Last update: Oct 2026

Cost of Living Comparison Between Bali and Shivamogga

For one person, living is cheaper in Shivamogga: $347 a month against $1,187 in Bali, rent and utilities included – about $10,100 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Bali
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Bali Living Index
17

Cost of Living Index in Shivamogga
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Shivamogga Living Index

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Bali

🇮🇩 Indonesia

$1,187

/mo nomad

Shivamogga

🇮🇳 India

$347

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Shivamogga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Shivamogga actually costs, broken down by who's living it.

A single person spends $1,187 per month in Bali vs $347 in Shivamogga, rent included.

Bali $1,187
Shivamogga $347

A couple spends around $2,004 per month in Bali vs $573 in Shivamogga, rent included.

Bali $2,004
Shivamogga $573

A family of three spends $2,822 per month in Bali vs $798 in Shivamogga, rent included.

Bali $2,822
Shivamogga $798

Bali costs about 242% more than Shivamogga, and outside of rent the biggest gap is in groceries.

Both Bali and Shivamogga are more affordable than the global median – Bali 12% lower, Shivamogga 74% lower.

Meal at Budget Restaurant

$2.80 Rp 50.7K

$2.34 ₹220

19.66%

Three-Course Dinner for Two, Mid-Range

$28.85 Rp 522.3K

$13.55 ₹1,273

112.92%

Fast Food Meal (McDonalds, etc)

$4.76 Rp 86.2K

$4.82 ₹452

-1.24%

Cappuccino

$2.23 Rp 40.4K

$0.98 ₹91.8

127.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 Rp 23.5K

$0.38 ₹36.03

242.11%

Water (0.33 liter bottle)

$0.56 Rp 10.2K

$0.20 ₹18.56

180.00%

Local Beer (0.5 liter draught)

$2.23 Rp 40.5K

$1.18 ₹111

88.98%

Imported Beer (0.33 liter bottle)

$3.55 Rp 64.3K

$2.66 ₹250

33.46%

Milk (1 liter)

$1.41 Rp 25.4K

$0.49 ₹46.42

187.76%

White Bread (500g)

$2.18 Rp 39.5K

$0.42 ₹39.70

419.05%

Rice (white) (1kg)

$1.05 Rp 18.9K

$0.73 ₹68.6

43.84%

Eggs

$1.92 Rp 34.8K

$0.85 ₹80.0

125.88%

Local Cheese (1kg)

$14.84 Rp 268.7K

$4.87 ₹458

204.72%

Chicken Fillets (1kg)

$3.86 Rp 69.9K

$2.99 ₹281

29.10%

Beef Round Steak (1kg)

$10.69 Rp 193.4K

Apples (1kg)

$3.34 Rp 60.4K

$1.78 ₹167

87.64%

Banana (1kg)

$1.46 Rp 26.4K

$0.64 ₹60.5

128.13%

Oranges (1kg)

$2.22 Rp 40.3K

$0.46 ₹43.21

382.61%

Tomato (1kg)

$1.80 Rp 32.7K

$0.38 ₹35.80

373.68%

Potato (1kg)

$1.72 Rp 31.1K

$0.34 ₹31.50

405.88%

Onion (1kg)

$2.23 Rp 40.3K

$0.38 ₹35.83

486.84%

Lettuce (1 head)

$0.92 Rp 16.6K

$0.22 ₹20.66

318.18%

Water (1.5 liter bottle)

$0.46 Rp 8,333

$0.30 ₹28.39

53.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 Rp 37.2K

$5.20 ₹488

-60.38%

Wine (Bottle)

$20.38 Rp 368.9K

$6.67 ₹627

205.55%

Local Beer (0.5 liter bottle)

$2.16 Rp 39.2K

$0.83 ₹78.3

160.24%

Imported Beer (0.33 liter bottle)

$2.85 Rp 51.6K

$2.91 ₹273

-2.06%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.85 ₹456

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.18 ₹16.74

38.89%

Public Transport Monthly Pass (Regular Price)

$8.68 Rp 157.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,980

$3.12 ₹293

-85.90%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,789

$0.28 ₹26.49

53.57%

Taxi 1hour Waiting (Normal Tariff)

