Last update: Oct 2026

Cost of Living Comparison Between San Pablo and Ubud, Bali

For one person, living is cheaper in San Pablo: $634 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in San Pablo
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San Pablo Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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San Pablo

🇵🇭 Philippines

$634

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in San Pablo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Pablo and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $634 in San Pablo versus $1,368 in Ubud, Bali.

San Pablo $634
Ubud, Bali $1,368

Estimated couple costs with rent: $917 in San Pablo versus $2,314 in Ubud, Bali.

San Pablo $917
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,200 in San Pablo versus $3,260 in Ubud, Bali.

San Pablo $1,200
Ubud, Bali $3,260

Living in San Pablo costs roughly 54% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: San Pablo is 53% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$3.90 ₱245

$3.33 Rp 59.9K

17.12%

Three-Course Dinner for Two, Mid-Range

$16.47 ₱1,037

$35.18 Rp 633.2K

-53.18%

Fast Food Meal (McDonalds, etc)

$2.81 ₱177

$5.80 Rp 104.5K

-51.55%

Cappuccino

$1.83 ₱115

$2.73 Rp 49.1K

-32.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₱24.14

$1.64 Rp 29.5K

-76.83%

Water (0.33 liter bottle)

$0.18 ₱11.26

$0.83 Rp 15.0K

-78.31%

Local Beer (0.5 liter draught)

$1.03 ₱64.7

$2.70 Rp 48.6K

-61.85%

Imported Beer (0.33 liter bottle)

$1.63 ₱103

$4.30 Rp 77.4K

-62.09%

Milk (1 liter)

$1.67 ₱105

$1.50 Rp 27.1K

11.33%

White Bread (500g)

$1.10 ₱69.2

$2.30 Rp 41.4K

-52.17%

Rice (white) (1kg)

$0.94 ₱59.1

$1.18 Rp 21.2K

-20.34%

Eggs

$2.08 ₱131

$2.14 Rp 38.6K

-2.80%

Local Cheese (1kg)

$5.14 ₱324

$17.48 Rp 314.6K

-70.59%

Chicken Fillets (1kg)

$3.41 ₱215

$4.03 Rp 72.5K

-15.38%

Beef Round Steak (1kg)

$7.73 ₱487

$12.23 Rp 220.1K

-36.79%

Apples (1kg)

$2.32 ₱146

$3.55 Rp 63.9K

-34.65%

Banana (1kg)

$1.41 ₱88.8

$1.57 Rp 28.3K

-10.19%

Oranges (1kg)

$1.61 ₱101

$2.24 Rp 40.2K

-28.13%

Tomato (1kg)

$1.04 ₱65.3

$1.93 Rp 34.7K

-46.11%

Potato (1kg)

$1.61 ₱101

$1.88 Rp 33.9K

-14.36%

Onion (1kg)

$1.78 ₱112

$2.29 Rp 41.3K

-22.27%

Lettuce (1 head)

$0.61 ₱38.28

$0.99 Rp 17.9K

-38.38%

Water (1.5 liter bottle)

$0.52 ₱32.95

$0.53 Rp 9,475

-1.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.84 ₱179

$2.28 Rp 41.1K

24.56%

Wine (Bottle)

$6.49 ₱409

$23.01 Rp 414.2K

-71.79%

Local Beer (0.5 liter bottle)

$0.95 ₱60.0

$2.34 Rp 42.2K

-59.40%

Imported Beer (0.33 liter bottle)

$2.02 ₱127

$2.91 Rp 52.4K

-30.58%

One-way Ticket (Public Transport)

$0.23 ₱14.37

$0.24 Rp 4,315

-4.17%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.81 ₱51.0

$0.48 Rp 8,684

68.75%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.79

$0.46 Rp 8,233

-45.65%

Taxi 1hour Waiting (Normal Tariff)

$1.87 ₱118

$5.45 Rp 98.2K

-65.69%

Gasoline (1 liter)

$1.15 ₱72.5

$0.88 Rp 15.9K

30.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ₱1.4M

$24.6K Rp 442.2M

-11.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$31.2K Rp 561.4M

-38.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 ₱9,016

$83.0 Rp 1.5M

72.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.84 ₱746

$6.45 Rp 116.0K

83.57%

Internet (50+ Mbps, Unlimited Data)

$23.37 ₱1,471

$18.57 Rp 334.2K

25.85%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$5.13 ₱323

$4.38 Rp 78.9K

17.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₱8,290

$493 Rp 8.9M

-73.29%

International Primary School, 1 Child (Yearly)

$10.9K ₱683.6K

$5,754 Rp 103.6M

88.71%

Jeans (Levis 501 Or Similar)

$29.42 ₱1,852

$46.19 Rp 831.4K

-36.31%

Summer Dress (H&M, Zara, etc)

$19.58 ₱1,232

$35.33 Rp 636.0K

-44.58%

Sport Shoes (Adidas, Nike)

$71.5 ₱4,502

$79.1 Rp 1.4M

-9.58%

Men's Leather Business Shoes

$55.6 ₱3,500

$78.4 Rp 1.4M

-29.09%

1-bedroom Apartment, City Center (Monthly)

$142 ₱8,963

$1,142 Rp 20.6M

-87.54%

1-bedroom Apartment, Outside City Center (Monthly)

$125 ₱7,875

$676 Rp 12.2M

-81.49%

3-bedroom Apartment, City Center (Monthly)

$206 ₱13.0K

$3,503 Rp 63.1M

-94.13%

3-bedroom Apartment, Outside City Center (Monthly)

$188 ₱11.8K

$1,700 Rp 30.6M

-88.94%

Buy Apartment in City Center (m2)

$956 ₱60.2K

$2,784 Rp 50.1M

-65.67%

Buy Apartment Outside City Center (m2)

$811 ₱51.1K

$2,241 Rp 40.3M

-63.79%

Average Monthly Net Salary (After Tax)

$292 ₱18.4K

$165 Rp 3.0M

77.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

13.78

-51.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Pablo: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

San Pablo

$178 28.1%

Ubud, Bali

$108 7.9% 39.4% $70

Groceries & Markets

San Pablo

$166 26.2%

Ubud, Bali

$290 21.2% 75% $124

Accommodation & Living

San Pablo

$125 19.7%

Ubud, Bali

$676 49.4% 440% $551

Clothing & Footwear

San Pablo

$79 12.5%

Ubud, Bali

$108 7.9% 35.7% $28

Eating Out

San Pablo

$72 11.4%

Ubud, Bali

$109 8% 50.7% $37

Sport & Entertainment

San Pablo

$10 * 1.6%

Ubud, Bali

$65 4.7% 529% $54

Getting Around

San Pablo

$3 * 0.5%

Ubud, Bali

$13 0.9% 321% $9.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $142 in San Pablo and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

San Pablo pays 77% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16.00 in San Pablo vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $166 vs $290 per month, with San Pablo cheaper across the board.

Good to know

🇵🇭 San Pablo

🇮🇩 Ubud, Bali

🕒 Local time

23:10 11:10 PM

Same time as San Pablo

🌤 Weather

👥 Population

266,068

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

San Pablo Ubud, Bali 2,600 km ≈ 3 h 45 min nonstop flight

From you

San Pablo
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Pablo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

San Pablo and Ubud, Bali differ by about 116% in total monthly costs ($634 vs $1,368 including rent). San Pablo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 77% higher in San Pablo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $142 in San Pablo versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $132 in San Pablo versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in San Pablo – a meal for two runs $16.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $634 in San Pablo versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in San Pablo but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Pablo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, San Pablo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Pablo gentler on the wallet – expenses run 116% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.