Cost of Living Comparison Between Ubud, Bali and Semey Cost of Living Comparison Between Ubud, Bali and Semey

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $694 in Semey.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,111 in Semey.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,528 in Semey.

Living in Ubud, Bali is roughly 107% more expensive than Semey, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Semey is 48% below.

Meal at Budget Restaurant

$3.57 Rp 61.6K

$4.43 ₸2,033

-19.41%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

$26.96 ₸12.4K

20.85%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

$4.65 ₸2,136

9.03%

Cappuccino

$2.83 Rp 48.8K

$1.54 ₸705

83.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$0.91 ₸417

47.25%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.56 ₸255

23.21%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

$1.15 ₸529

160.00%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

$1.84 ₸846

109.24%

Milk (1 liter)

$1.74 Rp 30.1K

$0.68 ₸313

155.88%

White Bread (500g)

$2.54 Rp 43.8K

$0.34 ₸158

647.06%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.66 ₸762

-28.31%

Eggs

$2.43 Rp 41.9K

$1.28 ₸587

89.84%

Local Cheese (1kg)

$14.66 Rp 253.2K

$8.75 ₸4,016

67.54%

Chicken Fillets (1kg)

$4.18 Rp 72.1K

$4.50 ₸2,063

-7.11%

Beef Round Steak (1kg)

$11.94 Rp 206.1K

$7.07 ₸3,243

68.88%

Apples (1kg)

$3.69 Rp 63.6K

$1.29 ₸590

186.05%

Banana (1kg)

$1.61 Rp 27.7K

$1.95 ₸895

-17.44%

Oranges (1kg)

$2.69 Rp 46.4K

$1.97 ₸903

36.55%

Tomato (1kg)

$2.33 Rp 40.2K

$1.89 ₸867

23.28%

Potato (1kg)

$1.91 Rp 32.9K

$0.56 ₸257

241.07%

Onion (1kg)

$2.19 Rp 37.7K

$0.37 ₸172

491.89%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.00 ₸459

6.00%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.77 ₸352

-6.49%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

$2.60 ₸1,194

20.38%

Wine (Bottle)

$23.49 Rp 405.6K

$6.82 ₸3,127

244.43%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

$0.94 ₸433

191.49%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

$1.61 ₸737

78.88%

One-way Ticket (Public Transport)

$0.29 Rp 5,010

$0.18 ₸80.4

61.11%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

$1.02 ₸469

-55.88%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

$0.67 ₸309

-37.31%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

$4.79 ₸2,199

28.60%

Gasoline (1 liter)

$0.84 Rp 14.5K

$0.46 ₸211

82.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

$20.1K ₸9.2M

30.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

$24.7K ₸11.3M

31.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$50.3 ₸23.1K

56.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

$8.62 ₸3,956

-54.18%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

$12.89 ₸5,913

89.29%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$33.61 ₸15.4K

187.24%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

$9.68 ₸4,441

-34.40%

Cinema Ticket

$4.04 Rp 69.7K

$4.36 ₸2,002

-7.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$214 ₸98.3K

41.26%

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

$4,808 ₸2.2M

35.67%

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

$56.4 ₸25.9K

-4.54%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

$35.66 ₸16.4K

6.51%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$87.9 ₸40.3K

-1.32%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$78.4 ₸36.0K

0.55%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$312 ₸143.0K

224.66%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

$201 ₸92.1K

236.03%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

$520 ₸238.5K

552.11%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

$386 ₸176.9K

444.26%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

18.39

-27.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Semey: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $312 in Semey. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $27.00 in Semey for a mid-range dinner for two. Groceries echo the gap at $298 vs $165 per month, with Semey cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Semey: Cost of Living - Frequently Asked Questions

Semey is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 107% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,158 in Ubud, Bali and $1,041 in Semey to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $312 in Semey. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $214 in Semey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Semey – a meal for two runs $27.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $694 in Semey versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Semey but tight or insufficient in Ubud, Bali. The gap between the two cities makes Semey the clear choice for anyone on this budget.

For families, Semey is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Semey are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Semey gentler on the wallet – expenses run 107% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.