Cost of Living Comparison Between Santiago City and Cebu Cost of Living Comparison Between Santiago City and Cebu

šŸ™‚ Solo nomad: Santiago City is 32.8% cheaper than Cebu without rent, and 23.1% cheaper with rent.
šŸ™‚ Family of 3: Santiago City is 30.5% cheaper than Cebu without rent, and 23.5% cheaper with rent.
Currency
šŸ½ Eating Out
Santiago City
Cebu
Difference
Meal at Budget Restaurant
$6.8 ₱379
$4.46 ₱248
52.47%
Three-Course Dinner for Two, Mid-Range
$13.44 ₱748
$23.59 ₱1,313
-43.03%
Fast Food Meal (McDonalds, etc)
$3.45 ₱192
$4.54 ₱253
-24.01%
Cappuccino
$0.92 ₱51.4
$2.65 ₱148
-65.28%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 ₱46.63
$0.84 ₱46.77
-
Water (0.33 liter bottle)
$0.31 ₱17.15
$0.45 ₱25.1
-31.11%
Local Beer (0.5 liter draught)
$1.08 ₱60.4
$1.52 ₱84.9
-28.95%
Imported Beer (0.33 liter bottle)
$1.82 ₱101
$2.09 ₱116
-12.92%
šŸ›’ Groceries & Markets
Santiago City
Cebu
Difference
Milk (1 liter)
$1.65 ₱91.8
$2.31 ₱129
-28.57%
White Bread (500g)
$1.26 ₱69.9
$1.57 ₱87.3
-19.75%
Rice (white) (1kg)
$0.76 ₱42.55
$1.13 ₱62.9
-32.74%
Eggs
$1.58 ₱87.9
$2.36 ₱131
-33.05%
Local Cheese (1kg)
$2.6 ₱145
$12.95 ₱721
-79.92%
Chicken Fillets (1kg)
$3.26 ₱182
$5.12 ₱285
-36.33%
Beef Round Steak (1kg)
$5.51 ₱307
$7.61 ₱424
-27.60%
Apples (1kg)
$2.67 ₱149
$3.63 ₱202
-26.45%
Banana (1kg)
$1.07 ₱59.5
$1.47 ₱82
-27.21%
Oranges (1kg)
$0.73 ₱40.48
$3.43 ₱191
-78.72%
Tomato (1kg)
$1.42 ₱79.3
$2.25 ₱125
-36.89%
Potato (1kg)
$3.29 ₱183
$2.53 ₱141
30.04%
Onion (1kg)
$1.08 ₱60.1
$2.47 ₱137
-56.28%
Lettuce (1 head)
$0.81 ₱45.28
$1 ₱55.8
-19.00%
Water (1.5 liter bottle)
$0.94 ₱52.3
$0.82 ₱45.9
14.63%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 ₱129
$3.25 ₱181
-28.92%
Wine (Bottle)
$4.08 ₱227
$6.68 ₱372
-38.92%
Local Beer (0.5 liter bottle)
$1.04 ₱57.8
$1.17 ₱64.9
-11.11%
Imported Beer (0.33 liter bottle)
$1.66 ₱92.4
$2.26 ₱126
-26.55%
🚌 Getting Around
Santiago City
Cebu
Difference
One-way Ticket (Public Transport)
$0.28 ₱15.7
$0.26 ₱14.34
7.69%
Public Transport Monthly Pass (Regular Price)
-
$15.28 ₱851
-
Taxi Start (Normal Tariff)
$0.83 ₱46.47
$0.81 ₱45.31
2.47%
Taxi (Normal Tariff) (1km)
$0.13 ₱7.31
$0.25 ₱14
-48.00%
Taxi 1hour Waiting (Normal Tariff)
$3.46 ₱193
$2.72 ₱151
27.21%
Gasoline (1 liter)
$1.14 ₱63.6
$1.13 ₱63.2
0.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.7K ₱1.2M
$29.6K ₱1.6M
-26.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17K ₱947.9K
$27.3K ₱1.5M
-37.61%
🧾 Monthly Utilities & Internet
Santiago City
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.3 ₱4,079
$99 ₱5,512
-26.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.84 ₱1,494
$35 ₱1,949
-23.31%
Internet (50+ Mbps, Unlimited Data)
$23.34 ₱1,300
$29.45 ₱1,640
-20.75%
šŸŽ‰ Sport & Entertainment
Santiago City
Cebu
Difference
Gym Membership (Monthly)
$34.29 ₱1,909
$33.3 ₱1,854
2.97%
Tennis Court (1 Hour on Weekend)
-
$8.33 ₱464
-
Cinema Ticket
$5.43 ₱302
$5.97 ₱332
-9.05%
🧸 Childcare & Education
Santiago City
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$88 ₱4,902
$228 ₱12.7K
-61.39%
International Primary School, 1 Child (Yearly)
$4,328 ₱241K
$3,917 ₱218.1K
10.48%
šŸ‘•šŸ‘Ÿ Clothing & Footwear
Santiago City
Cebu
Difference
Jeans (Levis 501 Or Similar)
$43.08 ₱2,399
$51.8 ₱2,884
-16.83%
Summer Dress (H&M, Zara, etc)
$23.56 ₱1,312
$22.69 ₱1,263
3.83%
Sport Shoes (Adidas, Nike)
$53.7 ₱2,988
$74.8 ₱4,163
-28.22%
Men's Leather Business Shoes
$39.52 ₱2,200
$54.8 ₱3,049
-27.83%
šŸ  Accommodation & Living
Santiago City
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$264 ₱14.7K
$501 ₱27.9K
-47.28%
1-bedroom Apartment, Outside City Center (Monthly)
$175 ₱9,763
$214 ₱11.9K
-18.04%
3-bedroom Apartment, City Center (Monthly)
$578 ₱32.2K
$795 ₱44.3K
-27.31%
3-bedroom Apartment, Outside City Center (Monthly)
$395 ₱22K
$391 ₱21.8K
1.10%
Buy Apartment in City Center (m2)
$2,259 ₱125.8K
$2,957 ₱164.6K
-23.60%
Buy Apartment Outside City Center (m2)
-
$1,052 ₱58.6K
-
šŸ’µ Salaries & Financials
Santiago City
Cebu
Difference
Average Monthly Net Salary (After Tax)
$233 ₱13K
$375 ₱20.9K
-37.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
8
-16.63%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santiago City: October 28, 2025

Last update for Cebu: October 29, 2025

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