Last update: Oct 2026

Cost of Living Comparison Between Santa Cruz, Laguna and Mexico City

For one person, living is cheaper in Santa Cruz, Laguna: $616 a month against $1,608 in Mexico City, rent and utilities included – about $11,900 less a year. Rent and utilities account for about half of the difference.

Santa Cruz, Laguna, Philippines
Mexico City, Mexico
Santa Cruz, Laguna
🇵🇭 Philippines
$616
/mo nomad
Mexico City
🇲🇽 Mexico
$1,608
/mo nomad
Monthly Cost of Living

How much you'll spend in Santa Cruz, Laguna and in Mexico City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santa Cruz, Laguna and in Mexico City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $616 in Santa Cruz, Laguna versus $1,608 in Mexico City.

  • Santa Cruz, Laguna $616
  • Mexico City $1,608

Estimated couple costs with rent: $911 in Santa Cruz, Laguna versus $2,549 in Mexico City.

  • Santa Cruz, Laguna $911
  • Mexico City $2,549

Monthly costs for a family of three with rent: $1,206 in Santa Cruz, Laguna versus $3,490 in Mexico City.

  • Santa Cruz, Laguna $1,206
  • Mexico City $3,490

Living in Santa Cruz, Laguna costs roughly 62% less than in Mexico City, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Santa Cruz, Laguna is 55% below, Mexico City is 18% above.

Currency
🍽 Eating Out
Santa Cruz, Laguna
Mexico City
Difference
Meal at Budget Restaurant
$1.55 ₱98.8
$10.62 MX$198
-85.40%
Three-Course Dinner for Two, Mid-Range
$7.73 ₱494
$48.35 MX$901
-84.01%
Fast Food Meal (McDonalds, etc)
$2.79 ₱178
$10.35 MX$193
-73.04%
Cappuccino
$1.76 ₱113
$3.69 MX$68.8
-52.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.37 ₱23.90
$1.67 MX$31.07
-77.84%
Water (0.33 liter bottle)
$0.24 ₱15.42
$1.27 MX$23.59
-81.10%
Local Beer (0.5 liter draught)
$1.01 ₱64.7
$3.19 MX$59.5
-68.34%
Imported Beer (0.33 liter bottle)
$0.90 ₱57.2
$5.31 MX$98.9
-83.05%
🛒 Groceries & Markets
Santa Cruz, Laguna
Mexico City
Difference
Milk (1 liter)
$1.54 ₱98.4
$1.72 MX$32.15
-10.47%
White Bread (500g)
$1.15 ₱73.3
$3.04 MX$56.7
-62.17%
Rice (white) (1kg)
$0.91 ₱57.9
$1.94 MX$36.19
-53.09%
Eggs
$1.52 ₱97.0
$2.89 MX$53.8
-47.40%
Local Cheese (1kg)
$4.82 ₱308
$10.97 MX$205
-56.06%
Chicken Fillets (1kg)
$3.29 ₱210
$9.25 MX$172
-64.43%
Beef Round Steak (1kg)
$7.20 ₱460
$15.13 MX$282
-52.41%
Apples (1kg)
$1.37 ₱87.7
$3.05 MX$56.8
-55.08%
Banana (1kg)
$0.49 ₱31.52
$1.94 MX$36.19
-74.74%
Oranges (1kg)
$1.43 ₱91.7
$2.03 MX$37.75
-29.56%
Tomato (1kg)
$1.06 ₱67.7
$2.31 MX$43.15
-54.11%
Potato (1kg)
$1.67 ₱107
$2.04 MX$37.94
-18.14%
Onion (1kg)
$1.68 ₱107
$1.80 MX$33.55
-6.67%
Lettuce (1 head)
$0.61 ₱39.25
$1.48 MX$27.58
-58.78%
Water (1.5 liter bottle)
$0.52 ₱33.12
$1.27 MX$23.63
-59.06%
Cigarettes 20 Pack (Marlboro, Camel)
$2.93 ₱187
$5.30 MX$98.9
-44.72%
Wine (Bottle)
$8.49 ₱543
$16.10 MX$300
-47.27%
Local Beer (0.5 liter bottle)
$0.96 ₱61.4
$1.98 MX$36.97
-51.52%
Imported Beer (0.33 liter bottle)
$2.06 ₱131
$4.25 MX$79.3
-51.53%
🚌 Getting Around
Santa Cruz, Laguna
Mexico City
Difference
One-way Ticket (Public Transport)
$0.21 ₱13.11
$0.31 MX$5.69
-32.26%
Public Transport Monthly Pass (Regular Price)
$11.50 ₱735
$19.73 MX$368
-41.71%
Taxi Start (Normal Tariff)
$0.76 ₱48.74
$1.84 MX$34.25
-58.70%
Taxi (Normal Tariff) (1km)
$0.22 ₱14.00
$0.53 MX$9.94
-58.49%
Taxi 1hour Waiting (Normal Tariff)
$1.93 ₱124
$5.30 MX$98.7
-63.58%
Gasoline (1 liter)
$1.20 ₱76.5
$1.51 MX$28.16
-20.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.7K ₱1.3M
$21.8K MX$405.5K
-4.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9K ₱1.2M
$24.0K MX$447.1K
-21.08%
🧾 Monthly Utilities & Internet
Santa Cruz, Laguna
Mexico City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.8 ₱5,290
$63.0 MX$1,174
31.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.51 ₱1,118
$27.39 MX$511
-36.07%
Internet (50+ Mbps, Unlimited Data)
$22.58 ₱1,443
$35.67 MX$665
-36.70%
🎉 Sport & Entertainment
Santa Cruz, Laguna
Mexico City
Difference
Gym Membership (Monthly)
$27.30 ₱1,744
$58.9 MX$1,099
-53.68%
Tennis Court (1 Hour on Weekend)
$4.47 ₱285
$23.64 MX$441
-81.09%
Cinema Ticket
$5.03 ₱321
$6.40 MX$119
-21.41%
🧸 Childcare & Education
Santa Cruz, Laguna
Mexico City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$128 ₱8,194
$432 MX$8,045
-70.29%
International Primary School, 1 Child (Yearly)
$10.6K ₱677.6K
$11.4K MX$212.9K
-7.16%
👕👟 Clothing & Footwear
Santa Cruz, Laguna
Mexico City
Difference
Jeans (Levis 501 Or Similar)
$28.32 ₱1,809
$68.2 MX$1,272
-58.49%
Summer Dress (H&M, Zara, etc)
$19.21 ₱1,227
$53.1 MX$990
-63.84%
Sport Shoes (Adidas, Nike)
$69.6 ₱4,447
$108 MX$2,009
-35.41%
Men's Leather Business Shoes
$53.7 ₱3,431
$117 MX$2,186
-54.20%
🏠 Accommodation & Living
Santa Cruz, Laguna
Mexico City
Difference
1-bedroom Apartment, City Center (Monthly)
$219 ₱14.0K
$1,113 MX$20.8K
-80.36%
1-bedroom Apartment, Outside City Center (Monthly)
$160 ₱10.2K
$710 MX$13.2K
-77.46%
3-bedroom Apartment, City Center (Monthly)
$480 ₱30.7K
$2,588 MX$48.2K
-81.44%
3-bedroom Apartment, Outside City Center (Monthly)
$298 ₱19.1K
$1,406 MX$26.2K
-78.77%
Buy Apartment in City Center (m2)
$2,453 ₱156.7K
$3,631 MX$67.7K
-32.44%
Buy Apartment Outside City Center (m2)
$1,079 ₱68.9K
$2,135 MX$39.8K
-49.47%
💵 Salaries & Financials
Santa Cruz, Laguna
Mexico City
Difference
Average Monthly Net Salary (After Tax)
-
$946 MX$17.6K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
11.35
-40.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, Laguna: October 25, 2026

