๐Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $961 in Severodvinsk.
๐Estimated couple costs with rent: $2,582 in Ubud, Bali versus $1,474 in Severodvinsk.
๐Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $1,987 in Severodvinsk.
๐Living in Ubud, Bali is roughly 46% more expensive than Severodvinsk, driven mainly by Groceries & Markets.
๐The two cities straddle the global median: Ubud, Bali is 5% above, Severodvinsk is 28% below.
Currency
๐ฝ Eating Out
Ubud, Bali
Severodvinsk
Difference
Meal at Budget Restaurant
$3.42Rpย 58.7K
$9.45โฝ709
-63.81%
Three-Course Dinner for Two, Mid-Range
$32.96Rpย 566.5K
$38.08โฝ2,857
-13.45%
Fast Food Meal(McDonalds, etc)
$5.08Rpย 87.3K
$5.84โฝ438
-13.01%
Cappuccino
$2.82Rpย 48.5K
$2.33โฝ175
21.03%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.37Rpย 23.5K
$1.07โฝ80.2
28.04%
Water(0.33 liter bottle)
$0.71Rpย 12.2K
$0.51โฝ38.58
39.22%
Local Beer(0.5 liter draught)
$2.97Rpย 51.0K
$1.41โฝ106
110.64%
Imported Beer(0.33 liter bottle)
$3.91Rpย 67.2K
$2.47โฝ185
58.30%
๐ Groceries & Markets
Ubud, Bali
Severodvinsk
Difference
Milk(1 liter)
$1.75Rpย 30.0K
$1.15โฝ86.0
52.17%
White Bread(500g)
$2.52Rpย 43.2K
$0.65โฝ48.70
287.69%
Rice(white)(1kg)
$1.21Rpย 20.8K
$1.43โฝ107
-15.38%
Eggs
$2.33Rpย 40.1K
$1.78โฝ134
30.90%
Local Cheese(1kg)
$14.50Rpย 249.2K
$10.79โฝ810
34.38%
Chicken Fillets(1kg)
$4.36Rpย 74.9K
$4.80โฝ360
-9.17%
Beef Round Steak(1kg)
$12.05Rpย 207.0K
$8.71โฝ654
38.35%
Apples(1kg)
$3.82Rpย 65.6K
$1.75โฝ132
118.29%
Banana(1kg)
$1.61Rpย 27.7K
$1.87โฝ140
-13.90%
Oranges(1kg)
$2.70Rpย 46.5K
$1.99โฝ149
35.68%
Tomato(1kg)
$2.23Rpย 38.3K
$2.76โฝ207
-19.20%
Potato(1kg)
$1.90Rpย 32.6K
$0.83โฝ62.3
128.92%
Onion(1kg)
$2.18Rpย 37.5K
$0.70โฝ52.7
211.43%
Lettuce(1 head)
$1.03Rpย 17.7K
$1.34โฝ101
-23.13%
Water(1.5 liter bottle)
$0.77Rpย 13.3K
$0.66โฝ49.33
16.67%
Cigarettes 20 Pack(Marlboro, Camel)
$3.18Rpย 54.7K
$2.99โฝ224
6.35%
Wine(Bottle)
$23.23Rpย 399.2K
$6.96โฝ522
233.76%
Local Beer(0.5 liter bottle)
$2.85Rpย 48.9K
$1.00โฝ74.9
185.00%
Imported Beer(0.33 liter bottle)
$2.72Rpย 46.7K
$1.94โฝ146
40.21%
๐ Getting Around
Ubud, Bali
Severodvinsk
Difference
One-way Ticket(Public Transport)
$0.29Rpย 5,022
$0.53โฝ39.82
-45.28%
Public Transport Monthly Pass(Regular Price)
$8.43Rpย 144.8K
-
-
Taxi Start(Normal Tariff)
$0.49Rpย 8,344
$1.85โฝ139
-73.51%
Taxi(Normal Tariff)(1km)
$0.45Rpย 7,812
$0.35โฝ26.37
28.57%
Taxi 1hour Waiting(Normal Tariff)
$6.28Rpย 107.8K
$6.19โฝ464
1.45%
Gasoline(1 liter)
$0.85Rpย 14.6K
$0.74โฝ55.3
14.86%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRpย 447.8M
$34.7Kโฝ2.6M
-24.98%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.5KRpย 541.8M
$35.1Kโฝ2.6M
-10.25%
๐งพ Monthly Utilities & Internet
Ubud, Bali
Severodvinsk
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.8Rpย 1.4M
$111โฝ8,354
-28.35%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rpย 70.3K
$6.05โฝ454
-32.40%
Internet(50+ Mbps, Unlimited Data)
$24.06Rpย 413.6K
$7.66โฝ575
214.10%
๐ Sport & Entertainment
Ubud, Bali
Severodvinsk
Difference
Gym Membership(Monthly)
$96.2Rpย 1.7M
$35.87โฝ2,692
168.16%
Tennis Court(1 Hour on Weekend)
$6.53Rpย 112.2K
-
-
Cinema Ticket
$4.13Rpย 71.1K
