Last update: Oct 2026

Cost of Living Comparison Between San Juan, Philippines and Chiang Mai

For one person, living is cheaper in San Juan: $727 a month against $936 in Chiang Mai, rent and utilities included – about $2,500 less a year. Other living expenses account for most of the difference.

San Juan, Philippines
Chiang Mai, Thailand
San Juan
🇵🇭 Philippines
$727
/mo nomad
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Monthly Cost of Living

How much you'll spend in San Juan and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Juan and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $727 per month in San Juan vs $936 in Chiang Mai, rent included.

  • San Juan $727
  • Chiang Mai $936

A couple spends around $1,099 per month in San Juan vs $1,457 in Chiang Mai, rent included.

  • San Juan $1,099
  • Chiang Mai $1,457

A family of three spends $1,471 per month in San Juan vs $1,979 in Chiang Mai, rent included.

  • San Juan $1,471
  • Chiang Mai $1,979

San Juan is about 22% cheaper than Chiang Mai, and outside of rent the biggest gap is in groceries.

Both San Juan and Chiang Mai are more affordable than the global median – San Juan 47% lower, Chiang Mai 31% lower.

Currency
🍽 Eating Out
San Juan
Chiang Mai
Difference
Meal at Budget Restaurant
$4.00 ₱255
$2.24 ฿75.6
78.57%
Three-Course Dinner for Two, Mid-Range
$16.19 ₱1,032
$19.00 ฿641
-14.79%
Fast Food Meal (McDonalds, etc)
$2.80 ₱178
$5.55 ฿187
-49.55%
Cappuccino
$2.61 ₱166
$1.67 ฿56.5
56.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.61 ₱38.78
$0.64 ฿21.54
-4.69%
Water (0.33 liter bottle)
$0.33 ₱21.31
$0.31 ฿10.31
6.45%
Local Beer (0.5 liter draught)
$1.01 ₱64.3
$2.36 ฿79.5
-57.20%
Imported Beer (0.33 liter bottle)
$1.54 ₱98.3
$3.66 ฿124
-57.92%
🛒 Groceries & Markets
San Juan
Chiang Mai
Difference
Milk (1 liter)
$1.67 ₱106
$1.95 ฿65.7
-14.36%
White Bread (500g)
$1.13 ₱72.3
$1.44 ฿48.46
-21.53%
Rice (white) (1kg)
$0.91 ₱58.1
$1.33 ฿45.03
-31.58%
Eggs
$1.77 ₱113
$2.28 ฿77.1
-22.37%
Local Cheese (1kg)
$4.98 ₱317
$16.45 ฿555
-69.73%
Chicken Fillets (1kg)
$3.31 ₱211
$2.78 ฿93.9
19.06%
Beef Round Steak (1kg)
$6.98 ₱445
$9.31 ฿314
-25.03%
Apples (1kg)
$2.20 ₱140
$2.35 ฿79.4
-6.38%
Banana (1kg)
$1.40 ₱88.9
$0.97 ฿32.79
44.33%
Oranges (1kg)
$2.27 ₱145
$1.60 ฿53.9
41.87%
Tomato (1kg)
$1.00 ₱63.9
$1.50 ฿50.6
-33.33%
Potato (1kg)
$1.73 ₱110
$1.28 ฿43.11
35.16%
Onion (1kg)
$1.69 ₱108
$1.10 ฿37.18
53.64%
Lettuce (1 head)
$0.60 ₱38.18
$0.71 ฿23.82
-15.49%
Water (1.5 liter bottle)
$0.89 ₱56.4
$0.49 ฿16.36
81.63%
Cigarettes 20 Pack (Marlboro, Camel)
$2.70 ₱172
$4.14 ฿140
-34.78%
Wine (Bottle)
$7.51 ₱479
$17.52 ฿591
-57.13%
Local Beer (0.5 liter bottle)
$0.93 ₱59.5
$1.61 ฿54.5
-42.24%
Imported Beer (0.33 liter bottle)
$1.74 ₱111
$2.78 ฿93.9
-37.41%
🚌 Getting Around
San Juan
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.92
$0.87 ฿29.30
-71.26%
Public Transport Monthly Pass (Regular Price)
$11.48 ₱732
$54.1 ฿1,825
-78.78%
Taxi Start (Normal Tariff)
$0.75 ₱47.56
$1.16 ฿39.04
-35.34%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.37
$0.53 ฿17.80
-60.38%
Taxi 1hour Waiting (Normal Tariff)
$1.87 ₱119
$2.42 ฿81.7
-22.73%
Gasoline (1 liter)
$1.17 ₱74.5
$1.45 ฿48.88
-19.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ₱1.3M
$21.1K ฿710.5K
-0.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.2K ₱1.2M
$26.9K ฿909.0K
-28.91%
🧾 Monthly Utilities & Internet
San Juan
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$136 ₱8,682
$62.2 ฿2,098
119.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.17 ₱903
$12.17 ฿411
16.43%
Internet (50+ Mbps, Unlimited Data)
$23.95 ₱1,526
$20.12 ฿679
19.04%
🎉 Sport & Entertainment
San Juan
Chiang Mai
Difference
Gym Membership (Monthly)
$27.03 ₱1,722
$37.31 ฿1,259
-27.55%
Tennis Court (1 Hour on Weekend)
$5.16 ₱329
$3.77 ฿127
36.87%
Cinema Ticket
$5.01 ₱319
$6.49 ฿219
-22.80%
🧸 Childcare & Education
San Juan
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$70.3 ₱4,482
$736 ฿24.8K
-90.44%
International Primary School, 1 Child (Yearly)
$2,442 ₱155.6K
$14.8K ฿498.2K
-83.46%
👕👟 Clothing & Footwear
San Juan
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$28.72 ₱1,830
$53.4 ฿1,801
-46.19%
Summer Dress (H&M, Zara, etc)
$19.22 ₱1,225
$24.64 ฿831
-22.00%
Sport Shoes (Adidas, Nike)
$71.0 ₱4,522
$91.5 ฿3,087
-22.42%
Men's Leather Business Shoes
$55.3 ₱3,522
$71.9 ฿2,427
-23.16%
🏠 Accommodation & Living
San Juan
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$269 ₱17.1K
$482 ฿16.3K
-44.31%
1-bedroom Apartment, Outside City Center (Monthly)
$170 ₱10.8K
$309 ฿10.4K
-44.98%
3-bedroom Apartment, City Center (Monthly)
$493 ₱31.4K
$1,006 ฿33.9K
-51.03%
3-bedroom Apartment, Outside City Center (Monthly)
$357 ₱22.7K
$633 ฿21.4K
-43.64%
Buy Apartment in City Center (m2)
$2,304 ₱146.8K
$2,363 ฿79.7K
-2.49%
Buy Apartment Outside City Center (m2)
$1,186 ₱75.6K
$1,589 ฿53.6K
-25.36%
💵 Salaries & Financials
San Juan
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$235 ₱15.0K
$590 ฿19.9K
-60.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
5.57
21.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Juan: October 25, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Monthly Utilities & Internet
San Juan
$174
Chiang Mai
$94 45.8% $80
Accommodation & Living
San Juan
$170
Chiang Mai
$309 81.7% $139
Groceries & Markets
San Juan
$169
Chiang Mai
$234 38.3% $65
Eating Out
San Juan
$84
Chiang Mai
$78 7.2% $6
Clothing & Footwear
San Juan
$78
Chiang Mai
$109 38.6% $30
Sport & Entertainment
San Juan
$37
Chiang Mai
$50 35.7% $13
Getting Around
San Juan
$14
Chiang Mai
$61 330% $47

