Last update: Oct 2026

Cost of Living Comparison Between Semey and Ubud, Bali

For one person, living is cheaper in Semey: $712 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Semey
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Semey Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Semey

🇰🇿 Kazakhstan

$712

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Semey and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Semey and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $712 in Semey versus $1,349 in Ubud, Bali.

Semey $712
Ubud, Bali $1,349

Estimated couple costs with rent: $1,148 in Semey versus $2,305 in Ubud, Bali.

Semey $1,148
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,584 in Semey versus $3,261 in Ubud, Bali.

Semey $1,584
Ubud, Bali $3,261

Living in Semey costs roughly 47% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.93 ₸2,235

$3.32 Rp 60.3K

48.49%

Three-Course Dinner for Two, Mid-Range

$21.82 ₸9,898

$35.64 Rp 646.5K

-38.78%

Fast Food Meal (McDonalds, etc)

$5.49 ₸2,491

$5.53 Rp 100.4K

-0.72%

Cappuccino

$1.70 ₸771

$2.72 Rp 49.3K

-37.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.76 ₸345

$1.70 Rp 30.9K

-55.29%

Water (0.33 liter bottle)

$0.48 ₸216

$0.76 Rp 13.8K

-36.84%

Local Beer (0.5 liter draught)

$0.91 ₸412

$2.65 Rp 48.1K

-65.66%

Imported Beer (0.33 liter bottle)

$1.35 ₸614

$4.38 Rp 79.5K

-69.18%

Milk (1 liter)

$1.03 ₸469

$1.49 Rp 27.0K

-30.87%

White Bread (500g)

$0.37 ₸167

$2.28 Rp 41.3K

-83.77%

Rice (white) (1kg)

$1.86 ₸845

$1.19 Rp 21.6K

56.30%

Eggs

$1.53 ₸693

$2.04 Rp 36.9K

-25.00%

Local Cheese (1kg)

$5.36 ₸2,432

$17.70 Rp 321.1K

-69.72%

Chicken Fillets (1kg)

$3.86 ₸1,751

$3.96 Rp 71.9K

-2.53%

Beef Round Steak (1kg)

$5.43 ₸2,461

$12.19 Rp 221.1K

-55.46%

Apples (1kg)

$1.23 ₸559

$3.66 Rp 66.3K

-66.39%

Banana (1kg)

$1.65 ₸748

$1.52 Rp 27.5K

8.55%

Oranges (1kg)

$1.72 ₸781

$2.23 Rp 40.4K

-22.87%

Tomato (1kg)

$1.69 ₸768

$1.97 Rp 35.8K

-14.21%

Potato (1kg)

$0.39 ₸176

$1.85 Rp 33.5K

-78.92%

Onion (1kg)

$0.60 ₸274

$2.42 Rp 44.0K

-75.21%

Lettuce (1 head)

$1.02 ₸461

$0.99 Rp 18.0K

3.03%

Water (1.5 liter bottle)

$0.99 ₸448

$0.51 Rp 9,313

94.12%

Cigarettes 20 Pack (Marlboro, Camel)

$2.46 ₸1,116

$2.22 Rp 40.3K

10.81%

Wine (Bottle)

$7.24 ₸3,282

$22.24 Rp 403.4K

-67.45%

Local Beer (0.5 liter bottle)

$1.31 ₸596

$2.26 Rp 41.0K

-42.04%

Imported Beer (0.33 liter bottle)

$2.20 ₸998

$2.97 Rp 53.9K

-25.93%

One-way Ticket (Public Transport)

$0.25 ₸114

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$15.69 ₸7,119

$7.82 Rp 141.9K

100.64%

Taxi Start (Normal Tariff)

$1.29 ₸586

$0.44 Rp 7,972

193.18%

Taxi (Normal Tariff) (1km)

$1.14 ₸515

$0.43 Rp 7,801

165.12%

Taxi 1hour Waiting (Normal Tariff)

$6.54 ₸2,968

$5.41 Rp 98.1K

20.89%

Gasoline (1 liter)

$0.65 ₸293

$0.82 Rp 15.0K

-20.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K ₸14.7M

$23.8K Rp 432.4M

35.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K ₸11.9M

$31.7K Rp 575.9M

-17.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$33.66 ₸15.3K

$79.1 Rp 1.4M

-57.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.01 ₸4,088

$6.45 Rp 116.9K

39.69%

Internet (50+ Mbps, Unlimited Data)

