🙂Monthly costs for one person with rent: $949 in Severodvinsk versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,496 in Severodvinsk versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,042 in Severodvinsk versus $3,694 in Ubud, Bali.
🙂Living in Severodvinsk costs roughly 32% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Severodvinsk is 29% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Severodvinsk
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.41₽676
$3.57Rp 64.7K
163.59%
Three-Course Dinner for Two, Mid-Range
$38.70₽2,782
$32.50Rp 589.5K
19.08%
Fast Food Meal(McDonalds, etc)
$5.81₽418
$4.86Rp 88.2K
19.55%
Cappuccino
$2.26₽163
$2.75Rp 49.8K
-17.82%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.13₽81.1
$1.32Rp 24.0K
-14.39%
Water(0.33 liter bottle)
$0.51₽36.74
$0.70Rp 12.7K
-27.14%
Local Beer(0.5 liter draught)
$1.43₽103
$2.91Rp 52.8K
-50.86%
Imported Beer(0.33 liter bottle)
$2.48₽178
$3.79Rp 68.8K
-34.56%
🛒 Groceries & Markets
Severodvinsk
Ubud, Bali
Difference
Milk(1 liter)
$1.11₽79.5
$1.71Rp 31.0K
-35.09%
White Bread(500g)
$0.71₽51.0
$2.47Rp 44.9K
-71.26%
Rice(white)(1kg)
$1.42₽102
$1.20Rp 21.8K
18.33%
Eggs
$1.71₽123
$2.44Rp 44.3K
-29.92%
Local Cheese(1kg)
$10.72₽771
$14.38Rp 260.9K
-25.45%
Chicken Fillets(1kg)
$5.00₽360
$4.31Rp 78.1K
16.01%
Beef Round Steak(1kg)
$8.71₽626
$12.21Rp 221.4K
-28.67%
Apples(1kg)
$1.74₽125
$3.68Rp 66.8K
-52.72%
Banana(1kg)
$1.87₽135
$1.55Rp 28.1K
20.65%
Oranges(1kg)
$1.93₽139
$2.79Rp 50.5K
-30.82%
Tomato(1kg)
$2.70₽194
$2.33Rp 42.3K
15.88%
Potato(1kg)
$0.85₽61.4
$1.97Rp 35.7K
-56.85%
Onion(1kg)
$0.67₽47.89
$2.31Rp 41.9K
-71.00%
Lettuce(1 head)
$1.41₽101
$1.06Rp 19.3K
33.02%
Water(1.5 liter bottle)
$0.67₽48.23
$0.73Rp 13.2K
-8.22%
Cigarettes 20 Pack(Marlboro, Camel)
$2.87₽206
$3.28Rp 59.5K
-12.50%
Wine(Bottle)
$8.17₽587
$22.79Rp 413.4K
-64.15%
Local Beer(0.5 liter bottle)
$0.99₽71.3
$2.81Rp 50.9K
-64.77%
Imported Beer(0.33 liter bottle)
$1.94₽139
$2.78Rp 50.5K
-30.22%
🚌 Getting Around
Severodvinsk
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.53₽38.43
$0.29Rp 5,281
82.76%
Public Transport Monthly Pass(Regular Price)
-
$8.06Rp 146.2K
-
Taxi Start(Normal Tariff)
$1.93₽139
$0.45Rp 8,146
328.89%
Taxi(Normal Tariff)(1km)
$0.35₽25.22
$0.45Rp 8,193
-22.22%
Taxi 1hour Waiting(Normal Tariff)
$6.22₽447
$6.24Rp 113.1K
-0.32%
Gasoline(1 liter)
$0.78₽56.3
$0.85Rp 15.4K
-8.24%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.7K₽2.4M
$26.0KRp 471.2M
29.68%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.0K₽2.5M
$31.7KRp 574.1M
10.58%
🧾 Monthly Utilities & Internet
Severodvinsk
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$110₽7,893
$80.8Rp 1.5M
35.94%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.94₽427
$4.06Rp 73.6K
46.31%
Internet(50+ Mbps, Unlimited Data)
$7.68₽552
$24.42Rp 442.9K
-68.55%
🎉 Sport & Entertainment
Severodvinsk
Ubud, Bali
Difference
Gym Membership(Monthly)
$35.76₽2,571
$97.7Rp 1.8M
-63.39%
Tennis Court(1 Hour on Weekend)
-
$6.45Rp 116.9K
-
Cinema Ticket
$5.00₽359
$4.04Rp 73.3K
23.76%
🧸 Childcare & Education
Severodvinsk
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$330₽23.7K
$304Rp 5.5M
8.38%
International Primary School, 1 Child(Yearly)
$7,029₽505.4K
$6,621Rp 120.1M
6.16%
👕👟 Clothing & Footwear
Severodvinsk
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$70.3₽5,056
$54.2Rp 983.6K
29.67%
Summer Dress(H&M, Zara, etc)
$45.12₽3,244
$38.78Rp 703.2K
16.35%
Sport Shoes(Adidas, Nike)
$115₽8,267
$86.1Rp 1.6M
33.48%
Men's Leather Business Shoes
$108₽7,795
$76.7Rp 1.4M
41.41%
🏠 Accommodation & Living
Severodvinsk
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$452₽32.5K
$986Rp 17.9M
-54.11%
1-bedroom Apartment, Outside City Center(Monthly)
$304₽21.8K
$658Rp 11.9M
-53.85%
3-bedroom Apartment, City Center(Monthly)
$767₽55.1K
$3,369Rp 61.1M
-77.24%
3-bedroom Apartment, Outside City Center(Monthly)
$499₽35.9K
$2,066Rp 37.5M
-75.82%
Buy Apartment in City Center(m2)
$2,248₽161.6K
$2,741Rp 49.7M
-18.01%
Buy Apartment Outside City Center(m2)
$1,483₽106.6K
$2,228Rp 40.4M
-33.44%
💵 Salaries & Financials
Severodvinsk
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$163Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
15.33
13.28
15.44%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Severodvinsk: June 9, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $452 in Severodvinsk and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $39.00 in Severodvinsk vs $33.00 in Ubud, Bali. Groceries flip the comparison at $198 vs $297, with Severodvinsk cheaper for home cooking.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Severodvinsk vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Severodvinsk and Ubud, Bali?
Severodvinsk and Ubud, Bali differ by about 48% in total monthly costs ($949 vs $1,404 including rent). Severodvinsk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Severodvinsk compared to Ubud, Bali?
You'd need roughly $1,424 in Severodvinsk and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Severodvinsk and Ubud, Bali?
Rent for a central apartment: $452 in Severodvinsk versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 50% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Severodvinsk or Ubud, Bali?
All in, you'll spend $949 per month in Severodvinsk versus $1,404 in Ubud, Bali – a 48% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $949 in Severodvinsk versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Severodvinsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Severodvinsk the clear choice for anyone on this budget.
How does quality of life compare between Severodvinsk and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Severodvinsk or Ubud, Bali safer for residents?
Safety-wise, Severodvinsk and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Severodvinsk or Ubud, Bali?
Expats usually find Severodvinsk gentler on the wallet – expenses run 48% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Severodvinsk vs other spots: cost of living compared