Cost of Living Comparison Between Ubud, Bali and Severodvinsk Cost of Living Comparison Between Ubud, Bali and Severodvinsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $951 in Severodvinsk.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,494 in Severodvinsk.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,037 in Severodvinsk.

Living in Ubud, Bali is roughly 46% more expensive than in Severodvinsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Severodvinsk is 29% below.

Currency
🍽 Eating Out
Ubud, Bali
Severodvinsk
Difference
Meal at Budget Restaurant
$3.57 Rp 64.6K
$9.34 ₽745
-61.78%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 584.4K
$38.86 ₽3,100
-16.83%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.5K
$5.83 ₽465
-14.07%
Cappuccino
$2.82 Rp 51.1K
$2.36 ₽188
19.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.4K
$1.13 ₽90.3
19.47%
Water (0.33 liter bottle)
$0.73 Rp 13.2K
$0.52 ₽41.84
40.38%
Local Beer (0.5 liter draught)
$2.93 Rp 53.0K
$1.35 ₽108
117.04%
Imported Beer (0.33 liter bottle)
$3.94 Rp 71.2K
$2.59 ₽206
52.12%
🛒 Groceries & Markets
Ubud, Bali
Severodvinsk
Difference
Milk (1 liter)
$1.78 Rp 32.2K
$1.12 ₽89.1
58.93%
White Bread (500g)
$2.45 Rp 44.3K
$0.67 ₽53.4
265.67%
Rice (white) (1kg)
$1.15 Rp 20.8K
$1.37 ₽109
-16.06%
Eggs
$2.41 Rp 43.7K
$1.79 ₽143
34.64%
Local Cheese (1kg)
$14.33 Rp 259.1K
$10.63 ₽848
34.81%
Chicken Fillets (1kg)
$4.19 Rp 75.7K
$4.97 ₽397
-15.69%
Beef Round Steak (1kg)
$12.06 Rp 218.1K
$8.69 ₽693
38.78%
Apples (1kg)
$3.64 Rp 65.8K
$1.75 ₽140
108.00%
Banana (1kg)
$1.57 Rp 28.3K
$1.82 ₽146
-13.74%
Oranges (1kg)
$2.79 Rp 50.4K
$2.00 ₽160
39.50%
Tomato (1kg)
$2.24 Rp 40.5K
$2.78 ₽222
-19.42%
Potato (1kg)
$1.98 Rp 35.8K
$0.80 ₽64.0
147.50%
Onion (1kg)
$2.28 Rp 41.2K
$0.72 ₽57.7
216.67%
Lettuce (1 head)
$1.05 Rp 19.1K
$1.39 ₽111
-24.46%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$0.67 ₽53.5
17.91%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.7K
$2.90 ₽231
10.00%
Wine (Bottle)
$23.49 Rp 424.8K
$8.28 ₽660
183.70%
Local Beer (0.5 liter bottle)
$2.90 Rp 52.4K
$0.99 ₽79.2
192.93%
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.8K
$1.92 ₽153
43.75%
🚌 Getting Around
Ubud, Bali
Severodvinsk
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,821
$0.49 ₽38.86
-44.90%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 151.3K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 8,180
$1.88 ₽150
-76.06%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,311
$0.35 ₽28.08
31.43%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.7K
$6.42 ₽512
-5.45%
Gasoline (1 liter)
$0.86 Rp 15.6K
$0.77 ₽61.3
11.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 480.7M
$34.2K ₽2.7M
-22.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 588.6M
$35.3K ₽2.8M
-7.87%
🧾 Monthly Utilities & Internet
Ubud, Bali
Severodvinsk
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$111 ₽8,858
-28.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 74.0K
$6.11 ₽487
-33.06%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 431.2K
$8.02 ₽640
197.38%
🎉 Sport & Entertainment
Ubud, Bali
Severodvinsk
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
$35.72 ₽2,850
176.54%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.9K
-
-
Cinema Ticket
$4.01 Rp 72.5K
$5.02 ₽400
-20.12%
🧸 Childcare & Education
Ubud, Bali
Severodvinsk
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.4M
$327 ₽26.1K
-9.14%
International Primary School, 1 Child (Yearly)
$6,602 Rp 119.4M
$6,866 ₽547.7K
-3.84%
👕👟 Clothing & Footwear
Ubud, Bali
Severodvinsk
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 966.0K
$69.4 ₽5,540
-23.06%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 689.2K
$44.71 ₽3,567
-14.76%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$116 ₽9,256
-23.59%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$107 ₽8,551
-28.52%
🏠 Accommodation & Living
Ubud, Bali
Severodvinsk
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.4M
$445 ₽35.5K
129.27%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.3M
$308 ₽24.5K
121.10%
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.7M
$770 ₽61.4K
350.74%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.8M
$505 ₽40.3K
313.92%
Buy Apartment in City Center (m2)
$2,729 Rp 49.3M
$2,113 ₽168.6K
29.15%
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.5M
$1,716 ₽136.9K
33.75%
💵 Salaries & Financials
Ubud, Bali
Severodvinsk
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
15.33
-13.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Severodvinsk: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $445 in Severodvinsk. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $39.00 in Severodvinsk. Groceries flip the comparison at $298 vs $198, with Severodvinsk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Severodvinsk: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Severodvinsk?
Ubud, Bali and Severodvinsk differ by about 46% in total monthly costs ($1,392 vs $951 including rent). Severodvinsk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Ubud, Bali compared to Severodvinsk?
You'd need roughly $2,088 in Ubud, Bali and $1,426 in Severodvinsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Ubud, Bali and in Severodvinsk?
Rent for a central apartment: $1,020 in Ubud, Bali versus $445 in Severodvinsk. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 51% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Ubud, Bali or Severodvinsk?
All in, you'll spend $1,392 per month in Ubud, Bali versus $951 in Severodvinsk – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $951 in Severodvinsk versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Severodvinsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Severodvinsk the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Severodvinsk?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Severodvinsk safer for residents?
Safety-wise, Ubud, Bali and Severodvinsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Severodvinsk?
Expats usually find Severodvinsk gentler on the wallet – expenses run 46% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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