Cost of Living Comparison Between San Pablo and Ubud, Bali Cost of Living Comparison Between San Pablo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $650 in San Pablo versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $936 in San Pablo versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,221 in San Pablo versus $3,273 in Ubud, Bali.

Living in San Pablo costs roughly 53% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: San Pablo is 53% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$4.10 ₱256

$3.37 Rp 59.7K

21.66%

Three-Course Dinner for Two, Mid-Range

$16.91 ₱1,058

$38.59 Rp 682.4K

-56.18%

Fast Food Meal (McDonalds, etc)

$2.83 ₱177

$5.52 Rp 97.6K

-48.73%

Cappuccino

$1.85 ₱116

$2.64 Rp 46.8K

-29.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₱24.03

$1.67 Rp 29.6K

-77.25%

Water (0.33 liter bottle)

$0.19 ₱11.63

$0.77 Rp 13.6K

-75.32%

Local Beer (0.5 liter draught)

$1.02 ₱64.0

$2.63 Rp 46.6K

-61.22%

Imported Beer (0.33 liter bottle)

$1.57 ₱98.3

$4.28 Rp 75.7K

-63.32%

Milk (1 liter)

$1.63 ₱102

$1.55 Rp 27.3K

5.16%

White Bread (500g)

$1.14 ₱71.1

$2.22 Rp 39.3K

-48.65%

Rice (white) (1kg)

$1.00 ₱62.5

$1.13 Rp 19.9K

-11.50%

Eggs

$2.01 ₱126

$2.09 Rp 36.9K

-3.83%

Local Cheese (1kg)

$5.24 ₱328

$17.39 Rp 307.6K

-69.87%

Chicken Fillets (1kg)

$3.47 ₱217

$3.87 Rp 68.4K

-10.34%

Beef Round Steak (1kg)

$7.63 ₱477

$12.55 Rp 221.9K

-39.20%

Apples (1kg)

$2.28 ₱143

$3.62 Rp 63.9K

-37.02%

Banana (1kg)

$1.47 ₱91.7

$1.56 Rp 27.6K

-5.77%

Oranges (1kg)

$1.62 ₱101

$2.35 Rp 41.6K

-31.06%

Tomato (1kg)

$1.09 ₱68.1

$2.06 Rp 36.4K

-47.09%

Potato (1kg)

$1.63 ₱102

$1.90 Rp 33.6K

-14.21%

Onion (1kg)

$1.72 ₱108

$2.34 Rp 41.3K

-26.50%

Lettuce (1 head)

$0.63 ₱39.25

$1.03 Rp 18.2K

-38.83%

Water (1.5 liter bottle)

$0.49 ₱30.62

$0.55 Rp 9,809

-10.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.82 ₱177

$2.25 Rp 39.8K

25.33%

Wine (Bottle)

$6.23 ₱390

$23.81 Rp 421.0K

-73.83%

Local Beer (0.5 liter bottle)

$0.97 ₱60.9

$2.31 Rp 40.9K

-58.01%

Imported Beer (0.33 liter bottle)

$2.03 ₱127

$2.80 Rp 49.5K

-27.50%

One-way Ticket (Public Transport)

$0.23 ₱14.32

$0.27 Rp 4,816

-14.81%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

Taxi Start (Normal Tariff)

$0.81 ₱50.7

$0.48 Rp 8,515

68.75%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.64

$0.45 Rp 7,887

-44.44%

Taxi 1hour Waiting (Normal Tariff)

$1.89 ₱118

$5.72 Rp 101.1K

-66.96%

Gasoline (1 liter)

$0.94 ₱58.6

$0.76 Rp 13.4K

23.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ₱1.3M

$24.5K Rp 433.0M

-13.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$32.1K Rp 568.0M

-39.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 ₱8,765

$83.6 Rp 1.5M

67.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.92 ₱1,121

$6.46 Rp 114.2K

177.40%

Internet (50+ Mbps, Unlimited Data)

$23.56 ₱1,473

$18.99 Rp 335.9K

24.07%

Gym Membership (Monthly)

$56.0 Rp 989.8K

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

Cinema Ticket

$5.11 ₱320

$4.28 Rp 75.7K

19.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$136 ₱8,492

$487 Rp 8.6M

-72.09%

International Primary School, 1 Child (Yearly)

$10.7K ₱667.3K

$5,856 Rp 103.6M

82.22%

Jeans (Levis 501 Or Similar)

$28.94 ₱1,810

$45.56 Rp 805.6K

-36.48%

Summer Dress (H&M, Zara, etc)

$19.99 ₱1,250

$36.38 Rp 643.3K

-45.05%

Sport Shoes (Adidas, Nike)

$72.7 ₱4,543

$82.0 Rp 1.4M

-11.36%

Men's Leather Business Shoes

$56.9 ₱3,556

$80.4 Rp 1.4M

-29.28%

1-bedroom Apartment, City Center (Monthly)

$143 ₱8,930

$1,117 Rp 19.7M

-87.21%

1-bedroom Apartment, Outside City Center (Monthly)

$126 ₱7,908

$701 Rp 12.4M

-81.96%

3-bedroom Apartment, City Center (Monthly)

$211 ₱13.2K

$3,537 Rp 62.5M

-94.03%

3-bedroom Apartment, Outside City Center (Monthly)

$195 ₱12.2K

$1,762 Rp 31.2M

-88.96%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

Average Monthly Net Salary (After Tax)

$292 ₱18.3K

$170 Rp 3.0M

72.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

13.78

-51.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Pablo: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $143 in San Pablo and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

San Pablo pays 72% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in San Pablo vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $166 vs $293 per month, with San Pablo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Pablo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

San Pablo and Ubud, Bali differ by about 115% in total monthly costs ($650 vs $1,396 including rent). San Pablo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 72% higher in San Pablo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $143 in San Pablo versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $136 in San Pablo versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in San Pablo – a meal for two runs $17.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $650 in San Pablo versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in San Pablo but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Pablo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, San Pablo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Pablo gentler on the wallet – expenses run 115% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.