🙂Monthly costs for one person with rent: $951 in Severodvinsk versus $1,392 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,494 in Severodvinsk versus $2,557 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,037 in Severodvinsk versus $3,723 in Ubud, Bali.
🌍Living in Severodvinsk costs roughly 32% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Severodvinsk is 29% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Severodvinsk
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.34₽745
$3.57Rp 64.6K
161.62%
Three-Course Dinner for Two, Mid-Range
$38.86₽3,100
$32.32Rp 584.4K
20.24%
Fast Food Meal(McDonalds, etc)
$5.83₽465
$5.01Rp 90.5K
16.37%
Cappuccino
$2.36₽188
$2.82Rp 51.1K
-16.31%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.13₽90.3
$1.35Rp 24.4K
-16.30%
Water(0.33 liter bottle)
$0.52₽41.84
$0.73Rp 13.2K
-28.77%
Local Beer(0.5 liter draught)
$1.35₽108
$2.93Rp 53.0K
-53.92%
Imported Beer(0.33 liter bottle)
$2.59₽206
$3.94Rp 71.2K
-34.26%
🛒 Groceries & Markets
Severodvinsk
Ubud, Bali
Difference
Milk(1 liter)
$1.12₽89.1
$1.78Rp 32.2K
-37.08%
White Bread(500g)
$0.67₽53.4
$2.45Rp 44.3K
-72.65%
Rice(white)(1kg)
$1.37₽109
$1.15Rp 20.8K
19.13%
Eggs
$1.79₽143
$2.41Rp 43.7K
-25.73%
Local Cheese(1kg)
$10.63₽848
$14.33Rp 259.1K
-25.82%
Chicken Fillets(1kg)
$4.97₽397
$4.19Rp 75.7K
18.62%
Beef Round Steak(1kg)
$8.69₽693
$12.06Rp 218.1K
-27.94%
Apples(1kg)
$1.75₽140
$3.64Rp 65.8K
-51.92%
Banana(1kg)
$1.82₽146
$1.57Rp 28.3K
15.92%
Oranges(1kg)
$2.00₽160
$2.79Rp 50.4K
-28.32%
Tomato(1kg)
$2.78₽222
$2.24Rp 40.5K
24.11%
Potato(1kg)
$0.80₽64.0
$1.98Rp 35.8K
-59.60%
Onion(1kg)
$0.72₽57.7
$2.28Rp 41.2K
-68.42%
Lettuce(1 head)
$1.39₽111
$1.05Rp 19.1K
32.38%
Water(1.5 liter bottle)
$0.67₽53.5
$0.79Rp 14.2K
-15.19%
Cigarettes 20 Pack(Marlboro, Camel)
$2.90₽231
$3.19Rp 57.7K
-9.09%
Wine(Bottle)
$8.28₽660
$23.49Rp 424.8K
-64.75%
Local Beer(0.5 liter bottle)
$0.99₽79.2
$2.90Rp 52.4K
-65.86%
Imported Beer(0.33 liter bottle)
$1.92₽153
$2.76Rp 49.8K
-30.43%
🚌 Getting Around
Severodvinsk
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.49₽38.86
$0.27Rp 4,821
81.48%
Public Transport Monthly Pass(Regular Price)
-
$8.37Rp 151.3K
-
Taxi Start(Normal Tariff)
$1.88₽150
$0.45Rp 8,180
317.78%
Taxi(Normal Tariff)(1km)
$0.35₽28.08
$0.46Rp 8,311
-23.91%
Taxi 1hour Waiting(Normal Tariff)
$6.42₽512
$6.07Rp 109.7K
5.77%
Gasoline(1 liter)
$0.77₽61.3
$0.86Rp 15.6K
-10.47%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.2K₽2.7M
$26.6KRp 480.7M
28.68%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.3K₽2.8M
$32.5KRp 588.6M
8.55%
🧾 Monthly Utilities & Internet
Severodvinsk
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$111₽8,858
$79.0Rp 1.4M
40.52%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.11₽487
$4.09Rp 74.0K
49.39%
Internet(50+ Mbps, Unlimited Data)
$8.02₽640
$23.85Rp 431.2K
-66.37%
🎉 Sport & Entertainment
Severodvinsk
Ubud, Bali
Difference
Gym Membership(Monthly)
$35.72₽2,850
$98.8Rp 1.8M
-63.84%
Tennis Court(1 Hour on Weekend)
-
$6.35Rp 114.9K
-
Cinema Ticket
$5.02₽400
$4.01Rp 72.5K
25.19%
🧸 Childcare & Education
Severodvinsk
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$327₽26.1K
$297Rp 5.4M
10.06%
International Primary School, 1 Child(Yearly)
$6,866₽547.7K
$6,602Rp 119.4M
4.00%
👕👟 Clothing & Footwear
Severodvinsk
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$69.4₽5,540
$53.4Rp 966.0K
29.96%
Summer Dress(H&M, Zara, etc)
$44.71₽3,567
$38.11Rp 689.2K
17.32%
Sport Shoes(Adidas, Nike)
$116₽9,256
$88.7Rp 1.6M
30.87%
Men's Leather Business Shoes
$107₽8,551
$76.6Rp 1.4M
39.90%
🏠 Accommodation & Living
Severodvinsk
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$445₽35.5K
$1,020Rp 18.4M
-56.38%
1-bedroom Apartment, Outside City Center(Monthly)
$308₽24.5K
$680Rp 12.3M
-54.77%
3-bedroom Apartment, City Center(Monthly)
$770₽61.4K
$3,469Rp 62.7M
-77.81%
3-bedroom Apartment, Outside City Center(Monthly)
$505₽40.3K
$2,090Rp 37.8M
-75.84%
Buy Apartment in City Center(m2)
$2,113₽168.6K
$2,729Rp 49.3M
-22.57%
Buy Apartment Outside City Center(m2)
$1,716₽136.9K
$2,295Rp 41.5M
-25.24%
💵 Salaries & Financials
Severodvinsk
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$164Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
15.33
13.28
15.44%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Severodvinsk: July 28, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $445 in Severodvinsk and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $39.00 in Severodvinsk vs $32.00 in Ubud, Bali. Groceries flip the comparison at $198 vs $298, with Severodvinsk cheaper for home cooking.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Severodvinsk vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Severodvinsk and in Ubud, Bali?
Severodvinsk and Ubud, Bali differ by about 46% in total monthly costs ($951 vs $1,392 including rent). Severodvinsk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Severodvinsk compared to Ubud, Bali?
You'd need roughly $1,426 in Severodvinsk and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Severodvinsk and in Ubud, Bali?
Rent for a central apartment: $445 in Severodvinsk versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 51% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Severodvinsk or Ubud, Bali?
All in, you'll spend $951 per month in Severodvinsk versus $1,392 in Ubud, Bali – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $951 in Severodvinsk versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Severodvinsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Severodvinsk the clear choice for anyone on this budget.
How does quality of life compare between Severodvinsk and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Severodvinsk or Ubud, Bali safer for residents?
Safety-wise, Severodvinsk and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Severodvinsk or Ubud, Bali?
Expats usually find Severodvinsk gentler on the wallet – expenses run 46% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Severodvinsk vs other spots: cost of living compared