Cost of Living Comparison Between Ubud, Bali and Santa Rosa Cost of Living Comparison Between Ubud, Bali and Santa Rosa

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $749 in Santa Rosa, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,146 in Santa Rosa, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,543 in Santa Rosa, rent included.

Ubud, Bali costs about 89% more than Santa Rosa, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Santa Rosa is 44% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$2.79 ₱172

27.60%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$20.91 ₱1,289

56.53%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$3.07 ₱189

61.24%

Cappuccino

$2.71 Rp 48.4K

$1.21 ₱74.4

123.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.37 ₱23.03

262.16%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.28 ₱17.30

150.00%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.22 ₱75.5

139.34%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$1.46 ₱89.7

171.23%

Milk (1 liter)

$1.81 Rp 32.3K

$2.15 ₱133

-15.81%

White Bread (500g)

$2.52 Rp 45.0K

$1.26 ₱77.4

100.00%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.11 ₱68.4

4.50%

Eggs

$2.46 Rp 43.9K

$1.80 ₱111

36.67%

Local Cheese (1kg)

$14.71 Rp 262.7K

$6.94 ₱428

111.96%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.17 ₱257

3.60%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$7.20 ₱444

68.61%

Apples (1kg)

$3.84 Rp 68.6K

$4.35 ₱268

-11.72%

Banana (1kg)

$1.56 Rp 27.8K

$0.87 ₱53.6

79.31%

Oranges (1kg)

$2.83 Rp 50.6K

$2.91 ₱179

-2.75%

Tomato (1kg)

$2.33 Rp 41.5K

$1.65 ₱102

41.21%

Potato (1kg)

$1.91 Rp 34.2K

$2.80 ₱172

-31.79%

Onion (1kg)

$2.20 Rp 39.3K

$4.19 ₱258

-47.49%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.56 ₱96.3

-35.26%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$1.01 ₱62.4

-22.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$3.15 ₱195

5.40%

Wine (Bottle)

$23.74 Rp 423.9K

$9.16 ₱565

159.17%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.62 ₱100.0

72.22%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.02 ₱125

41.58%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.26 ₱15.90

3.85%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.78 ₱48.23

-41.03%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.24 ₱14.86

87.50%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$2.10 ₱129

190.48%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.09 ₱67.2

-27.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$25.9K ₱1.6M

0.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$20.6K ₱1.3M

55.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$53.5 ₱3,300

49.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$33.33 ₱2,056

-87.82%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$28.40 ₱1,751

-17.18%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$33.49 ₱2,065

194.71%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$4.31 ₱265

53.83%

Cinema Ticket

$4.15 Rp 74.1K

$6.92 ₱427

-40.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$81.0 ₱4,995

275.21%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$2,795 ₱172.4K

136.57%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$32.25 ₱1,989

72.22%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$29.79 ₱1,837

28.60%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$96.3 ₱5,939

-8.01%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$92.1 ₱5,680

-15.46%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$243 ₱15.0K

313.51%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$174 ₱10.7K

287.45%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$402 ₱24.8K

755.67%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$281 ₱17.3K

626.04%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$2,285 ₱140.9K

24.34%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$946 ₱58.3K

139.30%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$145 ₱8,945

13.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.13

63.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Santa Rosa: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $243 in Santa Rosa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $21.00 in Santa Rosa. Monthly groceries follow the same trend: $302 vs $221 – making Santa Rosa the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santa Rosa: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $749 in Santa Rosa – roughly 89% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,123 in Santa Rosa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santa Rosa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $21.00 in Santa Rosa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 36% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Santa Rosa, where all-in costs run around $749, than in Ubud, Bali at $1,419. In Santa Rosa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $749 in Santa Rosa to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Santa Rosa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.