๐Monthly costs for one person with rent: $961 in Severodvinsk versus $1,408 in Ubud, Bali.
๐Estimated couple costs with rent: $1,474 in Severodvinsk versus $2,582 in Ubud, Bali.
๐Monthly costs for a family of three with rent: $1,987 in Severodvinsk versus $3,757 in Ubud, Bali.
๐Living in Severodvinsk costs roughly 32% less than in Ubud, Bali, driven mainly by Groceries & Markets.
๐The two cities straddle the global median: Severodvinsk is 28% below, Ubud, Bali is 5% above.
Currency
๐ฝ Eating Out
Severodvinsk
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.45โฝ709
$3.42Rpย 58.7K
176.32%
Three-Course Dinner for Two, Mid-Range
$38.08โฝ2,857
$32.96Rpย 566.5K
15.53%
Fast Food Meal(McDonalds, etc)
$5.84โฝ438
$5.08Rpย 87.3K
14.96%
Cappuccino
$2.33โฝ175
$2.82Rpย 48.5K
-17.38%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.07โฝ80.2
$1.37Rpย 23.5K
-21.90%
Water(0.33 liter bottle)
$0.51โฝ38.58
$0.71Rpย 12.2K
-28.17%
Local Beer(0.5 liter draught)
$1.41โฝ106
$2.97Rpย 51.0K
-52.53%
Imported Beer(0.33 liter bottle)
$2.47โฝ185
$3.91Rpย 67.2K
-36.83%
๐ Groceries & Markets
Severodvinsk
Ubud, Bali
Difference
Milk(1 liter)
$1.15โฝ86.0
$1.75Rpย 30.0K
-34.29%
White Bread(500g)
$0.65โฝ48.70
$2.52Rpย 43.2K
-74.21%
Rice(white)(1kg)
$1.43โฝ107
$1.21Rpย 20.8K
18.18%
Eggs
$1.78โฝ134
$2.33Rpย 40.1K
-23.61%
Local Cheese(1kg)
$10.79โฝ810
$14.50Rpย 249.2K
-25.59%
Chicken Fillets(1kg)
$4.80โฝ360
$4.36Rpย 74.9K
10.09%
Beef Round Steak(1kg)
$8.71โฝ654
$12.05Rpย 207.0K
-27.72%
Apples(1kg)
$1.75โฝ132
$3.82Rpย 65.6K
-54.19%
Banana(1kg)
$1.87โฝ140
$1.61Rpย 27.7K
16.15%
Oranges(1kg)
$1.99โฝ149
$2.70Rpย 46.5K
-26.30%
Tomato(1kg)
$2.76โฝ207
$2.23Rpย 38.3K
23.77%
Potato(1kg)
$0.83โฝ62.3
$1.90Rpย 32.6K
-56.32%
Onion(1kg)
$0.70โฝ52.7
$2.18Rpย 37.5K
-67.89%
Lettuce(1 head)
$1.34โฝ101
$1.03Rpย 17.7K
30.10%
Water(1.5 liter bottle)
$0.66โฝ49.33
$0.77Rpย 13.3K
-14.29%
Cigarettes 20 Pack(Marlboro, Camel)
$2.99โฝ224
$3.18Rpย 54.7K
-5.97%
Wine(Bottle)
$6.96โฝ522
$23.23Rpย 399.2K
-70.04%
Local Beer(0.5 liter bottle)
$1.00โฝ74.9
$2.85Rpย 48.9K
-64.91%
Imported Beer(0.33 liter bottle)
$1.94โฝ146
$2.72Rpย 46.7K
-28.68%
๐ Getting Around
Severodvinsk
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.53โฝ39.82
$0.29Rpย 5,022
82.76%
Public Transport Monthly Pass(Regular Price)
-
$8.43Rpย 144.8K
-
Taxi Start(Normal Tariff)
$1.85โฝ139
$0.49Rpย 8,344
277.55%
Taxi(Normal Tariff)(1km)
$0.35โฝ26.37
$0.45Rpย 7,812
-22.22%
Taxi 1hour Waiting(Normal Tariff)
$6.19โฝ464
$6.28Rpย 107.8K
-1.43%
Gasoline(1 liter)
$0.74โฝ55.3
$0.85Rpย 14.6K
-12.94%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7Kโฝ2.6M
$26.1KRpย 447.8M
33.29%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.1Kโฝ2.6M
$31.5KRpย 541.8M
11.43%
๐งพ Monthly Utilities & Internet
Severodvinsk
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$111โฝ8,354
$79.8Rpย 1.4M
39.56%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.05โฝ454
$4.09Rpย 70.3K
47.92%
Internet(50+ Mbps, Unlimited Data)
$7.66โฝ575
$24.06Rpย 413.6K
-68.16%
๐ Sport & Entertainment
Severodvinsk
Ubud, Bali
Difference
Gym Membership(Monthly)
$35.87โฝ2,692
$96.2Rpย 1.7M
-62.71%
Tennis Court(1 Hour on Weekend)
-
$6.53Rpย 112.2K
-
Cinema Ticket
$5.12โฝ384
$4.13Rpย 71.1K
