Last update: Oct 2026

Cost of Living Comparison Between San Pablo and Melbourne

For one person, living is cheaper in San Pablo: $634 a month against $2,821 in Melbourne, rent and utilities included – about $26,200 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in San Pablo
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San Pablo Living Index
138

Cost of Living Index in Melbourne
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Melbourne Living Index

Jump to prices

San Pablo

🇵🇭 Philippines

$634

/mo nomad

Melbourne

🇦🇺 Australia

$2,821

/mo nomad

Monthly Cost of Living

How much you'll spend in San Pablo and in Melbourne

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Pablo and in Melbourne actually costs, broken down by who's living it.

Monthly costs for one person with rent: $634 in San Pablo versus $2,821 in Melbourne.

San Pablo $634
Melbourne $2,821

Estimated couple costs with rent: $917 in San Pablo versus $4,235 in Melbourne.

San Pablo $917
Melbourne $4,235

Monthly costs for a family of three with rent: $1,200 in San Pablo versus $5,650 in Melbourne.

San Pablo $1,200
Melbourne $5,650

Living in San Pablo costs roughly 78% less than in Melbourne, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: San Pablo is 53% below, Melbourne is 109% above.

Meal at Budget Restaurant

$3.90 ₱245

$17.43 A$25.08

-77.62%

Three-Course Dinner for Two, Mid-Range

$16.47 ₱1,037

$84.6 A$122

-80.52%

Fast Food Meal (McDonalds, etc)

$2.81 ₱177

$12.46 A$17.92

-77.45%

Cappuccino

$1.83 ₱115

$4.11 A$5.91

-55.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₱24.14

$3.06 A$4.40

-87.58%

Water (0.33 liter bottle)

$0.18 ₱11.26

$2.52 A$3.62

-92.86%

Local Beer (0.5 liter draught)

$1.03 ₱64.7

$9.80 A$14.10

-89.49%

Imported Beer (0.33 liter bottle)

$1.63 ₱103

$8.57 A$12.33

-80.98%

Milk (1 liter)

$1.67 ₱105

$1.48 A$2.14

12.84%

White Bread (500g)

$1.10 ₱69.2

$2.94 A$4.23

-62.59%

Rice (white) (1kg)

$0.94 ₱59.1

$2.66 A$3.82

-64.66%

Eggs

$2.08 ₱131

$5.54 A$7.97

-62.45%

Local Cheese (1kg)

$5.14 ₱324

$10.51 A$15.13

-51.09%

Chicken Fillets (1kg)

$3.41 ₱215

$9.65 A$13.89

-64.66%

Beef Round Steak (1kg)

$7.73 ₱487

$15.22 A$21.91

-49.21%

Apples (1kg)

$2.32 ₱146

$3.99 A$5.75

-41.85%

Banana (1kg)

$1.41 ₱88.8

$3.02 A$4.34

-53.31%

Oranges (1kg)

$1.61 ₱101

$3.10 A$4.46

-48.06%

Tomato (1kg)

$1.04 ₱65.3

$4.82 A$6.93

-78.42%

Potato (1kg)

$1.61 ₱101

$3.03 A$4.36

-46.86%

Onion (1kg)

$1.78 ₱112

$2.44 A$3.52

-27.05%

Lettuce (1 head)

$0.61 ₱38.28

$2.46 A$3.54

-75.20%

Water (1.5 liter bottle)

$0.52 ₱32.95

$1.63 A$2.34

-68.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.84 ₱179

$44.07 A$63.4

-93.56%

Wine (Bottle)

$6.49 ₱409

$12.70 A$18.28

-48.90%

Local Beer (0.5 liter bottle)

$0.95 ₱60.0

$5.54 A$7.97

-82.85%

Imported Beer (0.33 liter bottle)

$2.02 ₱127

$5.23 A$7.52

-61.38%

One-way Ticket (Public Transport)

$0.23 ₱14.37

$3.74 A$5.38

-93.85%

Public Transport Monthly Pass (Regular Price)

$138 A$198

Taxi Start (Normal Tariff)

$0.81 ₱51.0

$4.51 A$6.50

-82.04%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.79

$1.36 A$1.96

-81.62%

Taxi 1hour Waiting (Normal Tariff)

$1.87 ₱118

$30.45 A$43.81

-93.86%

Gasoline (1 liter)

