living
Shivamogga
Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$160 ₹15.0K
$957 Rp 17.3M
-83.27%
1-bedroom Apartment, Outside City Center (Monthly)
$81.4 ₹7,644
$570 Rp 10.3M
-85.71%
3-bedroom Apartment, City Center (Monthly)
$321 ₹30.1K
$3,028 Rp 54.8M
-89.41%
3-bedroom Apartment, Outside City Center (Monthly)
$195 ₹18.4K
$1,446 Rp 26.2M
-86.48%
Buy Apartment in City Center (m2)
-
$2,096 Rp 37.9M
-
Buy Apartment Outside City Center (m2)
-
$1,885 Rp 34.1M
-
💵 Salaries & Financials
Shivamogga
Bali
Difference
Average Monthly Net Salary (After Tax)
$346 ₹32.5K
$215 Rp 3.9M
60.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.12
13.78
-33.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shivamogga: November 2, 2026

Last update for Bali: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Shivamogga
$91
Bali
$263 188% $172
Accommodation & Living
Shivamogga
$81
Bali
$570 600% $488
Clothing & Footwear
Shivamogga
$69
Bali
$101 46.5% $32
Eating Out
Shivamogga
$58
Bali
$89 52.6% $31
Monthly Utilities & Internet
Shivamogga
$31
Bali
$102 230% $71
Sport & Entertainment
Shivamogga
$11
Bali
$49 353% $38
Getting Around
Shivamogga
$5.3 *
Bali
$12 134% $7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $160 in Shivamogga versus $957 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 61% higher in Shivamogga, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $14 in Shivamogga versus $29 in Bali. Monthly groceries follow the same trend: $91 vs $263 – making Shivamogga the more affordable choice for daily food spending.

Good to know
🇮🇳 Shivamogga
🇮🇩 Bali
🕒 Local time
02:51 2:51 AM
05:21 5:21 AM
2 h 30 min ahead of Shivamogga
🌤 Weather
👥 Population
400,000
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Shivamogga Bali 5,040 km ≈ 7 h nonstop flight
From you
  • Shivamogga
  • Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Shivamogga vs Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Shivamogga or Bali?
Bali costs about 242% more than Shivamogga, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Shivamogga and in Bali?
For a comfortable life, plan on about $521 per month in Shivamogga and $1,780 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Shivamogga or Bali?
Rent is clearly cheaper in Shivamogga, especially for central apartments: a one-bedroom in the center costs $160 there versus $957 in Bali.
How much does it cost to live in Shivamogga compared to Bali?
Monthly expenses with rent come to $347 in Shivamogga and $1,187 in Bali. That makes Shivamogga about 71% cheaper.
How do childcare costs compare in Shivamogga and in Bali?
Kindergarten costs $111 per month in Shivamogga and $437 in Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $800/month in Shivamogga or in Bali?
A $800 monthly budget goes further in Shivamogga, where all-in costs run around $347, than in Bali at $1,187. In Shivamogga it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Shivamogga – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Shivamogga compared to Bali?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

Shivamogga vs other spots: cost of living compared

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