Cost of Living Comparison Between Ubud, Bali and Severodvinsk Cost of Living Comparison Between Ubud, Bali and Severodvinsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $949 in Severodvinsk.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,496 in Severodvinsk.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,042 in Severodvinsk.

Living in Ubud, Bali is roughly 48% more expensive than Severodvinsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Severodvinsk is 29% below.

Meal at Budget Restaurant

$3.57 Rp 64.7K

$9.41 ₽676

-62.06%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 589.5K

$38.70 ₽2,782

-16.02%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 88.2K

$5.81 ₽418

-16.35%

Cappuccino

$2.75 Rp 49.8K

$2.26 ₽163

21.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 24.0K

$1.13 ₽81.1

16.81%

Water (0.33 liter bottle)

$0.70 Rp 12.7K

$0.51 ₽36.74

37.25%

Local Beer (0.5 liter draught)

$2.91 Rp 52.8K

$1.43 ₽103

103.50%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.8K

$2.48 ₽178

52.82%

Milk (1 liter)

$1.71 Rp 31.0K

$1.11 ₽79.5

54.05%

White Bread (500g)

$2.47 Rp 44.9K

$0.71 ₽51.0

247.89%

Rice (white) (1kg)

$1.20 Rp 21.8K

$1.42 ₽102

-15.49%

Eggs

$2.44 Rp 44.3K

$1.71 ₽123

42.69%

Local Cheese (1kg)

$14.38 Rp 260.9K

$10.72 ₽771

34.14%

Chicken Fillets (1kg)

$4.31 Rp 78.1K

$5.00 ₽360

-13.80%

Beef Round Steak (1kg)

$12.21 Rp 221.4K

$8.71 ₽626

40.18%

Apples (1kg)

$3.68 Rp 66.8K

$1.74 ₽125

111.49%

Banana (1kg)

$1.55 Rp 28.1K

$1.87 ₽135

-17.11%

Oranges (1kg)

$2.79 Rp 50.5K

$1.93 ₽139

44.56%

Tomato (1kg)

$2.33 Rp 42.3K

$2.70 ₽194

-13.70%

Potato (1kg)

$1.97 Rp 35.7K

$0.85 ₽61.4

131.76%

Onion (1kg)

$2.31 Rp 41.9K

$0.67 ₽47.89

244.78%

Lettuce (1 head)

$1.06 Rp 19.3K

$1.41 ₽101

-24.82%

Water (1.5 liter bottle)

$0.73 Rp 13.2K

$0.67 ₽48.23

8.96%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 59.5K

$2.87 ₽206

14.29%

Wine (Bottle)

$22.79 Rp 413.4K

$8.17 ₽587

178.95%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.9K

$0.99 ₽71.3

183.84%

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.5K

$1.94 ₽139

43.30%

One-way Ticket (Public Transport)

$0.29 Rp 5,281

$0.53 ₽38.43

-45.28%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.2K

Taxi Start (Normal Tariff)

$0.45 Rp 8,146

$1.93 ₽139

-76.68%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,193

$0.35 ₽25.22

28.57%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 113.1K

$6.22 ₽447

0.32%

Gasoline (1 liter)

$0.85 Rp 15.4K

$0.78 ₽56.3

8.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 471.2M

$33.7K ₽2.4M

-22.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 574.1M

$35.0K ₽2.5M

-9.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

$110 ₽7,893

-26.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.6K

$5.94 ₽427

-31.65%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 442.9K

$7.68 ₽552

217.97%

Gym Membership (Monthly)

$97.7 Rp 1.8M

$35.76 ₽2,571

173.13%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 116.9K

Cinema Ticket

$4.04 Rp 73.3K

$5.00 ₽359

-19.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$330 ₽23.7K

-7.73%

International Primary School, 1 Child (Yearly)

$6,621 Rp 120.1M

$7,029 ₽505.4K

-5.80%

Jeans (Levis 501 Or Similar)

$54.2 Rp 983.6K

$70.3 ₽5,056

-22.88%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 703.2K

$45.12 ₽3,244

-14.05%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.6M

$115 ₽8,267

-25.08%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$108 ₽7,795

-29.28%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.9M

$452 ₽32.5K

117.91%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.9M

$304 ₽21.8K

116.67%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 61.1M

$767 ₽55.1K

339.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.5M

$499 ₽35.9K

313.62%

Buy Apartment in City Center (m2)

$2,741 Rp 49.7M

$2,248 ₽161.6K

21.96%

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.4M

$1,483 ₽106.6K

50.23%

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

15.33

-13.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Severodvinsk: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $452 in Severodvinsk. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $39.00 in Severodvinsk. Groceries flip the comparison at $297 vs $198, with Severodvinsk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Severodvinsk: Cost of Living - Frequently Asked Questions

Ubud, Bali and Severodvinsk differ by about 48% in total monthly costs ($1,404 vs $949 including rent). Severodvinsk is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,106 in Ubud, Bali and $1,424 in Severodvinsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $452 in Severodvinsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 50% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,404 per month in Ubud, Bali versus $949 in Severodvinsk – a 48% gap that adds up to real savings over time for anyone picking the cheaper option.

At $949 in Severodvinsk versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Severodvinsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Severodvinsk the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Severodvinsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Severodvinsk gentler on the wallet – expenses run 48% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.