Cost of Living Comparison Between Ubud, Bali and Santiago City Cost of Living Comparison Between Ubud, Bali and Santiago City

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $676 in Santiago City, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,048 in Santiago City, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,419 in Santiago City, rent included.

Ubud, Bali costs about 108% more than Santiago City, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Santiago City is 49% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$6.68 ₱412

-48.35%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$13.14 ₱810

146.12%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$3.56 ₱220

35.96%

Cappuccino

$2.75 Rp 49.4K

$0.87 ₱53.9

216.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.77 ₱47.38

79.22%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.33 ₱20.39

127.27%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.04 ₱64.1

187.50%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$1.81 ₱112

112.71%

Milk (1 liter)

$1.74 Rp 31.2K

$1.62 ₱100

7.41%

White Bread (500g)

$2.46 Rp 44.2K

$1.23 ₱75.7

100.00%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.82 ₱50.7

42.68%

Eggs

$2.43 Rp 43.7K

$1.52 ₱93.5

59.87%

Local Cheese (1kg)

$14.50 Rp 260.6K

$2.50 ₱154

480.00%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$3.10 ₱191

40.32%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$5.34 ₱330

124.34%

Apples (1kg)

$3.72 Rp 66.8K

$2.71 ₱167

37.27%

Banana (1kg)

$1.63 Rp 29.2K

$1.02 ₱63.2

59.80%

Oranges (1kg)

$2.74 Rp 49.3K

$0.73 ₱45.22

275.34%

Tomato (1kg)

$2.24 Rp 40.3K

$1.42 ₱87.7

57.75%

Potato (1kg)

$1.92 Rp 34.5K

$3.42 ₱211

-43.86%

Onion (1kg)

$2.28 Rp 40.9K

$1.09 ₱67.4

109.17%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.75 ₱46.16

41.33%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.93 ₱57.5

-22.58%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.23 ₱138

47.53%

Wine (Bottle)

$23.19 Rp 416.8K

$7.95 ₱490

191.70%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.03 ₱63.8

169.90%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.70 ₱105

60.59%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.26 ₱15.86

3.85%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.79 ₱48.56

-39.24%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.13 ₱8.08

223.08%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$3.50 ₱216

77.71%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.15 ₱71.0

-29.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$22.2K ₱1.4M

19.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$17.2K ₱1.1M

87.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$75.8 ₱4,676

3.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$26.94 ₱1,662

-84.89%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$22.95 ₱1,416

6.01%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$33.52 ₱2,067

194.18%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$4.51 ₱278

40.58%

Cinema Ticket

$3.99 Rp 71.6K

$5.17 ₱319

-22.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$88.9 ₱5,480

243.27%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$4,283 ₱264.1K

55.08%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$41.93 ₱2,586

29.12%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$23.78 ₱1,466

59.00%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$53.1 ₱3,276

63.48%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$39.75 ₱2,451

92.08%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$268 ₱16.5K

270.04%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$173 ₱10.7K

288.10%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$592 ₱36.5K

469.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$397 ₱24.5K

416.36%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,518 ₱155.3K

11.39%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$867 ₱53.4K

157.00%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.67

99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Santiago City: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $268 in Santiago City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $13.00 in Santiago City. Monthly groceries follow the same trend: $297 vs $158 – making Santiago City the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santiago City: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $676 in Santiago City – roughly 108% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,014 in Santiago City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santiago City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $676 in Santiago City. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $305 per month in Ubud, Bali and $88.9 in Santiago City. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Santiago City, where all-in costs run around $676, than in Ubud, Bali at $1,408. In Santiago City it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $676 in Santiago City to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Santiago City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.