Last update: Oct 2026

Cost of Living Comparison Between Santa Rosa, Philippines and Ubud, Bali

For one person, living is cheaper in Santa Rosa: $614 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

29

Cost of Living Index in Santa Rosa
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Santa Rosa Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Santa Rosa

🇵🇭 Philippines

$614

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Santa Rosa and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santa Rosa and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $614 per month in Santa Rosa vs $1,349 in Ubud, Bali, rent included.

Santa Rosa $614
Ubud, Bali $1,349

A couple spends around $873 per month in Santa Rosa vs $2,305 in Ubud, Bali, rent included.

Santa Rosa $873
Ubud, Bali $2,305

A family of three spends $1,131 per month in Santa Rosa vs $3,261 in Ubud, Bali, rent included.

Santa Rosa $1,131
Ubud, Bali $3,261

Santa Rosa is about 54% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$2.47 ₱158

$3.32 Rp 60.4K

-25.60%

Three-Course Dinner for Two, Mid-Range

$16.32 ₱1,042

$35.64 Rp 647.8K

-54.21%

Fast Food Meal (McDonalds, etc)

$2.76 ₱176

$5.53 Rp 100.6K

-50.09%

Cappuccino

$1.12 ₱71.3

$2.72 Rp 49.4K

-58.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₱22.76

$1.70 Rp 30.9K

-78.82%

Water (0.33 liter bottle)

$0.22 ₱13.96

$0.76 Rp 13.8K

-71.05%

Local Beer (0.5 liter draught)

$1.00 ₱63.8

$2.65 Rp 48.2K

-62.26%

Imported Beer (0.33 liter bottle)

$1.26 ₱80.7

$4.38 Rp 79.6K

-71.23%

Milk (1 liter)

$1.60 ₱102

$1.49 Rp 27.1K

7.38%

White Bread (500g)

$1.15 ₱73.6

$2.28 Rp 41.4K

-49.56%

Rice (white) (1kg)

$0.99 ₱63.6

$1.19 Rp 21.6K

-16.81%

Eggs

$1.53 ₱97.7

$2.04 Rp 37.0K

-25.00%

Local Cheese (1kg)

$5.10 ₱326

$17.70 Rp 321.7K

-71.19%

Chicken Fillets (1kg)

$3.42 ₱219

$3.96 Rp 72.0K

-13.64%

Beef Round Steak (1kg)

$7.75 ₱495

$12.19 Rp 221.6K

-36.42%

Apples (1kg)

$2.18 ₱139

$3.66 Rp 66.4K

-40.44%

Banana (1kg)

$0.80 ₱51.2

$1.52 Rp 27.6K

-47.37%

Oranges (1kg)

$2.27 ₱145

$2.23 Rp 40.5K

1.79%

Tomato (1kg)

$1.00 ₱64.0

$1.97 Rp 35.9K

-49.24%

Potato (1kg)

$1.71 ₱109

$1.85 Rp 33.6K

-7.57%

Onion (1kg)

$1.73 ₱111

$2.42 Rp 44.1K

-28.51%

Lettuce (1 head)

$0.64 ₱40.97

$0.99 Rp 18.0K

-35.35%

Water (1.5 liter bottle)

$0.48 ₱30.37

$0.51 Rp 9,332

-5.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.80 ₱179

$2.22 Rp 40.4K

26.13%

Wine (Bottle)

$8.75 ₱559

$22.24 Rp 404.2K

-60.66%

Local Beer (0.5 liter bottle)

$0.95 ₱61.0

$2.26 Rp 41.1K

-57.96%

Imported Beer (0.33 liter bottle)

$2.03 ₱129

$2.97 Rp 54.0K

-31.65%

One-way Ticket (Public Transport)

$0.21 ₱13.28

$0.25 Rp 4,562

-16.00%

Public Transport Monthly Pass (Regular Price)

$13.39 ₱856

$7.82 Rp 142.2K

71.23%

Taxi Start (Normal Tariff)

$0.81 ₱51.6

$0.44 Rp 7,989

84.09%

Taxi (Normal Tariff) (1km)

$0.24 ₱15.36

$0.43 Rp 7,817

-44.19%

Taxi 1hour Waiting (Normal Tariff)

$1.92 ₱123

$5.41 Rp 98.3K

-64.51%

Gasoline (1 liter)

