Cost of Living Comparison Between Cebu and Santiago City Cost of Living Comparison Between Cebu and Santiago City

😐 Solo nomad: Cebu is 50.9% more expensive than Santiago City without rent, and 31.8% more expensive with rent.
😐 Family of 3: Cebu is 28.9% more expensive than Santiago City without rent, and 27% more expensive with rent.
Currency
🍽 Eating Out
Cebu
Santiago City
Difference
Meal at Budget Restaurant
$4.37 ₱262
$6.54 ₱392
-33.18%
Three-Course Dinner for Two, Mid-Range
$24.24 ₱1,452
$13.05 ₱782
85.75%
Fast Food Meal (McDonalds, etc)
$4.48 ₱269
$3.49 ₱209
28.37%
Cappuccino
$2.56 ₱153
$0.91 ₱54.4
181.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 ₱51.1
$0.78 ₱46.46
8.97%
Water (0.33 liter bottle)
$0.43 ₱25.55
$0.31 ₱18.30
38.71%
Local Beer (0.5 liter draught)
$1.53 ₱91.7
$1.03 ₱61.9
48.54%
Imported Beer (0.33 liter bottle)
$2.09 ₱125
$1.82 ₱109
14.84%
🛒 Groceries & Markets
Cebu
Santiago City
Difference
Milk (1 liter)
$2.31 ₱139
$1.58 ₱94.9
46.20%
White Bread (500g)
$1.52 ₱91.3
$1.20 ₱72.2
26.67%
Rice (white) (1kg)
$1.17 ₱69.8
$0.76 ₱45.78
53.95%
Eggs
$2.38 ₱142
$1.58 ₱94.7
50.63%
Local Cheese (1kg)
$12.82 ₱768
$2.54 ₱152
404.72%
Chicken Fillets (1kg)
$5.35 ₱321
$3.18 ₱190
68.24%
Beef Round Steak (1kg)
$7.52 ₱450
$5.51 ₱330
36.48%
Apples (1kg)
$3.46 ₱208
$2.66 ₱159
30.08%
Banana (1kg)
$1.46 ₱87.6
$1.02 ₱61.1
43.14%
Oranges (1kg)
$3.26 ₱195
$0.70 ₱41.69
365.71%
Tomato (1kg)
$2.25 ₱135
$1.44 ₱86.2
56.25%
Potato (1kg)
$2.56 ₱154
$3.45 ₱207
-25.80%
Onion (1kg)
$2.57 ₱154
$1.13 ₱67.8
127.43%
Lettuce (1 head)
$0.97 ₱58.2
$0.76 ₱45.29
27.63%
Water (1.5 liter bottle)
$0.77 ₱46.23
$0.94 ₱56.0
-18.09%
Cigarettes 20 Pack (Marlboro, Camel)
$3.27 ₱196
$2.33 ₱140
40.34%
Wine (Bottle)
$6.84 ₱410
$3.91 ₱234
74.94%
Local Beer (0.5 liter bottle)
$1.16 ₱69.3
$1.03 ₱61.7
12.62%
Imported Beer (0.33 liter bottle)
$2.33 ₱139
$1.76 ₱105
32.39%
🚌 Getting Around
Cebu
Santiago City
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.49
$0.26 ₱15.40
-
Public Transport Monthly Pass (Regular Price)
$15.33 ₱919
-
-
Taxi Start (Normal Tariff)
$0.87 ₱52.4
$0.76 ₱45.83
14.47%
Taxi (Normal Tariff) (1km)
$0.23 ₱13.67
$0.12 ₱7.21
91.67%
Taxi 1hour Waiting (Normal Tariff)
$2.71 ₱162
$3.50 ₱209
-22.57%
Gasoline (1 liter)
$1.15 ₱68.7
$1.15 ₱68.8
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.7K ₱1.8M
$22.0K ₱1.3M
39.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.0K ₱1.6M
$17.5K ₱1.0M
54.38%
🧾 Monthly Utilities & Internet
Cebu
Santiago City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.4 ₱5,776
$74.9 ₱4,489
28.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.40 ₱2,061
$26.93 ₱1,613
27.74%
Internet (50+ Mbps, Unlimited Data)
$29.34 ₱1,758
$22.75 ₱1,363
28.97%
🎉 Sport & Entertainment
Cebu
Santiago City
Difference
Gym Membership (Monthly)
$33.83 ₱2,027
$34.33 ₱2,057
-1.46%
Tennis Court (1 Hour on Weekend)
$8.29 ₱497
$4.42 ₱265
87.56%
Cinema Ticket
$5.78 ₱346
$5.38 ₱322
7.43%
🧸 Childcare & Education
Cebu
Santiago City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$234 ₱14.0K
$88.8 ₱5,318
163.16%
International Primary School, 1 Child (Yearly)
$3,897 ₱233.5K
$4,279 ₱256.3K
-8.91%
👕👟 Clothing & Footwear
Cebu
Santiago City
Difference
Jeans (Levis 501 Or Similar)
$53.6 ₱3,208
$41.76 ₱2,502
28.23%
Summer Dress (H&M, Zara, etc)
$22.90 ₱1,372
$23.73 ₱1,422
-3.50%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,587
$53.5 ₱3,207
43.04%
Men's Leather Business Shoes
$56.2 ₱3,368
$40.10 ₱2,402
40.20%
🏠 Accommodation & Living
Cebu
Santiago City
Difference
1-bedroom Apartment, City Center (Monthly)
$510 ₱30.5K
$265 ₱15.9K
92.21%
1-bedroom Apartment, Outside City Center (Monthly)
$217 ₱13.0K
$179 ₱10.8K
20.84%
3-bedroom Apartment, City Center (Monthly)
$803 ₱48.1K
$580 ₱34.8K
38.41%
3-bedroom Apartment, Outside City Center (Monthly)
$388 ₱23.2K
$397 ₱23.8K
-2.43%
Buy Apartment in City Center (m2)
$3,082 ₱184.7K
$2,491 ₱149.2K
23.77%
Buy Apartment Outside City Center (m2)
$1,952 ₱116.9K
-
-
💵 Salaries & Financials
Cebu
Santiago City
Difference
Average Monthly Net Salary (After Tax)
$382 ₱22.9K
$230 ₱13.8K
66.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6.67
19.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: April 14, 2026

Last update for Santiago City: April 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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