23.97%
๐งธ Childcare & Education
Severodvinsk
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$329โฝ24.7K
$297Rpย 5.1M
10.73%
International Primary School, 1 Child(Yearly)
$6,874โฝ515.8K
$6,661Rpย 114.5M
3.19%
๐๐ Clothing & Footwear
Severodvinsk
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$70.9โฝ5,320
$55.0Rpย 944.5K
28.98%
Summer Dress(H&M, Zara, etc)
$44.72โฝ3,355
$38.75Rpย 666.0K
15.41%
Sport Shoes(Adidas, Nike)
$113โฝ8,451
$89.6Rpย 1.5M
25.67%
Men's Leather Business Shoes
$108โฝ8,121
$78.9Rpย 1.4M
37.16%
๐ Accommodation & Living
Severodvinsk
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$447โฝ33.6K
$1,018Rpย 17.5M
-56.08%
1-bedroom Apartment, Outside City Center(Monthly)
$310โฝ23.2K
$660Rpย 11.3M
-53.05%
3-bedroom Apartment, City Center(Monthly)
$764โฝ57.3K
$3,435Rpย 59.0M
-77.77%
3-bedroom Apartment, Outside City Center(Monthly)
$501โฝ37.6K
$2,053Rpย 35.3M
-75.59%
Buy Apartment in City Center(m2)
$1,975โฝ148.2K
$2,981Rpย 51.2M
-33.75%
Buy Apartment Outside City Center(m2)
$1,394โฝ104.6K
$2,368Rpย 40.7M
-41.14%
๐ต Salaries & Financials
Severodvinsk
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$172Rpย 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
15.33
13.28
15.44%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Severodvinsk: April 22, 2026
Last update for Ubud, Bali: April 21, 2026
Cost Breakdown
๐ A one-bedroom apartment in the center runs $447 in Severodvinsk and $1,018 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
๐Dining out: $38 in Severodvinsk vs $33 in Ubud, Bali. Groceries flip the comparison at $195 vs $299, with Severodvinsk cheaper for home cooking.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Severodvinsk vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Severodvinsk and Ubud, Bali?
Severodvinsk and Ubud, Bali differ by about 46% in total monthly costs ($961 vs $1,408 including rent). Severodvinsk is meaningfully more affordable โ a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Severodvinsk compared to Ubud, Bali?
You'd need roughly $1,442 in Severodvinsk and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Severodvinsk and Ubud, Bali?
Rent for a central apartment: $447 in Severodvinsk versus $1,018 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 53% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Severodvinsk or Ubud, Bali?
All in, you'll spend $961 per month in Severodvinsk versus $1,408 in Ubud, Bali โ a 46% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $961 in Severodvinsk versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Severodvinsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Severodvinsk the clear choice for anyone on this budget.
How does quality of life compare between Severodvinsk and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better โ the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Severodvinsk or Ubud, Bali safer for residents?
Safety-wise, Severodvinsk and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Severodvinsk or Ubud, Bali?
Expats usually find Severodvinsk gentler on the wallet โ expenses run 46% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Severodvinsk vs other spots: cost of living compared