Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Santiago City

For one person, living is cheaper in Santiago City: $862 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
40

Cost of Living Index in Santiago City
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Santiago City Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Santiago City

🇵🇭 Philippines

$862

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Santiago City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Santiago City actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $862 in Santiago City, rent included.

Ubud, Bali $1,349
Santiago City $862

A couple spends around $2,305 per month in Ubud, Bali vs $1,309 in Santiago City, rent included.

Ubud, Bali $2,305
Santiago City $1,309

A family of three spends $3,261 per month in Ubud, Bali vs $1,755 in Santiago City, rent included.

Ubud, Bali $3,261
Santiago City $1,755

Ubud, Bali costs about 56% more than Santiago City, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$6.21 ₱396

-46.54%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.1K

$38.94 ₱2,486

-8.47%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$4.56 ₱291

21.27%

Cappuccino

$2.72 Rp 49.3K

$2.51 ₱161

8.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.10 ₱69.9

54.55%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.53 ₱33.53

43.40%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.30 ₱147

15.22%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$3.06 ₱195

43.14%

Milk (1 liter)

$1.49 Rp 27.0K

$1.87 ₱119

-20.32%

White Bread (500g)

$2.28 Rp 41.3K

$1.26 ₱80.7

80.95%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.04 ₱66.7

14.42%

Eggs

$2.04 Rp 36.9K

$1.36 ₱87.0

50.00%

Local Cheese (1kg)

$17.70 Rp 320.9K

$7.00 ₱447

152.86%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$4.95 ₱316

-20.00%

Beef Round Steak (1kg)

$12.19 Rp 221.0K

$6.67 ₱426

82.76%

Apples (1kg)

$3.66 Rp 66.3K

$2.34 ₱150

56.41%

Banana (1kg)

$1.52 Rp 27.5K

$1.90 ₱121

-20.00%

Oranges (1kg)

$2.23 Rp 40.4K

$3.21 ₱205

-30.53%

Tomato (1kg)

$1.97 Rp 35.8K

$2.31 ₱147

-14.72%

Potato (1kg)

$1.85 Rp 33.5K

$3.44 ₱220

-46.22%

Onion (1kg)

$2.42 Rp 43.9K

$3.39 ₱217

-28.61%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.07 ₱68.2

-7.48%

Water (1.5 liter bottle)

$0.51 Rp 9,307

$0.54 ₱34.42

-5.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.52 ₱161

-11.90%

Wine (Bottle)

$22.24 Rp 403.2K

$7.77 ₱496

186.23%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.35 ₱86.3

67.41%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.93 ₱123

53.89%

One-way Ticket (Public Transport)

$0.25 Rp 4,550

$0.23 ₱14.67

8.70%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$12.07 ₱771

-35.21%

Taxi Start (Normal Tariff)

$0.44 Rp 7,968

$0.65 ₱41.25

-32.31%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,797

$0.21 ₱13.40

104.76%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$1.86 ₱119

190.86%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.24 ₱79.4

-33.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.2M

$20.6K ₱1.3M

15.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$18.6K ₱1.2M

70.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$155 ₱9,891

-48.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$15.75 ₱1,006

-59.05%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.8K

$31.94 ₱2,039

-41.83%

Gym Membership (Monthly)

$49.48 Rp 897.1K

$32.85 ₱2,097

50.62%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.9K

$4.44 ₱284

297.52%

Cinema Ticket

$4.27 Rp 77.5K

$6.89 ₱440

-38.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$131 ₱8,373

274.06%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$7,238 ₱462.1K

-21.61%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.3K

$32.32 ₱2,063

38.12%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.7K

$18.96 ₱1,210

84.34%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$80.0 ₱5,107

-0.11%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$54.2 ₱3,460

46.56%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$251 ₱16.0K

348.33%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$189 ₱12.1K

255.40%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$538 ₱34.3K

562.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$307 ₱19.6K

461.41%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,648 ₱169.1K

3.15%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,225 ₱78.2K

86.49%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.5

83.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Santiago City: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Santiago City

$189 21.9% 71.9% $483

Groceries & Markets

Ubud, Bali

$288 21.4%

Santiago City

$208 24.2% 27.8% $80

Eating Out

Ubud, Bali

$108 8%

Santiago City

$118 13.6% 9.2% $9.9

Clothing & Footwear

Ubud, Bali

$108 8%

Santiago City

$83 9.7% 22.4% $24

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Santiago City

$203 23.5% 94.7% $99

Sport & Entertainment

Ubud, Bali

$58 4.3%

Santiago City

$47 5.4% 19.6% $11

Getting Around

Ubud, Bali

$11 0.9%

Santiago City

$15 1.7% 28.6% $3.3

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $251 in Santiago City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $39 in Santiago City. Groceries tell a different story – $288 in Ubud, Bali vs $208 in Santiago City – so Santiago City wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Santiago City

🕒 Local time

11:09 11:09 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

108,414

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.95 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 30, 2026: 1 USD = 18,128 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,203 IDR (100,000 IDR = 4.95 EUR).

Philippine Peso exchange rates as of October 30, 2026: 1 USD = 63.85 PHP (100 PHP = 1.57 USD). 1 EUR = 71.15 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Santiago City 2,890 km ≈ 4 h nonstop flight

From you

Ubud, Bali
Santiago City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santiago City: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $862 in Santiago City – Santiago City comes out roughly 36% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,293 in Santiago City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santiago City, especially for central apartments: a one-bedroom in the center costs $251 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $39 in Santiago City. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $862 in Santiago City. That makes Santiago City about 36% cheaper.

A $1,200 monthly budget goes further in Santiago City, where all-in costs run around $862, than in Ubud, Bali at $1,349. In Santiago City it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Santiago City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.