Cost of Living Comparison Between Ubud, Bali and Santa Rosa Cost of Living Comparison Between Ubud, Bali and Santa Rosa

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $625 in Santa Rosa, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $887 in Santa Rosa, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,148 in Santa Rosa, rent included.

Ubud, Bali costs about 120% more than Santa Rosa, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Santa Rosa is 55% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$2.44 ₱152

36.48%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 631.0K

$16.85 ₱1,051

112.58%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.2K

$2.78 ₱174

102.52%

Cappuccino

$2.82 Rp 49.7K

$1.13 ₱70.6

149.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.36 ₱22.74

386.11%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.25 ₱15.68

220.00%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$0.97 ₱60.8

213.40%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$1.29 ₱80.5

233.33%

Milk (1 liter)

$1.61 Rp 28.3K

$1.69 ₱106

-4.73%

White Bread (500g)

$2.27 Rp 40.0K

$1.12 ₱69.6

102.68%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.02 ₱63.5

14.71%

Eggs

$2.17 Rp 38.2K

$1.65 ₱103

31.52%

Local Cheese (1kg)

$17.63 Rp 310.6K

$5.19 ₱324

239.69%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$3.43 ₱214

18.08%

Beef Round Steak (1kg)

$12.18 Rp 214.6K

$8.05 ₱502

51.30%

Apples (1kg)

$3.62 Rp 63.7K

$2.23 ₱139

62.33%

Banana (1kg)

$1.64 Rp 28.8K

$0.77 ₱47.73

112.99%

Oranges (1kg)

$2.31 Rp 40.6K

$2.40 ₱149

-3.75%

Tomato (1kg)

$1.96 Rp 34.5K

$1.05 ₱65.2

86.67%

Potato (1kg)

$1.84 Rp 32.5K

$1.67 ₱104

10.18%

Onion (1kg)

$2.37 Rp 41.8K

$1.79 ₱111

32.40%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.65 ₱40.82

61.54%

Water (1.5 liter bottle)

$0.54 Rp 9,564

$0.53 ₱33.17

1.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$3.05 ₱190

-24.59%

Wine (Bottle)

$23.08 Rp 406.5K

$8.67 ₱541

166.21%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$0.96 ₱60.0

143.75%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.03 ₱127

51.23%

One-way Ticket (Public Transport)

$0.25 Rp 4,366

$0.27 ₱16.87

-7.41%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$11.19 ₱698

-15.82%

Taxi Start (Normal Tariff)

$0.49 Rp 8,635

$0.77 ₱48.27

-36.36%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,352

$0.25 ₱15.67

88.00%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.7K

$1.88 ₱117

197.87%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.04 ₱65.1

-22.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.5M

$21.6K ₱1.3M

15.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.2M

$19.4K ₱1.2M

60.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$63.3 ₱3,945

30.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.3K

$6.53 ₱407

-0.61%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 331.0K

$23.53 ₱1,467

-20.14%

Gym Membership (Monthly)

$55.2 Rp 973.0K

$32.41 ₱2,021

70.44%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.8K

$4.93 ₱308

269.37%

Cinema Ticket

$4.30 Rp 75.7K

$5.11 ₱319

-15.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$134 ₱8,359

268.67%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$5,562 ₱346.8K

6.40%

Jeans (Levis 501 Or Similar)

$46.28 Rp 815.2K

$28.66 ₱1,787

61.48%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.9K

$19.68 ₱1,227

85.16%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$73.4 ₱4,579

9.90%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$55.0 ₱3,431

43.22%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$264 ₱16.5K

322.10%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$171 ₱10.7K

305.87%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$503 ₱31.4K

622.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.2M

$179 ₱11.2K

854.13%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,614 ₱163.0K

5.62%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,046 ₱65.2K

119.23%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$143 ₱8,933

16.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Santa Rosa: September 5, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $264 in Santa Rosa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $17.00 in Santa Rosa. Monthly groceries follow the same trend: $294 vs $170 – making Santa Rosa the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Santa Rosa: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,378 in Ubud, Bali, $625 in Santa Rosa – roughly 120% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $938 in Santa Rosa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Santa Rosa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $625 in Santa Rosa. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 19% less in Santa Rosa. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Santa Rosa, where all-in costs run around $625, than in Ubud, Bali at $1,378. In Santa Rosa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $625 in Santa Rosa to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Santa Rosa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.