Last update: Oct 2026

Cost of Living Comparison Between Santiago City and Ubud, Bali

For one person, living is cheaper in Santiago City: $862 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

40

Cost of Living Index in Santiago City
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Santiago City Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Santiago City

🇵🇭 Philippines

$862

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Santiago City and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santiago City and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $862 per month in Santiago City vs $1,349 in Ubud, Bali, rent included.

Santiago City $862
Ubud, Bali $1,349

A couple spends around $1,309 per month in Santiago City vs $2,305 in Ubud, Bali, rent included.

Santiago City $1,309
Ubud, Bali $2,305

A family of three spends $1,755 per month in Santiago City vs $3,261 in Ubud, Bali, rent included.

Santiago City $1,755
Ubud, Bali $3,261

Santiago City is about 36% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$6.21 ₱396

$3.32 Rp 60.2K

87.05%

Three-Course Dinner for Two, Mid-Range

$38.94 ₱2,486

$35.64 Rp 646.1K

9.26%

Fast Food Meal (McDonalds, etc)

$4.56 ₱291

$5.53 Rp 100.3K

-17.54%

Cappuccino

$2.51 ₱161

$2.72 Rp 49.3K

-7.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 ₱69.9

$1.70 Rp 30.8K

-35.29%

Water (0.33 liter bottle)

$0.53 ₱33.53

$0.76 Rp 13.8K

-30.26%

Local Beer (0.5 liter draught)

$2.30 ₱147

$2.65 Rp 48.1K

-13.21%

Imported Beer (0.33 liter bottle)

$3.06 ₱195

$4.38 Rp 79.4K

-30.14%

Milk (1 liter)

$1.87 ₱119

$1.49 Rp 27.0K

25.50%

White Bread (500g)

$1.26 ₱80.7

$2.28 Rp 41.3K

-44.74%

Rice (white) (1kg)

$1.04 ₱66.7

$1.19 Rp 21.6K

-12.61%

Eggs

$1.36 ₱87.0

$2.04 Rp 36.9K

-33.33%

Local Cheese (1kg)

$7.00 ₱447

$17.70 Rp 320.9K

-60.45%

Chicken Fillets (1kg)

$4.95 ₱316

$3.96 Rp 71.9K

25.00%

Beef Round Steak (1kg)

$6.67 ₱426

$12.19 Rp 221.0K

-45.28%

Apples (1kg)

$2.34 ₱150

$3.66 Rp 66.3K

-36.07%

Banana (1kg)

$1.90 ₱121

$1.52 Rp 27.5K

25.00%

Oranges (1kg)

$3.21 ₱205

$2.23 Rp 40.4K

43.95%

Tomato (1kg)

$2.31 ₱147

$1.97 Rp 35.8K

17.26%

Potato (1kg)

$3.44 ₱220

$1.85 Rp 33.5K

85.95%

Onion (1kg)

$3.39 ₱217

$2.42 Rp 43.9K

40.08%

Lettuce (1 head)

$1.07 ₱68.2

$0.99 Rp 18.0K

8.08%

Water (1.5 liter bottle)

$0.54 ₱34.42

$0.51 Rp 9,307

5.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.52 ₱161

$2.22 Rp 40.3K

13.51%

Wine (Bottle)

$7.77 ₱496

$22.24 Rp 403.2K

-65.06%

Local Beer (0.5 liter bottle)

$1.35 ₱86.3

$2.26 Rp 41.0K

-40.27%

Imported Beer (0.33 liter bottle)

$1.93 ₱123

$2.97 Rp 53.9K

-35.02%

One-way Ticket (Public Transport)

$0.23 ₱14.67

$0.25 Rp 4,550

-8.00%

Public Transport Monthly Pass (Regular Price)

$12.07 ₱771

$7.82 Rp 141.8K

54.35%

Taxi Start (Normal Tariff)

$0.65 ₱41.25

$0.44 Rp 7,968

47.73%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.40

$0.43 Rp 7,797

-51.16%

Taxi 1hour Waiting (Normal Tariff)

$1.86 ₱119

$5.41 Rp 98.1K

-65.62%

Gasoline (1 liter)

