Last update: Oct 2026

Cost of Living Comparison Between San Pablo and Karachi

For one person, living is cheaper in Karachi: $482 a month against $634 in San Pablo, rent and utilities included – about $1,800 less a year. Rent and utilities account for about half of the difference.

31

Cost of Living Index in San Pablo
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San Pablo Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

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San Pablo

🇵🇭 Philippines

$634

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in San Pablo and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Pablo and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $634 in San Pablo versus $482 in Karachi.

San Pablo $634
Karachi $482

Estimated couple costs with rent: $917 in San Pablo versus $750 in Karachi.

San Pablo $917
Karachi $750

Monthly costs for a family of three with rent: $1,200 in San Pablo versus $1,018 in Karachi.

San Pablo $1,200
Karachi $1,018

Living in San Pablo is roughly 32% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: San Pablo 53% lower, Karachi 64% lower.

Meal at Budget Restaurant

$3.90 ₱245

$2.13 PKR 588

83.10%

Three-Course Dinner for Two, Mid-Range

$16.47 ₱1,037

$13.30 PKR 3,680

23.83%

Fast Food Meal (McDonalds, etc)

$2.81 ₱177

$5.45 PKR 1,508

-48.44%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$1.83 ₱115

$2.09 PKR 579

-12.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₱24.14

$0.40 PKR 111

-5.00%

Water (0.33 liter bottle)

$0.18 ₱11.26

$0.26 PKR 71.1

-30.77%

Local Beer (0.5 liter draught)

$1.03 ₱64.7

Imported Beer (0.33 liter bottle)

$1.63 ₱103

Milk (1 liter)

$1.67 ₱105

$0.92 PKR 254

81.52%

White Bread (500g)

$1.10 ₱69.2

$0.56 PKR 156

96.43%

Rice (white) (1kg)

$0.94 ₱59.1

$1.25 PKR 345

-24.80%

Eggs

$2.08 ₱131

$1.23 PKR 341

69.11%

Local Cheese (1kg)

$5.14 ₱324

$5.67 PKR 1,570

-9.35%

Chicken Fillets (1kg)

$3.41 ₱215

$3.16 PKR 876

7.91%

Beef Round Steak (1kg)

$7.73 ₱487

$6.28 PKR 1,737

23.09%

Apples (1kg)

$2.32 ₱146

$1.26 PKR 348

84.13%

Banana (1kg)

$1.41 ₱88.8

$0.53 PKR 148

166.04%

Oranges (1kg)

$1.61 ₱101

$1.00 PKR 276

61.00%

Tomato (1kg)

$1.04 ₱65.3

$0.56 PKR 154

85.71%

Potato (1kg)

$1.61 ₱101

$0.33 PKR 91.4

387.88%

Onion (1kg)

$1.78 ₱112

$0.34 PKR 95.1

423.53%

Lettuce (1 head)

$0.61 ₱38.28

$0.42 PKR 116

45.24%

Water (1.5 liter bottle)

$0.52 ₱32.95

$0.44 PKR 121

18.18%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$2.84 ₱179

$1.84 PKR 509

54.35%

Wine (Bottle)

$6.49 ₱409

Local Beer (0.5 liter bottle)

$0.95 ₱60.0

Imported Beer (0.33 liter bottle)

$2.02 ₱127

One-way Ticket (Public Transport)

$0.23 ₱14.37

$0.28 PKR 77.0

-17.86%

Public Transport Monthly Pass (Regular Price)

$9.99 PKR 2,764

Taxi Start (Normal Tariff)

$0.81 ₱51.0

$0.92 PKR 256

-11.96%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.79

$0.70 PKR 193

-64.29%

Taxi 1hour Waiting (Normal Tariff)

$1.87 ₱118

$2.16 PKR 597

-13.43%

Gasoline (1 liter)

$1.15 ₱72.5

$1.38 PKR 382

-16.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ₱1.4M

$17.9K PKR 5.0M

20.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$27.1K PKR 7.5M

-28.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 ₱9,016

$113 PKR 31.4K

26.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.84 ₱746

$5.95 PKR 1,648

98.99%

Internet (50+ Mbps, Unlimited Data)

$23.37 ₱1,471

$13.16 PKR 3,642

77.58%

Gym Membership (Monthly)

$21.55 PKR 5,965

Tennis Court (1 Hour on Weekend)

$18.23 PKR 5,044

Cinema Ticket

$5.13 ₱323

$4.21 PKR 1,165

21.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₱8,290

$52.2 PKR 14.4K

152.48%

International Primary School, 1 Child (Yearly)

$10.9K ₱683.6K

$1,940 PKR 537.0K

459.55%

Jeans (Levis 501 Or Similar)

$29.42 ₱1,852

$17.55 PKR 4,858

67.64%

Summer Dress (H&M, Zara, etc)

$19.58 ₱1,232

$23.51 PKR 6,506

-16.72%

Sport Shoes (Adidas, Nike)

$71.5 ₱4,502

$68.9 PKR 19.1K

3.83%

Men's Leather Business Shoes

$55.6 ₱3,500

$40.59 PKR 11.2K

36.95%

1-bedroom Apartment, City Center (Monthly)

$142 ₱8,963

$118 PKR 32.7K

20.64%

1-bedroom Apartment, Outside City Center (Monthly)

$125 ₱7,875

$73.6 PKR 20.4K

69.92%

3-bedroom Apartment, City Center (Monthly)

$206 ₱13.0K

$357 PKR 98.9K

-42.46%

3-bedroom Apartment, Outside City Center (Monthly)

$188 ₱11.8K

$188 PKR 52.0K

0.01%

Buy Apartment in City Center (m2)

$956 ₱60.2K

$1,060 PKR 293.4K

-9.85%

Buy Apartment Outside City Center (m2)

$811 ₱51.1K

$481 PKR 133.1K

68.73%

Average Monthly Net Salary (After Tax)

$292 ₱18.4K

$183 PKR 50.6K

59.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

13.21

-48.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Pablo: October 11, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

San Pablo

$178 28.1%

Karachi

$133 27.5% 25.7% $46

Groceries & Markets

San Pablo

$166 26.2%

Karachi

$101 21% 39% $65

Accommodation & Living

San Pablo

$125 19.7%

Karachi

$74 15.3% 41.1% $51

Clothing & Footwear

San Pablo

$79 12.5%

Karachi

$68 14.1% 14.5% $12

Eating Out

San Pablo

$72 11.4%

Karachi

$61 12.7% 15.4% $11

Sport & Entertainment

San Pablo

$10 * 1.6%

Karachi

$30 6.2% 192% $20

Getting Around

San Pablo

$3 * 0.5%

Karachi

$16 3.2% 421% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $142 in San Pablo and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

San Pablo pays 59% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in San Pablo vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $166 vs $101 per month, with Karachi cheaper across the board.

Good to know

🇵🇭 San Pablo

🇵🇰 Karachi

🕒 Local time

10:58 10:58 AM

07:58 7:58 AM

3 h behind San Pablo

🌤 Weather

👥 Population

266,068

14,910,352

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to PHP in detail →

On the map

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Between locations

San Pablo Karachi 5,780 km ≈ 8 h nonstop flight

From you

San Pablo
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Pablo vs Karachi: Cost of Living - Frequently Asked Questions

San Pablo and Karachi differ by about 32% in total monthly costs ($634 vs $482 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 59% higher in San Pablo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $142 in San Pablo versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 64% higher in San Pablo. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $634 per month in San Pablo versus $482 in Karachi – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, San Pablo and Karachi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 32% less than in San Pablo. Beyond cost, consider language, visa policies, and how big the international community is in each city.