Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Santiago, Panama

Name: Santiago
Address: Santiago, PA

For one person, living is cheaper in Tbilisi: $1,269 a month against $1,442 in Santiago, rent and utilities included – about $2,100 less a year. Higher rent and utilities in Santiago outweigh lower spending on other living expenses.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
69

Cost of Living Index in Santiago
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Santiago Living Index

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Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Santiago

🇵🇦 Panama

$1,442

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Santiago

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Santiago actually costs, broken down by who's living it.

A single person spends $1,269 per month in Tbilisi vs $1,442 in Santiago, rent included.

Tbilisi $1,269
Santiago $1,442

A couple spends around $2,016 per month in Tbilisi vs $2,119 in Santiago, rent included.

Tbilisi $2,016
Santiago $2,119

A family of three spends $2,763 per month in Tbilisi vs $2,796 in Santiago, rent included.

Tbilisi $2,763
Santiago $2,796

Tbilisi is about 12% cheaper than Santiago, and outside of rent the biggest gap is in groceries.

Tbilisi sits 7% below the global median, while Santiago is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.63 ₾30.07

$4.44 PAB 4.44

161.94%

Three-Course Dinner for Two, Mid-Range

$37.83 ₾97.8

$29.53 PAB 29.53

28.11%

Fast Food Meal (McDonalds, etc)

$9.66 ₾24.98

$5.02 PAB 5.02

92.43%

Cappuccino

$3.57 ₾9.24

$4.04 PAB 4.04

-11.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₾2.78

$0.73 PAB 0.73

47.95%

Water (0.33 liter bottle)

$0.56 ₾1.45

$0.77 PAB 0.77

-27.27%

Local Beer (0.5 liter draught)

$2.62 ₾6.78

$0.97 PAB 0.97

170.10%

Imported Beer (0.33 liter bottle)

$3.04 ₾7.85

$2.03 PAB 2.03

49.75%

Milk (1 liter)

$2.17 ₾5.60

$1.84 PAB 1.84

17.93%

White Bread (500g)

$0.80 ₾2.06

$2.58 PAB 2.58

-68.99%

Rice (white) (1kg)

$1.74 ₾4.51

$3.38 PAB 3.38

-48.52%

Eggs

$2.83 ₾7.31

$2.68 PAB 2.68

5.60%

Local Cheese (1kg)

$9.31 ₾24.07

$12.25 PAB 12.25

-24.00%

Chicken Fillets (1kg)

$6.52 ₾16.85

$6.88 PAB 6.88

-5.23%

Beef Round Steak (1kg)

$12.95 ₾33.50

$10.59 PAB 10.59

22.29%

Apples (1kg)

$1.68 ₾4.34

$4.13 PAB 4.13

-59.32%

Banana (1kg)

$1.85 ₾4.79

$1.89 PAB 1.89

-2.12%

Oranges (1kg)

$1.97 ₾5.10

$4.09 PAB 4.09

-51.83%

Tomato (1kg)

$2.42 ₾6.25

$4.05 PAB 4.05

-40.25%

Potato (1kg)

$0.82 ₾2.11

$3.36 PAB 3.36

-75.60%

Onion (1kg)

$0.74 ₾1.91

$4.19 PAB 4.19

-82.34%

Lettuce (1 head)

$1.34 ₾3.47

$2.39 PAB 2.39

-43.93%

Water (1.5 liter bottle)

$0.77 ₾2.00

$1.78 PAB 1.78

-56.74%

Cigarettes 20 Pack (Marlboro, Camel)

$3.57 ₾9.24

$6.17 PAB 6.17

-42.14%

Wine (Bottle)

$7.67 ₾19.83

$11.46 PAB 11.46

-33.07%

Local Beer (0.5 liter bottle)

$1.70 ₾4.39

$1.43 PAB 1.43

18.88%

Imported Beer (0.33 liter bottle)

$2.40 ₾6.21

$2.83 PAB 2.83

-15.19%

One-way Ticket (Public Transport)

$0.40 ₾1.05

Public Transport Monthly Pass (Regular Price)

$15.23 ₾39.38

Taxi Start (Normal Tariff)

$1.14 ₾2.95

$2.48 PAB 2.48

-54.03%

Taxi (Normal Tariff) (1km)

$0.78 ₾2.02

$1.86 PAB 1.86

-58.06%

Taxi 1hour Waiting (Normal Tariff)

$11.83 ₾30.58

$22.36 PAB 22.36

-47.09%

Gasoline (1 liter)

