Last update: Oct 2026

Cost of Living Comparison Between Seki and Cebu

For one person, living is cheaper in Seki: $756 a month against $918 in Cebu, rent and utilities included – about $1,900 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

37

Cost of Living Index in Seki
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Seki Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Seki

🇦🇿 Azerbaijan

$756

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Seki and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seki and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $756 in Seki versus $918 in Cebu.

Seki $756
Cebu $918

Estimated couple costs with rent: $1,262 in Seki versus $1,409 in Cebu.

Seki $1,262
Cebu $1,409

Monthly costs for a family of three with rent: $1,768 in Seki versus $1,900 in Cebu.

Seki $1,768
Cebu $1,900

Living in Seki costs roughly 18% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Seki 44% lower, Cebu 32% lower.

Meal at Budget Restaurant

$9.03 ₼15.35

$3.09 ₱194

192.23%

Three-Course Dinner for Two, Mid-Range

$39.66 ₼67.4

$24.22 ₱1,525

63.75%

Fast Food Meal (McDonalds, etc)

$8.32 ₼14.15

$3.92 ₱247

112.24%

Cappuccino

$3.43 ₼5.83

$2.51 ₱158

36.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₼1.84

$1.59 ₱100

-32.08%

Water (0.33 liter bottle)

$0.62 ₼1.06

$0.53 ₱33.43

16.98%

Local Beer (0.5 liter draught)

$1.77 ₼3.01

$1.78 ₱112

-0.56%

Imported Beer (0.33 liter bottle)

$2.87 ₼4.88

$2.17 ₱137

32.26%

Milk (1 liter)

$1.50 ₼2.54

$1.92 ₱121

-21.87%

White Bread (500g)

$0.52 ₼0.89

$1.36 ₱85.4

-61.76%

Rice (white) (1kg)

$2.44 ₼4.15

$1.01 ₱63.5

141.58%

Eggs

$2.00 ₼3.40

$2.03 ₱128

-1.48%

Local Cheese (1kg)

$5.27 ₼8.96

$9.86 ₱621

-46.55%

Chicken Fillets (1kg)

$5.06 ₼8.60

$4.39 ₱277

15.26%

Beef Round Steak (1kg)

$11.84 ₼20.13

$7.60 ₱479

55.79%

Apples (1kg)

$1.35 ₼2.29

$3.30 ₱208

-59.09%

Banana (1kg)

$1.88 ₼3.19

$1.39 ₱87.8

35.25%

Oranges (1kg)

$1.56 ₼2.66

$2.33 ₱147

-33.05%

Tomato (1kg)

$1.84 ₼3.12

$1.50 ₱94.3

22.67%

Potato (1kg)

$0.73 ₼1.24

$2.36 ₱149

-69.07%

Onion (1kg)

$0.61 ₼1.03

$1.90 ₱119

-67.89%

Lettuce (1 head)

$0.78 ₼1.33

$1.19 ₱74.9

-34.45%

Water (1.5 liter bottle)

$0.74 ₼1.25

$0.63 ₱39.71

17.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₼4.91

$3.00 ₱189

-3.67%

Wine (Bottle)

$8.81 ₼14.97

$6.03 ₱379

46.10%

Local Beer (0.5 liter bottle)

$1.51 ₼2.56

$1.23 ₱77.7

22.76%

Imported Beer (0.33 liter bottle)

$2.80 ₼4.76

$1.75 ₱110

60.00%

One-way Ticket (Public Transport)

$0.28 ₼0.48

$0.25 ₱15.86

12.00%

Public Transport Monthly Pass (Regular Price)

$17.84 ₼30.33

$12.64 ₱796

41.14%

Taxi Start (Normal Tariff)

$2.10 ₼3.57

$0.77 ₱48.62

172.73%

Taxi (Normal Tariff) (1km)

$0.57 ₼0.97

$0.23 ₱14.53

147.83%

Taxi 1hour Waiting (Normal Tariff)

$3.51 ₼5.96

$4.46 ₱281

-21.30%

Gasoline (1 liter)

