Cost of Living Comparison Between Semey and Ubud, Bali Cost of Living Comparison Between Semey and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $694 in Semey versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $1,111 in Semey versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,528 in Semey versus $3,732 in Ubud, Bali.

Living in Semey costs roughly 52% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Semey is 48% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$4.43 ₸2,033

$3.57 Rp 61.6K

24.09%

Three-Course Dinner for Two, Mid-Range

$26.96 ₸12.4K

$32.58 Rp 562.6K

-17.25%

Fast Food Meal (McDonalds, etc)

$4.65 ₸2,136

$5.07 Rp 87.5K

-8.28%

Cappuccino

$1.54 ₸705

$2.83 Rp 48.8K

-45.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 ₸417

$1.34 Rp 23.1K

-32.09%

Water (0.33 liter bottle)

$0.56 ₸255

$0.69 Rp 12.0K

-18.84%

Local Beer (0.5 liter draught)

$1.15 ₸529

$2.99 Rp 51.6K

-61.54%

Imported Beer (0.33 liter bottle)

$1.84 ₸846

$3.85 Rp 66.4K

-52.21%

Milk (1 liter)

$0.68 ₸313

$1.74 Rp 30.1K

-60.92%

White Bread (500g)

$0.34 ₸158

$2.54 Rp 43.8K

-86.61%

Rice (white) (1kg)

$1.66 ₸762

$1.19 Rp 20.6K

39.50%

Eggs

$1.28 ₸587

$2.43 Rp 41.9K

-47.33%

Local Cheese (1kg)

$8.75 ₸4,016

$14.66 Rp 253.2K

-40.31%

Chicken Fillets (1kg)

$4.50 ₸2,063

$4.18 Rp 72.1K

7.66%

Beef Round Steak (1kg)

$7.07 ₸3,243

$11.94 Rp 206.1K

-40.79%

Apples (1kg)

$1.29 ₸590

$3.69 Rp 63.6K

-65.04%

Banana (1kg)

$1.95 ₸895

$1.61 Rp 27.7K

21.12%

Oranges (1kg)

$1.97 ₸903

$2.69 Rp 46.4K

-26.77%

Tomato (1kg)

$1.89 ₸867

$2.33 Rp 40.2K

-18.88%

Potato (1kg)

$0.56 ₸257

$1.91 Rp 32.9K

-70.68%

Onion (1kg)

$0.37 ₸172

$2.19 Rp 37.7K

-83.11%

Lettuce (1 head)

$1.00 ₸459

$1.06 Rp 18.3K

-5.66%

Water (1.5 liter bottle)

$0.77 ₸352

$0.72 Rp 12.5K

6.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.60 ₸1,194

$3.13 Rp 54.1K

-16.93%

Wine (Bottle)

$6.82 ₸3,127

$23.49 Rp 405.6K

-70.97%

Local Beer (0.5 liter bottle)

$0.94 ₸433

$2.74 Rp 47.3K

-65.69%

Imported Beer (0.33 liter bottle)

$1.61 ₸737

$2.88 Rp 49.7K

-44.10%

One-way Ticket (Public Transport)

$0.18 ₸80.4

$0.29 Rp 5,010

-37.93%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

Taxi Start (Normal Tariff)

$1.02 ₸469

$0.45 Rp 7,834

126.67%

Taxi (Normal Tariff) (1km)

$0.67 ₸309

$0.42 Rp 7,278

59.52%

Taxi 1hour Waiting (Normal Tariff)

$4.79 ₸2,199

$6.16 Rp 106.3K

-22.24%

Gasoline (1 liter)

$0.46 ₸211

$0.84 Rp 14.5K

-45.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.1K ₸9.2M

$26.2K Rp 453.1M

-23.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₸11.3M

$32.5K Rp 560.8M

-24.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.3 ₸23.1K

$78.4 Rp 1.4M

-35.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.62 ₸3,956

$3.95 Rp 68.2K

118.23%

Internet (50+ Mbps, Unlimited Data)

$12.89 ₸5,913

$24.40 Rp 421.4K

-47.17%

Gym Membership (Monthly)

$33.61 ₸15.4K

$96.5 Rp 1.7M

-65.19%

Tennis Court (1 Hour on Weekend)

$9.68 ₸4,441

$6.35 Rp 109.6K

52.44%

Cinema Ticket

$4.36 ₸2,002

$4.04 Rp 69.7K

7.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$214 ₸98.3K

$303 Rp 5.2M

-29.21%

International Primary School, 1 Child (Yearly)

$4,808 ₸2.2M

$6,523 Rp 112.6M

-26.29%

Jeans (Levis 501 Or Similar)

$56.4 ₸25.9K

$53.8 Rp 929.5K

4.75%

Summer Dress (H&M, Zara, etc)

$35.66 ₸16.4K

$37.98 Rp 655.8K

-6.11%

Sport Shoes (Adidas, Nike)

$87.9 ₸40.3K

$86.8 Rp 1.5M

1.34%

Men's Leather Business Shoes

$78.4 ₸36.0K

$78.9 Rp 1.4M

-0.55%

1-bedroom Apartment, City Center (Monthly)

$312 ₸143.0K

$1,012 Rp 17.5M

-69.20%

1-bedroom Apartment, Outside City Center (Monthly)

$201 ₸92.1K

$674 Rp 11.6M

-70.24%

3-bedroom Apartment, City Center (Monthly)

$520 ₸238.5K

$3,390 Rp 58.5M

-84.67%

3-bedroom Apartment, Outside City Center (Monthly)

$386 ₸176.9K

$2,098 Rp 36.2M

-81.63%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

18.39

13.28

38.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Semey: April 25, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $312 in Semey and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $27.00 in Semey vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $165 vs $298 per month, with Semey cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Semey vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Semey is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 107% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,041 in Semey and $2,158 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $312 in Semey versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $214 in Semey versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Semey – a meal for two runs $27.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $694 in Semey versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Semey but tight or insufficient in Ubud, Bali. The gap between the two cities makes Semey the clear choice for anyone on this budget.

For families, Semey is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Semey and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Semey gentler on the wallet – expenses run 107% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.