Last update for Mexico City: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Santa Cruz, Laguna
$160
Mexico City
$710 344% $550
Groceries & Markets
Santa Cruz, Laguna
$153
Mexico City
$320 109% $167
Monthly Utilities & Internet
Santa Cruz, Laguna
$123
Mexico City
$126 2.6% $3.2
Clothing & Footwear
Santa Cruz, Laguna
$77
Mexico City
$156 103% $79
Eating Out
Santa Cruz, Laguna
$51
Mexico City
$199 288% $147
Sport & Entertainment
Santa Cruz, Laguna
$37
Mexico City
$72 92.1% $34
Getting Around
Santa Cruz, Laguna
$14
Mexico City
$25 79.5% $11

Cost Breakdown

A one-bedroom apartment in the center runs $219 in Santa Cruz, Laguna and $1,113 in Mexico City. Housing cost is often the main lever when comparing two cities.

Dining out: $8 in Santa Cruz, Laguna vs $48 in Mexico City for a mid-range dinner for two. Groceries echo the gap at $153 vs $320 per month, with Santa Cruz, Laguna cheaper across the board.

Good to know
🇵🇭 Santa Cruz, Laguna
🇲🇽 Mexico City
🕒 Local time
03:06 3:06 AM
13:06 1:06 PM
14 h behind Santa Cruz, Laguna
🌤 Weather
👥 Population
123,574
9,209,944 Capital
💱 Currency
Exchange rates and currency converter

MXN, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

Mexican Peso exchange rates as of October 28, 2026: 1 USD = 18.64 MXN (100 MXN = 5.36 USD). 1 EUR = 20.75 MXN (100 MXN = 4.82 EUR).

On the map
Between locations
  • Santa Cruz, Laguna Mexico City 14,210 km ≈ 18 h nonstop flight
From you
  • Santa Cruz, Laguna
  • Mexico City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santa Cruz, Laguna vs Mexico City: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Santa Cruz, Laguna and in Mexico City?
Santa Cruz, Laguna and Mexico City differ by about 161% in total monthly costs ($616 vs $1,608 including rent). Santa Cruz, Laguna is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Santa Cruz, Laguna compared to Mexico City?
You’d need roughly $923 in Santa Cruz, Laguna and $2,412 in Mexico City to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Santa Cruz, Laguna and in Mexico City?
Rent for a central apartment: $219 in Santa Cruz, Laguna versus $1,113 in Mexico City. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Santa Cruz, Laguna and in Mexico City?
A monthly transit pass in Santa Cruz, Laguna runs roughly 42% less than in Mexico City. Both cities have functional networks, but the price difference matters if you’re watching your budget.
What is the difference in childcare costs between Santa Cruz, Laguna and Mexico City?
Childcare runs $128 in Santa Cruz, Laguna versus $432 in Mexico City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,200 per month?
At $616 in Santa Cruz, Laguna versus $1,608 in Mexico City, a $1,200 budget is realistic in Santa Cruz, Laguna but tight or insufficient in Mexico City. The gap between the two cities makes Santa Cruz, Laguna the clear choice for anyone on this budget.
How does quality of life compare between Santa Cruz, Laguna and Mexico City?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Santa Cruz, Laguna or Mexico City?
Expats usually find Santa Cruz, Laguna gentler on the wallet – expenses run 62% less than in Mexico City. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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