Cost of Living Comparison Between Ubud, Bali and Semey Cost of Living Comparison Between Ubud, Bali and Semey

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $707 in Semey.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,146 in Semey.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,584 in Semey.

Living in Ubud, Bali is roughly 93% more expensive than in Semey, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Semey is 48% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$4.97 ₸2,228

-30.78%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$22.56 ₸10.1K

60.95%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$5.45 ₸2,443

4.77%

Cappuccino

$2.67 Rp 47.3K

$1.69 ₸756

57.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.80 ₸356

118.75%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.52 ₸233

67.31%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$0.93 ₸415

217.20%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$1.41 ₸633

220.57%

Milk (1 liter)

$1.62 Rp 28.7K

$1.05 ₸469

54.29%

White Bread (500g)

$2.33 Rp 41.3K

$0.33 ₸150

606.06%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.90 ₸851

-41.58%

Eggs

$2.20 Rp 39.0K

$1.51 ₸679

45.70%

Local Cheese (1kg)

$17.69 Rp 313.3K

$5.44 ₸2,440

225.18%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.78 ₸1,695

8.47%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$5.28 ₸2,365

130.68%

Apples (1kg)

$3.71 Rp 65.6K

$1.26 ₸566

194.44%

Banana (1kg)

$1.59 Rp 28.1K

$1.68 ₸755

-5.36%

Oranges (1kg)

$2.28 Rp 40.4K

$1.74 ₸780

31.03%

Tomato (1kg)

$1.95 Rp 34.6K

$1.69 ₸758

15.38%

Potato (1kg)

$1.91 Rp 33.7K

$0.38 ₸172

402.63%

Onion (1kg)

$2.33 Rp 41.3K

$0.57 ₸254

308.77%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.27 ₸571

-20.47%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.97 ₸436

-43.30%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.47 ₸1,108

-9.72%

Wine (Bottle)

$23.07 Rp 408.6K

$7.10 ₸3,184

224.93%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.37 ₸616

76.64%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.18 ₸978

37.61%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.26 ₸117

3.85%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$16.98 ₸7,613

-47.11%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.37 ₸614

-64.96%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.18 ₸529

-63.56%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$6.69 ₸2,998

-15.70%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.68 ₸304

17.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$24.2K ₸10.9M

3.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$26.0K ₸11.7M

21.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$33.94 ₸15.2K

140.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$8.78 ₸3,936

-26.08%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$18.96 ₸8,501

-1.00%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$42.68 ₸19.1K

33.25%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$11.09 ₸4,972

68.89%

Cinema Ticket

$4.54 Rp 80.4K

$4.35 ₸1,950

4.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$133 ₸59.4K

262.69%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$4,381 ₸2.0M

30.37%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$28.67 ₸12.9K

58.77%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$25.42 ₸11.4K

41.15%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$102 ₸45.5K

-20.81%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$75.2 ₸33.7K

4.56%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$353 ₸158.1K

216.09%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$234 ₸104.7K

198.73%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$637 ₸285.7K

470.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$484 ₸217.1K

258.72%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,235 ₸553.6K

125.47%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$822 ₸368.4K

178.62%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

19.25

-28.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Semey: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $353 in Semey. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $23.00 in Semey for a mid-range dinner for two. Groceries echo the gap at $295 vs $155 per month, with Semey cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Semey: Cost of Living - Frequently Asked Questions

Semey is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 93% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,052 in Ubud, Bali and $1,061 in Semey to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,115 in Ubud, Bali versus $353 in Semey. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Semey runs roughly 89% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $481 in Ubud, Bali versus $133 in Semey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $707 in Semey versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Semey but tight or insufficient in Ubud, Bali. The gap between the two cities makes Semey the clear choice for anyone on this budget.

For families, Semey is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Semey are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Semey gentler on the wallet – expenses run 93% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.