Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and San Pablo

For one person, living is cheaper in San Pablo: $634 a month against $2,663 in Austin, TX, rent and utilities included – about $24,300 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
31

Cost of Living Index in San Pablo
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San Pablo Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

San Pablo

🇵🇭 Philippines

$634

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in San Pablo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in San Pablo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $634 in San Pablo.

Austin, TX $2,663
San Pablo $634

Estimated couple costs with rent: $4,133 in Austin, TX versus $917 in San Pablo.

Austin, TX $4,133
San Pablo $917

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,200 in San Pablo.

Austin, TX $5,603
San Pablo $1,200

Living in Austin, TX is roughly 320% more expensive than in San Pablo, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, San Pablo is 53% below.

Meal at Budget Restaurant

$20.77 $20.77

$3.90 ₱245

432.56%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$16.47 ₱1,037

413.60%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$2.81 ₱177

338.43%

Cappuccino

$5.63 $5.63

$1.83 ₱115

207.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.38 ₱24.14

878.95%

Water (0.33 liter bottle)

$2.50 $2.50

$0.18 ₱11.26

1288.89%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.03 ₱64.7

681.55%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$1.63 ₱103

452.76%

Milk (1 liter)

$1.12 $1.12

$1.67 ₱105

-32.93%

White Bread (500g)

$3.75 $3.75

$1.10 ₱69.2

240.91%

Rice (white) (1kg)

$3.26 $3.26

$0.94 ₱59.1

246.81%

Eggs

$4.17 $4.17

$2.08 ₱131

100.48%

Local Cheese (1kg)

$12.90 $12.90

$5.14 ₱324

150.97%

Chicken Fillets (1kg)

$14.16 $14.16

$3.41 ₱215

315.25%

Beef Round Steak (1kg)

$16.22 $16.22

$7.73 ₱487

109.83%

Apples (1kg)

$4.33 $4.33

$2.32 ₱146

86.64%

Banana (1kg)

$1.46 $1.46

$1.41 ₱88.8

3.55%

Oranges (1kg)

$4.51 $4.51

$1.61 ₱101

180.12%

Tomato (1kg)

$4.34 $4.34

$1.04 ₱65.3

317.31%

Potato (1kg)

$2.58 $2.58

$1.61 ₱101

60.25%

Onion (1kg)

$2.35 $2.35

$1.78 ₱112

32.02%

Lettuce (1 head)

$1.78 $1.78

$0.61 ₱38.28

191.80%

Water (1.5 liter bottle)

$2.22 $2.22

$0.52 ₱32.95

326.92%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$2.84 ₱179

247.89%

Wine (Bottle)

$15.08 $15.08

$6.49 ₱409

132.36%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$0.95 ₱60.0

207.37%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.02 ₱127

71.29%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.23 ₱14.37

547.83%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.81 ₱51.0

237.04%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.25 ₱15.79

564.00%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$1.87 ₱118

1787.70%

Gasoline (1 liter)

$0.95 $0.95

$1.15 ₱72.5

-17.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$21.6K ₱1.4M

66.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$19.3K ₱1.2M

40.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$143 ₱9,016

59.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$11.84 ₱746

401.60%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$23.37 ₱1,471

199.14%

Gym Membership (Monthly)

$57.2 $57.2

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$5.13 ₱323

178.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$132 ₱8,290

1043.67%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$10.9K ₱683.6K

97.62%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$29.42 ₱1,852

79.50%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$19.58 ₱1,232

123.80%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$71.5 ₱4,502

18.54%

Men's Leather Business Shoes

$103 $103

$55.6 ₱3,500

85.30%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$142 ₱8,963

1239.75%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$125 ₱7,875

918.61%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$206 ₱13.0K

1681.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$188 ₱11.8K

1250.65%

Buy Apartment in City Center (m2)

$7,614 $7,614

$956 ₱60.2K

696.67%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$811 ₱51.1K

289.21%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$292 ₱18.4K

1656.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.75

0.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for San Pablo: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

San Pablo

$125 19.7% 90.2% $1.1K

Groceries & Markets

Austin, TX

$405 15.2%

San Pablo

$166 26.2% 59% $239

Monthly Utilities & Internet

Austin, TX

$358 13.5%

San Pablo

$178 28.1% 50.2% $180

Eating Out

Austin, TX

$354 13.3%

San Pablo

$72 11.4% 79.6% $282

Clothing & Footwear

Austin, TX

$128 4.8%

San Pablo

$79 12.5% 38.1% $49

Sport & Entertainment

Austin, TX

$86 3.2%

San Pablo

$10 * 1.6% 88% $76

Getting Around

Austin, TX

$59 2.2%

San Pablo

$3 * 0.5% 94.9% $56

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $142 in San Pablo. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1657% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $16.00 in San Pablo for a mid-range dinner for two. Groceries echo the gap at $405 vs $166 per month, with San Pablo cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇭 San Pablo

🕒 Local time

21:58 9:58 PM

10:58 10:58 AM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

266,068

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

PHP to USD in detail →

On the map

Lowest

Highest

Between locations

Austin, TX San Pablo 13,550 km ≈ 17 h nonstop flight

From you

Austin, TX
San Pablo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs San Pablo: Cost of Living - Frequently Asked Questions

San Pablo wins on cost – living expenses run 320% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making San Pablo the obvious pick if budget is a priority.

Average pay runs 1657% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $142 in San Pablo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,506 in Austin, TX versus $132 in San Pablo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in San Pablo – a meal for two runs $16.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $634 in San Pablo versus $2,663 in Austin, TX, a $2,000 budget is realistic in San Pablo but tight or insufficient in Austin, TX. The gap between the two cities makes San Pablo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and San Pablo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Pablo gentler on the wallet – expenses run 320% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.