😐A single person spends $2,215 per month in San Juan vs $2,056 in Montreal, rent included.
😐A couple spends around $3,318 per month in San Juan vs $3,112 in Montreal, rent included.
😐A family of three spends $4,422 per month in San Juan vs $4,167 in Montreal, rent included.
😐San Juan costs about 8% more than Montreal, driven mainly by Monthly Utilities & Internet.
📊Both San Juan and Montreal sit above the global median – San Juan by 61%, Montreal by 50%.
Currency
🍽 Eating Out
San Juan
Montreal
Difference
Meal at Budget Restaurant
$18.92$18.92
$17.85CA$24.81
5.99%
Three-Course Dinner for Two, Mid-Range
$82.5$82.5
$72.3CA$100
14.06%
Fast Food Meal(McDonalds, etc)
$9.32$9.32
$10.92CA$15.18
-14.65%
Cappuccino
$3.71$3.71
$3.97CA$5.51
-6.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.77$1.77
$2.07CA$2.88
-14.49%
Water(0.33 liter bottle)
$1.44$1.44
$1.55CA$2.15
-7.10%
Local Beer(0.5 liter draught)
$2.95$2.95
$6.41CA$8.91
-53.98%
Imported Beer(0.33 liter bottle)
$4.94$4.94
$7.29CA$10.13
-32.24%
🛒 Groceries & Markets
San Juan
Montreal
Difference
Milk(1 liter)
$2.28$2.28
$2.39CA$3.31
-4.60%
White Bread(500g)
$3.68$3.68
$3.21CA$4.45
14.64%
Rice(white)(1kg)
$2.40$2.40
$3.07CA$4.26
-21.82%
Eggs
$7.55$7.55
$3.68CA$5.11
105.16%
Local Cheese(1kg)
$12.38$12.38
$13.57CA$18.86
-8.77%
Chicken Fillets(1kg)
$9.73$9.73
$11.63CA$16.16
-16.34%
Beef Round Steak(1kg)
$13.48$13.48
$13.97CA$19.41
-3.51%
Apples(1kg)
$5.13$5.13
$3.68CA$5.12
39.40%
Banana(1kg)
$2.61$2.61
$1.56CA$2.16
67.31%
Oranges(1kg)
$4.91$4.91
$3.41CA$4.74
43.99%
Tomato(1kg)
$4.87$4.87
$3.03CA$4.21
60.73%
Potato(1kg)
$3.74$3.74
$1.98CA$2.76
88.89%
Onion(1kg)
$3.99$3.99
$1.82CA$2.54
119.23%
Lettuce(1 head)
$3.54$3.54
$2.56CA$3.56
38.28%
Water(1.5 liter bottle)
$1.59$1.59
$1.39CA$1.93
14.39%
Cigarettes 20 Pack(Marlboro, Camel)
$12.17$12.17
$11.49CA$15.97
5.92%
Wine(Bottle)
$15.64$15.64
$10.92CA$15.18
43.22%
Local Beer(0.5 liter bottle)
$2.99$2.99
$2.26CA$3.14
32.30%
Imported Beer(0.33 liter bottle)
$3.92$3.92
$3.01CA$4.18
30.23%
🚌 Getting Around
San Juan
Montreal
Difference
One-way Ticket(Public Transport)
$0.77$0.77
$2.69CA$3.74
-71.38%
Public Transport Monthly Pass(Regular Price)
$30.40$30.40
$75.3CA$105
-59.65%
Taxi Start(Normal Tariff)
$2.47$2.47
$3.35CA$4.65
-26.27%
Taxi(Normal Tariff)(1km)
$1.49$1.49
$1.50CA$2.09
-0.67%
Taxi 1hour Waiting(Normal Tariff)
$41.18$41.18
$33.70CA$46.83
22.20%
Gasoline(1 liter)
$1.16$1.16
$1.29CA$1.80
-10.08%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.7K$39.7K
$28.3KCA$39.3K
40.29%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.1K$28.1K
$20.0KCA$27.7K
40.96%
🧾 Monthly Utilities & Internet
San Juan
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$326$326
$80.4CA$112
306.25%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$69.0$69.0
$34.23CA$47.57
101.43%
Internet(50+ Mbps, Unlimited Data)
$70.1$70.1
$41.39CA$57.5
69.36%
🎉 Sport & Entertainment
San Juan
Montreal
Difference
Gym Membership(Monthly)
$40.23$40.23
$29.24CA$40.63
37.59%
Tennis Court(1 Hour on Weekend)
$7.67$7.67
$19.89CA$27.64
-61.44%
Cinema Ticket
$10.36$10.36
$11.71CA$16.27
-11.53%
🧸 Childcare & Education
San Juan
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$837$837
$564CA$784
48.26%
International Primary School, 1 Child(Yearly)
$12.4K$12.4K
$16.8KCA$23.4K
-26.46%
👕👟 Clothing & Footwear
San Juan
Montreal
Difference
Jeans(Levis 501 Or Similar)
$56.5$56.5
$59.5CA$82.7
-5.14%
Summer Dress(H&M, Zara, etc)
$60.5$60.5
$42.13CA$58.6
43.70%
Sport Shoes(Adidas, Nike)
$108$108
$107CA$149
0.91%
Men's Leather Business Shoes
$112$112
$111CA$154
1.45%
🏠 Accommodation & Living
San Juan
Montreal
Difference
1-bedroom Apartment, City Center(Monthly)
$1,789$1,789
$1,284CA$1,784
39.38%
1-bedroom Apartment, Outside City Center(Monthly)
$846$846
$990CA$1,376
-14.53%
3-bedroom Apartment, City Center(Monthly)
$2,909$2,909
$2,260CA$3,140
28.74%
3-bedroom Apartment, Outside City Center(Monthly)
$1,465$1,465
$1,667CA$2,317
-12.13%
Buy Apartment in City Center(m2)
$7,363$7,363
$5,287CA$7,347
39.25%
Buy Apartment Outside City Center(m2)
$3,334$3,334
$3,813CA$5,298
-12.56%
💵 Salaries & Financials
San Juan
Montreal
Difference
Average Monthly Net Salary(After Tax)
$2,743$2,743
$3,019CA$4,195
-9.13%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.55
4.41
48.53%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for San Juan: September 1, 2026
Last update for Montreal: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,789 in San Juan versus $1,284 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 10% higher in Montreal, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $82.0 in San Juan versus $72.0 in Montreal. Monthly groceries follow the same trend: $418 vs $356 – making Montreal the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Juan vs Montreal: Cost of Living - Frequently Asked Questions
Which city is more expensive, San Juan or Montreal?
San Juan costs about 8% more than Montreal, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in San Juan and in Montreal?
For a comfortable life, plan on about $3,322 per month in San Juan and $3,084 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, San Juan or Montreal?
Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in San Juan or in Montreal?
Groceries cost about 17% more in San Juan, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
How do dining costs compare in San Juan and in Montreal?
A mid-range dinner for two costs $82.0 in San Juan and $72.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $2,000/month in San Juan or in Montreal?
A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,056, than in San Juan at $2,215. In Montreal it covers expenses comfortably, while in San Juan it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, San Juan or Montreal?
For digital nomads, it depends on budget. Montreal costs $2,056 versus $2,215 in San Juan. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is San Juan compared to Montreal?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to San Juan or to Montreal?
If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, San Juan makes more sense. Both are solid long-term options with distinct trade-offs.