$5.12โฝ384
-19.34%
๐งธ Childcare & Education
Ubud, Bali
Severodvinsk
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rpย 5.1M
$329โฝ24.7K
-9.69%
International Primary School, 1 Child(Yearly)
$6,661Rpย 114.5M
$6,874โฝ515.8K
-3.09%
๐๐ Clothing & Footwear
Ubud, Bali
Severodvinsk
Difference
Jeans(Levis 501 Or Similar)
$55.0Rpย 944.5K
$70.9โฝ5,320
-22.47%
Summer Dress(H&M, Zara, etc)
$38.75Rpย 666.0K
$44.72โฝ3,355
-13.35%
Sport Shoes(Adidas, Nike)
$89.6Rpย 1.5M
$113โฝ8,451
-20.42%
Men's Leather Business Shoes
$78.9Rpย 1.4M
$108โฝ8,121
-27.09%
๐ Accommodation & Living
Ubud, Bali
Severodvinsk
Difference
1-bedroom Apartment, City Center(Monthly)
$1,018Rpย 17.5M
$447โฝ33.6K
127.67%
1-bedroom Apartment, Outside City Center(Monthly)
$660Rpย 11.3M
$310โฝ23.2K
113.01%
3-bedroom Apartment, City Center(Monthly)
$3,435Rpย 59.0M
$764โฝ57.3K
349.90%
3-bedroom Apartment, Outside City Center(Monthly)
$2,053Rpย 35.3M
$501โฝ37.6K
309.74%
Buy Apartment in City Center(m2)
$2,981Rpย 51.2M
$1,975โฝ148.2K
50.95%
Buy Apartment Outside City Center(m2)
$2,368Rpย 40.7M
$1,394โฝ104.6K
69.89%
๐ต Salaries & Financials
Ubud, Bali
Severodvinsk
Difference
Average Monthly Net Salary(After Tax)
$172Rpย 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
15.33
-13.37%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Ubud, Bali: April 21, 2026
Last update for Severodvinsk: April 22, 2026
Cost Breakdown
๐ A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $447 in Severodvinsk. Housing cost is often the main lever when comparing two cities.
๐Dining out: $33 in Ubud, Bali vs $38 in Severodvinsk. Groceries flip the comparison at $299 vs $195, with Severodvinsk cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Severodvinsk: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Severodvinsk?
Ubud, Bali and Severodvinsk differ by about 46% in total monthly costs ($1,408 vs $961 including rent). Severodvinsk is meaningfully more affordable โ a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Ubud, Bali compared to Severodvinsk?
You'd need roughly $2,112 in Ubud, Bali and $1,442 in Severodvinsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Ubud, Bali and Severodvinsk?
Rent for a central apartment: $1,018 in Ubud, Bali versus $447 in Severodvinsk. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 53% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Ubud, Bali or Severodvinsk?
All in, you'll spend $1,408 per month in Ubud, Bali versus $961 in Severodvinsk โ a 46% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $961 in Severodvinsk versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Severodvinsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Severodvinsk the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Severodvinsk?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better โ the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Severodvinsk safer for residents?
Safety-wise, Ubud, Bali and Severodvinsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Severodvinsk?
Expats usually find Severodvinsk gentler on the wallet โ expenses run 46% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared