Last update: Oct 2026

Cost of Living Comparison Between Semarang and Ubud, Bali

For one person, living is cheaper in Semarang: $593 a month against $1,349 in Ubud, Bali, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

29

Cost of Living Index in Semarang
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Semarang Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Semarang

🇮🇩 Indonesia

$593

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Semarang and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Semarang and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $593 per month in Semarang vs $1,349 in Ubud, Bali, rent included.

Semarang $593
Ubud, Bali $1,349

A couple spends around $938 per month in Semarang vs $2,305 in Ubud, Bali, rent included.

Semarang $938
Ubud, Bali $2,305

A family of three spends $1,282 per month in Semarang vs $3,261 in Ubud, Bali, rent included.

Semarang $1,282
Ubud, Bali $3,261

Semarang is about 56% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$1.34 Rp 24.4K

$3.32 Rp 60.4K

-59.64%

Three-Course Dinner for Two, Mid-Range

$10.53 Rp 191.3K

$35.64 Rp 647.8K

-70.45%

Fast Food Meal (McDonalds, etc)

$3.04 Rp 55.3K

$5.53 Rp 100.6K

-45.03%

Cappuccino

$1.28 Rp 23.2K

$2.72 Rp 49.4K

-52.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 Rp 7,808

$1.70 Rp 30.9K

-74.71%

Water (0.33 liter bottle)

$0.16 Rp 2,847

$0.76 Rp 13.8K

-78.95%

Local Beer (0.5 liter draught)

$1.64 Rp 29.8K

$2.65 Rp 48.2K

-38.11%

Imported Beer (0.33 liter bottle)

$3.25 Rp 59.1K

$4.38 Rp 79.6K

-25.80%

Milk (1 liter)

$1.05 Rp 19.0K

$1.49 Rp 27.1K

-29.53%

White Bread (500g)

$0.92 Rp 16.7K

$2.28 Rp 41.4K

-59.65%

Rice (white) (1kg)

$0.79 Rp 14.4K

$1.19 Rp 21.6K

-33.61%

Eggs

$1.18 Rp 21.4K

$2.04 Rp 37.0K

-42.16%

Local Cheese (1kg)

$3.86 Rp 70.2K

$17.70 Rp 321.7K

-78.19%

Chicken Fillets (1kg)

$2.33 Rp 42.4K

$3.96 Rp 72.0K

-41.16%

Beef Round Steak (1kg)

$7.55 Rp 137.3K

$12.19 Rp 221.6K

-38.06%

Apples (1kg)

$1.96 Rp 35.7K

$3.66 Rp 66.4K

-46.45%

Banana (1kg)

$1.28 Rp 23.3K

$1.52 Rp 27.6K

-15.79%

Oranges (1kg)

$1.80 Rp 32.8K

$2.23 Rp 40.5K

-19.28%

Tomato (1kg)

$1.47 Rp 26.7K

$1.97 Rp 35.9K

-25.38%

Potato (1kg)

$1.28 Rp 23.3K

$1.85 Rp 33.6K

-30.81%

Onion (1kg)

$1.89 Rp 34.3K

$2.42 Rp 44.1K

-21.90%

Lettuce (1 head)

$0.93 Rp 17.0K

$0.99 Rp 18.0K

-6.06%

Water (1.5 liter bottle)

$0.40 Rp 7,359

$0.51 Rp 9,332

-21.57%

Cigarettes 20 Pack (Marlboro, Camel)

$1.87 Rp 34.1K

$2.22 Rp 40.4K

-15.77%

Wine (Bottle)

$25.05 Rp 455.2K

$22.24 Rp 404.2K

12.63%

Local Beer (0.5 liter bottle)

$1.64 Rp 29.8K

$2.26 Rp 41.1K

-27.43%

Imported Beer (0.33 liter bottle)

$1.95 Rp 35.4K

$2.97 Rp 54.0K

-34.34%

One-way Ticket (Public Transport)

$0.21 Rp 3,816

$0.25 Rp 4,562

-16.00%

Public Transport Monthly Pass (Regular Price)

$13.93 Rp 253.1K

$7.82 Rp 142.2K

78.13%

Taxi Start (Normal Tariff)

$0.50 Rp 9,128

$0.44 Rp 7,989

13.64%

Taxi (Normal Tariff) (1km)

$0.29 Rp 5,331

$0.43 Rp 7,817

-32.56%

Taxi 1hour Waiting (Normal Tariff)

