Cost of Living Comparison Between Santa Cruz, Laguna and Chiang Mai Cost of Living Comparison Between Santa Cruz, Laguna and Chiang Mai

🙂 Solo nomad: Santa Cruz, Laguna is 13% cheaper than Chiang Mai without rent, and 12.7% cheaper with rent.

🙂 Family of 3: Santa Cruz, Laguna is 9.9% cheaper than Chiang Mai without rent, and 17.5% cheaper with rent.

Meal at Budget Restaurant

$1.79 ₱99.7

$2.02 ฿65.3

-11.39%

Three-Course Dinner for Two, Mid-Range

$9.05 ₱504

$18.78 ฿608

-51.81%

Fast Food Meal (McDonalds, etc)

$3.02 ₱168

$7.67 ฿248

-60.63%

Cappuccino

$2.07 ₱115

$1.98 ฿64.2

4.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₱23.55

$0.82 ฿26.64

-48.78%

Water (0.33 liter bottle)

$0.28 ₱15.76

$0.33 ฿10.58

-15.15%

Local Beer (0.5 liter draught)

$1.27 ₱70.7

$2.12 ฿68.6

-40.09%

Imported Beer (0.33 liter bottle)

$1.08 ₱59.9

$3.73 ฿121

-71.05%

Milk (1 liter)

$1.74 ₱96.8

$1.64 ฿53.2

6.10%

White Bread (500g)

$1.26 ₱70

$1.57 ฿50.9

-19.75%

Rice (white) (1kg)

$1.04 ₱58.1

$1.19 ฿38.62

-12.61%

Eggs

$1.73 ₱96.2

$1.98 ฿64.1

-12.63%

Local Cheese (1kg)

$5.41 ₱301

$15.99 ฿517

-66.17%

Chicken Fillets (1kg)

$4.23 ₱235

$3.12 ฿101

35.58%

Beef Round Steak (1kg)

$7.08 ₱394

$11.16 ฿361

-36.56%

Apples (1kg)

$1.56 ₱87.1

$2.76 ฿89.2

-43.48%

Banana (1kg)

$0.52 ₱28.75

$1.22 ฿39.5

-57.38%

Oranges (1kg)

$1.62 ₱90

$1.71 ฿55.4

-5.26%

Tomato (1kg)

$1.65 ₱91.9

$1.55 ฿50.2

6.45%

Potato (1kg)

$2.75 ₱153

$1.34 ฿43.21

105.22%

Onion (1kg)

$4.13 ₱230

$1.21 ฿39.23

241.32%

Lettuce (1 head)

$1.62 ₱90.2

$0.72 ฿23.2

125.00%

Water (1.5 liter bottle)

$1.05 ₱58.3

$0.53 ฿17.05

98.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.21 ₱179

$4.72 ฿153

-31.99%

Wine (Bottle)

$7.84 ₱437

$18.39 ฿595

-57.37%

Local Beer (0.5 liter bottle)

$1.57 ₱87.2

$1.79 ฿57.9

-12.29%

Imported Beer (0.33 liter bottle)

$1.97 ₱110

$3.21 ฿104

-38.63%

One-way Ticket (Public Transport)

$0.26 ₱14.39

$0.94 ฿30.44

-72.34%

Public Transport Monthly Pass (Regular Price)

$18.9 ฿612

Taxi Start (Normal Tariff)

$0.81 ₱45.31

$1.42 ฿46.08

-42.96%

Taxi (Normal Tariff) (1km)

$0.24 ₱13.39

$1.35 ฿43.53

-82.22%

Taxi 1hour Waiting (Normal Tariff)

$2.07 ₱116

$7.85 ฿254

-73.63%

Gasoline (1 liter)

$1.1 ₱61.1

$1.25 ฿40.4

-12.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K ₱1.4M

$21.2K ฿684.9K

19.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K ₱1.2M

$21.8K ฿706.8K

-4.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.6 ₱5,434

$70.6 ฿2,285

38.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.06 ₱1,841

$13.72 ฿444

140.96%

Internet (50+ Mbps, Unlimited Data)

$30.51 ₱1,699

$17.56 ฿568

73.75%

Gym Membership (Monthly)

$34.57 ₱1,925

$41.64 ฿1,347

-16.98%

Tennis Court (1 Hour on Weekend)

$6.9 ฿223

Cinema Ticket

$6.98 ₱389

$5.8 ฿188

20.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.9 ₱4,562

$308 ฿9,963

-73.39%

International Primary School, 1 Child (Yearly)

$2,807 ₱156.3K

$14.7K ฿475.8K

-80.91%

Jeans (Levis 501 Or Similar)

$32.27 ₱1,797

$55.4 ฿1,793

-41.75%

Summer Dress (H&M, Zara, etc)

$29.78 ₱1,658

$26.4 ฿854

12.80%

Sport Shoes (Adidas, Nike)

$98.7 ₱5,495

$85.1 ฿2,755

15.93%

Men's Leather Business Shoes

$92.3 ₱5,138

$71.8 ฿2,323

28.57%

1-bedroom Apartment, City Center (Monthly)

$262 ₱14.6K

$434 ฿14K

-39.55%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱9,700

$235 ฿7,610

-25.92%

3-bedroom Apartment, City Center (Monthly)

$599 ₱33.3K

$821 ฿26.6K

-27.07%

3-bedroom Apartment, Outside City Center (Monthly)

$398 ₱22.2K

$498 ฿16.1K

-20.05%

Buy Apartment in City Center (m2)

$2,238 ₱124.6K

$2,180 ฿70.6K

2.66%

Buy Apartment Outside City Center (m2)

$1,543 ฿49.9K

Average Monthly Net Salary (After Tax)

$703 ฿22.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

62.60%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, Laguna: October 29, 2025

Last update for Chiang Mai: October 29, 2025

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