Cost of Living Comparison Between Santiago City and Ubud, Bali Cost of Living Comparison Between Santiago City and Ubud, Bali

Monthly Cost of Living

A single person spends $660 per month in Santiago City vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,043 per month in Santiago City vs $2,540 in Ubud, Bali, rent included.

A family of three spends $1,426 per month in Santiago City vs $3,660 in Ubud, Bali, rent included.

Santiago City is about 54% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Santiago City sits 51% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.46 ₱399

$3.56 Rp 63.7K

81.46%

Three-Course Dinner for Two, Mid-Range

$13.04 ₱804

$32.73 Rp 584.5K

-60.16%

Fast Food Meal (McDonalds, etc)

$3.57 ₱220

$4.95 Rp 88.4K

-27.88%

Cappuccino

$0.93 ₱57.3

$2.71 Rp 48.4K

-65.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ₱47.33

$1.34 Rp 24.0K

-42.54%

Water (0.33 liter bottle)

$0.33 ₱20.42

$0.70 Rp 12.5K

-52.86%

Local Beer (0.5 liter draught)

$1.09 ₱66.9

$2.92 Rp 52.1K

-62.67%

Imported Beer (0.33 liter bottle)

$1.72 ₱106

$3.96 Rp 70.7K

-56.57%

Milk (1 liter)

$1.58 ₱97.6

$1.81 Rp 32.3K

-12.71%

White Bread (500g)

$1.27 ₱78.5

$2.52 Rp 45.0K

-49.60%

Rice (white) (1kg)

$0.77 ₱47.71

$1.16 Rp 20.7K

-33.62%

Eggs

$1.52 ₱93.5

$2.46 Rp 43.9K

-38.21%

Local Cheese (1kg)

$2.51 ₱155

$14.71 Rp 262.7K

-82.94%

Chicken Fillets (1kg)

$3.28 ₱202

$4.32 Rp 77.1K

-24.07%

Beef Round Steak (1kg)

$5.60 ₱345

$12.14 Rp 216.7K

-53.87%

Apples (1kg)

$2.65 ₱164

$3.84 Rp 68.6K

-30.99%

Banana (1kg)

$1.04 ₱63.9

$1.56 Rp 27.8K

-33.33%

Oranges (1kg)

$0.70 ₱43.00

$2.83 Rp 50.6K

-75.27%

Tomato (1kg)

$1.42 ₱87.8

$2.33 Rp 41.5K

-39.06%

Potato (1kg)

$3.45 ₱213

$1.91 Rp 34.2K

80.63%

Onion (1kg)

$1.09 ₱67.4

$2.20 Rp 39.3K

-50.45%

Lettuce (1 head)

$0.82 ₱50.3

$1.01 Rp 18.1K

-18.81%

Water (1.5 liter bottle)

$1.00 ₱61.6

$0.78 Rp 13.8K

28.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 ₱141

$3.32 Rp 59.2K

-31.33%

Wine (Bottle)

$3.79 ₱233

$23.74 Rp 423.9K

-84.04%

Local Beer (0.5 liter bottle)

$1.08 ₱66.7

$2.79 Rp 49.8K

-61.29%

Imported Beer (0.33 liter bottle)

$1.73 ₱106

$2.86 Rp 51.1K

-39.51%

One-way Ticket (Public Transport)

$0.26 ₱15.94

$0.27 Rp 4,800

-3.70%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.83 ₱51.4

$0.46 Rp 8,150

80.43%

Taxi (Normal Tariff) (1km)

$0.14 ₱8.42

$0.45 Rp 8,037

-68.89%

Taxi 1hour Waiting (Normal Tariff)

$3.51 ₱216

$6.10 Rp 108.9K

-42.46%

Gasoline (1 liter)

$1.09 ₱67.3

$0.79 Rp 14.2K

37.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.4K ₱1.4M

$26.1K Rp 467.0M

-14.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.6K ₱1.1M

$32.1K Rp 573.6M

-45.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.2 ₱4,637

$79.9 Rp 1.4M

-5.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.73 ₱1,648

$4.06 Rp 72.6K

558.37%

Internet (50+ Mbps, Unlimited Data)

$22.70 ₱1,400

$23.52 Rp 420.0K

-3.49%

Gym Membership (Monthly)

$33.61 ₱2,072

$98.7 Rp 1.8M

-65.95%

Tennis Court (1 Hour on Weekend)

$4.55 ₱281

$6.63 Rp 118.4K

-31.37%

Cinema Ticket

$5.40 ₱333

$4.15 Rp 74.1K

30.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$88.8 ₱5,472

$304 Rp 5.4M

-70.80%

International Primary School, 1 Child (Yearly)

$4,353 ₱268.4K

$6,613 Rp 118.1M

-34.18%

Jeans (Levis 501 Or Similar)

$42.33 ₱2,610

$55.5 Rp 991.8K

-23.78%

Summer Dress (H&M, Zara, etc)

$23.73 ₱1,464

$38.31 Rp 684.1K

-38.06%

Sport Shoes (Adidas, Nike)

$53.3 ₱3,287

$88.6 Rp 1.6M

-39.83%

Men's Leather Business Shoes

$40.02 ₱2,468

$77.9 Rp 1.4M

-48.61%

1-bedroom Apartment, City Center (Monthly)

$262 ₱16.1K

$1,006 Rp 18.0M

-73.98%

1-bedroom Apartment, Outside City Center (Monthly)

$178 ₱11.0K

$675 Rp 12.1M

-73.69%

3-bedroom Apartment, City Center (Monthly)

$597 ₱36.8K

$3,442 Rp 61.5M

-82.65%

3-bedroom Apartment, Outside City Center (Monthly)

$400 ₱24.6K

$2,039 Rp 36.4M

-80.41%

Buy Apartment in City Center (m2)

$2,351 ₱145.0K

$2,841 Rp 50.7M

-17.24%

Buy Apartment Outside City Center (m2)

$962 ₱59.3K

$2,264 Rp 40.4M

-57.52%

Average Monthly Net Salary (After Tax)

$218 ₱13.5K

$165 Rp 3.0M

32.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

13.28

-49.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santiago City: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $262 in Santiago City versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 32% higher in Santiago City, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $13.00 in Santiago City versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $152 vs $302 – making Santiago City the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santiago City vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $660 in Santiago City, $1,419 in Ubud, Bali – roughly 115% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $989 per month in Santiago City and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santiago City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $660 in Santiago City and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $88.8 per month in Santiago City and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Santiago City, where all-in costs run around $660, than in Ubud, Bali at $1,419. In Santiago City it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $660 in Santiago City to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Santiago City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.