Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Santa Rosa, Philippines

Name: Santa Rosa
Address: Santa Rosa, PH

For one person, living is cheaper in Santa Rosa: $614 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
29

Cost of Living Index in Santa Rosa
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Santa Rosa Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Santa Rosa

🇵🇭 Philippines

$614

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Santa Rosa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Santa Rosa actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $614 in Santa Rosa, rent included.

Ubud, Bali $1,349
Santa Rosa $614

A couple spends around $2,305 per month in Ubud, Bali vs $873 in Santa Rosa, rent included.

Ubud, Bali $2,305
Santa Rosa $873

A family of three spends $3,261 per month in Ubud, Bali vs $1,131 in Santa Rosa, rent included.

Ubud, Bali $3,261
Santa Rosa $1,131

Ubud, Bali costs about 120% more than Santa Rosa, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$2.47 ₱158

34.41%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$16.32 ₱1,042

118.38%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$2.76 ₱176

100.36%

Cappuccino

$2.72 Rp 49.4K

$1.12 ₱71.3

142.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.36 ₱22.76

372.22%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.22 ₱13.96

245.45%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.00 ₱63.8

165.00%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$1.26 ₱80.7

247.62%

Milk (1 liter)

$1.49 Rp 27.1K

$1.60 ₱102

-6.88%

White Bread (500g)

$2.28 Rp 41.4K

$1.15 ₱73.6

98.26%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.99 ₱63.6

20.20%

Eggs

$2.04 Rp 37.0K

$1.53 ₱97.7

33.33%

Local Cheese (1kg)

$17.70 Rp 321.7K

$5.10 ₱326

247.06%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$3.42 ₱219

15.79%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$7.75 ₱495

57.29%

Apples (1kg)

$3.66 Rp 66.4K

$2.18 ₱139

67.89%

Banana (1kg)

$1.52 Rp 27.6K

$0.80 ₱51.2

90.00%

Oranges (1kg)

$2.23 Rp 40.5K

$2.27 ₱145

-1.76%

Tomato (1kg)

$1.97 Rp 35.9K

$1.00 ₱64.0

97.00%

Potato (1kg)

$1.85 Rp 33.6K

$1.71 ₱109

8.19%

Onion (1kg)

$2.42 Rp 44.1K

$1.73 ₱111

39.88%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.64 ₱40.97

54.69%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.48 ₱30.37

6.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.80 ₱179

-20.71%

Wine (Bottle)

$22.24 Rp 404.2K

$8.75 ₱559

154.17%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.95 ₱61.0

137.89%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.03 ₱129

46.31%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.21 ₱13.28

19.05%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$13.39 ₱856

-41.60%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$0.81 ₱51.6

-45.68%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.24 ₱15.36

79.17%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$1.92 ₱123

181.77%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.02 ₱65.2

-19.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$21.2K ₱1.4M

12.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$19.2K ₱1.2M

65.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$62.5 ₱3,990

26.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$6.40 ₱409

0.78%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$23.42 ₱1,496

-20.67%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$31.17 ₱1,991

58.74%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$5.99 ₱382

194.66%

Cinema Ticket

$4.27 Rp 77.7K

$5.16 ₱330

-17.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$132 ₱8,404

272.92%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$5,549 ₱354.5K

2.25%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$28.17 ₱1,800

58.47%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$19.31 ₱1,234

80.99%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$71.5 ₱4,569

11.75%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$55.1 ₱3,517

44.27%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$255 ₱16.3K

341.41%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$168 ₱10.8K

298.82%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$494 ₱31.6K

621.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$169 ₱10.8K

920.37%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,457 ₱157.0K

11.17%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,162 ₱74.2K

96.57%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$140 ₱8,933

17.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Santa Rosa: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Santa Rosa

$168 27.4% 74.9% $503

Groceries & Markets

Ubud, Bali

$288 21.4%

Santa Rosa

$166 27.1% 42.4% $122

Eating Out

Ubud, Bali

$108 8%

Santa Rosa

$51 8.3% 52.4% $56

Clothing & Footwear

Ubud, Bali

$108 8%

Santa Rosa

$78 12.8% 27.2% $29

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Santa Rosa

$92 15% 11.4% $12

Sport & Entertainment

Ubud, Bali

$58 4.3%

Santa Rosa

$41 6.8% 28.5% $17

Getting Around

Ubud, Bali

$11 0.9%

Santa Rosa

$16 2.6% 42.1% $4.8

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $255 in Santa Rosa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $16 in Santa Rosa. Monthly groceries follow the same trend: $288 vs $166 – making Santa Rosa the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Santa Rosa

🕒 Local time

06:22 6:22 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

414,812

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Santa Rosa 2,620 km ≈ 3 h 45 min nonstop flight

From you

Ubud, Bali
Santa Rosa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santa Rosa: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $614 in Santa Rosa – Santa Rosa comes out roughly 54% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $921 in Santa Rosa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santa Rosa, especially for central apartments: a one-bedroom in the center costs $255 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $614 in Santa Rosa. That makes Santa Rosa about 54% cheaper.

Public transport costs about 42% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,200 monthly budget goes further in Santa Rosa, where all-in costs run around $614, than in Ubud, Bali at $1,349. In Santa Rosa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Santa Rosa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Santa Rosa. If higher salaries or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.