Cost of Living Comparison Between Ubud, Bali and Santiago City Cost of Living Comparison Between Ubud, Bali and Santiago City

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $870 in Santiago City, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,357 in Santiago City, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,844 in Santiago City, rent included.

Ubud, Bali costs about 58% more than Santiago City, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Santiago City is 37% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Santiago City
Difference
Meal at Budget Restaurant
$3.33 Rp 58.7K
$6.39 ₱398
-47.89%
Three-Course Dinner for Two, Mid-Range
$35.82 Rp 631.0K
$39.81 ₱2,483
-10.02%
Fast Food Meal (McDonalds, etc)
$5.63 Rp 99.2K
$4.56 ₱284
23.46%
Cappuccino
$2.82 Rp 49.7K
$2.65 ₱165
6.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 30.8K
$1.12 ₱70.0
56.25%
Water (0.33 liter bottle)
$0.80 Rp 14.0K
$0.49 ₱30.37
63.27%
Local Beer (0.5 liter draught)
$3.04 Rp 53.6K
$2.34 ₱146
29.91%
Imported Beer (0.33 liter bottle)
$4.30 Rp 75.7K
$3.14 ₱196
36.94%
🛒 Groceries & Markets
Ubud, Bali
Santiago City
Difference
Milk (1 liter)
$1.61 Rp 28.3K
$1.83 ₱114
-12.02%
White Bread (500g)
$2.27 Rp 40.0K
$1.30 ₱81.1
74.62%
Rice (white) (1kg)
$1.17 Rp 20.6K
$1.06 ₱66.3
10.38%
Eggs
$2.17 Rp 38.2K
$1.43 ₱89.3
51.75%
Local Cheese (1kg)
$17.63 Rp 310.6K
$7.27 ₱453
142.50%
Chicken Fillets (1kg)
$4.05 Rp 71.4K
$4.82 ₱301
-15.98%
Beef Round Steak (1kg)
$12.18 Rp 214.6K
$6.95 ₱433
75.25%
Apples (1kg)
$3.62 Rp 63.7K
$2.33 ₱145
55.36%
Banana (1kg)
$1.64 Rp 28.8K
$1.98 ₱123
-17.17%
Oranges (1kg)
$2.31 Rp 40.6K
$3.29 ₱205
-29.79%
Tomato (1kg)
$1.96 Rp 34.5K
$2.30 ₱143
-14.78%
Potato (1kg)
$1.84 Rp 32.5K
$3.48 ₱217
-47.13%
Onion (1kg)
$2.37 Rp 41.8K
$3.59 ₱224
-33.98%
Lettuce (1 head)
$1.05 Rp 18.5K
$1.07 ₱67.0
-1.87%
Water (1.5 liter bottle)
$0.54 Rp 9,564
$0.53 ₱32.83
1.89%
Cigarettes 20 Pack (Marlboro, Camel)
$2.30 Rp 40.6K
$2.59 ₱162
-11.20%
Wine (Bottle)
$23.08 Rp 406.5K
$7.98 ₱498
189.22%
Local Beer (0.5 liter bottle)
$2.34 Rp 41.2K
$1.38 ₱85.9
69.57%
Imported Beer (0.33 liter bottle)
$3.07 Rp 54.0K
$2.07 ₱129
48.31%
🚌 Getting Around
Ubud, Bali
Santiago City
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,366
$0.27 ₱16.91
-7.41%
Public Transport Monthly Pass (Regular Price)
$9.42 Rp 165.9K
$11.15 ₱695
-15.52%
Taxi Start (Normal Tariff)
$0.49 Rp 8,635
$0.66 ₱41.45
-25.76%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,352
$0.23 ₱14.37
104.35%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 98.7K
$1.96 ₱122
185.71%
Gasoline (1 liter)
$0.81 Rp 14.2K
$1.24 ₱77.6
-34.68%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0K Rp 440.5M
$21.6K ₱1.3M
15.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1K Rp 547.2M
$19.8K ₱1.2M
56.83%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santiago City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.7 Rp 1.5M
$153 ₱9,540
-45.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 114.3K
$16.42 ₱1,024
-60.48%
Internet (50+ Mbps, Unlimited Data)
$18.79 Rp 331.0K
$31.65 ₱1,973
-40.63%
🎉 Sport & Entertainment
Ubud, Bali
Santiago City
Difference
Gym Membership (Monthly)
$55.2 Rp 973.0K
$32.63 ₱2,035
69.29%
Tennis Court (1 Hour on Weekend)
$18.21 Rp 320.8K
$4.83 ₱301
277.02%
Cinema Ticket
$4.30 Rp 75.7K
$7.07 ₱441
-39.18%
🧸 Childcare & Education
Ubud, Bali
Santiago City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$494 Rp 8.7M
$135 ₱8,394
267.11%
International Primary School, 1 Child (Yearly)
$5,917 Rp 104.2M
$7,574 ₱472.3K
-21.88%
👕👟 Clothing & Footwear
Ubud, Bali
Santiago City
Difference
Jeans (Levis 501 Or Similar)
$46.28 Rp 815.2K
$32.56 ₱2,030
42.14%
Summer Dress (H&M, Zara, etc)
$36.44 Rp 641.9K
$19.82 ₱1,236
83.85%
Sport Shoes (Adidas, Nike)
$80.7 Rp 1.4M
$80.9 ₱5,044
-0.23%
Men's Leather Business Shoes
$78.8 Rp 1.4M
$56.4 ₱3,516
39.77%
🏠 Accommodation & Living
Ubud, Bali
Santiago City
Difference
1-bedroom Apartment, City Center (Monthly)
$1,114 Rp 19.6M
$266 ₱16.6K
319.21%
1-bedroom Apartment, Outside City Center (Monthly)
$693 Rp 12.2M
$175 ₱10.9K
295.16%
3-bedroom Apartment, City Center (Monthly)
$3,639 Rp 64.1M
$505 ₱31.5K
620.94%
3-bedroom Apartment, Outside City Center (Monthly)
$1,712 Rp 30.2M
$354 ₱22.1K
383.10%
Buy Apartment in City Center (m2)
$2,761 Rp 48.6M
$2,628 ₱163.9K
5.06%
Buy Apartment Outside City Center (m2)
$2,293 Rp 40.4M
$1,058 ₱66.0K
116.63%
💵 Salaries & Financials
Ubud, Bali
Santiago City
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
7.5
83.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Santiago City: September 8, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $266 in Santiago City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $40.00 in Santiago City. Groceries tell a different story – $294 in Ubud, Bali vs $212 in Santiago City – so Santiago City wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Santiago City: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Santiago City compare overall?
Monthly costs with rent: $1,378 in Ubud, Bali, $870 in Santiago City – roughly 58% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Santiago City?
For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,304 in Santiago City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Santiago City?
Rent is clearly cheaper in Santiago City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $36.00 in Ubud, Bali and $40.00 in Santiago City. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Ubud, Bali or Santiago City?
Monthly expenses with rent come to $1,378 in Ubud, Bali and $870 in Santiago City. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Santiago City, where all-in costs run around $870, than in Ubud, Bali at $1,378. In Santiago City it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Santiago City?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $870 in Santiago City to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Santiago City safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Santiago City?
If budget matters most, go with Santiago City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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