$18.84 ₸8,544

$18.58 Rp 337.0K

1.40%

Gym Membership (Monthly)

$42.36 ₸19.2K

$49.48 Rp 897.5K

-14.39%

Tennis Court (1 Hour on Weekend)

$11.23 ₸5,095

$17.65 Rp 320.1K

-36.37%

Cinema Ticket

$4.39 ₸1,993

$4.27 Rp 77.5K

2.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₸60.0K

$491 Rp 8.9M

-73.03%

International Primary School, 1 Child (Yearly)

$4,406 ₸2.0M

$5,674 Rp 102.9M

-22.34%

Jeans (Levis 501 Or Similar)

$28.90 ₸13.1K

$44.64 Rp 809.7K

-35.26%

Summer Dress (H&M, Zara, etc)

$25.47 ₸11.6K

$34.95 Rp 634.0K

-27.12%

Sport Shoes (Adidas, Nike)

$100 ₸45.4K

$79.9 Rp 1.4M

25.22%

Men's Leather Business Shoes

$76.6 ₸34.7K

$79.4 Rp 1.4M

-3.56%

1-bedroom Apartment, City Center (Monthly)

$339 ₸153.5K

$1,125 Rp 20.4M

-69.91%

1-bedroom Apartment, Outside City Center (Monthly)

$229 ₸103.8K

$671 Rp 12.2M

-65.93%

3-bedroom Apartment, City Center (Monthly)

$611 ₸276.9K

$3,565 Rp 64.7M

-82.87%

3-bedroom Apartment, Outside City Center (Monthly)

$489 ₸221.6K

$1,723 Rp 31.3M

-71.65%

Buy Apartment in City Center (m2)

$1,205 ₸546.7K

$2,732 Rp 49.5M

-55.88%

Buy Apartment Outside City Center (m2)

$739 ₸335.4K

$2,284 Rp 41.4M

-67.63%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

19.25

13.78

39.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Semey: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Semey

$229 32.2%

Ubud, Bali

$672 49.8% 194% $443

Groceries & Markets

Semey

$154 21.7%

Ubud, Bali

$288 21.4% 86.9% $134

Clothing & Footwear

Semey

$104 14.6%

Ubud, Bali

$108 8% 3.4% $3.6

Eating Out

Semey

$88 12.4%

Ubud, Bali

$108 8% 21.7% $19

Monthly Utilities & Internet

Semey

$62 8.6%

Ubud, Bali

$104 7.7% 69.2% $43

Sport & Entertainment

Semey

$51 7.2%

Ubud, Bali

$58 4.3% 13.5% $6.9

Getting Around

Semey

$24 3.3%

Ubud, Bali

$11 0.9% 51.7% $12

Cost Breakdown

A one-bedroom apartment in the center runs $339 in Semey and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $22 in Semey vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $154 vs $288 per month, with Semey cheaper across the board.

Good to know

🇰🇿 Semey

🇮🇩 Ubud, Bali

🕒 Local time

18:53 6:53 PM

21:53 9:53 PM

3 h ahead of Semey

🌤 Weather

👥 Population

310,456

74,800

💱 Currency

Kazakhstani Tenge KZT ₸

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 KZT = 2.2 USD

1,000 KZT = 1.98 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to KZT – Kazakhstani Tenge Converter

🇺🇸 United States Dollar ($)

🇰🇿 Kazakhstani Tenge (₸)

Kazakhstani Tenge exchange rates as of November 2, 2026: 1 USD = 454 KZT (1,000 KZT = 2.2 USD). 1 EUR = 506 KZT (1,000 KZT = 1.98 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

USD to KZT in detail →

On the map

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Highest

Between locations

Semey Ubud, Bali 7,370 km ≈ 10 h nonstop flight

From you

Semey
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Semey vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Semey is about 47% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,068 in Semey and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $339 in Semey versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 50% less than in Semey. The price difference matters if you commute daily and watch your budget.

Childcare runs $132 in Semey versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $712 in Semey versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Semey but tight or insufficient in Ubud, Bali. The gap between the two cities makes Semey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.