Last update: Oct 2026

Cost of Living Comparison Between Santiago, Panama and Tbilisi

For one person, living is cheaper in Tbilisi: $1,269 a month against $1,442 in Santiago, rent and utilities included – about $2,100 less a year. Higher rent and utilities in Santiago outweigh lower spending on other living expenses.

69

Cost of Living Index in Santiago
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Santiago Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Santiago

🇵🇦 Panama

$1,442

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in Santiago and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santiago and in Tbilisi actually costs, broken down by who's living it.

A single person spends $1,442 per month in Santiago vs $1,269 in Tbilisi, rent included.

Santiago $1,442
Tbilisi $1,269

A couple spends around $2,119 per month in Santiago vs $2,016 in Tbilisi, rent included.

Santiago $2,119
Tbilisi $2,016

A family of three spends $2,796 per month in Santiago vs $2,763 in Tbilisi, rent included.

Santiago $2,796
Tbilisi $2,763

Santiago costs about 14% more than Tbilisi, and outside of rent the biggest gap is in groceries.

Santiago sits 6% above the global median, while Tbilisi is 7% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.44 PAB 4.44

$11.63 ₾30.07

-61.82%

Three-Course Dinner for Two, Mid-Range

$29.53 PAB 29.53

$37.83 ₾97.9

-21.94%

Fast Food Meal (McDonalds, etc)

$5.02 PAB 5.02

$9.66 ₾24.98

-48.03%

Cappuccino

$4.04 PAB 4.04

$3.57 ₾9.24

13.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 PAB 0.73

$1.08 ₾2.78

-32.41%

Water (0.33 liter bottle)

$0.77 PAB 0.77

$0.56 ₾1.45

37.50%

Local Beer (0.5 liter draught)

$0.97 PAB 0.97

$2.62 ₾6.78

-62.98%

Imported Beer (0.33 liter bottle)

$2.03 PAB 2.03

$3.04 ₾7.86

-33.22%

Milk (1 liter)

$1.84 PAB 1.84

$2.17 ₾5.60

-15.21%

White Bread (500g)

$2.58 PAB 2.58

$0.80 ₾2.06

222.50%

Rice (white) (1kg)

$3.38 PAB 3.38

$1.74 ₾4.51

94.25%

Eggs

$2.68 PAB 2.68

$2.83 ₾7.31

-5.30%

Local Cheese (1kg)

$12.25 PAB 12.25

$9.31 ₾24.08

31.58%

Chicken Fillets (1kg)

$6.88 PAB 6.88

$6.52 ₾16.86

5.52%

Beef Round Steak (1kg)

$10.59 PAB 10.59

$12.95 ₾33.50

-18.22%

Apples (1kg)

$4.13 PAB 4.13

$1.68 ₾4.34

145.83%

Banana (1kg)

$1.89 PAB 1.89

$1.85 ₾4.80

2.16%

Oranges (1kg)

$4.09 PAB 4.09

$1.97 ₾5.10

107.61%

Tomato (1kg)

$4.05 PAB 4.05

$2.42 ₾6.25

67.36%

Potato (1kg)

$3.36 PAB 3.36

$0.82 ₾2.11

309.76%

Onion (1kg)

$4.19 PAB 4.19

$0.74 ₾1.91

466.22%

Lettuce (1 head)

$2.39 PAB 2.39

$1.34 ₾3.47

78.36%

Water (1.5 liter bottle)

$1.78 PAB 1.78

$0.77 ₾2.00

131.17%

Cigarettes 20 Pack (Marlboro, Camel)

$6.17 PAB 6.17

$3.57 ₾9.24

72.83%

Wine (Bottle)

$11.46 PAB 11.46

$7.67 ₾19.84

49.41%

Local Beer (0.5 liter bottle)

$1.43 PAB 1.43

$1.70 ₾4.39

-15.88%

Imported Beer (0.33 liter bottle)

$2.83 PAB 2.83

$2.40 ₾6.21

17.92%

One-way Ticket (Public Transport)

$0.40 ₾1.05

Public Transport Monthly Pass (Regular Price)

$15.23 ₾39.39

Taxi Start (Normal Tariff)

$2.48 PAB 2.48

$1.14 ₾2.95

117.54%

Taxi (Normal Tariff) (1km)

$1.86 PAB 1.86

$0.78 ₾2.02

138.46%

Taxi 1hour Waiting (Normal Tariff)

$22.36 PAB 22.36

$11.83 ₾30.59

89.01%

Gasoline (1 liter)