$2.69 Rp 48.8K

$5.41 Rp 98.3K

-50.28%

Gasoline (1 liter)

$0.77 Rp 14.0K

$0.82 Rp 15.0K

-6.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 446.0M

$23.8K Rp 433.3M

2.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 585.5M

$31.7K Rp 577.0M

1.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.1 Rp 1.6M

$79.1 Rp 1.4M

8.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.67 Rp 48.4K

$6.45 Rp 117.2K

-58.60%

Internet (50+ Mbps, Unlimited Data)

$18.96 Rp 344.7K

$18.58 Rp 337.7K

2.05%

Gym Membership (Monthly)

$20.30 Rp 368.9K

$49.48 Rp 899.4K

-58.97%

Tennis Court (1 Hour on Weekend)

$4.49 Rp 81.5K

$17.65 Rp 320.8K

-74.56%

Cinema Ticket

$2.25 Rp 40.9K

$4.27 Rp 77.7K

-47.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$49.33 Rp 896.6K

$491 Rp 8.9M

-89.94%

International Primary School, 1 Child (Yearly)

$2,076 Rp 37.7M

$5,674 Rp 103.1M

-63.41%

Jeans (Levis 501 Or Similar)

$34.61 Rp 629.1K

$44.64 Rp 811.4K

-22.47%

Summer Dress (H&M, Zara, etc)

$29.31 Rp 532.7K

$34.95 Rp 635.3K

-16.14%

Sport Shoes (Adidas, Nike)

$56.4 Rp 1.0M

$79.9 Rp 1.5M

-29.40%

Men's Leather Business Shoes

$38.07 Rp 691.9K

$79.4 Rp 1.4M

-52.06%

1-bedroom Apartment, City Center (Monthly)

$226 Rp 4.1M

$1,125 Rp 20.4M

-79.89%

1-bedroom Apartment, Outside City Center (Monthly)

$136 Rp 2.5M

$671 Rp 12.2M

-79.69%

3-bedroom Apartment, City Center (Monthly)

$477 Rp 8.7M

$3,565 Rp 64.8M

-86.61%

3-bedroom Apartment, Outside City Center (Monthly)

$380 Rp 6.9M

$1,723 Rp 31.3M

-77.97%

Buy Apartment in City Center (m2)

$1,223 Rp 22.2M

$2,732 Rp 49.6M

-55.24%

Buy Apartment Outside City Center (m2)

$833 Rp 15.1M

$2,284 Rp 41.5M

-63.51%

Average Monthly Net Salary (After Tax)

$186 Rp 3.4M

$164 Rp 3.0M

13.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.82

13.78

-35.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Semarang: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Semarang

$184 31%

Ubud, Bali

$288 21.4% 56.9% $105

Accommodation & Living

Semarang

$136 23%

Ubud, Bali

$672 49.8% 392% $535

Monthly Utilities & Internet

Semarang

$108 18.2%

Ubud, Bali

$104 7.7% 3.4% $3.7

Clothing & Footwear

Semarang

$71 12%

Ubud, Bali

$108 8% 50.8% $36

Eating Out

Semarang

$52 8.8%

Ubud, Bali

$108 8% 106% $55

Sport & Entertainment

Semarang

$25 4.2%

Ubud, Bali

$58 4.3% 134% $33

Getting Around

Semarang

$17 2.8%

Ubud, Bali

$11 0.9% 31.8% $5.3

Cost Breakdown

A central one-bedroom costs $226 in Semarang versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Semarang, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $11 in Semarang versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $184 vs $288 – making Semarang the more affordable choice for daily food spending.

Good to know

🇮🇩 Semarang

🇮🇩 Ubud, Bali

🕒 Local time

05:18 5:18 AM

06:18 6:18 AM

1 h ahead of Semarang

🌤 Weather

👥 Population

1,555,984

74,800

💱 Currency

Indonesian Rupiah IDR Rp

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

On the map

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Between locations

Semarang Ubud, Bali 560 km ≈ 1 h 15 min nonstop flight

From you

Semarang
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Semarang vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 127%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $890 per month in Semarang and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Semarang, especially for central apartments: a one-bedroom in the center costs $226 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $11 in Semarang and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $593 in Semarang and $1,349 in Ubud, Bali. That makes Semarang about 56% cheaper.

A $1,000 monthly budget goes further in Semarang, where all-in costs run around $593, than in Ubud, Bali at $1,349. In Semarang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Semarang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.