Cost of Living Comparison Between Ubud, Bali and San Pablo Cost of Living Comparison Between Ubud, Bali and San Pablo

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $822 in San Pablo.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,237 in San Pablo.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,651 in San Pablo.

Living in Ubud, Bali is roughly 71% more expensive than in San Pablo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, San Pablo is 38% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$4.75 ₱293

-27.37%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$14.00 ₱863

131.00%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$3.14 ₱194

54.14%

Cappuccino

$2.75 Rp 49.4K

$2.98 ₱184

-7.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.43 ₱26.21

220.93%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.28 ₱17.27

167.86%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$0.70 ₱42.90

327.14%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.17 ₱134

77.42%

Milk (1 liter)

$1.74 Rp 31.2K

$1.69 ₱104

2.96%

White Bread (500g)

$2.46 Rp 44.2K

$0.81 ₱49.95

203.70%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.74 ₱45.90

58.11%

Eggs

$2.43 Rp 43.7K

$1.99 ₱123

22.11%

Local Cheese (1kg)

$14.50 Rp 260.6K

$5.26 ₱324

175.67%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$3.86 ₱238

12.69%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$7.19 ₱443

66.62%

Apples (1kg)

$3.72 Rp 66.8K

$4.51 ₱278

-17.52%

Banana (1kg)

$1.63 Rp 29.2K

$1.07 ₱66.0

52.34%

Oranges (1kg)

$2.74 Rp 49.3K

$2.37 ₱146

15.61%

Tomato (1kg)

$2.24 Rp 40.3K

$1.63 ₱100

37.42%

Potato (1kg)

$1.92 Rp 34.5K

$1.44 ₱88.6

33.33%

Onion (1kg)

$2.28 Rp 40.9K

$1.03 ₱63.6

121.36%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.90 ₱55.8

17.78%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.59 ₱36.55

22.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.53 ₱156

30.04%

Wine (Bottle)

$23.19 Rp 416.8K

$6.49 ₱400

257.32%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.13 ₱69.8

146.02%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.97 ₱122

38.58%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.28 ₱17.47

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.84 ₱51.7

-42.86%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.24 ₱14.82

75.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$2.19 ₱135

184.02%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.15 ₱70.8

-29.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$25.4K ₱1.6M

4.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$20.4K ₱1.3M

57.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$166 ₱10.3K

-52.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$32.55 ₱2,008

-87.50%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$30.25 ₱1,866

-19.57%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$34.57 ₱2,132

185.25%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$6.95 ₱428

-42.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$82.6 ₱5,093

269.38%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$2,817 ₱173.7K

135.76%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$17.59 ₱1,085

207.79%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$29.42 ₱1,815

28.52%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$99.1 ₱6,113

-12.39%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$93.1 ₱5,739

-17.96%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$122 ₱7,530

712.37%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$175 ₱10.8K

285.06%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$579 ₱35.7K

482.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$394 ₱24.3K

420.00%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$295 ₱18.2K

-43.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.13

63.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for San Pablo: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $122 in San Pablo. Housing cost is often the main lever when comparing two cities.

San Pablo pays 77% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $14.00 in San Pablo for a mid-range dinner for two. Groceries echo the gap at $297 vs $179 per month, with San Pablo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Pablo: Cost of Living - Frequently Asked Questions

Ubud, Bali and San Pablo differ by about 71% in total monthly costs ($1,408 vs $822 including rent). San Pablo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 77% lower in San Pablo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $122 in San Pablo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $82.6 in San Pablo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in San Pablo – a meal for two runs $14.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $822 in San Pablo versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in San Pablo but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Pablo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and San Pablo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Pablo gentler on the wallet – expenses run 71% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.