$5.38 Rp 97.5K

$1.50 ₹141

258.67%

Gasoline (1 liter)

$0.85 Rp 15.4K

$1.13 ₹106

-24.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 429.8M

$11.1K ₹1.0M

113.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K Rp 594.7M

$29.5K ₹2.8M

11.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.7 Rp 1.4M

$20.83 ₹1,956

268.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 114.5K

$2.62 ₹246

141.60%

Internet (50+ Mbps, Unlimited Data)

$18.93 Rp 342.7K

$7.48 ₹702

153.07%

Gym Membership (Monthly)

$41.65 Rp 754.0K

$6.21 ₹583

570.69%

Tennis Court (1 Hour on Weekend)

$14.78 Rp 267.5K

$2.09 ₹197

607.18%

Cinema Ticket

$3.58 Rp 64.8K

$2.28 ₹214

57.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$437 Rp 7.9M

$111 ₹10.4K

293.85%

International Primary School, 1 Child (Yearly)

$11.0K Rp 199.8M

$3,228 ₹303.1K

241.94%

Jeans (Levis 501 Or Similar)

$43.09 Rp 780.0K

$32.23 ₹3,027

33.70%

Summer Dress (H&M, Zara, etc)

$33.51 Rp 606.6K

$34.64 ₹3,253

-3.26%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.4M

$59.0 ₹5,538

27.21%

Men's Leather Business Shoes

$73.9 Rp 1.3M

$28.05 ₹2,634

163.28%

1-bedroom Apartment, City Center (Monthly)

$957 Rp 17.3M

$160 ₹15.0K

497.84%

1-bedroom Apartment, Outside City Center (Monthly)

$570 Rp 10.3M

$81.4 ₹7,644

599.94%

3-bedroom Apartment, City Center (Monthly)

$3,028 Rp 54.8M

$321 ₹30.1K

844.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,446 Rp 26.2M

$195 ₹18.4K

639.75%

Buy Apartment in City Center (m2)

$2,096 Rp 37.9M

Buy Apartment Outside City Center (m2)

$1,885 Rp 34.1M

Average Monthly Net Salary (After Tax)

$215 Rp 3.9M

$346 ₹32.5K

-37.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.12

51.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 31, 2026

Last update for Shivamogga: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$570 48%

Shivamogga

$81 23.4% 85.7% $488

Groceries & Markets

Bali

$263 22.2%

Shivamogga

$91 26.3% 65.3% $172

Monthly Utilities & Internet

Bali

$102 8.6%

Shivamogga

$31 8.9% 69.7% $71

Clothing & Footwear

Bali

$101 8.6%

Shivamogga

$69 19.9% 31.7% $32

Eating Out

Bali

$89 7.5%

Shivamogga

$58 16.8% 34.5% $31

Sport & Entertainment

Bali

$49 4.1%

Shivamogga

$11 3.1% 77.9% $38

Getting Around

Bali

$12 1%

Shivamogga

$5.3 * 1.5% 57.2% $7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $957 in Bali versus $160 in Shivamogga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 61% higher in Shivamogga, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29 in Bali versus $14 in Shivamogga. Monthly groceries follow the same trend: $263 vs $91 – making Shivamogga the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇮🇳 Shivamogga

🕒 Local time

05:35 5:35 AM

03:05 3:05 AM

2 h 30 min behind Bali

🌤 Weather

👥 Population

400,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Shivamogga 5,040 km ≈ 7 h nonstop flight

From you

Bali
Shivamogga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Shivamogga: Cost of Living - Frequently Asked Questions

Bali costs about 242% more than Shivamogga, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,780 per month in Bali and $521 in Shivamogga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shivamogga, especially for central apartments: a one-bedroom in the center costs $160 there versus $957 in Bali.

Monthly expenses with rent come to $1,187 in Bali and $347 in Shivamogga. That makes Shivamogga about 71% cheaper.

Kindergarten costs $437 per month in Bali and $111 in Shivamogga. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $800 monthly budget goes further in Shivamogga, where all-in costs run around $347, than in Bali at $1,187. In Shivamogga it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Shivamogga – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.