$1.24 ₱79.4

$0.82 Rp 15.0K

51.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.6K ₱1.3M

$23.8K Rp 432.2M

-13.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.6K ₱1.2M

$31.7K Rp 575.5M

-41.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 ₱9,891

$79.1 Rp 1.4M

95.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.75 ₱1,006

$6.45 Rp 116.9K

144.19%

Internet (50+ Mbps, Unlimited Data)

$31.94 ₱2,039

$18.58 Rp 336.8K

71.91%

Gym Membership (Monthly)

$32.85 ₱2,097

$49.48 Rp 897.1K

-33.61%

Tennis Court (1 Hour on Weekend)

$4.44 ₱284

$17.65 Rp 319.9K

-74.84%

Cinema Ticket

$6.89 ₱440

$4.27 Rp 77.5K

61.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$131 ₱8,373

$491 Rp 8.9M

-73.27%

International Primary School, 1 Child (Yearly)

$7,238 ₱462.1K

$5,674 Rp 102.9M

27.56%

Jeans (Levis 501 Or Similar)

$32.32 ₱2,063

$44.64 Rp 809.3K

-27.60%

Summer Dress (H&M, Zara, etc)

$18.96 ₱1,210

$34.95 Rp 633.7K

-45.75%

Sport Shoes (Adidas, Nike)

$80.0 ₱5,107

$79.9 Rp 1.4M

0.11%

Men's Leather Business Shoes

$54.2 ₱3,460

$79.4 Rp 1.4M

-31.77%

1-bedroom Apartment, City Center (Monthly)

$251 ₱16.0K

$1,125 Rp 20.4M

-77.69%

1-bedroom Apartment, Outside City Center (Monthly)

$189 ₱12.1K

$671 Rp 12.2M

-71.86%

3-bedroom Apartment, City Center (Monthly)

$538 ₱34.3K

$3,565 Rp 64.6M

-84.91%

3-bedroom Apartment, Outside City Center (Monthly)

$307 ₱19.6K

$1,723 Rp 31.2M

-82.19%

Buy Apartment in City Center (m2)

$2,648 ₱169.1K

$2,732 Rp 49.5M

-3.05%

Buy Apartment Outside City Center (m2)

$1,225 ₱78.2K

$2,284 Rp 41.4M

-46.38%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

13.78

-45.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santiago City: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Santiago City

$208 24.2%

Ubud, Bali

$288 21.4% 38.5% $80

Monthly Utilities & Internet

Santiago City

$203 23.5%

Ubud, Bali

$104 7.7% 48.6% $99

Accommodation & Living

Santiago City

$189 21.9%

Ubud, Bali

$672 49.8% 255% $483

Eating Out

Santiago City

$118 13.6%

Ubud, Bali

$108 8% 8.5% $9.9

Clothing & Footwear

Santiago City

$83 9.7%

Ubud, Bali

$108 8% 28.8% $24

Sport & Entertainment

Santiago City

$47 5.4%

Ubud, Bali

$58 4.3% 24.4% $11

Getting Around

Santiago City

$15 1.7%

Ubud, Bali

$11 0.9% 22.3% $3.3

Cost Breakdown

A central one-bedroom costs $251 in Santiago City versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39 in Santiago City versus $36 in Ubud, Bali. Groceries tell a different story – $208 in Santiago City vs $288 in Ubud, Bali – so Santiago City wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Santiago City

🇮🇩 Ubud, Bali

🕒 Local time

17:17 5:17 PM

Same time as Santiago City

🌤 Weather

👥 Population

108,414

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 30, 2026: 1 USD = 63.85 PHP (100 PHP = 1.57 USD). 1 EUR = 71.41 PHP (100 PHP = 1.4 EUR).

Indonesian Rupiah exchange rates as of October 30, 2026: 1 USD = 18,128 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,277 IDR (100,000 IDR = 4.93 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Santiago City Ubud, Bali 2,890 km ≈ 4 h nonstop flight

From you

Santiago City
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santiago City vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $862 in Santiago City, $1,349 in Ubud, Bali – Santiago City comes out roughly 36% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,293 per month in Santiago City and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santiago City, especially for central apartments: a one-bedroom in the center costs $251 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $39 in Santiago City and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $862 in Santiago City and $1,349 in Ubud, Bali. That makes Santiago City about 36% cheaper.

A $1,200 monthly budget goes further in Santiago City, where all-in costs run around $862, than in Ubud, Bali at $1,349. In Santiago City it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Santiago City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.