$0.70 ₼1.19

$1.31 ₱82.8

-46.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K ₼40.3K

$21.2K ₱1.3M

11.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K ₼35.8K

$19.1K ₱1.2M

10.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.36 ₼39.70

$120 ₱7,569

-80.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.76 ₼14.89

$14.00 ₱882

-37.43%

Internet (50+ Mbps, Unlimited Data)

$11.16 ₼18.97

$27.54 ₱1,734

-59.48%

Gym Membership (Monthly)

$17.99 ₼30.58

$32.33 ₱2,035

-44.36%

Tennis Court (1 Hour on Weekend)

$23.61 ₼40.13

$6.65 ₱419

255.04%

Cinema Ticket

$5.94 ₼10.10

$5.65 ₱356

5.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$329 ₼559

$275 ₱17.3K

19.55%

International Primary School, 1 Child (Yearly)

$6,751 ₼11.5K

$7,918 ₱498.5K

-14.74%

Jeans (Levis 501 Or Similar)

$65.8 ₼112

$49.33 ₱3,106

33.29%

Summer Dress (H&M, Zara, etc)

$55.1 ₼93.7

$25.24 ₱1,589

118.42%

Sport Shoes (Adidas, Nike)

$126 ₼214

$77.0 ₱4,846

63.67%

Men's Leather Business Shoes

$113 ₼193

$57.2 ₱3,601

98.30%

1-bedroom Apartment, City Center (Monthly)

$218 ₼370

$500 ₱31.5K

-56.36%

1-bedroom Apartment, Outside City Center (Monthly)

$143 ₼243

$309 ₱19.4K

-53.65%

3-bedroom Apartment, City Center (Monthly)

$455 ₼773

$1,078 ₱67.9K

-57.81%

3-bedroom Apartment, Outside City Center (Monthly)

$258 ₼439

$615 ₱38.7K

-58.06%

Buy Apartment in City Center (m2)

$636 ₼1,081

$2,886 ₱181.7K

-77.96%

Buy Apartment Outside City Center (m2)

$350 ₼595

$1,917 ₱120.7K

-81.73%

Average Monthly Net Salary (After Tax)

$247 ₼420

$346 ₱21.8K

-28.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.46

7.2

31.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seki: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Seki

$194 25.7%

Cebu

$206 22.4% 6% $12

Clothing & Footwear

Seki

$162 21.4%

Cebu

$94 10.2% 42.1% $68

Eating Out

Seki

$160 21.1%

Cebu

$88 9.6% 44.8% $72

Accommodation & Living

Seki

$143 18.9%

Cebu

$309 33.6% 116% $166

Monthly Utilities & Internet

Seki

$43 5.7%

Cebu

$162 17.6% 274% $118

Sport & Entertainment

Seki

$30 4%

Cebu

$44 4.8% 46% $14

Getting Around

Seki

$24 3.2%

Cebu

$16 1.7% 34.9% $8.4

Cost Breakdown

A one-bedroom apartment in the center runs $218 in Seki and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 40% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $40.00 in Seki vs $24.00 in Cebu. Groceries flip the comparison at $194 vs $206, with Seki cheaper for home cooking.

Good to know

🇦🇿 Seki

🇵🇭 Cebu

🕒 Local time

22:51 10:51 PM

02:51 2:51 AM

4 h ahead of Seki

🌤 Weather

👥 Population

68,400

964,169

💱 Currency

Azerbaijani Manat AZN ₼

Philippine Peso PHP ₱

📈 Exchange rate

1 AZN = 0.588 USD

1 AZN = 0.523 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AZN – Azerbaijani Manat Converter

🇺🇸 United States Dollar ($)

🇦🇿 Azerbaijani Manat (₼)

Azerbaijani Manat exchange rates as of October 17, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.91 AZN (1 AZN = 0.523 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to AZN in detail →

On the map

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Highest

Between locations

Seki Cebu 8,160 km ≈ 11 h nonstop flight

From you

Seki
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seki vs Cebu: Cost of Living - Frequently Asked Questions

Seki is cheaper overall, especially in groceries, leisure, and utilities. The 21% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 40% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $218 in Seki versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $756 per month in Seki versus $918 in Cebu – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Seki runs roughly 41% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Seki gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Seki is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Seki and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Seki gentler on the wallet – expenses run 21% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.