Last update: Oct 2026

Cost of Living Comparison Between Cebu and Seki

For one person, living is cheaper in Seki: $756 a month against $918 in Cebu, rent and utilities included – about $1,900 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
37

Cost of Living Index in Seki
Learn more

Seki Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Seki

🇦🇿 Azerbaijan

$756

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Seki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Seki actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $756 in Seki.

Cebu $918
Seki $756

Estimated couple costs with rent: $1,409 in Cebu versus $1,262 in Seki.

Cebu $1,409
Seki $1,262

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,768 in Seki.

Cebu $1,900
Seki $1,768

Living in Cebu is roughly 21% more expensive than in Seki, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Seki 44% lower.

Meal at Budget Restaurant

$3.09 ₱194

$9.03 ₼15.35

-65.78%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$39.66 ₼67.4

-38.93%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$8.32 ₼14.15

-52.88%

Cappuccino

$2.51 ₱158

$3.43 ₼5.83

-26.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.08 ₼1.84

47.22%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.62 ₼1.06

-14.52%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.77 ₼3.01

0.56%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.87 ₼4.88

-24.39%

Milk (1 liter)

$1.92 ₱121

$1.50 ₼2.54

28.00%

White Bread (500g)

$1.36 ₱85.4

$0.52 ₼0.89

161.54%

Rice (white) (1kg)

$1.01 ₱63.5

$2.44 ₼4.15

-58.61%

Eggs

$2.03 ₱128

$2.00 ₼3.40

1.50%

Local Cheese (1kg)

$9.86 ₱621

$5.27 ₼8.96

87.10%

Chicken Fillets (1kg)

$4.39 ₱277

$5.06 ₼8.60

-13.24%

Beef Round Steak (1kg)

$7.60 ₱479

$11.84 ₼20.13

-35.81%

Apples (1kg)

$3.30 ₱208

$1.35 ₼2.29

144.44%

Banana (1kg)

$1.39 ₱87.8

$1.88 ₼3.19

-26.06%

Oranges (1kg)

$2.33 ₱147

$1.56 ₼2.66

49.36%

Tomato (1kg)

$1.50 ₱94.3

$1.84 ₼3.12

-18.48%

Potato (1kg)

$2.36 ₱149

$0.73 ₼1.24

223.29%

Onion (1kg)

$1.90 ₱119

$0.61 ₼1.03

211.48%

Lettuce (1 head)

$1.19 ₱74.9

$0.78 ₼1.33

52.56%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.74 ₼1.25

-14.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.89 ₼4.91

3.81%

Wine (Bottle)

$6.03 ₱379

$8.81 ₼14.97

-31.56%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.51 ₼2.56

-18.54%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.80 ₼4.76

-37.50%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.28 ₼0.48

-10.71%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$17.84 ₼30.33

-29.15%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.10 ₼3.57

-63.33%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.57 ₼0.97

-59.65%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$3.51 ₼5.96

27.07%

Gasoline (1 liter)

$1.31 ₱82.8

$0.70 ₼1.19

87.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$23.7K ₼40.3K

-10.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$21.1K ₼35.8K

-9.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$23.36 ₼39.70

414.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$8.76 ₼14.89

59.82%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$11.16 ₼18.97

146.77%

Gym Membership (Monthly)

$32.33 ₱2,035

$17.99 ₼30.58

79.71%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$23.61 ₼40.13

-71.83%

Cinema Ticket

$5.65 ₱356

$5.94 ₼10.10

-4.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$329 ₼559

-16.35%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$6,751 ₼11.5K

17.29%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$65.8 ₼112

-24.97%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$55.1 ₼93.7

-54.22%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$126 ₼214

-38.90%

Men's Leather Business Shoes

$57.2 ₱3,601

$113 ₼193

-49.57%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$218 ₼370

129.15%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$143 ₼243

115.76%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$455 ₼773

137.05%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$258 ₼439

138.41%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$636 ₼1,081

353.71%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$350 ₼595

447.26%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$247 ₼420

39.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.46

-23.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Seki: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Seki

$143 18.9% 53.7% $166

Groceries & Markets

Cebu

$206 22.4%

Seki

$194 25.7% 5.7% $12

Monthly Utilities & Internet

Cebu

$162 17.6%

Seki

$43 5.7% 73.2% $118

Clothing & Footwear

Cebu

$94 10.2%

Seki

$162 21.4% 72.6% $68

Eating Out

Cebu

$88 9.6%

Seki

$160 21.1% 81.1% $72

Sport & Entertainment

Cebu

$44 4.8%

Seki

$30 4% 31.5% $14

Getting Around

Cebu

$16 1.7%

Seki

$24 3.2% 53.7% $8.4

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $218 in Seki. Housing cost is often the main lever when comparing two cities.

Cebu pays 40% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $40.00 in Seki. Groceries flip the comparison at $206 vs $194, with Seki cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇦🇿 Seki

🕒 Local time

03:48 3:48 AM

23:48 11:48 PM

4 h behind Cebu

🌤 Weather

👥 Population

964,169

68,400

💱 Currency

Philippine Peso PHP ₱

Azerbaijani Manat AZN ₼

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 AZN = 0.588 USD

1 AZN = 0.523 EUR

Exchange rates and currency converter

AZN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Azerbaijani Manat exchange rates as of October 17, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.91 AZN (1 AZN = 0.523 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Seki 8,160 km ≈ 11 h nonstop flight

From you

Cebu
Seki

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Seki: Cost of Living - Frequently Asked Questions

Seki is cheaper overall, especially in groceries, leisure, and utilities. The 21% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 40% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $218 in Seki. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $756 in Seki – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Seki runs roughly 41% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Seki gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Seki is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Seki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Seki gentler on the wallet – expenses run 21% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.