$1.15 ₱72.5

$1.47 A$2.12

-21.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ₱1.4M

$29.0K A$41.7K

-25.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$26.5K A$38.1K

-27.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 ₱9,016

$234 A$336

-38.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.84 ₱746

$27.93 A$40.19

-57.61%

Internet (50+ Mbps, Unlimited Data)

$23.37 ₱1,471

$55.7 A$80.2

-58.07%

Gym Membership (Monthly)

$49.40 A$71.1

Tennis Court (1 Hour on Weekend)

$21.48 A$30.91

Cinema Ticket

$5.13 ₱323

$15.09 A$21.72

-66.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₱8,290

$2,371 A$3,412

-94.45%

International Primary School, 1 Child (Yearly)

$10.9K ₱683.6K

$30.2K A$43.5K

-64.05%

Jeans (Levis 501 Or Similar)

$29.42 ₱1,852

$80.0 A$115

-63.21%

Summer Dress (H&M, Zara, etc)

$19.58 ₱1,232

$50.7 A$73.0

-61.38%

Sport Shoes (Adidas, Nike)

$71.5 ₱4,502

$121 A$174

-40.71%

Men's Leather Business Shoes

$55.6 ₱3,500

$130 A$188

-57.38%

1-bedroom Apartment, City Center (Monthly)

$142 ₱8,963

$1,759 A$2,531

-91.91%

1-bedroom Apartment, Outside City Center (Monthly)

$125 ₱7,875

$1,390 A$2,000

-91.00%

3-bedroom Apartment, City Center (Monthly)

$206 ₱13.0K

$3,494 A$5,027

-94.11%

3-bedroom Apartment, Outside City Center (Monthly)

$188 ₱11.8K

$2,493 A$3,588

-92.46%

Buy Apartment in City Center (m2)

$956 ₱60.2K

$6,926 A$9,967

-86.20%

Buy Apartment Outside City Center (m2)

$811 ₱51.1K

$6,445 A$9,274

-87.41%

Average Monthly Net Salary (After Tax)

$292 ₱18.4K

$4,383 A$6,307

-93.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

5.9

14.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Pablo: October 11, 2026

Last update for Melbourne: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

San Pablo

$178 28.1%

Melbourne

$317 11.3% 77.9% $139

Groceries & Markets

San Pablo

$166 26.2%

Melbourne

$384 13.6% 131% $218

Accommodation & Living

San Pablo

$125 19.7%

Melbourne

$1.4K 49.3% 1011% $1.3K

Clothing & Footwear

San Pablo

$79 12.5%

Melbourne

$172 6.1% 117% $93

Eating Out

San Pablo

$72 11.4%

Melbourne

$315 11.2% 336% $242

Sport & Entertainment

San Pablo

$10 * 1.6%

Melbourne

$80 2.8% 676% $69

Getting Around

San Pablo

$3 * 0.5%

Melbourne

$164 5.8% 5396% $161

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $142 in San Pablo and $1,759 in Melbourne. Housing cost is often the main lever when comparing two cities.

Melbourne pays 1403% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in San Pablo vs $85.0 in Melbourne for a mid-range dinner for two. Groceries echo the gap at $166 vs $384 per month, with San Pablo cheaper across the board.

Good to know

🇵🇭 San Pablo

🇦🇺 Melbourne

🕒 Local time

10:56 10:56 AM

13:56 1:56 PM

3 h ahead of San Pablo

🌤 Weather

👥 Population

266,068

5,031,195

💱 Currency

Philippine Peso PHP ₱

Australian Dollar AUD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

San Pablo Melbourne 6,270 km ≈ 8 h nonstop flight

From you

San Pablo
Melbourne

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Pablo vs Melbourne: Cost of Living - Frequently Asked Questions

San Pablo and Melbourne differ by about 345% in total monthly costs ($634 vs $2,821 including rent). San Pablo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1403% lower in Melbourne. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $142 in San Pablo versus $1,759 in Melbourne. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 131% higher in Melbourne. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $634 per month in San Pablo versus $2,821 in Melbourne – a 345% gap that adds up to real savings over time for anyone picking the cheaper option.

At $634 in San Pablo versus $2,821 in Melbourne, a $2,000 budget is realistic in San Pablo but tight or insufficient in Melbourne. The gap between the two cities makes San Pablo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, San Pablo and Melbourne are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Pablo gentler on the wallet – expenses run 345% less than in Melbourne. Beyond cost, consider language, visa policies, and how big the international community is in each city.