$1.45 ₾3.75

$1.18 PAB 1.18

22.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K ₾63.6K

$24.3K PAB 24.3K

1.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₾57.8K

$21.5K PAB 21.5K

3.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.8 ₾230

$120 PAB 120

-25.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.12 ₾33.93

$14.90 PAB 14.90

-11.95%

Internet (50+ Mbps, Unlimited Data)

$19.67 ₾50.9

$43.49 PAB 43.49

-54.77%

Gym Membership (Monthly)

$64.1 ₾166

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.24

Cinema Ticket

$7.12 ₾18.42

$8.26 PAB 8.26

-13.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$375 ₾971

$533 PAB 533

-29.57%

International Primary School, 1 Child (Yearly)

$10.5K ₾27.1K

$9,758 PAB 9,758

7.30%

Jeans (Levis 501 Or Similar)

$104 ₾268

$67.9 PAB 67.9

52.70%

Summer Dress (H&M, Zara, etc)

$39.26 ₾102

$47.51 PAB 47.51

-17.36%

Sport Shoes (Adidas, Nike)

$117 ₾303

$93.7 PAB 93.7

25.20%

Men's Leather Business Shoes

$122 ₾315

$110 PAB 110

10.83%

1-bedroom Apartment, City Center (Monthly)

$695 ₾1,798

$451 PAB 451

54.02%

1-bedroom Apartment, Outside City Center (Monthly)

$451 ₾1,167

$652 PAB 652

-30.85%

3-bedroom Apartment, City Center (Monthly)

$1,355 ₾3,504

$648 PAB 648

109.21%

3-bedroom Apartment, Outside City Center (Monthly)

$906 ₾2,343

$1,105 PAB 1,105

-17.97%

Buy Apartment in City Center (m2)

$2,295 ₾5,934

Buy Apartment Outside City Center (m2)

$1,345 ₾3,478

Average Monthly Net Salary (After Tax)

$664 ₾1,718

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

6.39

97.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 27, 2026

Last update for Santiago: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$451 35.6%

Santiago

$652 45.3% 44.6% $201

Groceries & Markets

Tbilisi

$234 18.4%

Santiago

$325 22.5% 38.9% $91

Eating Out

Tbilisi

$191 15%

Santiago

$114 7.9% 40.2% $77

Clothing & Footwear

Tbilisi

$172 13.5%

Santiago

$144 10% 16.5% $28

Monthly Utilities & Internet

Tbilisi

$122 9.6%

Santiago

$178 12.4% 46.6% $57

Sport & Entertainment

Tbilisi

$78 6.2%

Santiago

$17 * 1.2% 78.9% $62

Getting Around

Tbilisi

$22 1.7%

Santiago

$12 * 0.8% 46.3% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $695 in Tbilisi versus $451 in Santiago. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $38 in Tbilisi versus $30 in Santiago. Groceries tell a different story – $234 in Tbilisi vs $325 in Santiago – so Tbilisi wins on supermarket bills even if dining out costs more.

Good to know

🇬🇪 Tbilisi

🇵🇦 Santiago

🕒 Local time

18:12 6:12 PM

09:12 9:12 AM

9 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

31,065

💱 Currency

Georgian Lari GEL ₾

Panamanian Balboa PAB B/.

📈 Exchange rate

1 GEL = 0.387 USD

1 GEL = 0.347 EUR

1 PAB = 1 USD

1 PAB = 0.899 EUR

Exchange rates and currency converter

PAB, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of October 28, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.88 GEL (1 GEL = 0.347 EUR).

Panamanian Balboa exchange rates as of October 28, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.11 PAB (1 PAB = 0.899 EUR).

USD to GEL in detail →

On the map

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Highest

Between locations

Tbilisi Santiago 12,210 km ≈ 16 h nonstop flight

From you

Tbilisi
Santiago

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Santiago: Cost of Living - Frequently Asked Questions

Yes – Santiago is pricier by about 14%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,904 per month in Tbilisi and $2,162 in Santiago. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santiago, especially for central apartments: a one-bedroom in the center costs $451 there versus $695 in Tbilisi.

A mid-range dinner for two costs $38 in Tbilisi and $30 in Santiago. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 39% more in Santiago, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,000 covers both cities comfortably – all-in costs are $1,269 in Tbilisi and $1,442 in Santiago, leaving budget for savings and extras in both cases.

It depends on your priorities. Tbilisi has an edge in some lifestyle areas, with costs from $1,269 in Tbilisi to $1,442 in Santiago. Climate, culture, job market, and personal taste all factor in.