Cost of Living Comparison Between Santiago City and Ubud, Bali Cost of Living Comparison Between Santiago City and Ubud, Bali

Monthly Cost of Living

A single person spends $870 per month in Santiago City vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,357 per month in Santiago City vs $2,327 in Ubud, Bali, rent included.

A family of three spends $1,844 per month in Santiago City vs $3,275 in Ubud, Bali, rent included.

Santiago City is about 37% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Santiago City sits 37% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Santiago City
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.39 ₱398
$3.33 Rp 58.7K
91.89%
Three-Course Dinner for Two, Mid-Range
$39.81 ₱2,483
$35.82 Rp 631.0K
11.14%
Fast Food Meal (McDonalds, etc)
$4.56 ₱284
$5.63 Rp 99.2K
-19.01%
Cappuccino
$2.65 ₱165
$2.82 Rp 49.7K
-6.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.12 ₱70.0
$1.75 Rp 30.8K
-36.00%
Water (0.33 liter bottle)
$0.49 ₱30.37
$0.80 Rp 14.0K
-38.75%
Local Beer (0.5 liter draught)
$2.34 ₱146
$3.04 Rp 53.6K
-23.03%
Imported Beer (0.33 liter bottle)
$3.14 ₱196
$4.30 Rp 75.7K
-26.98%
🛒 Groceries & Markets
Santiago City
Ubud, Bali
Difference
Milk (1 liter)
$1.83 ₱114
$1.61 Rp 28.3K
13.66%
White Bread (500g)
$1.30 ₱81.1
$2.27 Rp 40.0K
-42.73%
Rice (white) (1kg)
$1.06 ₱66.3
$1.17 Rp 20.6K
-9.40%
Eggs
$1.43 ₱89.3
$2.17 Rp 38.2K
-34.10%
Local Cheese (1kg)
$7.27 ₱453
$17.63 Rp 310.6K
-58.76%
Chicken Fillets (1kg)
$4.82 ₱301
$4.05 Rp 71.4K
19.01%
Beef Round Steak (1kg)
$6.95 ₱433
$12.18 Rp 214.6K
-42.94%
Apples (1kg)
$2.33 ₱145
$3.62 Rp 63.7K
-35.64%
Banana (1kg)
$1.98 ₱123
$1.64 Rp 28.8K
20.73%
Oranges (1kg)
$3.29 ₱205
$2.31 Rp 40.6K
42.42%
Tomato (1kg)
$2.30 ₱143
$1.96 Rp 34.5K
17.35%
Potato (1kg)
$3.48 ₱217
$1.84 Rp 32.5K
89.13%
Onion (1kg)
$3.59 ₱224
$2.37 Rp 41.8K
51.48%
Lettuce (1 head)
$1.07 ₱67.0
$1.05 Rp 18.5K
1.90%
Water (1.5 liter bottle)
$0.53 ₱32.83
$0.54 Rp 9,564
-1.85%
Cigarettes 20 Pack (Marlboro, Camel)
$2.59 ₱162
$2.30 Rp 40.6K
12.61%
Wine (Bottle)
$7.98 ₱498
$23.08 Rp 406.5K
-65.42%
Local Beer (0.5 liter bottle)
$1.38 ₱85.9
$2.34 Rp 41.2K
-41.03%
Imported Beer (0.33 liter bottle)
$2.07 ₱129
$3.07 Rp 54.0K
-32.57%
🚌 Getting Around
Santiago City
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.27 ₱16.91
$0.25 Rp 4,366
8.00%
Public Transport Monthly Pass (Regular Price)
$11.15 ₱695
$9.42 Rp 165.9K
18.37%
Taxi Start (Normal Tariff)
$0.66 ₱41.45
$0.49 Rp 8,635
34.69%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.37
$0.47 Rp 8,352
-51.06%
Taxi 1hour Waiting (Normal Tariff)
$1.96 ₱122
$5.60 Rp 98.7K
-65.00%
Gasoline (1 liter)
$1.24 ₱77.6
$0.81 Rp 14.2K
53.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6K ₱1.3M
$25.0K Rp 440.5M
-13.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8K ₱1.2M
$31.1K Rp 547.2M
-36.24%
🧾 Monthly Utilities & Internet
Santiago City
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$153 ₱9,540
$82.7 Rp 1.5M
84.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.42 ₱1,024
$6.49 Rp 114.3K
153.00%
Internet (50+ Mbps, Unlimited Data)
$31.65 ₱1,973
$18.79 Rp 331.0K
68.44%
🎉 Sport & Entertainment
Santiago City
Ubud, Bali
Difference
Gym Membership (Monthly)
$32.63 ₱2,035
$55.2 Rp 973.0K
-40.93%
Tennis Court (1 Hour on Weekend)
$4.83 ₱301
$18.21 Rp 320.8K
-73.48%
Cinema Ticket
$7.07 ₱441
$4.30 Rp 75.7K
64.42%
🧸 Childcare & Education
Santiago City
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$135 ₱8,394
$494 Rp 8.7M
-72.76%
International Primary School, 1 Child (Yearly)
$7,574 ₱472.3K
$5,917 Rp 104.2M
28.01%
👕👟 Clothing & Footwear
Santiago City
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$32.56 ₱2,030
$46.28 Rp 815.2K
-29.65%
Summer Dress (H&M, Zara, etc)
$19.82 ₱1,236
$36.44 Rp 641.9K
-45.61%
Sport Shoes (Adidas, Nike)
$80.9 ₱5,044
$80.7 Rp 1.4M
0.24%
Men's Leather Business Shoes
$56.4 ₱3,516
$78.8 Rp 1.4M
-28.45%
🏠 Accommodation & Living
Santiago City
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$266 ₱16.6K
$1,114 Rp 19.6M
-76.15%
1-bedroom Apartment, Outside City Center (Monthly)
$175 ₱10.9K
$693 Rp 12.2M
-74.69%
3-bedroom Apartment, City Center (Monthly)
$505 ₱31.5K
$3,639 Rp 64.1M
-86.13%
3-bedroom Apartment, Outside City Center (Monthly)
$354 ₱22.1K
$1,712 Rp 30.2M
-79.30%
Buy Apartment in City Center (m2)
$2,628 ₱163.9K
$2,761 Rp 48.6M
-4.82%
Buy Apartment Outside City Center (m2)
$1,058 ₱66.0K
$2,293 Rp 40.4M
-53.84%
💵 Salaries & Financials
Santiago City
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$167 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.5
13.78
-45.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santiago City: September 8, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $266 in Santiago City versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $40.00 in Santiago City versus $36.00 in Ubud, Bali. Groceries tell a different story – $212 in Santiago City vs $294 in Ubud, Bali – so Santiago City wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santiago City vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Santiago City and in Ubud, Bali compare overall?
Monthly costs with rent: $870 in Santiago City, $1,378 in Ubud, Bali – roughly 58% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Santiago City compared to Ubud, Bali?
For a comfortable life, plan on about $1,304 per month in Santiago City and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Santiago City and Ubud, Bali?
Rent is clearly cheaper in Santiago City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $40.00 in Santiago City and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Santiago City or Ubud, Bali?
Monthly expenses with rent come to $870 in Santiago City and $1,378 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Santiago City, where all-in costs run around $870, than in Ubud, Bali at $1,378. In Santiago City it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Santiago City and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $870 in Santiago City to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Santiago City or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Santiago City and Ubud, Bali?
If budget matters most, go with Santiago City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

Santiago City vs other spots: cost of living compared

Similar cities