Cost of Living Comparison Between Santa Cruz, Laguna and Phuket Cost of Living Comparison Between Santa Cruz, Laguna and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $635 in Santa Cruz, Laguna versus $1,265 in Phuket.

Estimated couple costs with rent: $974 in Santa Cruz, Laguna versus $2,089 in Phuket.

Monthly costs for a family of three with rent: $1,313 in Santa Cruz, Laguna versus $2,913 in Phuket.

Living in Santa Cruz, Laguna costs roughly 50% less than in Phuket, driven mainly by Groceries & Markets.

Both cities sit below the global median: Santa Cruz, Laguna 54% lower, Phuket 8% lower.

Meal at Budget Restaurant

$1.64 ₱102

$4.66 ฿153

-64.81%

Three-Course Dinner for Two, Mid-Range

$7.96 ₱497

$32.22 ฿1,059

-75.29%

Fast Food Meal (McDonalds, etc)

$2.77 ₱173

$8.68 ฿285

-68.09%

Cappuccino

$1.78 ₱111

$2.90 ฿95.3

-38.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₱26.14

$0.84 ฿27.75

-50.00%

Water (0.33 liter bottle)

$0.23 ₱14.30

$0.49 ฿16.08

-53.06%

Local Beer (0.5 liter draught)

$1.03 ₱64.0

$2.48 ฿81.6

-58.47%

Imported Beer (0.33 liter bottle)

$0.93 ₱57.8

$3.73 ฿123

-75.07%

Milk (1 liter)

$1.64 ₱102

$1.89 ฿62.0

-13.23%

White Bread (500g)

$1.12 ₱69.7

$1.41 ฿46.31

-20.57%

Rice (white) (1kg)

$0.94 ₱58.6

$1.62 ฿53.3

-41.98%

Eggs

$1.56 ₱97.1

$2.24 ฿73.7

-30.36%

Local Cheese (1kg)

$4.75 ₱296

$19.84 ฿652

-76.06%

Chicken Fillets (1kg)

$3.49 ₱218

$3.48 ฿114

0.29%

Beef Round Steak (1kg)

$7.29 ₱455

$11.37 ฿374

-35.88%

Apples (1kg)

$1.48 ₱92.4

$2.90 ฿95.3

-48.97%

Banana (1kg)

$0.50 ₱31.15

$1.72 ฿56.7

-70.93%

Oranges (1kg)

$1.47 ₱91.9

$2.27 ฿74.7

-35.24%

Tomato (1kg)

$1.08 ₱67.2

$2.13 ฿70.1

-49.30%

Potato (1kg)

$1.70 ₱106

$1.47 ฿48.49

15.65%

Onion (1kg)

$1.74 ₱109

$1.42 ฿46.69

22.54%

Lettuce (1 head)

$0.63 ₱39.03

$1.10 ฿36.08

-42.73%

Water (1.5 liter bottle)

$0.53 ₱32.86

$0.60 ฿19.66

-11.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 ₱186

$4.31 ฿142

-30.86%

Wine (Bottle)

$8.65 ₱539

$18.60 ฿612

-53.49%

Local Beer (0.5 liter bottle)

$0.93 ₱57.9

$1.80 ฿59.2

-48.33%

Imported Beer (0.33 liter bottle)

$2.01 ₱126

$2.97 ฿97.5

-32.32%

One-way Ticket (Public Transport)

$0.25 ₱15.51

$2.25 ฿73.8

-88.89%

Public Transport Monthly Pass (Regular Price)

$11.30 ₱705

$23.49 ฿772

-51.89%

Taxi Start (Normal Tariff)

$0.79 ₱49.17

$3.10 ฿102

-74.52%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.59

$1.08 ฿35.39

-76.85%

Taxi 1hour Waiting (Normal Tariff)

$1.90 ₱118

$3.87 ฿127

-50.90%

Gasoline (1 liter)

$1.21 ₱75.6

$1.43 ฿46.93

-15.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$27.8K ฿913.6K

-24.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₱1.2M

$27.0K ฿887.2K

-28.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$87.6 ₱5,460

$105 ฿3,446

-16.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.87 ₱1,114

$11.39 ฿375

56.89%

Internet (50+ Mbps, Unlimited Data)

$23.16 ₱1,444

$17.54 ฿577

32.04%

Gym Membership (Monthly)

$32.24 ₱2,011

$54.3 ฿1,787

-40.67%

Tennis Court (1 Hour on Weekend)

$4.72 ₱294

$11.44 ฿376

-58.74%

Cinema Ticket

$5.34 ₱333

$7.78 ฿256

-31.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₱8,260

$576 ฿19.0K

-77.02%

International Primary School, 1 Child (Yearly)

$10.7K ₱668.8K

$11.6K ฿380.8K

-7.39%

Jeans (Levis 501 Or Similar)

$29.47 ₱1,838

$63.6 ฿2,092

-53.69%

Summer Dress (H&M, Zara, etc)

$19.28 ₱1,202

$29.10 ฿957

-33.75%

Sport Shoes (Adidas, Nike)

$70.9 ₱4,419

$96.2 ฿3,164

-26.36%

Men's Leather Business Shoes

$56.1 ₱3,499

$90.0 ฿2,960

-37.66%

1-bedroom Apartment, City Center (Monthly)

$273 ₱17.0K

$733 ฿24.1K

-62.79%

1-bedroom Apartment, Outside City Center (Monthly)

$175 ₱10.9K

$501 ฿16.5K

-65.16%

3-bedroom Apartment, City Center (Monthly)

$500 ₱31.2K

$2,126 ฿69.9K

-76.47%

3-bedroom Apartment, Outside City Center (Monthly)

$355 ₱22.1K

$1,252 ฿41.2K

-71.67%

Buy Apartment in City Center (m2)

$2,640 ₱164.6K

$3,534 ฿116.2K

-25.30%

Buy Apartment Outside City Center (m2)

$1,024 ₱63.9K

$2,622 ฿86.2K

-60.95%

Average Monthly Net Salary (After Tax)

$508 ฿16.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

5.57

21.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, Laguna: September 6, 2026

Last update for Phuket: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $273 in Santa Cruz, Laguna and $733 in Phuket. Housing cost is often the main lever when comparing two cities.

Dining out: $8.00 in Santa Cruz, Laguna vs $32.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $156 vs $275 per month, with Santa Cruz, Laguna cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Cruz, Laguna vs Phuket: Cost of Living - Frequently Asked Questions

Santa Cruz, Laguna is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 99% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $953 in Santa Cruz, Laguna and $1,898 in Phuket to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $273 in Santa Cruz, Laguna versus $733 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $132 in Santa Cruz, Laguna versus $576 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 76% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

At $635 in Santa Cruz, Laguna versus $1,265 in Phuket, a $2,000 budget is realistic in Santa Cruz, Laguna but tight or insufficient in Phuket. The gap between the two cities makes Santa Cruz, Laguna the clear choice for anyone on this budget.

For families, Santa Cruz, Laguna is more practical. Housing and childcare are both notably cheaper than in Phuket, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Santa Cruz, Laguna and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Santa Cruz, Laguna gentler on the wallet – expenses run 99% less than in Phuket. Beyond cost, consider language, visa policies, and how big the international community is in each city.