Cost of Living Comparison Between Santa Cruz, Laguna and Chiang Mai Cost of Living Comparison Between Santa Cruz, Laguna and Chiang Mai

🙂 Solo nomad: Santa Cruz, Laguna is 15.8% cheaper than Chiang Mai without rent, and 12.6% cheaper with rent.

🙂 Family of 3: Santa Cruz, Laguna is 12.9% cheaper than Chiang Mai without rent, and 16.6% cheaper with rent.

Meal at Budget Restaurant

$1.75 ₱104

$1.97 ฿62.0

-11.17%

Three-Course Dinner for Two, Mid-Range

$9.06 ₱538

$18.68 ฿587

-51.50%

Fast Food Meal (McDonalds, etc)

$3.06 ₱182

$7.92 ฿249

-61.36%

Cappuccino

$2.08 ₱123

$2.02 ฿63.7

2.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₱25.34

$0.84 ฿26.45

-48.81%

Water (0.33 liter bottle)

$0.28 ₱16.84

$0.35 ฿11.07

-20.00%

Local Beer (0.5 liter draught)

$1.22 ₱72.5

$2.22 ฿69.9

-45.05%

Imported Beer (0.33 liter bottle)

$1.08 ₱64.4

$3.59 ฿113

-69.92%

Milk (1 liter)

$1.77 ₱105

$1.67 ฿52.4

5.99%

White Bread (500g)

$1.21 ₱72.1

$1.62 ฿51.1

-25.31%

Rice (white) (1kg)

$1.08 ₱64.4

$1.20 ฿37.83

-10.00%

Eggs

$1.74 ₱104

$1.93 ฿60.8

-9.84%

Local Cheese (1kg)

$5.19 ₱308

$16.00 ฿503

-67.56%

Chicken Fillets (1kg)

$4.32 ₱257

$3.16 ฿99.2

36.71%

Beef Round Steak (1kg)

$7.02 ₱417

$10.93 ฿344

-35.77%

Apples (1kg)

$1.57 ₱93.1

$2.67 ฿83.8

-41.20%

Banana (1kg)

$0.56 ₱33.00

$1.18 ฿36.99

-52.54%

Oranges (1kg)

$1.65 ₱97.9

$1.64 ฿51.5

0.61%

Tomato (1kg)

$1.69 ₱101

$1.59 ฿49.83

6.29%

Potato (1kg)

$2.76 ₱164

$1.32 ฿41.64

109.09%

Onion (1kg)

$4.05 ₱241

$1.19 ฿37.49

240.34%

Lettuce (1 head)

$1.57 ₱93.5

$0.71 ฿22.20

121.13%

Water (1.5 liter bottle)

$1.04 ₱62.0

$0.56 ฿17.75

85.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.23 ₱192

$4.64 ฿146

-30.39%

Wine (Bottle)

$7.46 ₱444

$18.96 ฿596

-60.65%

Local Beer (0.5 liter bottle)

$1.62 ₱96.0

$1.77 ฿55.7

-8.47%

Imported Beer (0.33 liter bottle)

$2.01 ₱120

$3.20 ฿101

-37.19%

One-way Ticket (Public Transport)

$0.28 ₱16.71

$0.90 ฿28.32

-68.89%

Public Transport Monthly Pass (Regular Price)

$19.24 ฿605

Taxi Start (Normal Tariff)

$0.77 ₱45.63

$1.36 ฿42.78

-43.38%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.05

$1.35 ฿42.37

-83.70%

Taxi 1hour Waiting (Normal Tariff)

$2.10 ₱125

$8.15 ฿256

-74.23%

Gasoline (1 liter)

$1.14 ₱67.7

$1.22 ฿38.43

-6.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K ₱1.6M

$21.4K ฿671.8K

22.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K ₱1.2M

$21.7K ฿683.8K

-7.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.8 ₱5,576

$70.3 ฿2,210

33.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.54 ₱1,993

$13.91 ฿437

141.12%

Internet (50+ Mbps, Unlimited Data)

$29.72 ₱1,766

$18.00 ฿566

65.11%

Gym Membership (Monthly)

$34.55 ₱2,053

$41.78 ฿1,314

-17.30%

Tennis Court (1 Hour on Weekend)

$4.49 ₱267

$6.80 ฿214

-33.97%

Cinema Ticket

$7.07 ₱420

$5.72 ฿180

23.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$82.1 ₱4,877

$308 ฿9,693

-73.38%

International Primary School, 1 Child (Yearly)

$2,769 ₱164.6K

$14.8K ฿465.7K

-81.31%

Jeans (Levis 501 Or Similar)

$31.34 ₱1,863

$55.9 ฿1,756

-43.89%

Summer Dress (H&M, Zara, etc)

$29.91 ₱1,777

$26.71 ฿840

11.98%

Sport Shoes (Adidas, Nike)

$99.3 ₱5,899

$84.5 ฿2,658

17.40%

Men's Leather Business Shoes

$95.2 ₱5,660

$70.8 ฿2,227

34.46%

1-bedroom Apartment, City Center (Monthly)

$262 ₱15.6K

$431 ฿13.5K

-39.17%

1-bedroom Apartment, Outside City Center (Monthly)

$176 ₱10.4K

$237 ฿7,439

-25.79%

3-bedroom Apartment, City Center (Monthly)

$597 ₱35.5K

$811 ฿25.5K

-26.31%

3-bedroom Apartment, Outside City Center (Monthly)

$396 ₱23.5K

$501 ฿15.7K

-20.94%

Buy Apartment in City Center (m2)

$1,751 ₱104.1K

$2,202 ฿69.2K

-20.47%

Buy Apartment Outside City Center (m2)

$804 ₱47.8K

$1,600 ฿50.3K

-49.73%

Average Monthly Net Salary (After Tax)

$684 ฿21.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

62.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, Laguna: January 10, 2026

Last update for Chiang Mai: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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