$1.18 PAB 1.18

$1.45 ₾3.75

-18.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K PAB 24.3K

$24.6K ₾63.6K

-1.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K PAB 21.5K

$22.3K ₾57.8K

-3.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 PAB 120

$88.8 ₾230

34.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.90 PAB 14.90

$13.12 ₾33.94

13.57%

Internet (50+ Mbps, Unlimited Data)

$43.49 PAB 43.49

$19.67 ₾50.9

121.10%

Gym Membership (Monthly)

$64.1 ₾166

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.25

Cinema Ticket

$8.26 PAB 8.26

$7.12 ₾18.42

16.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$533 PAB 533

$375 ₾971

41.99%

International Primary School, 1 Child (Yearly)

$9,758 PAB 9,758

$10.5K ₾27.1K

-6.80%

Jeans (Levis 501 Or Similar)

$67.9 PAB 67.9

$104 ₾268

-34.51%

Summer Dress (H&M, Zara, etc)

$47.51 PAB 47.51

$39.26 ₾102

21.01%

Sport Shoes (Adidas, Nike)

$93.7 PAB 93.7

$117 ₾304

-20.13%

Men's Leather Business Shoes

$110 PAB 110

$122 ₾315

-9.77%

1-bedroom Apartment, City Center (Monthly)

$451 PAB 451

$695 ₾1,798

-35.07%

1-bedroom Apartment, Outside City Center (Monthly)

$652 PAB 652

$451 ₾1,167

44.62%

3-bedroom Apartment, City Center (Monthly)

$648 PAB 648

$1,355 ₾3,505

-52.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,105 PAB 1,105

$906 ₾2,344

21.91%

Buy Apartment in City Center (m2)

$2,295 ₾5,936

Buy Apartment Outside City Center (m2)

$1,345 ₾3,479

Average Monthly Net Salary (After Tax)

$664 ₾1,718

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

12.62

-49.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santiago: October 25, 2026

Last update for Tbilisi: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Santiago

$652 45.3%

Tbilisi

$451 35.6% 30.9% $201

Groceries & Markets

Santiago

$325 22.5%

Tbilisi

$234 18.4% 28% $91

Monthly Utilities & Internet

Santiago

$178 12.4%

Tbilisi

$122 9.6% 31.8% $57

Clothing & Footwear

Santiago

$144 10%

Tbilisi

$172 13.5% 19.8% $28

Eating Out

Santiago

$114 7.9%

Tbilisi

$191 15% 67.1% $77

Sport & Entertainment

Santiago

$17 * 1.2%

Tbilisi

$78 6.2% 374% $62

Getting Around

Santiago

$12 * 0.8%

Tbilisi

$22 1.7% 86.1% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $451 in Santiago versus $695 in Tbilisi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $30 in Santiago versus $38 in Tbilisi. Groceries tell a different story – $325 in Santiago vs $234 in Tbilisi – so Tbilisi wins on supermarket bills even if dining out costs more.

Good to know

🇵🇦 Santiago

🇬🇪 Tbilisi

🕒 Local time

05:08 5:08 AM

14:08 2:08 PM

9 h ahead of Santiago

🌤 Weather

👥 Population

31,065

1,241,700 Capital

💱 Currency

Panamanian Balboa PAB B/.

Georgian Lari GEL ₾

📈 Exchange rate

1 PAB = 1 USD

1 PAB = 0.899 EUR

1 GEL = 0.387 USD

1 GEL = 0.347 EUR

Exchange rates and currency converter

GEL, USD, EUR to PAB – Panamanian Balboa Converter

🇺🇸 United States Dollar ($)

🇵🇦 Panamanian Balboa (B/.)

Panamanian Balboa exchange rates as of October 28, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.11 PAB (1 PAB = 0.899 EUR).

Georgian Lari exchange rates as of October 28, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.88 GEL (1 GEL = 0.347 EUR).

USD to PAB in detail →

On the map

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Between locations

Santiago Tbilisi 12,210 km ≈ 16 h nonstop flight

From you

Santiago
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santiago vs Tbilisi: Cost of Living - Frequently Asked Questions

Yes – Santiago is pricier by about 14%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,162 per month in Santiago and $1,904 in Tbilisi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santiago, especially for central apartments: a one-bedroom in the center costs $451 there versus $695 in Tbilisi.

A mid-range dinner for two costs $30 in Santiago and $38 in Tbilisi. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 39% more in Santiago, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,000 covers both cities comfortably – all-in costs are $1,442 in Santiago and $1,269 in Tbilisi, leaving budget for savings and extras in both cases.

It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $1,269 in Tbilisi to $1,442 in Santiago. Climate, culture, job market, and personal taste all factor in.