Cost Breakdown

A central one-bedroom costs $269 in San Juan versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Chiang Mai are about 2.5 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $16 in San Juan versus $19 in Chiang Mai. Monthly groceries follow the same trend: $169 vs $234 – making San Juan the more affordable choice for daily food spending.

Good to know
🇵🇭 San Juan
🇹🇭 Chiang Mai
🕒 Local time
03:54 3:54 AM
02:54 2:54 AM
1 h behind San Juan
🌤 Weather
👥 Population
126,347
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 1, 2026: 1 USD = 63.72 PHP (100 PHP = 1.57 USD). 1 EUR = 71.15 PHP (100 PHP = 1.41 EUR).

Thai Baht exchange rates as of November 1, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

On the map
Between locations
  • San Juan Chiang Mai 2,390 km ≈ 3 h 30 min nonstop flight
From you
  • San Juan
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
San Juan vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, San Juan or Chiang Mai?
Chiang Mai costs about 29% more than San Juan, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in San Juan and in Chiang Mai?
For a comfortable life, plan on about $1,091 per month in San Juan and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, San Juan or Chiang Mai?
Rent is clearly cheaper in San Juan, especially for central apartments: a one-bedroom in the center costs $269 there versus $482 in Chiang Mai.
How do childcare costs compare in San Juan and in Chiang Mai?
Kindergarten costs $70 per month in San Juan and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in San Juan or in Chiang Mai?
Groceries cost about 38% more in Chiang Mai, though the gap depends on what you buy.
Can you live on $1,200/month in San Juan or in Chiang Mai?
$1,200 covers both cities comfortably – all-in costs are $727 in San Juan and $936 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for families?
Families tend to lean toward San Juan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Should I move to San Juan or to Chiang Mai?
If budget matters most, go with San Juan. If higher salaries or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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