Cost of Living Comparison Between Ubud, Bali and San Pablo Cost of Living Comparison Between Ubud, Bali and San Pablo

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $846 in San Pablo.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,261 in San Pablo.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,675 in San Pablo.

Living in Ubud, Bali is roughly 68% more expensive than San Pablo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, San Pablo is 37% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$4.92 ₱304

-27.64%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$14.03 ₱866

133.29%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$3.15 ₱194

57.14%

Cappuccino

$2.71 Rp 48.6K

$2.86 ₱176

-5.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.46 ₱28.20

191.30%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.28 ₱17.31

150.00%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$0.69 ₱42.72

323.19%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.09 ₱129

89.47%

Milk (1 liter)

$1.81 Rp 32.4K

$1.73 ₱107

4.62%

White Bread (500g)

$2.52 Rp 45.1K

$0.89 ₱54.9

183.15%

Rice (white) (1kg)

$1.16 Rp 20.8K

$0.68 ₱41.86

70.59%

Eggs

$2.46 Rp 44.1K

$2.02 ₱124

21.78%

Local Cheese (1kg)

$14.71 Rp 263.7K

$5.12 ₱316

187.30%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$3.81 ₱235

13.39%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$7.28 ₱449

66.76%

Apples (1kg)

$3.84 Rp 68.8K

$4.36 ₱269

-11.93%

Banana (1kg)

$1.56 Rp 27.9K

$1.03 ₱63.7

51.46%

Oranges (1kg)

$2.83 Rp 50.8K

$2.24 ₱139

26.34%

Tomato (1kg)

$2.33 Rp 41.7K

$1.72 ₱106

35.47%

Potato (1kg)

$1.91 Rp 34.3K

$1.45 ₱89.3

31.72%

Onion (1kg)

$2.20 Rp 39.5K

$1.03 ₱63.6

113.59%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.88 ₱54.2

14.77%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.64 ₱39.67

21.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$2.55 ₱158

30.20%

Wine (Bottle)

$23.74 Rp 425.5K

$6.60 ₱407

259.70%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.18 ₱72.9

136.44%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.02 ₱125

41.58%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.28 ₱17.37

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.77 ₱47.73

-40.26%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.24 ₱14.89

87.50%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$2.10 ₱130

190.48%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.09 ₱67.3

-27.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$25.9K ₱1.6M

0.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$20.5K ₱1.3M

56.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$162 ₱9,967

-50.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$33.55 ₱2,070

-87.90%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$30.44 ₱1,878

-22.73%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$34.19 ₱2,110

188.68%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

Cinema Ticket

$4.15 Rp 74.3K

$7.18 ₱443

-42.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$82.4 ₱5,087

268.70%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$2,784 ₱171.8K

137.53%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$17.32 ₱1,069

220.67%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$29.70 ₱1,832

28.99%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$97.3 ₱6,004

-8.95%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$92.9 ₱5,732

-16.17%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$126 ₱7,774

698.82%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$180 ₱11.1K

275.50%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$577 ₱35.6K

496.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$397 ₱24.5K

413.21%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$290 ₱17.9K

-43.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.13

63.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for San Pablo: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $126 in San Pablo. Housing cost is often the main lever when comparing two cities.

San Pablo pays 76% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $14.00 in San Pablo for a mid-range dinner for two. Groceries echo the gap at $302 vs $180 per month, with San Pablo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs San Pablo: Cost of Living - Frequently Asked Questions

Ubud, Bali and San Pablo differ by about 68% in total monthly costs ($1,419 vs $846 including rent). San Pablo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, San Pablo earns 76% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $126 in San Pablo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $82.4 in San Pablo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in San Pablo – a meal for two runs $14.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $846 in San Pablo versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in San Pablo but tight or insufficient in Ubud, Bali. The gap between the two cities makes San Pablo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and San Pablo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Pablo gentler on the wallet – expenses run 68% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.