Last update: Oct 2026

Cost of Living Comparison Between San Pablo and Austin, TX

For one person, living is cheaper in San Pablo: $634 a month against $2,663 in Austin, TX, rent and utilities included – about $24,300 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in San Pablo
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San Pablo Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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San Pablo

🇵🇭 Philippines

$634

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in San Pablo and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Pablo and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $634 in San Pablo versus $2,663 in Austin, TX.

San Pablo $634
Austin, TX $2,663

Estimated couple costs with rent: $917 in San Pablo versus $4,133 in Austin, TX.

San Pablo $917
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,200 in San Pablo versus $5,603 in Austin, TX.

San Pablo $1,200
Austin, TX $5,603

Living in San Pablo costs roughly 76% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: San Pablo is 53% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$3.90 ₱245

$20.77 $20.77

-81.22%

Three-Course Dinner for Two, Mid-Range

$16.47 ₱1,037

$84.6 $84.6

-80.53%

Fast Food Meal (McDonalds, etc)

$2.81 ₱177

$12.32 $12.32

-77.19%

Cappuccino

$1.83 ₱115

$5.63 $5.63

-67.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₱24.14

$3.72 $3.72

-89.78%

Water (0.33 liter bottle)

$0.18 ₱11.26

$2.50 $2.50

-92.80%

Local Beer (0.5 liter draught)

$1.03 ₱64.7

$8.05 $8.05

-87.20%

Imported Beer (0.33 liter bottle)

$1.63 ₱103

$9.01 $9.01

-81.91%

Milk (1 liter)

$1.67 ₱105

$1.12 $1.12

49.11%

White Bread (500g)

$1.10 ₱69.2

$3.75 $3.75

-70.67%

Rice (white) (1kg)

$0.94 ₱59.1

$3.26 $3.26

-71.17%

Eggs

$2.08 ₱131

$4.17 $4.17

-50.12%

Local Cheese (1kg)

$5.14 ₱324

$12.90 $12.90

-60.16%

Chicken Fillets (1kg)

$3.41 ₱215

$14.16 $14.16

-75.92%

Beef Round Steak (1kg)

$7.73 ₱487

$16.22 $16.22

-52.34%

Apples (1kg)

$2.32 ₱146

$4.33 $4.33

-46.42%

Banana (1kg)

$1.41 ₱88.8

$1.46 $1.46

-3.42%

Oranges (1kg)

$1.61 ₱101

$4.51 $4.51

-64.30%

Tomato (1kg)

$1.04 ₱65.3

$4.34 $4.34

-76.04%

Potato (1kg)

$1.61 ₱101

$2.58 $2.58

-37.60%

Onion (1kg)

$1.78 ₱112

$2.35 $2.35

-24.26%

Lettuce (1 head)

$0.61 ₱38.28

$1.78 $1.78

-65.73%

Water (1.5 liter bottle)

$0.52 ₱32.95

$2.22 $2.22

-76.58%

Cigarettes 20 Pack (Marlboro, Camel)

$2.84 ₱179

$9.88 $9.88

-71.26%

Wine (Bottle)

$6.49 ₱409

$15.08 $15.08

-56.96%

Local Beer (0.5 liter bottle)

$0.95 ₱60.0

$2.92 $2.92

-67.47%

Imported Beer (0.33 liter bottle)

$2.02 ₱127

$3.46 $3.46

-41.62%

One-way Ticket (Public Transport)

$0.23 ₱14.37

$1.49 $1.49

-84.56%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$0.81 ₱51.0

$2.73 $2.73

-70.33%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.79

$1.66 $1.66

-84.94%

Taxi 1hour Waiting (Normal Tariff)

$1.87 ₱118

$35.30 $35.30

-94.70%

Gasoline (1 liter)

$1.15 ₱72.5

$0.95 $0.95

21.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ₱1.4M

$36.0K $36.0K

-40.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$27.1K $27.1K

-28.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 ₱9,016

$229 $229

-37.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.84 ₱746

$59.4 $59.4

-80.06%

Internet (50+ Mbps, Unlimited Data)

$23.37 ₱1,471

$69.9 $69.9

-66.57%

Gym Membership (Monthly)

$57.2 $57.2

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$5.13 ₱323

$14.28 $14.28

-64.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 ₱8,290

$1,506 $1,506

-91.26%

International Primary School, 1 Child (Yearly)

$10.9K ₱683.6K

$21.5K $21.5K

-49.40%

Jeans (Levis 501 Or Similar)

$29.42 ₱1,852

$52.8 $52.8

-44.29%

Summer Dress (H&M, Zara, etc)

$19.58 ₱1,232

$43.82 $43.82

-55.32%

Sport Shoes (Adidas, Nike)

$71.5 ₱4,502

$84.8 $84.8

-15.64%

Men's Leather Business Shoes

$55.6 ₱3,500

$103 $103

-46.03%

1-bedroom Apartment, City Center (Monthly)

$142 ₱8,963

$1,907 $1,907

-92.54%

1-bedroom Apartment, Outside City Center (Monthly)

$125 ₱7,875

$1,274 $1,274

-90.18%

3-bedroom Apartment, City Center (Monthly)

$206 ₱13.0K

$3,664 $3,664

-94.39%

3-bedroom Apartment, Outside City Center (Monthly)

$188 ₱11.8K

$2,538 $2,538

-92.60%

Buy Apartment in City Center (m2)

$956 ₱60.2K

$7,614 $7,614

-87.45%

Buy Apartment Outside City Center (m2)

$811 ₱51.1K

$3,157 $3,157

-74.31%

Average Monthly Net Salary (After Tax)

$292 ₱18.4K

$5,121 $5,121

-94.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

6.79

-0.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Pablo: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

San Pablo

$178 28.1%

Austin, TX

$358 13.5% 101% $180

Groceries & Markets

San Pablo

$166 26.2%

Austin, TX

$405 15.2% 144% $239

Accommodation & Living

San Pablo

$125 19.7%

Austin, TX

$1.3K 47.8% 919% $1.1K

Clothing & Footwear

San Pablo

$79 12.5%

Austin, TX

$128 4.8% 61.5% $49

Eating Out

San Pablo

$72 11.4%

Austin, TX

$354 13.3% 390% $282

Sport & Entertainment

San Pablo

$10 * 1.6%

Austin, TX

$86 3.2% 736% $76

Getting Around

San Pablo

$3 * 0.5%

Austin, TX

$59 2.2% 1870% $56

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $142 in San Pablo and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1657% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in San Pablo vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $166 vs $405 per month, with San Pablo cheaper across the board.

Good to know

🇵🇭 San Pablo

🇺🇸 Austin, TX

🕒 Local time

10:59 10:59 AM

21:59 9:59 PM

13 h behind San Pablo

🌤 Weather

👥 Population

266,068

974,447

💱 Currency

Philippine Peso PHP ₱

United States Dollar USD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

San Pablo Austin, TX 13,550 km ≈ 17 h nonstop flight

From you

San Pablo
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Pablo vs Austin, TX: Cost of Living - Frequently Asked Questions

San Pablo wins on cost – living expenses run 320% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making San Pablo the obvious pick if budget is a priority.

On paper, salaries run 1657% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $142 in San Pablo versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $132 in San Pablo versus $1,506 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in San Pablo – a meal for two runs $16.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $634 in San Pablo versus $2,663 in Austin, TX, a $2,000 budget is realistic in San Pablo but tight or insufficient in Austin, TX. The gap between the two cities makes San Pablo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, San Pablo and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Pablo gentler on the wallet – expenses run 320% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.