$1.02 ₱65.2

$0.82 Rp 15.0K

24.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.4M

$23.8K Rp 433.3M

-10.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₱1.2M

$31.7K Rp 577.0M

-39.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.5 ₱3,990

$79.1 Rp 1.4M

-21.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.40 ₱409

$6.45 Rp 117.2K

-0.78%

Internet (50+ Mbps, Unlimited Data)

$23.42 ₱1,496

$18.58 Rp 337.7K

26.05%

Gym Membership (Monthly)

$31.17 ₱1,991

$49.48 Rp 899.4K

-37.00%

Tennis Court (1 Hour on Weekend)

$5.99 ₱382

$17.65 Rp 320.8K

-66.06%

Cinema Ticket

$5.16 ₱330

$4.27 Rp 77.7K

20.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₱8,404

$491 Rp 8.9M

-73.18%

International Primary School, 1 Child (Yearly)

$5,549 ₱354.5K

$5,674 Rp 103.1M

-2.21%

Jeans (Levis 501 Or Similar)

$28.17 ₱1,800

$44.64 Rp 811.4K

-36.90%

Summer Dress (H&M, Zara, etc)

$19.31 ₱1,234

$34.95 Rp 635.3K

-44.75%

Sport Shoes (Adidas, Nike)

$71.5 ₱4,569

$79.9 Rp 1.5M

-10.51%

Men's Leather Business Shoes

$55.1 ₱3,517

$79.4 Rp 1.4M

-30.68%

1-bedroom Apartment, City Center (Monthly)

$255 ₱16.3K

$1,125 Rp 20.4M

-77.35%

1-bedroom Apartment, Outside City Center (Monthly)

$168 ₱10.8K

$671 Rp 12.2M

-74.93%

3-bedroom Apartment, City Center (Monthly)

$494 ₱31.6K

$3,565 Rp 64.8M

-86.15%

3-bedroom Apartment, Outside City Center (Monthly)

$169 ₱10.8K

$1,723 Rp 31.3M

-90.20%

Buy Apartment in City Center (m2)

$2,457 ₱157.0K

$2,732 Rp 49.6M

-10.05%

Buy Apartment Outside City Center (m2)

$1,162 ₱74.2K

$2,284 Rp 41.5M

-49.13%

Average Monthly Net Salary (After Tax)

$140 ₱8,933

$164 Rp 3.0M

-14.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

13.78

-51.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Rosa: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Santa Rosa

$168 27.4%

Ubud, Bali

$672 49.8% 299% $503

Groceries & Markets

Santa Rosa

$166 27.1%

Ubud, Bali

$288 21.4% 73.5% $122

Monthly Utilities & Internet

Santa Rosa

$92 15%

Ubud, Bali

$104 7.7% 12.8% $12

Clothing & Footwear

Santa Rosa

$78 12.8%

Ubud, Bali

$108 8% 37.3% $29

Eating Out

Santa Rosa

$51 8.3%

Ubud, Bali

$108 8% 110% $56

Sport & Entertainment

Santa Rosa

$41 6.8%

Ubud, Bali

$58 4.3% 39.9% $17

Getting Around

Santa Rosa

$16 2.6%

Ubud, Bali

$11 0.9% 29.6% $4.8

Cost Breakdown

A central one-bedroom costs $255 in Santa Rosa versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $16 in Santa Rosa versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $166 vs $288 – making Santa Rosa the more affordable choice for daily food spending.

Good to know

🇵🇭 Santa Rosa

🇮🇩 Ubud, Bali

🕒 Local time

05:36 5:36 AM

Same time as Santa Rosa

🌤 Weather

👥 Population

414,812

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Santa Rosa Ubud, Bali 2,620 km ≈ 3 h 45 min nonstop flight

From you

Santa Rosa
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Rosa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $614 in Santa Rosa, $1,349 in Ubud, Bali – Santa Rosa comes out roughly 54% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $921 per month in Santa Rosa and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santa Rosa, especially for central apartments: a one-bedroom in the center costs $255 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $614 in Santa Rosa and $1,349 in Ubud, Bali. That makes Santa Rosa about 54% cheaper.

Public transport costs about 42% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,200 monthly budget goes further in Santa Rosa, where all-in costs run around $614, than in Ubud, Bali at $1,349. In Santa Rosa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Santa Rosa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Santa Rosa. If higher salaries or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.