Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and San Pablo

For one person, living is cheaper in San Pablo: $634 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
31

Cost of Living Index in San Pablo
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San Pablo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

San Pablo

🇵🇭 Philippines

$634

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in San Pablo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in San Pablo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $634 in San Pablo.

Ubud, Bali $1,368
San Pablo $634

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $917 in San Pablo.

Ubud, Bali $2,314
San Pablo $917

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,200 in San Pablo.

Ubud, Bali $3,260
San Pablo $1,200

Living in Ubud, Bali is roughly 116% more expensive than in San Pablo, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, San Pablo is 53% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$3.90 ₱245

-14.62%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$16.47 ₱1,037

113.60%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$2.81 ₱177

106.41%

Cappuccino

$2.73 Rp 49.1K

$1.83 ₱115

49.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.38 ₱24.14

331.58%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.18 ₱11.26

361.11%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.03 ₱64.7

162.14%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$1.63 ₱103

163.80%

Milk (1 liter)

$1.50 Rp 27.1K

$1.67 ₱105

-10.18%

White Bread (500g)

$2.30 Rp 41.4K

$1.10 ₱69.2

109.09%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.94 ₱59.1

25.53%

Eggs

$2.14 Rp 38.6K

$2.08 ₱131

2.88%

Local Cheese (1kg)

$17.48 Rp 314.6K

$5.14 ₱324

240.08%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$3.41 ₱215

18.18%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$7.73 ₱487

58.21%

Apples (1kg)

$3.55 Rp 63.9K

$2.32 ₱146

53.02%

Banana (1kg)

$1.57 Rp 28.3K

$1.41 ₱88.8

11.35%

Oranges (1kg)

$2.24 Rp 40.2K

$1.61 ₱101

39.13%

Tomato (1kg)

$1.93 Rp 34.7K

$1.04 ₱65.3

85.58%

Potato (1kg)

$1.88 Rp 33.9K

$1.61 ₱101

16.77%

Onion (1kg)

$2.29 Rp 41.3K

$1.78 ₱112

28.65%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.61 ₱38.28

62.30%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.52 ₱32.95

1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$2.84 ₱179

-19.72%

Wine (Bottle)

$23.01 Rp 414.2K

$6.49 ₱409

254.55%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$0.95 ₱60.0

146.32%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.02 ₱127

44.06%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.23 ₱14.37

4.35%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.81 ₱51.0

-40.74%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.25 ₱15.79

84.00%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$1.87 ₱118

191.44%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.15 ₱72.5

-23.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$21.6K ₱1.4M

13.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$19.3K ₱1.2M

61.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$143 ₱9,016

-42.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$11.84 ₱746

-45.52%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$23.37 ₱1,471

-20.54%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$5.13 ₱323

-14.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$132 ₱8,290

274.41%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$10.9K ₱683.6K

-47.01%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$29.42 ₱1,852

57.00%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$19.58 ₱1,232

80.44%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$71.5 ₱4,502

10.60%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$55.6 ₱3,500

41.01%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$142 ₱8,963

702.49%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$125 ₱7,875

440.17%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$206 ₱13.0K

1602.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$188 ₱11.8K

804.50%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$956 ₱60.2K

191.31%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$811 ₱51.1K

176.20%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$292 ₱18.4K

-43.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for San Pablo: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

San Pablo

$125 19.7% 81.5% $551

Groceries & Markets

Ubud, Bali

$290 21.2%

San Pablo

$166 26.2% 42.9% $124

Eating Out

Ubud, Bali

$109 8%

San Pablo

$72 11.4% 33.6% $37

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

San Pablo

$178 28.1% 65.1% $70

Clothing & Footwear

Ubud, Bali

$108 7.9%

San Pablo

$79 12.5% 26.3% $28

Sport & Entertainment

Ubud, Bali

$65 4.7%

San Pablo

$10 * 1.6% 84.1% $54

Getting Around

Ubud, Bali

$13 0.9%

San Pablo

$3 * 0.5% 76.3% $9.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $142 in San Pablo. Housing cost is often the main lever when comparing two cities.

San Pablo pays 77% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $16.00 in San Pablo for a mid-range dinner for two. Groceries echo the gap at $290 vs $166 per month, with San Pablo cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 San Pablo

🕒 Local time

20:08 8:08 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

266,068

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali San Pablo 2,600 km ≈ 3 h 45 min nonstop flight

From you

Ubud, Bali
San Pablo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Pablo: Cost of Living - Frequently Asked Questions

Ubud, Bali and San Pablo differ by about 116% in total monthly costs ($1,368 vs $634 including rent). San Pablo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 77% lower in San Pablo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $142 in San Pablo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $132 in San Pablo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in San Pablo – a meal for two runs $16.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $634 in San Pablo versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in San Pablo but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Pablo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and San Pablo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Pablo gentler on the wallet – expenses run 116% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.